| Jan. 31, 2012 |
Mortgage jobs on either coast; financial M&A; Freddie's PR nightmare; servicing's negative earnings impact; more on MetLife's fade |
| Jan. 30, 2012 |
News, volumes, & rumors about correspondent investors; government turns its focus to HEMP |
| Jan. 27, 2012 |
California says "no thanks"; FHA, more FHA, thoughts on the compare ratio, and lender FHA changes that can't be ignored |
| Jan. 26, 2012 |
Mortgage jobs continue; forecast on FHA compare ratios; MetLife chatter; the importance of contingency plans for lenders |
| Jan. 25, 2012 |
Refi plan for non-government loans? Flagstar earnings; Chalk another one up for MERS; mortgage prices doing well relative to Treasuries |
| Jan. 24, 2012 |
Mortgage hiring; the latest on on-line lending; what principal forgiveness will cost; how HUD's changes will impact gov't lenders |
| Jan. 23, 2012 |
Mortgage hiring continues; BofA cuts CO refi's; letters from the trenches on current trends & how one company handles risk |
| Jan. 20, 2012 |
More mortgage jobs; old rating agency model becoming extinct? will independent mortgage banks be able to do HARP 2.0 loans? |
| Jan. 19, 2012 |
Mortgage ops job; g-fee increase chatter and possible impact on MBS prices; PNC's results reflect servicing lawsuit settlement? |
| Jan. 18, 2012 |
Wells' mortgage earnings indicative of industry? HUD to limit appeals? Kroll & Redwood Trust's deal; CFPB & appraisal fees |
| Jan. 17, 2012 |
Mortgage ops jobs; the CFPB unfurls its mortgage company audit procedure; recent and upcoming housing forecasts |
| Jan. 16, 2012 |
Special holiday edition dedicated to the mortgage tax; at least there's a joke at the end |
| Jan. 13, 2012 |
Mortgage production jobs; MBA class on fair lending; Redwood's new jumbo deal; Chase's mortgage earnings sag |
| Jan. 12, 2012 |
Mortgage jobs; insight from mortgage trader lingo; CFPB to sharpen claws on PHH? chatter on goals for F&F |
| Jan. 10, 2012 |
Wells rolls the g-fee hit ordered by Congress; Indiana refines originator rules; Fannie's EarlyCheck benefits |
| Jan. 6, 2012 |
Folks react to CFPB's "tell your story"; RMBS chatter; VA's appraisal changes; USB reacts to g-fee hike |
| Jan. 3, 2012 |
All cash purchases increase; VA's final rule for vets to avoid foreclosure; HUD's settlement with FNF provides a RESPA lesson |
| Jan. 2, 2012 |
Special edition of nothing but MI, investor, and lender updates - not for the faint of heart |
| Dec. 30, 2011 |
Experts' rate forecasts for 2012; 2011 forecasts that failed; MBS capital ratio chatter; Basel III thoughts |
| Dec. 29, 2011 |
A few good mortgage studies; one wholesaler rolls out HARP 2.0 and investors' thoughts on 2.0's impact |
| Dec. 28, 2011 |
GE & MetLife; Bank of America & turbulent times; PHH's financial condition; two banks' housing market forecasts |
| Dec. 27, 2011 |
PHH rumblings; FHA ant-flip waiver extended; unintended consequences of g-fee hike; tax deductible MI ending? |
| Dec. 23, 2011 |
New agency borrowers will pay for payroll tax cut extension; more agency news; catch the wave - move back in with your parents |
| Dec. 22, 2011 |
Spotlight on the agencies; Fortress' chief to take some time off; Fannie's interesting HARP 2.0 shift |
| Dec. 21, 2011 |
MBA/STRATMOR peer group; the CFPB wants your input! Insurance against fraud; info on cancelling Case Numbers |
| Dec. 20, 2011 |
Mortgage fraud continues; news from MetLife, LPS, M&T, REMN, Redwood Trust, Wells, Zillow, and BofA |
| Dec. 19, 2011 |
Banks to increase loan loss reserves? SEC's new lawsuit against Fannie & Freddie execs; investor changes continue |
| Dec. 16, 2011 |
VA loan limits; QRM update; TMBA kick-off conference for January; Fannie STAR news for servicers |
| Dec. 15, 2011 |
Mortgage jobs in the West; Confusion with NAR and fraud stats; ULDD extended; FDIC weighs in on appraisals |
| Dec. 14, 2011 |
Refi's continue to be strong - who is refinancing? Google suspends lead generation; comment on servicing proposals |
| Dec. 13, 2011 |
Mortgage production jobs; mortgage company profits; Servicing: the who's, what's, why's, FHFA, and the MBA |
| Dec. 12, 2011 |
Mortgage AE jobs; broker share increases; Las Vegas' foreclosed-upon property law; interesting joke |
| Dec. 9, 2011 |
VA Home Loan primer; Cordray nomination temporarily derailed; FHA negative equity program clarifications |
| Dec. 8, 2011 |
Mortgage Ops job; Lending to borrowers with negative equity: spotlight on the FHA's Negative Equity Program |
| Dec. 7, 2011 |
SunTrust's buybacks; Citi's lay-offs; HARP 2.0 & refinancing speeds; MISMO back in action |
| Dec. 6, 2011 |
Mortgage jobs; NY Fed reports on multiple non-owner loans; the wind continues to come out of HARP 2.0's sails |
| Dec. 5, 2011 |
A dangerous combination of GMAC, Massachusetts, a lawsuit, unpaid TARP, and possible bankruptcy; LO comp tips and training |
| Dec. 2, 2011 |
FHA to raise premiums? HARP 2.0 hesitation; CFPB status; MI & investor updates as rates slide higher |
| Dec. 1, 2011 |
CA mortgage Ops job; at least some investors are rolling out HARP 2.0; 1st day of UCDP; rates slide higher |
| Nov. 30, 2011 |
MBA classes for originators; refi percentage dropping; S&P downgrades banks; HARP contact info for borrowers |
| Nov. 29, 2011 |
B. Frank out, M. Waters in? FHA capital reserves questioned again; Mass. title questions; Wells & Citi updates |
| Nov. 28, 2011 |
Mortgage production & Ops jobs; comments from the trenches on buybacks and production hold-ups |
| Nov. 25, 2011 |
Countrywide & Guam's settlement; PMI files for bankrupcty; primer on Fannie & Freddie's impact on Fed Funds |
| Nov. 23, 2011 |
How Basel III impacts mortgage prices; more stress testing for US banks; 9% approval rating for Congress |
| Nov. 22, 2011 |
Wells Fargo FICO pricing changes roil rate sheets; BofA challenges Fannie on buybacks; a great puzzle/joke at the end |
| Nov. 21, 2011 |
FHA gets the nod, Fannie & Freddie don't; flood insurance changes; NMLS update; investor news with the BofA timeline |
| Nov. 20, 2011 |
If you're a servicer, is breaking into a vacant house a crime? REIT angst; Texas SAFE Act versus the Fed's version |
| Nov. 18, 2011 |
Citi to dial back FHA/VA biz; where will market price HARP 2.0 loans? A plethora of investor & MI changes |
| Nov. 17, 2011 |
More mortgage jobs; rating agency fees going up; HARP 2.0 dissected & dissected further |
| Nov. 16, 2011 |
Mortgage jobs; margin changes for MBS's; new source of MBS prices for folks; HARP 2.0 details; Allied back in business? |
| Nov. 15, 2011 |
More mortgage jobs; orange alert for FHA program? Loan amount debate winds down; who will buy HARP 2.0 loans? |
| Nov. 14, 2011 |
Mortgage jobs; Wells postpones Streamline changes; MetLife beefs up reverse u/w; interesting prepayment news; loan limit update |
| Nov. 11, 2011 |
Reader input on LO comp, MI changes, servicing for the agencies, HARP 2.0, and FHA Streamlines |
| Nov. 10, 2011 |
LoanSifter & Google; servicing settlement news; are F&F doing enough? Ginnie Mae in the spotlight - in a good way |
| Nov. 9, 2011 |
Ginnie expert wanted; CFPB kicking into gear; Fannie loses $5 billion; Ally's ResCap to declare bankruptcy? Someone wake me up! |
| Nov. 8, 2011 |
More mortgage jobs; chunk of MGIC purchased; HARP 2.0 comments; new correspondent; investor updates continue |
| Nov. 7, 2011 |
Allied's False Claim Act lesson; upcoming LP, UCDP, UAD, and UMDP; investor changes continue |
| Nov. 4, 2011 |
Allied & Bella Homes in the spotlight; Freddie asks for $6 billion; mixed views on commercial sector |
| Nov. 3, 2011 |
Thoughts on Ally's scaling back correspondent; HARP 2.0 agency differences; updates on loan limits & servicing fees |
| Nov. 2, 2011 |
Allied suspended; lessons in branding for MetLife's future purchaser; PHH earnings; HARP 2.0 comments |
| Nov. 1, 2011 |
Question about loans going into MBS's; mortgage insurer stats - good & bad news; rates drop on Greece news |
| Oct. 31, 2011 |
Mortgage jobs; lots of training & information from the MBA, AllRegs, & BuckleySandler; MERS in the news again; investor updates |
| Oct. 28, 2011 |
There are indeed HARP 2.0 unintended consequences; Old Republic re-entering the MI biz? |
| Oct. 27, 2011 |
LO comp - the gift that keeps on giving; service connects borrowers to wholesale rates; European news lowers risk but raises rates |
| Oct. 26, 2011 |
Continued HARP 2.0 chatter; uh-oh...now Genworth? Basel III rumblings; who is refinancing now? And some good humor. |
| Oct. 25, 2011 |
Lenders hope HARP 2.0 will help change production volume forecasts for 2012; Ocwen to buy Saxon servicing from Morgan |
| Oct. 24, 2011 |
More mortgage jobs; regulators Seize Main PMI Subsidiary; MGIC's 3rd quarter loss; BofA shuffles management & outlines shut down |
| Oct. 23, 2011 |
PrimeX primer; broker business still impacting prepayment speeds; shouldn't mortgage rates be lower? |
| Oct. 21, 2011 |
Jumbo saga continues; Fannie & Freddie increase buybacks; remodeling projects setting records |
| Oct. 20, 2011 |
How to manage repurchases; loan limit fight not dead; surprising multi-family statistics (1% did 51%) |
| Oct. 19, 2011 |
More mortgage jobs; mortgage banker loan loss reserve stats - setting aside enough? new & improved MBA application stats |
| Oct. 18, 2011 |
Wells - more than $1 billion a day; state examiner guides could be useful; MERS training; more talk about the conference last week |
| Oct. 17, 2011 |
Key production job; Why are banks closing? 986 days to foreclose in NY? Possible changes to MBS structure |
| Oct. 14, 2011 |
Servicing examination manual; MetLife - business as usual? JPM Chase mortgage numbers; possible servicing changes |
| Oct. 13, 2011 |
MetLife to bale and sail on mortgages? Now what? The Fed, PSA's, and foreclosures; PHH discusses agency repurchases |
| Oct. 12, 2011 |
Conference & originator chatter; Supreme Court & RESPA; vendor & investor & AMC updates |
| Oct. 11, 2011 |
Holders of 2nds are going to lose how many billions? Appraisal lawsuits; US Government defines "flood" |
| Oct. 10, 2011 |
Bond markets closed; prepayments & FHA/VA loans; new mortgage company; U.S. economy treading water |
| Oct. 7, 2011 |
Flood insurance focus; vendor mergers & agreements; unemployment different based on gender and race: "mancession" |
| Oct. 6, 2011 |
Production jobs; FHA Streamline issues; MERS victory; more on NMLS training; investors suspending programs & limiting AMC's |
| Oct. 5, 2011 |
Upcoming conferences & lots of various training sessions; a pod of investor updates |
| Oct. 4, 2011 |
Focus on appraisals, appraiser hurdles, and AMC's; and oh, Bank of America details mortgage exit strategy |
| Oct. 3, 2011 |
Flood insurance update; 2% paid on impound accounts, and insurance against a drop in home values? Sign me up! |
| Sep. 30, 2011 |
Fraud trends; Lenders One weights in on G-fees; HARP & servicing comments; where does impound income go? |
| Sep. 29, 2011 |
New repurchase risk tool; Foreign buyers in Florida paying cash; HUD changes multi-state rules |
| Sep. 28, 2011 |
Suggestions from folks on improving HARP; rates back to pre-Twist levels; 10/1 approaching |
| Sep. 27, 2011 |
LO comp lawsuit results; TBW accounting firm sued - what if they missed something? Investors gearing up for VA funding fee change |
| Sep. 26, 2011 |
New reasons for slow refi's; regulators lacking manpower; MISMO back to MBA; lenders/investors dealing with August locks |
| Sep. 23, 2011 |
FTC goes after loan mod companies; MERS training; FHA MIP suggestion; Fannie & Robosigning |
| Sep. 22, 2011 |
Major banks downgraded; mortgages from the supermarket? Lots of investor updates |
| Sep. 21, 2011 |
More production jobs; positive LO comp feedback; the impact of foreclosure numbers |
| Sep. 20, 2011 |
Changes in g-fees, MI levels, and risk pricing from F&F? Correspondent lender rankings; improving commercial RE? |
| Sep. 19, 2011 |
High-level production jobs; wholesaler rankings; setback for continued higher loan limits; Countrywide bankruptcy? |
| Sep. 16, 2011 |
Mortgage company performance survey findings; an opinion of the impact of regulations on job growth |
| Sep. 15, 2011 |
Mortgage banking movies? Redwood Trust's next non-agency deal; BofA's ripple effect in the industry |
| Sep. 14, 2011 |
SEC & REIT's; the latest on Fannie & Freddie; WSJ piece on government's role in BofA cuts; lenders brace for loan amount changes |
| Sep. 13, 2011 |
BofA correspondent & Indymac "updates"; if you like Detroit, Quicken is hiring; Basel III won't go away |
| Sep. 12, 2011 |
Possible HARP changes; MERS carries on; temporary loan limit extension update; big bank lawsuits & BofA's job cuts |
| Sep. 9, 2011 |
Primer on E&O coverage, Professional Liability, and Fidelity Bond policies |
| Sep. 8, 2011 |
Pipeline management in a changing mortgage banking landscape |
| Sep. 6, 2011 |
Contracting is Vital; Legal contracts are not |
| Sep. 2, 2011 |
Changes in mortgage technology & their impact on originators |
| Sep. 1, 2011 |
A turn in the wayback machine |
| Aug. 31, 2011 |
If BofA "bales and sails" on correspondent, now what? UAD tomorrow for conventional loans; loan limit updates, loans in disaster areas |
| Aug. 30, 2011 |
BofA settlement in question; NMLS releases interesting originator stats; impact of Ginnie Mae's mod rule change; fraud in lawyers and builder sector |
| Aug. 29, 2011 |
IT job; reader input on refi plan; markets are pretty quiet after hurricane's weekend |
| Aug. 26, 2011 |
Clarification on UAD rollout dates; odds of mass refi plan actually happening |
| Aug. 25, 2011 |
Buffett buys $5 billion of BofA; government refi program unlikely; UAD pushed back; various investor news |
| Aug. 24, 2011 |
Phoenix market numbers; WAMU, American Home, LPS lawsuits; investor/PMI updates; loan loss reserves falling & helping banks |
| Aug. 23, 2011 |
PMI stops MI issuance - who's left? Accenture & Zenta merger; appraisal process in the news; FHA training |
| Aug. 22, 2011 |
More on loan agent movement; mortgage Ops jobs; lots of FHA & investor loan limit preparations & news |
| Aug. 19, 2011 |
Troubling trends in existing home sales; bank job cuts; Remember Libor - why is it so low? Companies trying to process locks |
| Aug. 18, 2011 |
Trends in refi's; word from the appraiser trenches; more on LO comp; rating agency investigation |
| Aug. 17, 2011 |
How borrowers opt out of target lists; big banks shedding assets; will small banks keep originating mortgages? |
| Aug. 16, 2011 |
Ellie Mae buys DataTrac; more mortgage jobs; news on future of Fannie & Freddie; more on renegotiations |
| Aug. 15, 2011 |
Why is M&A heating up? Florida probably not alone in LO drop; fund those locked loans! |
| Aug. 12, 2011 |
Foreclose law & advertising law changes worth noting; credit agencies selling leads? Who can refi? |
| Aug. 11, 2011 |
Agency's glut of NOO - their own; more on LO comp; reverse mortgage conference; will record MBS prices trickle down? |
| Aug. 10, 2011 |
Lenders hiring & companies shutting down; BofA sells $73 billion; price engine's recent performance; investors prep for loan limit changes |
| Aug. 9, 2011 |
HVCC = AIR; Freddie's loss; AIG vs. BofA; handling rate lock renegotiations |
| Aug. 8, 2011 |
Mortgage rates improve; Fannie, BofA, the US Post Office getting hit; Secondary marketing job; money out there for mortgage banks |
| Aug. 5, 2011 |
PMI following RMIC? Saxon for sale? REIT prices continuing downward? So many questions for a Friday |
| Aug. 4, 2011 |
Market rally's impact on rate sheets & investors; sales jobs; Radian vs. Quicken; wassup at the CFPB? |
| Aug. 3, 2011 |
RMIC's troubles continue; good input & explanation of title company claims; gotta love these rates |
| Aug. 2, 2011 |
Ally's mortgage results; RMIC's downtrend; trend toward regional mortgage banking groups & conferences around the nation |
| Aug. 1, 2011 |
Fannie suspends RMIC; CFO & National Sales jobs; debt plan has little impact on great rates |
| Jul. 29, 2011 |
New BofA lawsuit; poor MI & investor earnings; LO comp issue has not gone away; at least rates are good |
| Jul. 28, 2011 |
Debt issues' impact on Fannie, Freddie, REIT's; bankruptcy & mortgage website; new loan program & modification plan |
| Jul. 27, 2011 |
Loan limit cut preparations trickling down; news from most major investors from BofA through ING to Wells |
| Jul. 26, 2011 |
The budget issue & mortgage rates; Kroll bond ratings; LPS earnings; 2011 origination & housing predictions from the Fed & Fannie |
| Jul. 25, 2011 |
Regulations and more regulations; carbon monoxide sensors; HUD training; FTC & MARS; news on loan limit extension |
| Jul. 22, 2011 |
MetLife Bank in play; SunTrust earnings; Lots of HUD & FHA news & warnings; Closing cost study |
| Jul. 21, 2011 |
More correspondents in the mix; help for non-agency borrowers? Genworth results; Flood insurance debated |
| Jul. 20, 2011 |
Post Office scaling back real estate; more on BofA, Wells, US Bank earnings; ECOA update; Chase winding down (home equity?) |
| Jul. 19, 2011 |
Chase overhaul of mortgage unit; earnings from BofA & Wells; lots of lender, MI, and vendor updates; how ARM loans are hedged |
| Jul. 18, 2011 |
Capital Markets & Ops jobs; CFPB nominee coming; bill to extend loan limits; Freddie & Fannie updates |
| Jul. 15, 2011 |
Home ownership declines - is it a bad thing? Prepayments; Ginnie vs. Fannie price differences |
| Jul. 14, 2011 |
Chase mortgage banking results; BofA settlement questions; Wells & UCDP for appraisals; Prospect settlement |
| Jul. 13, 2011 |
Debt ceiling chatter; new government proposal with interesting aspects; a few new programs & pricing incentives |
| Jul. 12, 2011 |
Are we back to negotiating underwriting guidelines? Largest REIT becoming larger; the latest from Freddie & Fannie |
| Jul. 11, 2011 |
Talk is cheap with debt ceiling; Economy muddles along; bank directors approving loans? More on financial literacy |
| Jul. 8, 2011 |
CFPB update; implementing best secondary practices |
| Jul. 7, 2011 |
4 Episodes to Help See Where We are Today |
| Jul. 6, 2011 |
Why Borrowing is a Privilege and Not a Right |
| Jul. 5, 2011 |
The Value of Servicing Explained |
| Jul. 4, 2011 |
Happy Independence Day! Boy oh boy there's a lot going on out there, especially with the SAFE Act |
| Jul. 1, 2011 |
News updates from Fannie, CFPB, Congress, and HVCC; It's an NMLS world |
| Jun. 30, 2011 |
View on how to fix the economy; More settlement news - and CW has cost BofA how much so far? |
| Jun. 29, 2011 |
Energy Efficient Mortgages; What might a BofA non-agency settlement mean for clients? |
| Jun. 28, 2011 |
What is on a Compliance Officer's radar screen? |
