| Oct. 18, 2011 |
Wells - more than $1 billion a day; state examiner guides could be useful; MERS training; more talk about the conference last week |
| Oct. 17, 2011 |
Key production job; Why are banks closing? 986 days to foreclose in NY? Possible changes to MBS structure |
| Oct. 14, 2011 |
Servicing examination manual; MetLife - business as usual? JPM Chase mortgage numbers; possible servicing changes |
| Oct. 13, 2011 |
MetLife to bale and sail on mortgages? Now what? The Fed, PSA's, and foreclosures; PHH discusses agency repurchases |
| Oct. 12, 2011 |
Conference & originator chatter; Supreme Court & RESPA; vendor & investor & AMC updates |
| Oct. 11, 2011 |
Holders of 2nds are going to lose how many billions? Appraisal lawsuits; US Government defines "flood" |
| Oct. 10, 2011 |
Bond markets closed; prepayments & FHA/VA loans; new mortgage company; U.S. economy treading water |
| Oct. 7, 2011 |
Flood insurance focus; vendor mergers & agreements; unemployment different based on gender and race: "mancession" |
| Oct. 6, 2011 |
Production jobs; FHA Streamline issues; MERS victory; more on NMLS training; investors suspending programs & limiting AMC's |
| Oct. 5, 2011 |
Upcoming conferences & lots of various training sessions; a pod of investor updates |
| Oct. 4, 2011 |
Focus on appraisals, appraiser hurdles, and AMC's; and oh, Bank of America details mortgage exit strategy |
| Oct. 3, 2011 |
Flood insurance update; 2% paid on impound accounts, and insurance against a drop in home values? Sign me up! |
| Sep. 30, 2011 |
Fraud trends; Lenders One weights in on G-fees; HARP & servicing comments; where does impound income go? |
| Sep. 29, 2011 |
New repurchase risk tool; Foreign buyers in Florida paying cash; HUD changes multi-state rules |
| Sep. 28, 2011 |
Suggestions from folks on improving HARP; rates back to pre-Twist levels; 10/1 approaching |
| Sep. 27, 2011 |
LO comp lawsuit results; TBW accounting firm sued - what if they missed something? Investors gearing up for VA funding fee change |
| Sep. 26, 2011 |
New reasons for slow refi's; regulators lacking manpower; MISMO back to MBA; lenders/investors dealing with August locks |
| Sep. 23, 2011 |
FTC goes after loan mod companies; MERS training; FHA MIP suggestion; Fannie & Robosigning |
| Sep. 22, 2011 |
Major banks downgraded; mortgages from the supermarket? Lots of investor updates |
| Sep. 21, 2011 |
More production jobs; positive LO comp feedback; the impact of foreclosure numbers |
| Sep. 20, 2011 |
Changes in g-fees, MI levels, and risk pricing from F&F? Correspondent lender rankings; improving commercial RE? |
| Sep. 19, 2011 |
High-level production jobs; wholesaler rankings; setback for continued higher loan limits; Countrywide bankruptcy? |
| Sep. 16, 2011 |
Mortgage company performance survey findings; an opinion of the impact of regulations on job growth |
| Sep. 15, 2011 |
Mortgage banking movies? Redwood Trust's next non-agency deal; BofA's ripple effect in the industry |
| Sep. 14, 2011 |
SEC & REIT's; the latest on Fannie & Freddie; WSJ piece on government's role in BofA cuts; lenders brace for loan amount changes |
| Sep. 13, 2011 |
BofA correspondent & Indymac "updates"; if you like Detroit, Quicken is hiring; Basel III won't go away |
| Sep. 12, 2011 |
Possible HARP changes; MERS carries on; temporary loan limit extension update; big bank lawsuits & BofA's job cuts |
| Sep. 9, 2011 |
Primer on E&O coverage, Professional Liability, and Fidelity Bond policies |
| Sep. 8, 2011 |
Pipeline management in a changing mortgage banking landscape |
| Sep. 6, 2011 |
Contracting is Vital; Legal contracts are not |
| Sep. 2, 2011 |
Changes in mortgage technology & their impact on originators |
| Sep. 1, 2011 |
A turn in the wayback machine |
| Aug. 31, 2011 |
If BofA "bales and sails" on correspondent, now what? UAD tomorrow for conventional loans; loan limit updates, loans in disaster areas |
| Aug. 30, 2011 |
BofA settlement in question; NMLS releases interesting originator stats; impact of Ginnie Mae's mod rule change; fraud in lawyers and builder sector |
| Aug. 29, 2011 |
IT job; reader input on refi plan; markets are pretty quiet after hurricane's weekend |
| Aug. 26, 2011 |
Clarification on UAD rollout dates; odds of mass refi plan actually happening |
| Aug. 25, 2011 |
Buffett buys $5 billion of BofA; government refi program unlikely; UAD pushed back; various investor news |
| Aug. 24, 2011 |
Phoenix market numbers; WAMU, American Home, LPS lawsuits; investor/PMI updates; loan loss reserves falling & helping banks |
| Aug. 23, 2011 |
PMI stops MI issuance - who's left? Accenture & Zenta merger; appraisal process in the news; FHA training |
| Aug. 22, 2011 |
More on loan agent movement; mortgage Ops jobs; lots of FHA & investor loan limit preparations & news |
| Aug. 19, 2011 |
Troubling trends in existing home sales; bank job cuts; Remember Libor - why is it so low? Companies trying to process locks |
| Aug. 18, 2011 |
Trends in refi's; word from the appraiser trenches; more on LO comp; rating agency investigation |
| Aug. 17, 2011 |
How borrowers opt out of target lists; big banks shedding assets; will small banks keep originating mortgages? |
| Aug. 16, 2011 |
Ellie Mae buys DataTrac; more mortgage jobs; news on future of Fannie & Freddie; more on renegotiations |
| Aug. 15, 2011 |
Why is M&A heating up? Florida probably not alone in LO drop; fund those locked loans! |
| Aug. 12, 2011 |
Foreclose law & advertising law changes worth noting; credit agencies selling leads? Who can refi? |
| Aug. 11, 2011 |
Agency's glut of NOO - their own; more on LO comp; reverse mortgage conference; will record MBS prices trickle down? |
| Aug. 10, 2011 |
Lenders hiring & companies shutting down; BofA sells $73 billion; price engine's recent performance; investors prep for loan limit changes |
| Aug. 9, 2011 |
HVCC = AIR; Freddie's loss; AIG vs. BofA; handling rate lock renegotiations |
| Aug. 8, 2011 |
Mortgage rates improve; Fannie, BofA, the US Post Office getting hit; Secondary marketing job; money out there for mortgage banks |
| Aug. 5, 2011 |
PMI following RMIC? Saxon for sale? REIT prices continuing downward? So many questions for a Friday |
| Aug. 4, 2011 |
Market rally's impact on rate sheets & investors; sales jobs; Radian vs. Quicken; wassup at the CFPB? |
| Aug. 3, 2011 |
RMIC's troubles continue; good input & explanation of title company claims; gotta love these rates |
| Aug. 2, 2011 |
Ally's mortgage results; RMIC's downtrend; trend toward regional mortgage banking groups & conferences around the nation |
| Aug. 1, 2011 |
Fannie suspends RMIC; CFO & National Sales jobs; debt plan has little impact on great rates |
| Jul. 29, 2011 |
New BofA lawsuit; poor MI & investor earnings; LO comp issue has not gone away; at least rates are good |
| Jul. 28, 2011 |
Debt issues' impact on Fannie, Freddie, REIT's; bankruptcy & mortgage website; new loan program & modification plan |
| Jul. 27, 2011 |
Loan limit cut preparations trickling down; news from most major investors from BofA through ING to Wells |
| Jul. 26, 2011 |
The budget issue & mortgage rates; Kroll bond ratings; LPS earnings; 2011 origination & housing predictions from the Fed & Fannie |
| Jul. 25, 2011 |
Regulations and more regulations; carbon monoxide sensors; HUD training; FTC & MARS; news on loan limit extension |
| Jul. 22, 2011 |
MetLife Bank in play; SunTrust earnings; Lots of HUD & FHA news & warnings; Closing cost study |
| Jul. 21, 2011 |
More correspondents in the mix; help for non-agency borrowers? Genworth results; Flood insurance debated |
| Jul. 20, 2011 |
Post Office scaling back real estate; more on BofA, Wells, US Bank earnings; ECOA update; Chase winding down (home equity?) |
| Jul. 19, 2011 |
Chase overhaul of mortgage unit; earnings from BofA & Wells; lots of lender, MI, and vendor updates; how ARM loans are hedged |
| Jul. 18, 2011 |
Capital Markets & Ops jobs; CFPB nominee coming; bill to extend loan limits; Freddie & Fannie updates |
| Jul. 15, 2011 |
Home ownership declines - is it a bad thing? Prepayments; Ginnie vs. Fannie price differences |
| Jul. 14, 2011 |
Chase mortgage banking results; BofA settlement questions; Wells & UCDP for appraisals; Prospect settlement |
| Jul. 13, 2011 |
Debt ceiling chatter; new government proposal with interesting aspects; a few new programs & pricing incentives |
| Jul. 12, 2011 |
Are we back to negotiating underwriting guidelines? Largest REIT becoming larger; the latest from Freddie & Fannie |
| Jul. 11, 2011 |
Talk is cheap with debt ceiling; Economy muddles along; bank directors approving loans? More on financial literacy |
| Jul. 8, 2011 |
CFPB update; implementing best secondary practices |
| Jul. 7, 2011 |
4 Episodes to Help See Where We are Today |
| Jul. 6, 2011 |
Why Borrowing is a Privilege and Not a Right |
| Jul. 5, 2011 |
The Value of Servicing Explained |
| Jul. 4, 2011 |
Happy Independence Day! Boy oh boy there's a lot going on out there, especially with the SAFE Act |
| Jul. 1, 2011 |
News updates from Fannie, CFPB, Congress, and HVCC; It's an NMLS world |
| Jun. 30, 2011 |
View on how to fix the economy; More settlement news - and CW has cost BofA how much so far? |
| Jun. 29, 2011 |
Energy Efficient Mortgages; What might a BofA non-agency settlement mean for clients? |
| Jun. 28, 2011 |
What is on a Compliance Officer's radar screen? |
| Jun. 27, 2011 |
Common sense guidelines for meetings; investor & industry updates |
| Jun. 24, 2011 |
Hedge Capacity view from the trenches; Wells Fargo updates |
| Jun. 23, 2011 |
The power of borrowers in the internet age; some light industry news |
| Jun. 22, 2011 |
Communication in mortgage banking; FAMC weighs in on MI underwriting |
| Jun. 21, 2011 |
HUD training; more reader comments; SEC & counter-party risk; Fed & TILA; PNC to become 5th largest bank? |
| Jun. 20, 2011 |
Various reader comments; Top 50 bank stats; pretty quiet out there news-wise |
| Jun. 17, 2011 |
ING & Capital One; Wells & reverse mortgages; Radian, LPS, RMIC, & Mortgage Harmony |
| Jun. 16, 2011 |
Feedback on VA IRRL's; HUD job site; Europe's problems continue to roil our markets |
| Jun. 15, 2011 |
Financial literacy important; changes at Chase; VA IRRL feedback; more on Freddie & Fannie prepay speeds |
| Jun. 14, 2011 |
One take on diminished broker role; investors preparing for loan limit cuts; FHFA's report on Fannie & Freddie |
| Jun. 13, 2011 |
Miscellaneous letters on topics ranging from DTI to Freddie's Relief program; NMLS Call Report deadline approaching |
| Jun. 10, 2011 |
More on REIT's; no IPO yet for Ally; Treasury & Making Home Affordable Program results |
| Jun. 9, 2011 |
REIT's gaining in prominence; analyzing mortgage pools in the future; HUD's 2011 limits |
| Jun. 8, 2011 |
Lots of agency news & organizational changes; Oregon & MERS; Texas's TAMP goes belly up |
| Jun. 7, 2011 |
News on Goldman & Ocwen and Pacific Trust & Mission Hills; agencies have been busy; more chatter on lack of refinancing potential |
| Jun. 6, 2011 |
Wells Fargo & MI underwriter licensing; mortgage jobs from coast to coast; NAFCU on QRM; are there loans left to refi? |
| Jun. 3, 2011 |
E-signatures for FHA? Maybe. Employment data push rates back down; One week to go for QRM comments - 'nuff said |
| Jun. 2, 2011 |
Rates are certainly not the problem for mortgage companies; more on hedge costs; NMLS training |
| Jun. 1, 2011 |
Mortgage jobs in the west; Ginnie issuance continues strong; investor underwriting & program changes; gotta like these rates |
| May 31, 2011 |
HUD addresses lower 10/1 loan amounts; state-level servicing law changes; FHA training |
| May 27, 2011 |
More on hedge cost; jumbo buyers; single-point contact for servicers; mortgage fraud & lawsuits from top to bottom continues to dominate the press |
| May 26, 2011 |
Quicken expands, Sidus contracts; Rural Housing primer; OCC weighs in on regulation; insider chatter on the CFPB |
| May 24, 2011 |
Google wades farther into mortgage pool; general industry comments & trends and NAR & CAR statements on lending |
| May 23, 2011 |
Simplified disclosure forms under fire; Appraisal system under fire; European debt under fire; does anyone have an extinguisher? |
| May 20, 2011 |
SEC looks at rating agencies, and how do they evaluate banks? LOS comments; BofA sheds BlackRock stake |
| May 19, 2011 |
Voting on disclosure forms; implications of upstart correspondent programs; Do you like your LOS? |
| May 18, 2011 |
Why haven't you moved your checking account? News on Flagstar, Quicken's comp case, Impac's earnings; interesting NAR stats |
| May 17, 2011 |
Quicken comp issue still in courts; amazing list of Fannie & Freddie pending bills; why the rally in high balance agency pricing? |
| May 16, 2011 |
AE jobs; NAR opines on QRM; banks continue to buy agency mortgages; reader input on REO sales/lending |
| May 13, 2011 |
Appraisal guarantees on buybacks? Discover buys Home Loan Center; Ellie Mae results; rating agency ruling |
| May 12, 2011 |
Icon enters correspondent; LO comp musings; Ally buying ING Direct, Morgan selling Saxon? AllRegs ID card product |
| May 11, 2011 |
Webinar today on FHA lending & regulation; more chatter on the agencies & life in the biz; volatility & hedge cost |
| May 10, 2011 |
NMLS licensing for Federally regulated lenders; Aventur in the jumbo lending space; Cato's opinion of Freddie & Fannie |
| May 9, 2011 |
Mortgage jobs; 100% loans for NASA? HUD & Fannie reducing paperwork? Signs of life in commercial & multifamily; lots of investor updates |
| May 6, 2011 |
Implications of lower rates on refinancing; lawsuits, lawsuits everywhere; commercial MBS news |
| May 5, 2011 |
Deutsche & MortgageIT, BofA & Countrywide; Freddie doesn't need money this time around; lots of investor u/w adjustments |
| May 4, 2011 |
QRM - credit availability & securitization implications; GMAC/Ally results |
| May 3, 2011 |
Resistance to quick financial reform; Barclays' thoughts on non-agency refinancing; misc. lender updates |
| May 2, 2011 |
Unintended 5% retention issues; lots of agency & servicing news; misc. bank & lender updates |
| Apr. 29, 2011 |
Uniform Mortgage Data news; borrowers obtaining IRS transcripts, Texas MBA; holidays overseas slow things down |
| Apr. 28, 2011 |
What is "hedge cost"? Mortgage hiring continues; Flagstar earnings; lots of investor/lender updates |
| Apr. 27, 2011 |
Freddie & Fannie chatter; NMLS & Federally regulated institutions; a bill introduced in CA does what? |
| Apr. 26, 2011 |
More condo vs. single family explanation; QRM conjecture; reader input on "ability to repay" |
| Apr. 25, 2011 |
FICO & strategic defaults; older jumbo pools downgraded; Call Report Q&A; production & Ops jobs are out there |
| Apr. 22, 2011 |
MetLife wholesale changes; FHA condo site; reader feedback on a variety of topics |
| Apr. 21, 2011 |
Do Wells' mortgage numbers apply to industry? Sobering MI losses; NMLS Call Report; Startling gov't vs. manufacturing job stats |
| Apr. 20, 2011 |
Dodd Frank's potential impact on underwriting guidelines; bank earnings continue; Cantor's commercial deal; lender & investor news |
| Apr. 19, 2011 |
A "solution" to QRM issues for smaller companies? % of recent production meeting QRM standards; MERS in the clear? Covered bond update |
| Apr. 18, 2011 |
Mortgage employment info & jobs; FDIC activity; FHA changes du jour; lots of investor news - much positive |
| Apr. 15, 2011 |
Fannie vs. Freddie market share changes; clarifying comp issues; QRM news; BofA layoffs; nifty CPI calculator |
| Apr. 14, 2011 |
Citi name change & recent changes; servicing 'settlement' just the start? Rates behaving themselves |
| Apr. 13, 2011 |
Electronic appraisal update; how investors view FHA/VA loan pools; JPMorgan Chase earnings; Freddie & Fannie debate comments |
| Apr. 12, 2011 |
Mortgage jobs in the Western US; M&A activity in the Central region; FHA MI changes in less than a week |
| Apr. 11, 2011 |
Will all mortgages be funded by REIT's? A primer. New Ginnie pool data requirements; servicer-specific early pay-offs |
| Apr. 8, 2011 |
Shutdown specifics for mortgage lending from investors and vendors; news on Wells' layoffs, RMIC downgrade, etc.; oil & gold prices nudge rates higher |
| Apr. 7, 2011 |
A few new residential programs; government's shutdown impact on FHA; QRM site for comments |
| Apr. 6, 2011 |
Do builders make good landlords? Proceeding with 4/1 comp plan; "Net tangible benefit" for FHA refi's, mortgage training & jobs |
| Apr. 5, 2011 |
REIT demand for MBS increasing - a primer; Fannie & Freddie comments from the trenches; a stay granted in comp case |
| Apr. 4, 2011 |
Non-bank, commercial, and multi-family lending picking up; lots of investor changes unrelated to comp uncertainty; AE jobs |
| Apr. 1, 2011 |
Comp plan delayed (this is no drill); QRM comment site; 4 states account for 42% of foreclosures; unemployment numbers push rates higher |
| Mar. 31, 2011 |
QRM's impact on jumbos; comments by the MBA; comp lawsuits denied; HAMP & TARP & ULDD news; title insurance stats |
| Mar. 30, 2011 |
Risk retention details no big deal? Who wins, who doesn't; AE jobs, and a new correspondent lender |
| Mar. 29, 2011 |
Big day for QRM fans; primer on inflation expectations; opinion on borrower's well-being; news from Green Tree, Wells, 360, etc. |
| Mar. 28, 2011 |
Fed staff's comments on comp; comments on government intervention; HUD classes; symptoms of problem banks |
| Mar. 25, 2011 |
Detroit's population did what? Comments on current events from the trenches; misc. industry player news |
| Mar. 24, 2011 |
QRM clarified next week? AE jobs; a plethora of investor news & training sessions |
| Mar. 23, 2011 |
Numerous investor updates & comp training; LO licensing site for your files; agency feedback from the trenches |
| Mar. 22, 2011 |
HUD weighs in on comp; Treasury scaling back on MBS holdings; Wells' flipping flip; two interesting studies on servicer's impact on servicing performance |
| Mar. 21, 2011 |
Wells, Citi, and Chase have news for stockholders; Should foreclosures be taxed? Fraud stories; investor updates continue |
| Mar. 18, 2011 |
OT for mortgage folks? AG/Servicer talks update; comp updates; Chase weighs in on QRM's impact |
| Mar. 17, 2011 |
Who is still refinancing and how? New IO product; electronic doc question; more free property valuation services |
