Commentary for the Recent Period

Aug. 3: Sr. mgt job; Webinars, LOS, title, eNote, processing tools; paying for news in advance; NAR, owner wealth, and dropped coverage

Non-QM investors are “licking their chops” by using the information that the FHFA, through Freddie and Fannie, is requiring a more thorough lender assessment before ...
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Aug. 1: LOs can tell borrowers this about rates; ATR, immigration, and lenders; Saturday Spotlight: Gershman Mortgage

I am sure that residential mortgage servicers see checks every day in the mail, as do escrow companies. But in the day to day, no ...
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July 31: Closing, LO jobs; verification, CRA tracking, state-level tax and MGIC webinars, Non-Agency product developments

I am no numerologist, but Freddie Mac’s announcement yesterday, that 30-year mortgage rates are averaging 6.66, caught my attention. Unlike rumors, like the one going ...
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July 30: UAD 3.6, reverse, AI, co-issue products; Freddie clocks in at $3.8 billion; Morgan Stanley did what in mortgages?

I was recently doing some bike riding in the Napa Valley and spent some time speaking with a wine maker. She told me that because ...
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July 29: LO jobs; hedging, credit, anti-fraud tools; STRATMOR on borrower satisfaction; Fannie’s $4 billion earnings quarter

“Technology is dominated by two types of people: Those who understand what they do not manage, and those who manage what they do not understand.” ...
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July 28: LO, Tech jobs; verification, HELOC, non-QM broker products; RESPA thoughts; Redwood Trust 2x production

One should only use the word “since” to indicate the passage of time, not to use it to mean “because.” This would be okay: “Since ...
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