Commentary for the Recent Period

July 18: Thoughts on how best to help LOs, how to view current foreclosures, and how every day is a job interview

Residential lenders usually have one eye on other debt and credit markets. At some level they’re all linked, right? Overall, credit card debt is the ...
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July 17: LO jobs; Broker & corresp. products; verification, POS, flood cert. tools; AI governance gaining momentum; vacancy stats

I was speaking with a friend recently, and I asked her what she does for lunch. She replied, “Zentangle.” Yup, it’s a thing, something that ...
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July 16: LO bank jobs; Hedging, data mapping, BER letter, PPE tools; AI ramifications; Atty. Mitch Kider joins Big Picture

The line between “special effects” and “AI” can be hard to define (as seen in this clip of Mitch McConnell and Dolly Parton), AI definitely ...
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July 15: Home equity, verification, asset-based lending, MI tools; Housing demand shift; Fed balance sheet thoughts

I was walking by a doctor’s office recently and overheard, “Sir, your wife doesn’t have Alzheimer’s just because she can’t remember what she ever saw ...
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July 14: LO jobs; CRA, Call Report, non-QM U/W tools; ROAD to Housing bill viewed; immigration & credit reminder; CPI!

Ever heard someone say something that was blatantly misleading? On July 16, at 2PM ET, you can race to buy one of Olive Garden’s 10,000 ...
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July 13: Appraisal, mgt, LO jobs; Fraud report, AMC, non-QM products, eNote news; ROAD to Housing thoughts; Oil & rates

There are some crazy things, and odd people, out there, the combination of which can be amusing. (Don’t watch if you don’t like unexpected mice.) ...
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