Commentary for the Recent Period

Aug. 15: Homeowners’ insurance news Build-to-rent status; Prepay stats; vendor products; Saturday Spotlight: Flyhomes

Remember in 2020 and 2021 when our industry was grappling with appraiser and underwriter shortages, raising margins to slow volumes, crazy-low rates, and moving overnight ...
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Aug. 14: Non-QM AE, Admin. jobs; Wholesale lender, POS, mortgage intelligence tools; non-Agency trends: who’s doing what?

If you think that profit per loan, or gain per unit, is based purely on size, think about this short video. “Profit” can also be ...
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Aug. 13: LO jobs; home buyer aid, eClosing, marketing tools; Texas insurance study; approaching webinars; spec pool price volatility

Innovation… Did you know that the moon landing happened before wheeled suitcases were invented? The Apollo 11 moon landing occurred on July 20, 1969, while ...
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Aug. 12: Asset-based loan, loss mit, verification, AI-native execution layer tools; On-site events for your calendar; inflation data

One of the panels during this year’s California MBA Western Secondary focused on the ramp up of non-Agency/equity lending. Why has it increased as a ...
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Aug. 11: LO, tech sales jobs; subservicer oversight, HELOC, AI processing tools; STRATMOR on subservicing; MISMO role; RESPA thoughts

What are folks talking about here at the Western Secondary? Small things and big things. There’s a brand-spankin’ new private MI company: Anza. (Contact Melissa ...
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Aug. 10: LO, closing mgr. jobs; POS admin, land loan, Agentic AI tools; Deep dive into earnings; Pennymac’s Spector on servicing value

Here in the hallways at the Western Secondary in L.A., there isn’t a lot of talk about GSE reform, although this short clip from Sam ...
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