2020 • 2019 • 2018 • 2017 • 2016 • 2015 • 2014 • 2013
- Monday, February 17 President’s Day: Vendor mania
- Thursday, January 16 Jan. 16: MLO, AE, HUD jobs; borrower satisfaction report; misc. vendor updates
- Wednesday, November 13 Nov. 13: VP job; underwriting, broker, ECOA, free LPMI products; fire & flood updates
- Tuesday, October 22 Oct. 22: Controller job; appraisal, broker, construction products; vendor news
- Saturday, October 5 Oct. 5: Non-mortgage stories from readers; cornball technology humor
- Saturday, September 28 Sep. 28: On a personal note…
- Saturday, September 14 Sep. 14: Transferring Agency risk, LIBOR/SOFR news, and a primer on VA cash out refi pricing
- Wednesday, September 11 Sep. 11: LO, AE, sales jobs; non-QM, branding, correspondent products; origination channels 101
- Tuesday, September 10 Sep. 10: LO jobs; CRM, QC, warehouse, reverse, broker products; current economic picture
- Saturday, September 7 Sep. 7: Letters about GSE reform, HFAs & affordable housing, and appraisal waiver drama
- Wednesday, September 4 Sep. 4: Underwriter jobs; broker, HELOC, warehouse, non-QM products; LOS survey; vendor news
- Saturday, February 9 Feb. 9: A dive into news about lending to both ends of the age curve
- Saturday, March 31 Mar. 31: Vendors at play
- Wednesday, February 21 Feb. 21: LO jobs, new products, layoffs; Flagstar’s expansion; news about Freddie & Fannie
- Saturday, January 6 Jan. 6, 2018: Brazen blitz of BRAWL, bitcoin, & blockchain blurbs
- Wednesday, December 6 Dec. 6: Ops & sales jobs; tech products & STRATMOR tech survey results; industry advice
- Saturday, November 18 Nov. 18: Career advice from women & people of color for those in the lending biz
- Saturday, September 23 Sep. 23: LIBOR change status; notes on credit, cybersecurity, servicing, MLO marketing plans
- Wednesday, September 20 Sep. 20: LO jobs, personnel moves, social media webinar; Uniform Closing Dataset (UCD) mania
- Saturday, November 19 Nov. 19, 2016: CFPB to appeal PHH decision; MBA and other groups weigh in
- Thursday, December 24 Dec. 24: MI still deductible; inclinations with home builders; trends in capital markets
- Saturday, August 22 Aug. 22: Can fees be taken from originator paychecks? Are MSAs illegal? No, but…
- Monday, February 16 Feb. 16: Playing catch up on lender & investor updates on this holiday Monday
- Saturday, December 13 Dec. 13: Lender updates; letters on Realtors & LOs, closing table Dodd-Frank issues
- Saturday, February 1 Feb. 1: Letters on EPO penalties, compensation schemes, HARP revisions, and so on
- Wednesday, October 30 Oct. 30: Mel watt & Elizabeth Warren making some news; lender & investor news
- Thursday, September 26 Sep. 26: Mortgage jobs in the NE; how a government shut down impact lending, if at all
- Friday, June 7 Jun. 7, 2013: Genworth job cuts; mo’ flood insurance across the nation; recent disparate impact cases; CFPB employees unionizeJun. 7, 2013: Genworth job cuts; mo' flood insurance across the nation; recent disparate impact cases; CFPB employees unionize Yes, mortgage rates are higher than where they were a month ago. We aren’t in an “ARM market” quite yet although intermediate ARMs are seeing some renewed interest and thus some interest in brushing up on ARM indices. The latest news comes from Europe, where officials are trying to restore some trust in the validity of LIBOR: http://www.reuters.com/article/2013/06/06/eu-libor-idUSL5N0EI0U620130606. But speaking of intermediate ARMs, yesterday’s prepayment report for May showed that fixed-rate loan early pay-offs picked up slightly but that hybrid ARMs saw “meaningful” prepayments. But LOs and investors know that with the recent sharp move higher in mortgage rates speeds on fixed rate product will slow significantly in coming months. Hybrid ARM prepayments continued to rise from February lows across ARM products, with the largest increases coming on post-2009 production. With hybrid ARM advertised rates moving only modestly higher one would expect prepay speeds will tick higher before slowing, as some borrowers look to refi before rates rise more substantially off the bottom.
- Thursday, June 6 Jun. 6, 2013: Mortgage