New Archive Page

2022 • 2021 • 2020 • 2019 • 2018 • 2017 • 2016 • 2015 • 2014 • 2013

• Monday, January 17 Jan. 17: MLO, FHA, CFPB jobs; QC, productivity, compliance products; in-person and remote, soup to nuts events & training
• Saturday, January 15 Jan. 15: Baltimore AG’s mortgage fraud indictment; Fannie’s deals; vendor news; thoughts on the Fed; Saturday Spotlight: New American Funding
• Friday, January 14 Jan. 14: Due diligence, U/W, reverse, CD jobs; processing, dashboard, CHLA priorities; Comp study; the changing face of the Fed
• Thursday, January 13 Jan. 13: AE, MLO, cap. mkts., leadership jobs; TPO, fraud, LOS, vendor mgt. tools; housing & inflation; Stearns’ business shut down
• Wednesday, January 12 Jan 12: LO wanted; prospecting, training, eClosing, pre-qual, property data tools; Redfin/Bay Equity deal; Powell & 7 percent inflation
• Tuesday, January 11 1/11/22: AE, MLO jobs; correspondent, sales, automation, vendor mgt. tools; disasters & higher insurance costs
• Monday, January 10 Jan. 10: AE, MLO, Sales, FHA jobs; customer service; digital, referral tools; primer on tight labor market & rate moves
• Saturday, January 8 Jan. 8: Vendor news runs the gamut; letter on youth in lending & tips for lenders; Saturday Spotlight: Homespire Mortgage
• Friday, January 7 Jan. 7: Compliance & QC, due diligence, MLO jobs; sec. mktg., processing, referral, automation tools; B2B lawsuits update
• Thursday, January 6 Jan. 6: AE, MLO, Mgt. jobs; contract, conversion, retention, margin mgt. tools; jumbo & non-QM news; rates near 2021 highs
• Wednesday, January 5 Jan. 5: HFA, Ops, AE, MLO jobs; non-QM, disclosure, hedging, HELOC & 2nd products; FHA news
• Tuesday, January 4 Jan. 4: MLO jobs; VA cash out, processing, referral tools; Paycheck Protection Program news; why mortgage rates are heading higher
• Monday, January 3 Jan. 3: MLO jobs, business available; digital, vendor mgt., training tools; January’s wide range of training & events

• Friday, December 31 Dec. 31: Morsels on gambling psychology, inflation fears, the flattening yield curve, and why mortgage prices are sometimes “sticky”
• Thursday, December 30 Dec. 30: MLO jobs; workflow, vendor mgt., digital processing tools; warehouse bank wanted; Freddie & Fannie news
• Wednesday, December 29 Dec. 29: Branch, MLO jobs; pre-approval, business intelligence, non-QM, reno products; workplace COVID changes & requirements
• Tuesday, December 28 Dec. 28: Management, MLO, branch jobs; broker, ECOA, VA cash out products; disaster news; thoughts on yield curve & IMBs
• Monday, December 27 Dec. 27: Ops, Bus. Dev., MLO jobs; purchase biz, eNote tools; FHA, VA, Ginnie news; inflation & savings
• Friday, December 24 Dec. 24: MLO jobs; VOE product; Like rust, regulators never sleep: CFPB, OCC, NCUA, DOJ news
• Thursday, December 23 Dec. 23: Branch mgr., MLO jobs; Encompass, rehab, CRM products; jumbo, non-Agency, non-QM changes
• Wednesday, December 22 12-22-21: Consumer direct, MLO jobs; HELOC, broker, POS/LOS products; FEMA news… private flood insurance for FHA loans?
• Tuesday, December 21 Winter Solstice: MLO jobs; processing, speakers bureau, marketing, subservicing products; conventional conforming changes; Rocket’s acquisition
• Monday, December 20 Dec. 20: JV President, AE, MLO, U/W jobs; Sales, tech, VOE tools; Freddie & Fannie changes continue; omicron & mortgage rates
• Saturday, December 18 Dec. 18: Books & videos for last-minute gifts; great anti-hacking tips… disposable emails? Saturday Spotlight: Consolidated Analytics
• Friday, December 17 Dec. 17: AE, MLO jobs; mentorship, TPO, QC report, CRM, pooling products; Ginnie: $2.14 trillion outstanding; Fed path set
• Thursday, December 16 Dec. 16: AMC, sales, secondary, ops jobs; PPE, customer retention, dashboard tools; lender profitability study; rates shrug at faster tapering
• Wednesday, December 15 Dec. 15: AE, MLO jobs; Pricing, subservicer, appraisal, jumbo & DPA products; deep dive & primer on the Fed’s discomfort
• Tuesday, December 14 Dec. 14: Data, AI, Encompass, workflow, lead conversion tools; credit tightening; approaching events & webinars; LO comp paper
• Monday, December 13 Dec. 13: MLO jobs; servicing, closing, AI, MI products; USDA, FHA, Ginnie news; rates quiet… holiday slow down?
• Saturday, December 11 Dec. 11: One swindle’s timeline; vendors merging, raising money, partnering; secondary market deals; an economic riddle instead of a joke
• Friday, December 10 Dec. 10: Sales, admin., MLO jobs; AI, TPO, warehouse, CRM tools; customer service tip; LIBOR cessation news; FDIC & CFPB tiff?
• Thursday, December 9 Dec. 9: MLO jobs; sec. mktg., broker, non-QM, disaster, dashboard tools; VA & FHA changes; how ’bout those jobless claims!
• Wednesday, December 8 Dec. 8: Sales, appraisal, MLO jobs; jumbo, processing, servicing, warehouse tools; Better.com’s woes; deep dive into cap mkts.
• Tuesday, December 7 Dec. 7: Sales training, VOA, talent acquisition, marketing tools; CFPB trends: No one should compete on compliance!
• Monday, December 6 Dec. 6: High level correspondent, warehouse, sales jobs; referral, sales, VOE tools; fast-approaching events & training
• Saturday, December 4 Dec. 4: Reminders on LO comp structure; LIBOR transition & ARMs; vendor updates; Saturday Spotlight: The Work Number
• Friday, December 3 Dec. 3: MLO jobs; mentoring, recruiting, productivity tools; investor’s FHA, VA, USDA program news; Better.com layoff video
• Thursday, December 2 Dec. 2: Marketing, MLO jobs; homebuyer, fee collection, loan delivery tools; conv. conforming changes continue; IMB profits!
• Wednesday, December 1 Dec. 1: COO, QC audit, MLO jobs; coaching, jumbo, medical professional products; investors follow conventional conforming limit changes
• Tuesday, November 30 Nov. 30: AE, MLO jobs; ECOA, coaching, title, verification tools; events/training this week; rates driven by bad pandemic news
• Monday, November 29 Nov. 29: Branch mgr., non-QM, Encompass jobs; cash out, warehouse, fulfillment tools; lenders’ capital structuring news
• Saturday, November 27 Nov. 27: Password trivia; manufactured housing news; crypto marches on; vendor news; deals in the secondary markets
• Friday, November 26 Nov. 26: Jumbo, non-QM, ARM news; rates (and stocks) plummet in thinly-traded market on lousy pandemic news
• Wednesday, November 24 Nov. 24: Sales leadership, MLO jobs; jumbo, non-QM, credit, processing products; sponsored events; conventional conforming trends
• Tuesday, November 23 Nov. 23: Training, sales, MLO jobs; tech, sales, subservicing tools; fee changes & processing changes around the biz; Fed Chair Powell a “go”
• Monday, November 22 Nov. 22: Servicing, AE, LO, FHA jobs; FHA cash out, pre-approval letter, VOE, digital products; in-depth look at forces moving rates
• Saturday, November 20 Nov. 20: IMBs and CRA; letter on the inner workings of appraisers & AMCs: who, why, what, fees, and alternatives for appraisers
• Friday, November 19 Nov. 19: Business opportunities, MLO, AE jobs; del, non-QM products; Remember the False Claims Act? European lockdown driving rates
• Thursday, November 18 Nov. 18: Ops, HR, MLO, jobs; cap. mkts., comp, social media products; tech change study; dive into housing starts, Fannie’s 2022 forecast
• Wednesday, November 17 Nov. 17: L1 jobs; customer service, jumbo, pricing tools; nCino/SimpleNexus $1.2 billion deal; events to wrap up November; climate change humor
• Tuesday, November 16 Nov. 16: Reverse jobs; TPO loan, e-signature, sales, automation, U/W products; lenders & loan amounts; inflation & retail sales driving rates
• Monday, November 15 Nov. 15: Finance, AE, MLO, U/W jobs; Sales, automation, VA cash out products; inflation & rates; Freddie & Fannie updates
• Saturday, November 13 Nov. 13: Letters on appraisers and AMCs; vendors & new products; Saturday Spotlight: HouseCanary
• Friday, November 12 Nov. 12: AE, MLO, title franchise opportunities; eClose, TPO, operations efficiency tools; events and training into 2022
• Thursday, November 11 Veteran’s Day: MLO, sales jobs; TPO products, automation, sales tools; digital survey; compliance news: CRA, M&A, complaints
• Wednesday, November 10 Nov. 10: MLO jobs; securitization, MSR, analytics, desktop appraisal products; credit availability numbers; mortgage apps increase
• Tuesday, November 9 Nov. 9: Ops, MLO, AE jobs; tech, sales, risk mgt. tools; TPO/wholesaler news; Fed turnover spelled out
• Monday, November 8 Nov. 8: MLO jobs; VA cashout, HELOC servicing, bilingual tools; disaster updates; jumbo & non-QM morsels
• Saturday, November 6 Nov. 6: Letter on AMC accountability; vendor soundbites; Saturday Spotlight: Indecomm; consulting humor
• Friday, November 5 Nov. 5: Ops & Sales mgt. jobs, team available; automation, processing, title, due diligence tools; FHA & VA news; the Fed & rate increases
• Thursday, November 4 Nov. 4: Cap. mkts., MLO, U/W jobs; hedging, compliance, sales tools; Fed’s tapering & mortgage rates
• Wednesday, November 3 Nov. 3: MLO, DTC jobs; borrower-centric, purchase, medical professional products; investors’ Agency news
• Tuesday, November 2 Nov. 2: Training & events, secondary marketing, automation, U/W tools; loan amount breakdown; Agency news never stops
• Monday, November 1 Nov. 1: MLO jobs; Cap. mkts role wanted; HELOC, processing, MSR products; extensive range of training & events coming up
• Saturday, October 30 Oct. 30: HUD & operating losses, forbearance agreements; vendor news; Fannie deals; Saturday Spotlight: First Federal Bank
• Friday, October 29 Oct. 29: Warehouse, JV, MLO, DTC jobs; digital, sales, non-QM webinars; Rohit & the CFPB on the move; big-name mortgage co. earnings
• Thursday, October 28 Oct. 28: AE, LO jobs; Cap. mkts., compliance, homebuyer, pre-approval products; Fair Lending & compliance are in vogue
• Wednesday, October 27 Oct. 27: MLO jobs; TPO loan products; MBS, presentation, jumbo, business plan tools; primer on conforming loan amounts
• Tuesday, October 26 Oct. 26: MLO, AE jobs; sales, retention, processing, automation tools; tech spend study; Agency updates; disclosing ghosts?
• Monday, October 25 Oct. 25: MLO jobs; decisioning, retention, sales, processing tools; report on discrimination; perspective on Fed tapering
• Saturday, October 23 Oct. 23: Residential third-party provider news runs the gamut; Saturday Spotlight: PacRes Mortgage; Halloween humor begins
• Friday, October 22 Oct. 22: MLO jobs; BI, HELOC, joint venture, sales tools; bank market share study; upcoming events; jumbo news
• Thursday, October 21 Oct. 21: Recruiting, MLO jobs; processing, automation, pricing, MSR sales, non-Agency products; vendors to watch; wholesaler shifts
• Wednesday, October 20 Oct. 20: MLO, AE jobs; cap. mkts role wanted; Sales, retention, recruiting tools; processing shifts; F&F in-person appraisal tweak
• Tuesday, October 19 Oct. 19: Call center, LO jobs; post-closing, broker CRM, correspondent products; conference snippets; weak housing numbers
• Monday, October 18 Oct. 18: LO jobs & transitions; broker, credit, debt recovery, reverse mortgage products; Redwood results; wholesaler M&A and news
• Saturday, October 16 Oct. 16: Lender LIBOR transition update; advice for those in our biz; vendor M&A and new products; Saturday Spotlight: BeSmartee
• Friday, October 15 Oct. 15: MLO jobs; cap. mkts., analytics, decisioning, fee collection tools; processing changes; primer on tapering numbers
• Thursday, October 14 Oct. 14: AE jobs; loan, U/W, compliance, business intelligence products; condo & co-op Agency news; good jobs data
• Wednesday, October 13 Oct. 13: AE jobs; MBS quote, borrower, processing, TPO, eClose products; conforming conventional changes continue
• Tuesday, October 12 Oct. 12: LO, cap. mkts. jobs; automation, credit, processing products; conforming conventional news; new Redwood Trust deal
• Monday, October 11 Oct. 11: MLO jobs; Events this week; U/W, sales, VA/FHA purchase, reverse products; primer on supply chain issues & rates
• Saturday, October 9 Oct. 9: New employee industry advice; September lock stats; Agency deals; vendor news; Saturday Spotlight: LBA Ware
• Friday, October 8 Oct. 8: Sales jobs; LO, customer, non-owner, CRM UW productivity products; conforming loan amount fun; spate of lawsuits
• Thursday, October 7 Oct. 7: Title, AE, MLO, Ops jobs; MBS quote, trading, jumbo, warehouse products; conventional conforming changes continue
• Wednesday, October 6 Oct. 6: MLO jobs; business opportunity; reno, pricing, sales, customer service, processing tools; primer on conforming loan amounts
• Tuesday, October 5 Oct. 5: MLO jobs; sales, processing, automation, MSR valuation tools; events & training: MBA Annual hits 3,000
• Monday, October 4 Oct. 4: MLO, FHA jobs; sec. mktg., DPA, sales, MSR products; disaster news; jumbo/non-QM snippets; Tech survey
• Saturday, October 2 Oct. 2: Supply & demand in real estate; advice for newbies in our biz; personnel moves; Saturday Spotlight: Spring EQ
• Friday, October 1 Oct. 1: MLO jobs; loan products; purchase, CU, servicing, warehouse tools; FHA & USDA moves; rates treading water
• Thursday, September 30 Sep. 30: Management, TPO, MLO jobs; non-QM, jumbo, rate sheet, pooling products; impending events & training
• Wednesday, September 29 Sep. 29: Ops, MLO jobs; direct marketing, non-QM, TPO, servicing products; CECL primer for lenders: don’t ignore it
• Tuesday, September 28 Sep. 28: AE, MLO jobs; automation, sec. marketing, sales, non-QM products; USDA & FHA news; rates grind higher
• Monday, September 27 Sep. 27: MLO jobs; Capital markets, sales, tech, jumbo, debt recovery tools; disaster news; 10-year hits 1.50
• Saturday, September 25 Sep. 25: A bitcoin primer for dummies like me; Afghan football humor; Saturday Spotlight: Shamrock Home Loans
• Friday, September 24 Sep. 24: MLO jobs; whole loan trading, servicing, digital, jumbo, automation products; conforming conventional updates; a clever “joke”
• Thursday, September 23 Sep. 23: MLO, Ops jobs; blockchain, compliance training, consumer complaint products; mortgage M&A; Fed weighs in
• Wednesday, September 22 Sep. 22: MBA, LO, AE jobs; non-QM, jumbo, BPO, BE/mand, sales products; whole loan/PSPA execution change
• Tuesday, September 21 Sep. 21: Sales, MLO jobs; education, tax, sales, pre-qual, licensing products; lender stock prices; events; forbearance improvement
• Monday, September 20 Sep. 20: MLO, Controller jobs; Servicing for sale; subservicing, sales, reverse products; events & training; California’s zoning change
• Saturday, September 18 Sep. 18: Thoughts on equity & default, advice for minorities; vendor updates: Saturday Spotlight: Service 1st
• Friday, September 17 Sep. 17: MLO, Dir. of Sales, Controller jobs; HELOC, DPA, blockchain, CRM, sales tools; FHA & VA news; PSPA thoughts
• Thursday, September 16 Sep. 16: AE jobs; cap. mkts exec available; lock desk, VOE, sales, reporting tools; more conf. conv. changes; remote events today
• Wednesday, September 15 Sep. 15: AE, MLO jobs; jumbo, non-QM, retention, LOS products; FHFA’s welcomed policy pause on restrictions
• Tuesday, September 14 Sep. 14: AE, MLO, client service jobs; MSR, automation, app integration, warehouse, TPO products; forbearance numbers drop again
• Monday, September 13 Sep. 13: Regional, MLO jobs; processing, blockchain, O&E, fix & flip, reverse mortgage products; wholesalers & appraisals
• Saturday, September 11 Sep. 11: Must read “joke”; Vendor news snippets; Women provide career advice; Saturday Spotlight: Supreme Lending
• Friday, September 10 Sep. 10: AE, MLO jobs; exec looking for role; POS/LOS, automation, fulfillment, non-QM products; Wells Fargo’s C&D order
• Thursday, September 9 Sep. 9: Ops, MLO jobs; lender wanted; MBS trading, CRM, non-QM, processing products; lots & lots of upcoming events!
• Wednesday, September 8 Sep. 8: AE jobs; eClose, subservicing, processing, workflow, retention tools; TPO loan products
• Tuesday, September 7 Sep. 7: Non-QM, AE, MLO, FHA jobs; eVault, portfolio products, automation, closing cost products; training & events this week
• Saturday, September 4 Sep. 4: Note on compliance, affordable housing, demographics & housing; Saturday Spotlight: Thrive Mortgage
• Friday, September 3 Sep. 3: Bus. Dev., DTC, AE, corresp. jobs; marketing, processing tools; Conforming conventional program changes; jobs data & rates
• Thursday, September 2 Sep. 2: Corresp. mgt., AE, MLO jobs; pricing, cap. mkts., sales tools; appraisal M&A; disaster updates; comp survey
• Wednesday, September 1 Sep. 1: MI, MLO, multi-family jobs; HELOC, non-QM, sales, compliance products; bank-mortgage M&A; Agency news
• Tuesday, August 31 Aug. 31: MI, MLO jobs; fee collection, MLO CE, marketing, sales, UW tools ; FHA, USDA, Ginnie, VA changes
• Monday, August 30 Aug. 30: Ops, MLO jobs; wholesale products; sales, CRM products; disaster updates; upcoming training & events
• Saturday, August 28 Aug. 28: Tech & vendor news; Letters on MLO compliance, appraiser comp, advice for newbies; Saturday Spotlight: Symmetry Lending
• Friday, August 27 Aug. 27: Legal, private MI, MLO, Management jobs; renovation, blockchain products; MLO education trouble, RESPA settlement
• Thursday, August 26 Aug. 26: MLO, AE jobs; cap. mkts., advertising regulation, PPE, marketing, broker tools; tech funding; purchase biz study for MLOs
• Wednesday, August 25 Aug. 25: MLO jobs; eClose, AI underwriting, broker, warehouse products; investors react to Agency changes
• Tuesday, August 24 Aug. 24: MLO, AE jobs; Chatbot, processing, automation, trailing doc tools; non-Agency securitization numbers
• Monday, August 23 Aug. 23: Ops, MLO jobs; whole loan sales, jumbo, QC, home buying education products; Freddie & Fannie changes don’t stop
• Saturday, August 21 Aug. 21: Vendors raising money; Letters on MLO comp & small loans, recruiting 101, and career advice from women & people of color
• Friday, August 20 Aug. 20: Sales mgt., MLO jobs; HELOC, warehouse, blockchain, licensing tools; news on jumbo & non-QM products
• Thursday, August 19 Aug. 19: CU, MLO, U/W jobs; margin tracking, pooling, digital, title products; Fed’s asset purchase shift? Saudi MBS market kicks in
• Wednesday, August 18 Aug. 18: Corresp., MLO jobs; flood, warehouse, jumbo, non-QM, VOE products; FEMA news; leisure & the economy
• Tuesday, August 17 Aug. 17: Brokers wanted, MLO jobs; webinars of note; warehouse mgt., automation, reverse products; comp survey; rates slide
• Monday, August 16 Aug. 16: MLO, AE jobs; Events & training this week; AMC, CRM, jumbo, pre-qual products; UWM 2nd quarter earnings
• Saturday, August 14 Aug. 14: New companies raising $ and turning heads; letter on rate lock accounting; compliance joke; Saturday Spotlight: Monster Lead Group
• Friday, August 13 Aug. 13: Customer service, AE, MLO, sales mgt. jobs; LOS, sales, workflow tools; lender earnings dissected: what is an IRLC?
• Thursday, August 12 Aug. 12: MLO jobs; securitization, social media monitoring, CFPB servicing analysis, retention tools; MLO/customer service tips
• Wednesday, August 11 Aug. 11: Business wanted, MLO jobs; U/W, appraisal, non-QM, jumbo products; tech survey; investor’s GSE changes
• Tuesday, August 10 Aug. 10: DTC opportunity; Cap. Mkts., AE, MLO jobs; efficiency, automation, docs products; upcoming training & events
• Monday, August 9 Aug. 9: Corresp., AE, MLO jobs; diversity, VA, pricing, servicing products; Freddie’s renovation product & Fannie updates
• Saturday, August 7 Aug. 7: Letter on MLO customer service; Freddie, Fannie, Rocket, Zillow capital markets deals; Hooters’ refi
• Friday, August 6 Aug. 6: Business wanted; AE, MLO jobs; warehouse, broker products; FHA & loan mods; strong jobs data moving rates
• Thursday, August 5 Aug. 5: Corresp., Ops, AE, Sales Mgt. jobs; pricing, trading, non-QM, processing, QC, sales tools; August events & training
• Wednesday, August 4 Aug. 4: MLO, Ops, AE jobs; processing, analytics, jumbo, underwriting tools; M&A and news from the wholesale channel
• Tuesday, August 3 Aug. 3: A key hire, MLO jobs; hedging, sales, education, automation, processing tools; FHA & VA news
• Monday, August 2 Aug. 2: QM & non-QM AE, MLO jobs; verification, non-QM, HELOC products; events & learnin’; how ’bout these rates!?
• Saturday, July 31 July 31: Changing thoughts on analyzing credit; vendor updates run the gamut; Saturday Spotlight: Bonzo
• Friday, July 30 July 30: AE, Sales, MLO, Ops jobs; whole loan trading, CRM, renovation products; Freddie & Fannie changes never stop
• Thursday, July 29 July 29: AE, MLO jobs; MBS delivery, processing, data breach tools; Redwood Trust earnings; ugh: weak GDP number
• Wednesday, July 28 July 28: AE jobs; processing, pricing, retention, sales tools; Ginnie, FHA, VA changes; why mortgages paying off early matters
• Tuesday, July 27 July 27: Nat’l sales, MLO jobs; sec. mktg., retention, workflow, doctor, automation programs; upcoming events & conferences
• Monday, July 26 July 26: MLO, corresp. & wholesale AE jobs; subservicing, tech, jumbo, retention tools; disaster news coast to coast
• Saturday, July 24 July 24: Readers weigh in on handling of adverse market fee change; vendor bits; Saturday Spotlight: Interfirst Mortgage
• Friday, July 23 July 23: HR, post-closing, controller, MLO jobs; NOO, HELOC, processing tools; Florida fraud case; LendingClub fee settlement
• Thursday, July 22 July 22: MLO, Ops jobs; tech, hedging, advertising compliance products; STRATMOR on customer experience; non-Agency updates
• Wednesday, July 21 July 21: MLO jobs, lenders wanted; U/W training, best ex optimization, jumbo products; STRATMOR & customer service; upcoming virtual events
• Tuesday, July 20 July 20: Corresp., MLO, AE jobs; marketing, sales, broker, originator, social media tools; STRATMOR tech survey
• Monday, July 19 July 19: AE, MLO, Ops jobs; tech training, MSR, text marketing, anti-fraud tools; goodbye Adverse Market Fee; rates continue down
• Saturday, July 17 July 17: Letters about lenders & AMCs, workplace equality, and cybsersecurity for small businesses & individuals; Saturday Spotlight: Usherpa
• Friday, July 16 July 16: Controller, AE, MLO jobs; ECOA, referral, broker, warehouse products; correspondent & wholesale news around the biz
• Thursday, July 15 July 15: MLO jobs; pricing, execution, retention, trailing doc, referral products; HUD, Ginnie, FHA/VA news
• Wednesday, July 14 July 14: Corresp., MLO jobs; jumbo, non-QM, VOE, warehouse products; Freddie & Fannie changes; more inflation numbers
• Tuesday, July 13 July 13: Ops director job; capital markets, underwriting, processing, non-QM, mobile products; Better’s overseas acquisition
• Monday, July 12 July 12: AE, MLO, Ops jobs; retention, credit, underwriting, subservicing products; training & events in the next few weeks
• Saturday, July 10 July 10: Notes from readers on how hacking works, credit scores & default risk, LOs & social media, AMCs; Saturday Spotlight: Sourcepoint
• Friday, July 9 July 9: Call center, CD, AE jobs; referral, non-Agency, warehouse products; Agency changes continue; rates take a breath
• Thursday, July 8 July 8: MLO, broker, RE Agent opportunities; wholesale & broker, lock desk products; layman’s look at downward move in rates
• Wednesday, July 7 7/7: MLO jobs; UW, fee reduction, jumbo, dashboard, processing tools; state regulatory shifts; rates waiting for economic rebound
• Tuesday, July 6 July 6: MLO jobs; pre-qual, warehouse, CE, marketing, sales tools; CFPB: worth keeping an eye on
• Monday, July 5 July 5: AE jobs; reverse, good-bye letter, VOE products; online webinars remain but in-person events come roaring back
• Saturday, July 3 July 3: Notes and news about housing numbers, owning Agency stock, Agency deals, and vendor deals & products
• Friday, July 2 July 2: AE, MLO, underwriter jobs; ECOA, productivity, QC tools; Agency updates; jobs report & mortgage rates
• Thursday, July 1 July 1: Cap. mkts., MLO jobs; broker wanted; trading execution, cost cutting, non-QM, AMC products; Investor processing tweaks
• Wednesday, June 30 June 30: Non-QM Mgt., CD, AE, MLO jobs; jumbo, verification, subservicer products; Non-Agency news around the biz
• Tuesday, June 29 June 29: Community lending, 1099, compensation, NOO, non-QM products; Government loan program changes ’round the biz
• Monday, June 28 June 28: AE, MLO, Ops jobs; credit, warehouse, tax & flood, MI tools; summary of FHA changes; upcoming events & training
• Saturday, June 26 June 26: AE jobs; Is title insurance a scam? Reader’s notes on AMCs, compliance, Agency changes; Saturday Spotlight: PHH Mortgage
• Friday, June 25 June 25: Senior management, AE, MLO, Ops jobs; Corresp., sales, warehouse products; Agency changes continue
• Thursday, June 24 June 24: MLO, Ops jobs; loan sales, presentation, social media compliance, workflow tools; FHFA leadership change: Now what?
• Wednesday, June 23 June 23: MLO jobs; lock, fee collection, marketing, jumbo, Encompass products ; Wall Street’s interest in our biz
• Tuesday, June 22 June 22: Reverse, non-QM, pricing, work flow, products; STRATMOR & customer service; con’t reaction to NOO & 2nd home Agency changes
• Monday, June 21 June 21: MLO jobs; subservicer, warehouse, VA, non-QM products; PHH/Reverse Mortgage deal; economic trends; upcoming events
• Saturday, June 19 Juneteenth: CFPB issues its Juneteenth statement; vendor M&A continues; Industry video wins awards
• Friday, June 18 June 18: AE, MLO jobs; Ignite, servicing, MIP tools; industry weighs in on disclosure process for Juneteenth
• Thursday, June 17 June 17: Bus. Dev. mgr., MLO jobs; sec. marketing, SaaS, purchase biz tools; Fannie addresses NOO & 2nd home policy
• Wednesday, June 16 June 16: MLO, AE jobs; servicing, sales, TPO, VOI products; Fannie & Agency shifts continue: 3 instead of 7 percent NOO cap?
• Tuesday, June 15 June 15: AE jobs; sec. marketing, training, processing, due diligence, TPO products; JVs & acquisitions
• Monday, June 14 June 14: Ops, MLO, AE jobs; servicing, dashboard, FHA pricing, VOA products; Agency shifts continue; events this week
• Saturday, June 12 June 12: Return to the office strategy & thoughts; Agency deals (gfee shifts?); Saturday Spotlight: Usherpa
• Friday, June 11 June 11: Non-QM, MLO, AE jobs nationwide; VA, PMI, ECOA, pricing; LO compliance products; bonds pause their rally
• Thursday, June 10 June 10: AE, Ops, MLO jobs; warehouse, sales, execution, analytics tools; tech survey; disaster updates
• Wednesday, June 9 June 9: Title, recruiting, MLO jobs; email, training, AI, lead, AMC products; wholesaler news; rates continue to slide
• Tuesday, June 8 June 8: LO, processing jobs; correspondent, presentation, pre-qual tools; PenFed/TIAA deal and other correspondent news
• Monday, June 7 June 7: AE, MLO, Ops jobs; VOA, biz intelligence, appraisal, landing page tools; events & training in June and into July
• Saturday, June 5 June 5: VAX pushback; the CFPB & forbearance; multifamily deals, vendor news; Saturday Spotlight: Trinity Oaks Mortgage
• Friday, June 4 June 4: Servicing, Ops, MLO jobs; purchase, appraisal, PMI, retention tools; Investors react to Agency changes
• Thursday, June 3 June 3: Underwriter, MLO, relationship mgr. jobs; sales, pricing, processing tools; VA & FHA changes of note
• Wednesday, June 2 June 2: MLO jobs; pricing, servicing, processing, VOE tools; non-Agency & jumbo updates; what’s new with LO comp?
• Tuesday, June 1 June 1: Ops, sales jobs; securitization, HELOC, verification, tech review, sales products; events and webinars to lead off June
• Saturday, May 29 May 29: Deal making in the vendor space; SOFR Agency deals; what is a drip buy? Saturday Spotlight: Vaultedge
• Friday, May 28 May 28: MBA, U/W, AE, construction lending jobs; multimedia, jumbo, warehouse, rental products; lenders react to GSE changes
• Thursday, May 27 May 27: Cap. mkts., MLO, AE, Ops jobs; loan sales, pricing, tax estimating products; is the Fed contributing to housing price escalation?
• Wednesday, May 26 May 26: MBA, MLO jobs; Marketing, customer service, VA, retention tools; FHA & VA program shifts; housing: up, up, up
• Tuesday, May 25 May 25: MLO jobs; Non-QM, jumbo, audit, fulfillment, servicing risk, trailing doc products; STRATMOR’s thoughts on the market
• Monday, May 24 May 24: AE, MLO, Ops jobs; mixed-use, fulfillment, non-Agency products; in-person & virtual events and training run the gamut
• Saturday, May 22 May 22: Capital markets deals & activity; notes on returning to the office from WFH; a helping of vendor news
• Friday, May 21 May 21: Servicing, cap. mkts., corresp., MLO jobs; servicing risk, HELOC, MI, eClosing products & tools; investor disaster news
• Thursday, May 20 May 20: AE, MLO jobs; VOA, processing, pricing, marketing, comp webinar tools; investors’ Agency changes
• Wednesday, May 19 May 19: Ops, MLO jobs; marketing, subservicing, HFA, warehouse products; Agency/GSE changes are ceaseless…
• Tuesday, May 18 May 18: Cap. Mkts., MLO jobs; pricing, processing, audit tools; events this week; forbearance numbers improve; SoFi’s SPAC IPO
• Monday, May 17 May 17: Corresp., construction, sales jobs; non-owner, POS products; Customer service tips; jam-packed webinar & training week
• Saturday, May 15 May 15: Letters on the money supply & inflation, the recovery’s disparities, and compliance concerns; Saturday Spotlight: Stewart
• Friday, May 14 May 14: Underwriting, MLO jobs; DPA, non-QM, customer service tools; misc. company news indicates trends
• Thursday, May 13 May 13: MLO, Ops jobs; cross-border lending, processing, recruiting products; MBS issuance webinar; Quicken name change
• Wednesday, May 12 May 12: MLO, AE jobs; lead gen, turn time, jumbo products; Guild/RMS deal; how much is Better.com worth?
• Tuesday, May 11 May 11: Ops. mgt., MLO jobs; renovation, docs, retention non-QM training tools; product updates run the gamut
• Monday, May 10 May 10: Sales jobs; retention, purchase, servicing, reverse products; webinars and training; interview with economist Elliot Eisenberg
• Saturday, May 8 May 8: Chicken wings are how much? MI & vendor news and results; Freddie SOFR deals; Saturday Spotlight: ReadyPrice
• Friday, May 7 May 7: Accounting, Ops, MLO jobs; AMC, lead, warehouse products; financial transparency in our biz; employment figures sink rates
• Thursday, May 6 May 6: Reverse, MLO, Ops jobs; pricing, best-ex, QC products; compliance and risk notes & information
• Wednesday, May 5 May 5: AE, MLO, product jobs; servicing, appraisal, marketing products; Genworth/Enact, LoanSnap IPO news
• Tuesday, May 4 “May the 4th be with you” Day: Processing, MLO jobs; warehouse, marketing, eClose, efficiency tools; disaster updates
• Monday, May 3 May 3: Secondary, MLO, & sales jobs; HELOC, bridge financing, Non-QM, verification products; upcoming events, in-person and virtual
• Saturday, May 1 May 1: Letters regarding Agency changes; vendor news; Securitizations: Agencies don’t only do SFH
• Friday, April 30 Apr. 30: CRM, Ops, Consumer Direct, AE, LO jobs; JV and MSA updates; Redwood Trust results; CFPB action
• Thursday, April 29 Apr. 29: Corresp., AE, LO jobs; digital, warehouse, processing, pricing products; Freddie & Fannie news incl. earnings
• Wednesday, April 28 Apr. 28: LO jobs; lead gen, servicing risk, presentation, DPA, valuation tools; M&A firestorm; housing: strong like bull
• Tuesday, April 27 Apr. 27: Secondary mktg., AE jobs; workflow, payment, doc tools; company sponsored events; VA & FHA updates
• Monday, April 26 Apr. 26: Servicing, sales jobs; processing, broker, price products; in-person and virtual events & training coming soon
• Saturday, April 24 Apr. 24: Vendors partnering; building & housing issues go back years; Saturday Spotlight: Service 1st
• Friday, April 23 Apr. 23: MLO jobs; LOS, sales, ARM, HELOC, servicing risk products; Ocwen, PHH, TCB, Redwood Trust company news
• Thursday, April 22 Apr. 22: Corresp., MLO, Ops jobs; retention, servicing, construction-to-perm products; fraud report; CFPB, compliance, and legal shifts
• Wednesday, April 21 Apr. 21: AE, MLO, Ops jobs; subservicing, jumbo, sales products; MLO to broker training; investor underwriting changes; real estate “humor”
• Tuesday, April 20 Apr. 20: Training, AE jobs; pricing, risk mgt., dashboard tools; servicing package for sale; investors adapt to Agency shifts; UW humor
• Monday, April 19 Apr. 19: MLO jobs; sales, jumbo, purchase biz products; lots of events & training, from soup to nuts, in the next few weeks
• Saturday, April 17 Apr. 17: Letters on Agency buybacks and appraisal waivers; Saturday Spotlight: Embrace Home Loans
• Friday, April 16 Apr. 16: Lock desk, MLO, underwriter jobs; POS, workflow, digital tools; Agency’s trend: not your friend?
• Thursday, April 15 Apr. 15: AE, Ops, Sales jobs; Sec. mktg., NOI, QC, diversity products; NewRez/Caliber deal; servicing retention study
• Wednesday, April 14 Apr. 14: MLO jobs; risk reduction products; marketing, workflow tools; JP’s earnings, and the MBA’s take on 2020’s profits
• Tuesday, April 13 Apr. 13: MLO jobs; HELOC, renovation, jumbo, sales products; new correspondent investor for non-QM & QM loans
• Monday, April 12 Apr. 12: Sec. mktg., MLO jobs; customer support, servicing products; upcoming webinars cover everything from origination to servicing
• Saturday, April 10 Apr. 10: Survey on Agency shifts; Vendor news; Freddie K Deals; Saturday Spotlight: First Community Mortgage
• Friday, April 9 Apr. 9: Sales mgt., MLO jobs; non-QM, processing, ECOA, subservicing tools; Administration & housing
• Thursday, April 8 Apr. 8: Non-QM, reno, jumbo products; SaaS, sales, underwriting products; correspondent news; underwriting shifts
• Wednesday, April 7 Apr. 7: AE, MLO jobs; subservicing, workflow, marketing, processing tools; FHA news; events this week
• Tuesday, April 6 Apr. 6: MLO jobs; post-close, processing, sec. marketing tools; conventional conforming shifts of note
• Monday, April 5 Apr. 5: AE jobs; lead gen products; wholesaler’s new products; training, events, & webinars on sales and operations
• Saturday, April 3 Apr. 3: Agency deals in the secondary markets help rates in the primary market; Saturday Spotlight: Candor
• Friday, April 2 Apr. 2: Tech, MLO, AE, Non-QM, Ops jobs; Non-Del, servicing, reno products; changes in flood insurance ahead?
• Thursday, April 1 Apr. 1: Recruiting, AE, MLO, Ops jobs; hedging, HELOC, anti-fraud tools; CFPB meeting transcript; F&F’s bold move; deep dive into rate trends
• Wednesday, March 31 Mar. 31: MLO jobs; broker, jumbo, leads, presentation, liquidity tools; FHA, Ginnie, USDA news in context
• Tuesday, March 30 Mar. 30: MLO jobs; jumbo, workflow, retention products; Agency risk changes ahead; Want a 6 month lock? MISMO President interview
• Monday, March 29 Mar. 29: AE, MLO jobs; sales, subservicing, automation products; virtual conferences & webinars with in-person events coming
• Saturday, March 27 Mar. 27: Shielding income; motivating WFH employees; vendor updates; Saturday Spotlight: Iron Mountain
• Friday, March 26 Mar. 26: IT sales, MLO, Ops jobs; rate protection, broker products; F&F changes; con’t forbearance improvement
• Thursday, March 25 Mar. 25: MLO, branch, Ops jobs; sales, POS, warehouse products; STRATMOR Ops paper; Ginnie, FHA, VA, USDA updates
• Wednesday, March 24 Mar. 24: IT, AE, marketing jobs; comp, retention, pre-approval tools; non-QM there for non-owner & 2nd homes?
• Tuesday, March 23 Mar. 23: MLO jobs; sales, tech., subservicer audit products; approaching webinars & training; forbearance numbers decline further
• Monday, March 22 Mar. 22: MLO, Ops, AE jobs; purchase, non-QM, underwriting tools; wholesaler news; “Liquidity Ratio” impacting mortgage rates
• Saturday, March 20 Mar. 20: Vendors’ products, partnerships, progression, proficiencies; Saturday Spotlight: Merchants Bank of Indiana
• Friday, March 19 Mar. 19: HELOC, AE, Non-QM, MLO jobs; rental market snapshot; non-QM products; Ceaseless Agency news & price changes
• Thursday, March 18 Mar. 18: MLO jobs; pricing, sales, DPA, pricing, QC reporting products; wholesale & correspondent news; bond market/Fed disconnect
• Wednesday, March 17 Mar. 17: MLO jobs; broker, underwriting, non-QM, processing tools; does the Fed expect a fast, hot recovery?
• Tuesday, March 16 Mar. 16: MLO, recruiting, training jobs; sales, doc, processing tools; LLPA price adjustment changes sweep through investors
• Monday, March 15 Mar. 15: Ops, MLO, AE, compliance jobs; HFA, URLA, servicing products; upcoming training & events; rates stable, for now
• Saturday, March 13 Mar. 13: The CFPB removes doubt on intent; Mike Cagney on Rohit Chopra; state-level changes: Oregon, HOA fees, and a foreclosure
• Friday, March 12 Mar. 12: Fulfillment, MLO, product dev. jobs; mail, CRM, presentation, digital products; Freddie & Fannie shifts; Mike Cagney interview
• Thursday, March 11 Mar. 11: Sec. Mktg., MLO, Ops jobs; compliance, broker, correspondent products; free events this week; Fannie constricts footprint
• Wednesday, March 10 Mar. 10: DPA, automation, sales, AMC, compliance products; broker & correspondent tools; economy quietly gearing up
• Tuesday, March 9 Mar. 9: Sales mgt., MLO jobs; processing, FHA, efficiency, video products; Dr. Fratantoni on the economy
• Monday, March 8 Mar. 8: Credit, AE, MLO, branch jobs; automation, FHA/VA, fintech, URLA products; events & training from your divan
• Saturday, March 6 Mar. 6: LIBOR phase out details; Agency deals continue, helping borrower’s mortgage rates; Saturday Spotlight: ReadyPrice
• Friday, March 5 Mar. 5: Recruiting, training, MLO, AE jobs; DPA, tech products; principals and attorneys weigh in on wholesale tumult; strong jobs data!
• Thursday, March 4 March 4th: LO, Ops, AE jobs; HELOC, efficiency, AMC, sales, VOE tools; podcast for LOs; jumbo & non-QM news
• Wednesday, March 3 Mar. 3: AE, MLO jobs; broker, sales, VOE tools; URLA & processing news; more talk of an economic recovery
• Tuesday, March 2 Mar. 2: New products, fee collection, sales, VOE tools; events and webinars: all this week!
• Monday, March 1 Mar. 1: Ops, MLO jobs; sales, non-QM, HELOC products; Agency & investor disaster policies; the Fed & rates
• Saturday, February 27 Feb. 27: Readers’ letters on the CFPB, rates, and how lenders will keep lending; Saturday Spotlight: Symmetry Lending
• Friday, February 26 Feb. 26: Lenders hiring MLOs; correspondent, tech, servicing, tech products; what you should know about yesterday’s rate move
• Thursday, February 25 Feb. 25: Ops, MLO jobs; cap. mkts., valuation, default, fulfillment tools; technology & processing notes
• Wednesday, February 24 Feb. 24: MLO jobs; servicing, customer service, decisioning, retention tools; events & training this week
• Tuesday, February 23 Feb. 23: MLO, Ops jobs; underwriting, loss mit, broker, corresp., jumbo products; VA, FHA, Ginnie changes
• Monday, February 22 02-22-21: MLO, Ops management jobs; performance, pricing, analytics, home equity products; Freddie/Fannie changes
• Saturday, February 20 02-20-21: Reader letters on recruiting, 2021 expectations, and credit; Saturday Spotlight: Maxwell; a clever joke
• Friday, February 19 Feb. 19: MLO & Ops jobs; fee collection, HELOC, renovation products; comp survey; bank M&A trends; lead sources
• Thursday, February 18 Feb. 18: AE, MLO, Ops jobs; rule logic, subservicer, non-QM, POS products; rate moves partially impacting rate sheets
• Wednesday, February 17 Feb. 17: Ops, MLO, management jobs; broker, non-QM, communication tools; AmeriHome/Western Alliance deal numbers
• Tuesday, February 16 Feb. 16: IT, MLO, training jobs; VA IRRRL, sales, final doc tools; non-Agency product trends; Mortgage rates? Ouch!
• Monday, February 15 Feb. 15: Retail sales jobs; ECOA, sales tools; virtual events and training from soup to nuts, all from your living room
• Saturday, February 13 Feb. 13: Vendor news from around the biz; letters on credit concerns; Saturday Spotlight: LHM Financial
• Friday, February 12 Feb. 12: Private bank, correspondent, MLO jobs; CRM, jumbo, sales tools; LDI now public; Wells’ PPP fraud example
• Thursday, February 11 Feb. 11: AE, MLO jobs; warehouse, anti-fraud, pricing products; Federal Reserve: steady as she goes
• Wednesday, February 10 Feb. 10: M&A, IT jobs; VOE, CRM, non-QM products; conventional conforming news; CPI: no inflation worries
• Tuesday, February 9 Feb. 9: MLO jobs; jumbo, investor programs; processing tools; MISMO fee update; thoughts on credit; training & events – many this week
• Monday, February 8 Feb. 8: CRM, Ops, MLO jobs; Pooling, processing, broker, recruiting products; a shift in CFPB thinking? Rates creeping higher
• Saturday, February 6 Feb. 6: Notes on housing and the economy; capital being injected into vendors; Saturday Spotlight: FlexPoint, Inc.
• Friday, February 5 Feb. 5: Credit, AE, MLO, marketing jobs; bridge loan, POS, VA IRRRL, servicing products; how to block trigger lead sales
• Thursday, February 4 Feb. 4: Lock desk, credit, MLO, Ops jobs; underwriting, pricing tools; DACA, URLA changes; primer on the secondary markets
• Wednesday, February 3 Feb. 3: Senior Credit, writing, Ops, MLO jobs; non-QM, HELOC, new lender news; fast-approaching training & events
• Tuesday, February 2 02/02/21: M&A, sales jobs; sales, pre-approval, hobby farm products; events & training; wholesale & correspondent soundbites
• Monday, February 1 Feb. 1: REIT, MLO, Bus. Dev. jobs; warehouse, MI, AMC, HELOC products; MSRs, the economy, servicing, and the CFPB
• Saturday, January 30 Jan. 30: LIBOR phase out updates; note on the economy & lenders; Saturday Spotlight: ClosingCorp
• Friday, January 29 Jan. 29: Sales Director, MLO, branch jobs; servicing, sales, jumbo products; URLA and 4506-C news bites
• Thursday, January 28 January 28: Ops, MLO, IT jobs; MSR, originator ranking, digital tools; FHA’s bevy of news; Ginnie’s eNote pool
• Wednesday, January 27 Jan. 27: Encompass, training, credit risk jobs; pricing, sales, reno products; training on securitization & other upcoming events
• Tuesday, January 26 Jan. 26: MLO jobs; Sales, pricing, processing, correspondent, products; LO productivity study; FHFA disaster news
• Monday, January 25 Jan. 25: MLO, Ops jobs; broker, VOE, servicing, MI tools; imminent training & virtual events from your living room
• Saturday, January 23 Jan. 23: Reader’s thoughts on Freddie & Fannie’s pricing, capital, and future; Saturday Spotlight: Truework
• Friday, January 22 Jan. 22: MLO jobs; broker, recruiting, HELOC products; Freddie & Fannie compliance reminders; a clever joke
• Thursday, January 21 Jan. 21: Retail, Correspondent jobs; performance, non-QM, sales tools; STRATMOR strategy paper; DACA & FHA
• Wednesday, January 20 12021: Ops, AE jobs; Sales, leadership, tech, pricing tools; VA, Ginnie, FHA changes incl. URLA update
• Tuesday, January 19 Jan. 19: IT, AE jobs; jumbo, origination, productivity tools; thoughts on the CFPB nominee; training & events this week
• Monday, January 18 Jan. 18: Subservicing, MLO, Ops, private client jobs; recruiting, fee collection, sales, borrower communication products
• Saturday, January 16 Jan. 16: Letters on FHFA’s execution restrictions; Big bank’s mortgage earnings; vendors fundraising; Saturday Spotlight: ActiveProspect
• Friday, January 15 Jan. 15: Retail, Ops jobs; appraisal, non-QM, jumbo, DPA products; industry weighs in on good Freddie/Fannie news
• Thursday, January 14 Jan. 14: Warehouse, sales jobs; digital, AMC, pricing tools; comp survey; new cap. markets, broker, corresp. products
• Wednesday, January 13 Jan. 13: Retail, recruiting jobs; servicing, appraisal, income calculation tools; upcoming virtual training; MSA FAQs
• Tuesday, January 12 Jan. 12: Sales, MLO jobs; home ownership, non-QM, PPE, sales tools; conventional conforming updates around our biz
• Monday, January 11 1.11: Sales management, MLO jobs; recruiting, VA IRRRL, non-QM products; litigation is expensive; HMDA season has begun!
• Saturday, January 9 Jan. 9: Letters from readers on IPOs (next up, HomePoint?), taxes, non-QM; Saturday Spotlight: Homespire Mortgage
• Friday, January 8 Jan. 8: Reverse, MLO, Ops jobs; social media, efficiency, CRA, CRM products; broker training; neobank closures & SoFi IPO
• Thursday, January 7 Jan. 7: Compliance, MLO, AE, Ops jobs; appraisal, profitability tools; upcoming events; rates creep higher: why?
• Wednesday, January 6 Jan. 6: DTC, correspondent, MLO jobs; staffing, compliance, MI products; Agency forbearance uncertainty: questions remain
• Tuesday, January 5 Jan. 5: Tech & sales jobs; sales, investor, workflow products; training & webinars from the comfort of your BarcaLounger
• Monday, January 4 Jan. 4: MLO, Ops jobs; COO seeking role; subservicer, URLA, VA IRRRL, HELOC, MSR products; non-QM lender rebrand
• Saturday, January 2 Jan. 2: Population stats worth a skim; Freddie and Fannie, still doing deals while others debate their future

• Thursday, December 31 Dec. 31: MLO, Ops jobs; lender wanted; Small business grant; ignore the CFPB at your own peril
• Wednesday, December 30 Dec. 30: Credit/risk, MLO, Ops jobs; Agency-approved lender wanted; sales, rental products; primer on secondary marketing for MLOs
• Tuesday, December 29 Dec. 29: Recruiter job; HELOC, compensation, TPO products; New York did what? Agency news; URLA best practices paper
• Monday, December 28 Dec. 28: Non-QM, LOS Admin, Ops, MLO, IT jobs; broker, sales tools; QC & compliance still front & center
• Saturday, December 26 Dec. 26: Residential lending vendors not sitting still: recent M&A, strategic partnerships, new products
• Thursday, December 24 Christmas Eve: Bus. Dev., MLO, AE jobs; Verification tool; disaster news; what is “Build for Rent”?
• Wednesday, December 23 Dec. 23: Ops, MLO, bank sales management jobs; QC report, retention, cap. markets tools; jumbo & non-QM tidbits
• Tuesday, December 22 Dec. 22: Correspondent, MLO jobs; digital, trailing doc, social media tools; FHA’s foreclosure & eviction moratorium extension
• Monday, December 21 Dec. 21: VP of non-QM, credit/diligence, Ops, MLO, AE jobs; National MI integration; shifting borrower profile
• Saturday, December 19 Dec. 19: Non-QM and Agency trends in the secondary market; letter on borrower communication
• Friday, December 18 Dec. 18: Sec. Marketing, Ops, branch manager, LO jobs; CFO role wanted; First American rebrand; Rural, FHA, VA program changes
• Thursday, December 17 Dec. 17: MLO, Ops jobs; origination shell wanted; CRM, POS, retention, jumbo loan, capital markets products; how news moves rates
• Wednesday, December 16 Dec. 16: Cap. mkts., Ops, MLO jobs; shell wanted; broker, payroll, ECOA tools; investors’ Agency changes
• Tuesday, December 15 Dec. 15: AE, MLO jobs; shell wanted; fulfillment, doc, servicing products; training this week; few reasons for rates to move
• Monday, December 14 Dec. 14: Sales jobs; Lending shell wanted; Non-QM, VA IRRRL products; Investor’s Agency changes
• Saturday, December 12 12-12-20-20: LIBOR exit continues; snapshot of resi lending & borrowers; books for the holidays for staff & family
• Friday, December 11 Dec. 11: Management jobs in credit, sales; MI, post-closing, MBS pooling tools; Freddie, Fannie, and the Supreme Court
• Thursday, December 10 Dec. 10: Sec. Mktg., MLO, Ops jobs; broker, retention products; borrower satisfaction; primer on how news impacts rates
• Wednesday, December 9 Dec. 9: AE, MLO, Ops jobs; VA IRRRL, non-Agency, doc products; FHA temporary waiver, Ginnie eligibility, VA forbearance news
• Tuesday, December 8 Dec. 8: Tech, MLO jobs; Pooling, retention, VOA, comp products; training this week; small lenders, broker dealers, and Rule 19b
• Monday, December 7 Dec. 7: Accounting, MLO, AE, Ops jobs; private lending, retention, referral tools; why rates have crept higher
• Saturday, December 5 Dec. 5: Letters regarding appraisal transfers, artificial intelligence, and efficiency; Saturday Spotlight: Maxwell
• Friday, December 4 Dec. 4: Servicing, MLO, Ops jobs; cybersecurity, VA IRRRL, non-QM tools; events & training; odds & ends around the biz
• Thursday, December 3 Dec. 3: AE, MLO, Solution Engineer jobs; capital markets best ex, sales tools; Non-QM biz update; economic rebound losing steam?
• Wednesday, December 2 Dec. 2: MLO jobs; docs, accounting, jumbo, appraisal, customer service products; rates moving with stimulus rumors
• Tuesday, December 1 Dec. 1: AE, LO, broker jobs; bank statement, retention, subservicer review products; upcoming webinars, many this week
• Monday, November 30 Nov. 30: Production, Ops jobs; VA, VA IRRRL, non-QM products; USDA, FHA, VA stats worth a skim: programs evolving
• Saturday, November 28 Nov. 28: Letters about improving processing and AMCs transferring appraisals; SOFR, LIBOR, and ARM news
• Friday, November 27 Nov. 27: High level Ops, Implementation jobs; demographics for MLOs on who is locking and who isn’t, and why
• Wednesday, November 25 Nov. 25: AE, MLO, Ops jobs; doc, sales, broker tools; disaster updates; investors react to Freddie & Fannie changes
• Tuesday, November 24 Nov. 24: CTO, MLO, Ops jobs across the country; customer service, eSignature tools; MLO yield curve primer
• Monday, November 23 Nov. 23: Ops Manager, AE, MLO jobs; appraisal, sales, relationship products; debating Freddie & Fannie’s future
• Saturday, November 21 Nov. 21: Vendors rolling out new technology, engaged in M&A and partnering, increasing customer service
• Friday, November 20 Nov. 20: Product Mgt., MLO, Ops jobs across the country; VA IRRRL, training events; mortgage servicing news
• Thursday, November 19 Nov. 19: Sales, Ops, QC jobs; retention, VOI, broker products; Ops & processing changes
• Wednesday, November 18 Nov. 18: AE, Ops, LO jobs; VOE, cash flow, remote work tools; companies performance mimicking industry’s
• Tuesday, November 17 Nov. 17: AE, MLO jobs; income, workflow, customer service tools; Agency personnel changes regardless of salaries
• Monday, November 16 Nov. 16: CFO, MLO jobs; customer service, QC, marketing, servicing products; events & training from your living room
• Saturday, November 14 Nov. 14: Appraisal fee changes; Credit Risk Transfers help rate sheet pricing: current thinking & examples of secondary deals
• Friday, November 13 Nov. 13: CFO position wanted, MLO, cap. mkts. jobs; private money, marketing products; private MI company updates
• Thursday, November 12 Nov. 12: MLO, Ops jobs; Marketing, non-QM, jumbo products; company news re: lenders, investors, & originators
• Wednesday, November 11 Veteran’s Day: Correspondent, MLO jobs; transitions rampant; broker, AMC, marketing products; Freddie & Fannie in the news
• Tuesday, November 10 Nov. 10: Sales mgt., MLO jobs; digital, marketing, correspondent, ROI tools; disaster updates; collateral valuation trends
• Monday, November 9 Nov. 9: MLO, Correspondent, Ops jobs; recruiting, non-QM, sales, servicing tools; credit & income shifts; vaccine news pushing rates
• Saturday, November 7 Nov. 7: Vendor news; letter about IMBs and M&A; support your state organization; Saturday Spotlight: DocProbe
• Friday, November 6 Nov. 6: MLO & Ops jobs; rental, warranty, processing tools; USDA, FHA, VA, Ginnie developments while votes are counted
• Thursday, November 5 Nov. 5: QC, AE, MLO, Ops jobs; VOE, database, broker tools; events; disaster updates; political uncertainty moving rates
• Wednesday, November 4 Nov. 4: AE jobs; vendor, warehouse, broker products; company-sponsored training; climate change impacting servicing values?
• Tuesday, November 3 Nov. 3: Marketing, head of production jobs; training, automation, LOS products; company specific industry snapshots
• Monday, November 2 Nov. 2: Ops & sales jobs; database, servicing, non-QM, income analysis products; upcoming training & events
• Saturday, October 31 Halloween: Now is the time to help your national, state, & local organization; Housing policy primer
• Friday, October 30 Oct. 30: Tech, Ops, MLO jobs; VOE, broker, non-QM, social media tools; 1.5 percent security takes off
• Thursday, October 29 Oct. 29: Sales & Ops jobs; Cap. mkts., LO comp survey, fulfillment, retention tools; M&A advice; Agency-related changes
• Wednesday, October 28 Oct. 28: Credit manager, sales, Ops jobs; marketing, broker, contactless closing products; investors & adverse mkt. price moves
• Tuesday, October 27 Oct. 27: Encompass, correspondent, MLO jobs; pricing, subservicing, marketing tools; California investor disaster news
• Monday, October 26 Oct. 26: Mgt., AE, Ops jobs; Retention, AI, non-QM, accounting products; Southeast disaster updates
• Saturday, October 24 Oct. 24: LO comp & MSAs; LIBOR to SOFR investor changes; vendor news; Saturday Spotlight: Orion Lending
• Friday, October 23 Oct. 23: Cap. mkts., MLO, sales jobs; marketing, rep & warrant, hedging products; deep dive on rates & MBA forecast
• Thursday, October 22 Oct. 22: Bank, construction, Ops jobs: 203(k), credit, doc tools; IPOs, debt offerings, lenders & investors making moves
• Wednesday, October 21 Oct. 21: Sales mgt., MLO jobs; shell available; servicing, marketing, automation tools; temporary relief from the CFPB
• Tuesday, October 20 Oct. 20: Ops, MLO jobs; training, servicing, tech, broker tools; events & training; Freddie & Fannie: changes keep flowing
• Monday, October 19 Oct. 19: Compliance, AE, MLO jobs; marketing, broker, servicing products; online disclosure survey & chatter
• Saturday, October 17 Oct. 17: Vendors partnering, raising money, introducing new products; Saturday Spotlight: Service 1st
• Friday, October 16 Oct. 16: JV, MLO, Ops jobs; MSR valuation, training, non-QM, retention, tax tools; new jumbo wholesaler; 2006 vs. 2019: nothing is forever
• Thursday, October 15 Oct. 15: MLO, Ops jobs; shell wanted; broker, retention, doc products; investors react to USDA, FHA, VA changes
• Wednesday, October 14 Oct. 14: Controller, Ops, MLO jobs; CFO for hire; appraisal, broker tools; Treasury auction primer: why lenders should care
• Tuesday, October 13 Oct. 13: MLO, two capital markets jobs; credit, sales, subservicing, fulfillment products; webinars & training of all sorts
• Monday, October 12 Oct. 12: Sales, Ops jobs; ECOA, recruiting, onboarding tools; non-QM, servicing webinars; Ginnie & FHA wide-sweeping changes
• Saturday, October 10 Oct. 10: Agency CRT primer and news; Fed President & economic conditions; Saturday Spotlight: Evergreen Home Loans
• Friday, October 9 Oct. 9: QC, Ops, non-QM AE jobs; real estate agent, pooling, CRM, processing tools; Galton Funding sold; CFPB, RESPA, MSA news
• Thursday, October 8 Oct. 8: Ops Mgr., MLO, Ops jobs; Capital markets products; retention, direct mail, VOE tools
• Wednesday, October 7 Oct. 7: CU jobs; VOE, valuation, accounting CRA eligibility products; training & events from your telephone
• Tuesday, October 6 Oct. 6: IT & sales management, Ops jobs; operations, forbearance products; training webinars; women leaving workforce
• Monday, October 5 Oct. 5: CD, sales, innovation jobs; CEO role wanted; webinars; compliance, database tools; disaster updates
• Saturday, October 3 Oct. 3: Rocket, UWM, Guild, AmeriHome, Caliber… don’t be the last on your block to go public; Saturday Spotlight: Planet Home Lending
• Friday, October 2 Oct. 2: Controller, Ops, MLO jobs; training, SPOC, non-QM, MERS products; Bonds little changed despite uncertainty
• Thursday, October 1 Oct. 1: Correspondent, wholesale, retail jobs; processing, marketing anti-fraud tools; NextGen homebuyer report; eClose usage stats
• Wednesday, September 30 Sep. 30: Servicing, MLO, Ops jobs; compliance, jumbo products; webinars & training; a look at housing & jobs & stable rates
• Tuesday, September 29 Sep. 29: AE, MLO, Ops jobs coast to coast; re-branding, finance, digital tools; STRATMOR industry observations
• Monday, September 28 Sep. 28: Sales, ops jobs; hiring process analysis; sales, marketing, fee collection, margin tools; flood insurance questions
• Saturday, September 26 Sep. 26: Vendors partnering, merging, being acquired, offering new products; Saturday Spotlight: Assurance Financial
• Friday, September 25 Sep. 25: Sales & ops jobs; marketing & credit products; cybercrime update; why MLOs should watch stimulus quagmire
• Thursday, September 24 Sep. 24: Ops, LO, AE jobs; CFO roll wanted; broker, construction, MSR management products; using digital for customer service
• Wednesday, September 23 Sep. 23: Ops, sales jobs; marketing, AMC, subservicer products; company webinars; GSE changes & thoughts on them
• Tuesday, September 22 Sep. 22: VP of CD, Ops, LO jobs; ROI, workflow, underwriting tools; training & events; improving forbearance stats
• Monday, September 21 Sep. 21: MLO, Ops jobs; retention, co-op products; events & training; USDA rural conditional commitments
• Saturday, September 19 Sep. 19: Out-of-the-ordinary secondary market deals; primer on help for borrowers from HFAs; Saturday Spotlight: Truework
• Friday, September 18 Sep. 18: Ops & MLO jobs; eClosing, compliance, IRRRL products; plethora of disaster policy news; rates hardly budging
• Thursday, September 17 Sep. 17: Ops jobs; credit score, lead source, QC products; free Western Secondary & other events; Agencies react to disasters
• Wednesday, September 16 Sep. 16: Ops, production, VP Consumer Direct jobs; jumbo, CRM, anti-fraud, CD products; Ginnie hits $2.1 trillion
• Tuesday, September 15 Sep. 15: TPO, MLO jobs; pricing, trigger products; comp survey & retaining employees; webinar/training via phone & computer
• Monday, September 14 Sep. 14: Ops jobs; recruiting, sales, valuation, rehab products; non-QM moves in the primary & secondary markets
• Saturday, September 12 Sep. 12: CFPB’s VA lender settlements & other compliance notes; Saturday Spotlight: Academy Mortgage
• Friday, September 11 Sep. 11: Promotions & transitions; jumbo, 2nd lien, MERS QC audit products; U.S, economy motoring onward
• Thursday, September 10 Sep. 10: Ops jobs; branches, mgt. position wanted; QC, marketing, VOE tools; primer on credit availability
• Wednesday, September 9 09/09/2020: Ops & sales jobs, coast to coast; S&D, CRM, marketing, fraud products; mortgage apps move higher
• Tuesday, September 8 Sep. 8: CFO, processor, Ops, LO jobs; non-QM, servicer, sales, training tools; time required to hack a password
• Saturday, September 5 Sep. 5: Vendors are busy beavers; LIBOR phase out and transition: why should MLOs care?
• Friday, September 4 Sep. 4: LO, CD jobs; database, HELOC, digital tools; vendor & lender products continue to shift
• Thursday, September 3 Sep. 3: Ops, LO, AE jobs; workflow, lead, processing, renegotiation products; coming events; who owns 1/3 of Agency MBS?
• Wednesday, September 2 Sep. 2: Marketing, income, onboarding, HECM tools; jumbo, non-QM, misc. product updates; do-it-yourself appraisals
• Tuesday, September 1 Sep. 1: AE, Ops jobs; shell wanted; jumbo, servicing products; webinars; after 12 years of conservatorship, Agencies very much in the news
• Monday, August 31 Aug. 31: Ops, TPO Sales jobs; forbearance, correspondent, title, broker products; lots of training & virtual events
• Saturday, August 29 Aug. 29: Vendor M&A & other news; disaster updates; private money; CFPB & HMDA; Saturday Spotlight: CBC Mortgage Agency
• Friday, August 28 Aug. 28: Ops jobs; broker extension, secondary revenue, compliance tools; deep look into new Fed policy
• Thursday, August 27 Aug. 27: Virtual job fair, MLO, CD, AE, Ops jobs; VOE, VOI, pricing tools; industry’s conventional price shifts
• Wednesday, August 26 Aug. 26: Servicing, MLO, Ops jobs; marketing, automation, tech mgt. tools; .5 Agency refi hit delayed – now what?
• Tuesday, August 25 Aug. 25: Ops, LO jobs; AI, forbearance, comp tools; training & events through your computer & telephone
• Monday, August 24 Aug. 24: Finance, AE, Ops, LO jobs; customer service, income tools; Agency jungle drums are beating
• Saturday, August 22 Aug. 22: M&A observations; vendor news; notes on the housing market; Saturday Spotlight: Constant
• Friday, August 21 Aug. 21: Training, Ops, LO jobs; MSR, conversion, EPO products; public company snapshots worth a skim
• Thursday, August 20 Aug. 20: Sales mgt., LO, Ops jobs; leads, tech tools; CFPB, LO Comp, G-Rate legal ruling in the news
• Wednesday, August 19 Aug. 19: Ops, MLO jobs; production shell wanted; CRM, productivity, marketing products; FHA’s new appraisal delivery product
• Tuesday, August 18 Aug. 18: Ops, MLO, AE jobs; training, marketing, compliance tools; MI industry snapshot; strong housing numbers
• Monday, August 17 Aug. 17: Sales mgt., FHA, LO jobs; retention, non-QM products; training & events; investors react to FHFA’s price shift
• Saturday, August 15 Aug. 15: FHFA’s refi price change – TILA implications, impact on risk, not everyone is complaining; Saturday Spotlight: Usherpa
• Friday, August 14 Aug. 14: Controller, MLO jobs; ROI, broker, AI, jumbo products; compliance and state-level legal news
• Thursday, August 13 Aug. 13: Special Edition – The GSE price move, it’s impact on borrowers, and how to write to your Senators & Representative
• Thursday, August 13 Aug. 13: Ops & sales jobs; appraisal, valuation, sales tools; training; 50 bp refi hit & other Agency updates
• Wednesday, August 12 Aug. 12: Risk management job; VOE, loan delivery, lead source products; misc. investor & lender changes
• Tuesday, August 11 Aug. 11: MLO jobs; marketing, servicing, comp tools; FHA & Ginnie changes roll on; economic gyrations: rates creep higher
• Monday, August 10 Aug. 10: Ops, LO, FHA jobs; marketing, cap. mkts. products; webinars in the comfort of your home
• Saturday, August 8 Aug. 8: Is the Agency CRT program endangered? Economic tidbits; Saturday Spotlight: LBA Ware
• Friday, August 7 Aug. 7: Accounting, sales, Ops jobs; reverse, training, VA tools & products; Ellie’s $11 billion sale & other vendor news
• Thursday, August 6 Aug. 6: Cap. mkts., U/W, AE, LO jobs; risk tool; webinars & training; servicing & MSR update; rates continue lower
• Wednesday, August 5 Aug. 5: Ops, AE jobs; Analytic, business practice, income, compliance products; renewing the non-QM segment
• Tuesday, August 4 Aug. 4: Senior management, AE, LO, Ops jobs; marketing, database tools; disaster updates; cap. markets & root canals
• Monday, August 3 Aug. 3: CU, Ops, LO jobs; fraud, retention, legal products; August training without leaving your La-Z-Boy
• Saturday, August 1 Aug. 1: Letters on iffy government data, forbearance, the Fed; LIBOR transition update; Saturday Spotlight: Capacity
• Friday, July 31 July 31: Servicing, appraisal, Ops, sales jobs; broker, valuation products; FHA, & Ginnie changes; HUD addresses the self-employed
• Thursday, July 30 July 30: U/W, LO, AE jobs; loss mit, retention, valuation tools; LOS survey; deep dive into economic news & cap markets
• Wednesday, July 29 July 29: Underwriting, subservicing, AVM, pricing tools; Conforming conventional updates; bonds quiet
• Tuesday, July 28 July 28: Ops, LO jobs; sales, workflow, customer service tools; Black Knight to add $1.8 OB to $62 million Compass asset
• Monday, July 27 July 27: Sales, consulting, Ops, LO jobs; sales webinar; world news driving rates, primer on the belly of the yield curve
• Saturday, July 25 July 25: Credit Risk Transfers helping mortgage rates; SOFR transition status; Saturday Spotlight: Thrive Mortgage
• Friday, July 24 July 24: Regional manager, AE, LO jobs; automation, credit, AI tools; up to speed on tax transcripts
• Thursday, July 23 July 23: Ops, LO jobs; underwriting, forbearance, one-time close, marketing tools; loan processing changes
• Wednesday, July 22 July 22: Ops jobs; digital, servicing, ECOA products; webinars to wrap up July; Agency changes continue
• Tuesday, July 21 July 21: AE, LO jobs; training, eClosing, broker, servicing products; USDA rural tidbits; forbearance stats improving
• Monday, July 20 July 20: AE, Ops, LO jobs; marketing, risk, data retrieval tools; wholesaler news; rates: steady as she goes
• Saturday, July 18 July 18: National Broker Day; letter about current lender concerns; vendor updates; Saturday Spotlight: Sales Boomerang
• Friday, July 17 July 17: Recruiting, mgt., sales, Ops jobs; builder, sales, data analysis tools; Ginnie & FHA program tacks
• Thursday, July 16 July 16: Ops, AE, LO jobs; broker, cost analysis, audit, credit tools; CFPB’s legal action; lots of activity in the capital markets
• Wednesday, July 15 July 15: Ops, AE, LO jobs; non-QM, QC, construction loan products; events & training; big bank mortgage stats
• Tuesday, July 14 July 14: LO, U/W jobs; data, loss mit, disclosure, comp products; flood & disaster changes
• Monday, July 13 July 13: QC, Ops, LO, reverse, AE, correspondent jobs; marketing, TPO products; wholesale updates & mudslinging
• Saturday, July 11 July 11: Supply & demand on bananas, hard seltzer, and… wood prices!? Saturday Spotlight: PrimeLending
• Friday, July 10 July 10: Ops, LO, AE jobs; servicing, lead, marketing products; flood of conventional conforming changes
• Thursday, July 9 July 9: QC, LO, reverse opportunities; sec. mktg., marketing products; compliance news: is a “like” a “thing of value”?
• Wednesday, July 8 July 8: U/W, LO, processor jobs; lead, broker, AMC products; upcoming training; a peak at Rocket Companies
• Tuesday, July 7 July 7: AE, Ops, LO jobs; marketing, processing, training tools; industry & lender forbearance trends
• Monday, July 6 July 6: U/W, production jobs; DPA, leads, PMI products; investors ruminate on employment data: shrug?
• Friday, July 3 July 3: Recent depository mortgage jobs; vendor news; primer on yield curve control: price vs. quantity
• Thursday, July 2 July 2: Fulfillment, AE, LO jobs; anti-fraud, DPA, HMDA products; non-QM news in primary & secondary markets
• Wednesday, July 1 July 1: COO, Ops, AE, LO jobs coast to coast; broker, marketing products; mortgage rates: “steady as she goes”
• Tuesday, June 30 June 30: Ops, LO jobs; servicing, inspection, loss-mit products; CFPB’s structure to change; Ginnie adjusts pooling requirements
• Monday, June 29 June 29: LO & Sales jobs; MSR, marketing, leads products; training & webinars from home
• Saturday, June 27 June 27: Morale & innovation in WFH environment; Fannie’s recent secondary deals; Company spotlight: Mortgage Sentinel
• Friday, June 26 June 26: LO, Ops jobs; DPA, forbearance, broker products; FHA, USDA tweaks; Treasury/MBS spread update
• Thursday, June 25 June 25: Management, Ops, LO jobs; marketing, processing, default products; primer on high bal pricing
• Wednesday, June 24 June 24: Ops, AE jobs; marketing, broker, tax products; VA, construction webinars; tech partnerships
• Tuesday, June 23 June 23: QC, sales, LO jobs; outsourcing, DPA, marketing products; thoughts on the CFPB’s non-QM proposal
• Monday, June 22 June 22: AE, LO, Ops job; marketing, TPO, cost analysis products; June’s remaining training & events
• Saturday, June 20 June 20: The non-mortgage issue on voter expectations, news bias, showing homes, and entrepreneurship
• Friday, June 19 June 19: Credit, QC, Ops, LO jobs coast to coast; broker, DPA products; residential credit changes
• Thursday, June 18 June 18: Ops, LO jobs; digital, QC, cap. mkts. products; Ginnie & FHA changes & trends
• Wednesday, June 17 June 17: Sales, Ops, marketing jobs; CRM, processing, buyback insurance products; COVID, the CFPB, credit reports, and rates
• Tuesday, June 16 June 16: Marketing, bank statement, processing, servicing products; webinars & events; Freddie & Fannie in the news
• Monday, June 15 June 15: Production jobs; marketing, cap mkts, servicing products; correspondent tidbits; webinars & training this week
• Saturday, June 13 June 13: MISMO moves; Housing news; thoughts on BLM; current topics in the compliance world addressed
• Friday, June 12 June 12: AE, LO, Ops jobs; DPA, pricing, doc products; USDA, FHA, VA notes
• Thursday, June 11 June 11: Mgt., LO, training jobs; construction, VA IRRRL, loss mit programs; no “V-shaped” recovery
• Wednesday, June 10 June 10: LO, sales, Ops jobs; marketing, AMC, forbearance products; Freddie & Fannie direction
• Tuesday, June 9 June 9: AE, AMC, LO jobs; marketing, DPA, underwriting, pricing products; wholesaler changes
• Monday, June 8 June 8: LO, FHA jobs; marketing, servicing products; training on servicing, VA IRRRL, and other events
• Saturday, June 6 June 6: Random vendor news; letters on housing economics & pent up demand
• Friday, June 5 June 5: Risk, appraisal, LO, AE jobs; broker, DPA, LOS, products; FHA COVID forbearance guidance; payrolls push rates higher!
• Thursday, June 4 June 4: Management, Ops, LO, AE, DTC jobs; broker, doc products; customer experience study; correspondent changes
• Wednesday, June 3 June 3: AE, Ops, LO jobs; subservicing, VA IRRRL, workflow products; wholesalers shifting product gears
• Tuesday, June 2 June 2: Sales mgt., Ops, LO jobs; CRM, broker, eClosing products; events for LOs; servicing tactics continue to impact market
• Monday, June 1 June 1: Processor, LO jobs; referral, accounting products; webinars & training through your computer
• Saturday, May 30 May 30: Credit risk transfer primer; LIBOR transition in the news; thoughts on property value direction
• Friday, May 29 May 29: LO, AE, tech, Ops jobs; portfolio monitoring, non-QM, corresp., broker products; customer satisfaction survey
• Thursday, May 28 May 28: Ops, technical, LO jobs; doc, MSR, broker products; private MI companies motor on; continuing jobless claims drop
• Wednesday, May 27 May 27: Ops, AE, mgt., LO jobs; servicing, DPA, CRM products; warehouse deal news; more investor changes
• Tuesday, May 26 May 26: Appraisal, LO jobs; broker, eSign, marketing products; USDA, FHA, Freddie, Fannie news & trends
• Saturday, May 23 May 23: Vendors on the move; warnings about repurchase claims and the impact of forbearance on credit
• Friday, May 22 May 22: Marketing, Ops, LO jobs; CRM, marketing, LO products; tools to help borrowers; rates: a global snapshot
• Thursday, May 21 May 21: Ops, recruiting, Sec. Mktg., LO jobs; appraisal, QC products; loan processing is changing: Beeline & SnapFi
• Wednesday, May 20 May 20: LO jobs, servicing wanted; broker,correspondent, LOS, CRM products; Agency shifts; remember non-QM?
• Tuesday, May 19 May 19: Servicing, LO jobs; correspondent, audit, construction products; stunning number of webinars this week; September’s state conferences!
• Monday, May 18 May 18: LO jobs; broker, CRM, texting, VA IRRRL products; premium pricing blues; forbearance & Agency news
• Saturday, May 16 May 16: IMBs, retained servicing, & taxes; CRM advice; co-issue & bifurcation: orange alert? “joke” about perspective
• Friday, May 15 May 15: LO, Ops jobs; business opportunities; due diligence, AMC products; yesterday’s noteworthy Agency changes
• Thursday, May 14 May 14: Mgt., LO jobs; reverse, valuation products; Agency/investor changes; mortgage-COVID-video; Powell: prolonged tough times
• Wednesday, May 13 May 13: CRM, marketing, broker, appraisal products; shifts in credit reporting & underwriting
• Tuesday, May 12 May 12: Ops, LO jobs, business opportunity; marketing, docs, LO products; lender changes continue
• Monday, May 11 May 11: Ops, LO jobs; Recruiting tool; lots of webinars & training this week; deep dive on jobs number; California may do what?
• Saturday, May 9 May 9: Economic trends LOs should be aware of; primer on servicing values: what is the cash return?
• Friday, May 8 May 8: Ops, LO, AE jobs; marketing, broker products; capital markets barely budge after headline unemployment number
• Thursday, May 7 May 7: LO, AE, Ops jobs; CRM, API, broker, marketing products; disaster updates; investor changes continue
• Wednesday, May 6 May 6: LO jobs; QC, warehouse, pricing products; Agency & investor changes don’t stop; fortunately rates quiet
• Tuesday, May 5 Cinco de Mayo: AE, LO jobs; digital, marketing products; tech & training webinars; relentless Agency & investor changes
• Monday, May 4 May 4: Ops, reverse, LO jobs; CRM, audit, doc, subservicer products; tech survey; upcoming events & training
• Saturday, May 2 May 2: What are warehouse banks seeing? A primer on servicing & MSRs (yes, they can wallop borrower’s pricing)
• Friday, May 1 May 1: LO, Ops jobs; correspondent programs; large & small investors continue program shifts (with an “f”)
• Thursday, April 30 Apr. 30: LO, AE jobs, business opportunities; broker, digital products; G-Rate’s penalty; sweeping investor changes
• Wednesday, April 29 Apr. 29: AE, Ops, LO jobs; digital, customer service products; FHA COVID news; 1st quarter GDP: ouch
• Tuesday, April 28 Apr. 28: Sales jobs; underwriting, rural products; WFH, anti-fraud, digital webinars; guideline shifts continue
• Monday, April 27 Apr. 27: Servicing, Ops, LO jobs; CRM, broker products; training & webinars from your couch; top lender numbers
• Saturday, April 25 Apr. 25: LIBOR to SOFR transition update; Deep dive on U.S. debt; What do bored stunt performers do?
• Friday, April 24 Apr. 24: Servicing, AE, Ops jobs; broker, construction, doc products; cash-out product hit; Federal Reserve deep dive
• Thursday, April 23 Apr. 23: LO jobs; QC, sales, marketing, cap. mkts. products; Agencies & forbearance loan purchases
• Wednesday, April 22 Apr. 22: Ops, LO jobs; digital products; GSE & large investor adjustments; bond market quiet: a good thing
• Tuesday, April 21 Apr. 21: AE jobs; LOS, comp., correspondent products; approaching webinars; Federal Reserve’s recent actions
• Monday, April 20 4/20: LO, AE jobs; automation, non-QM products; forbearance primer: loans must be repaid
• Saturday, April 18 Apr. 18: Shifts in thinking & current trends: why pay rent? Advice for every LO; economic stimulus riddle
• Friday, April 17 Apr. 17: AE, LO jobs; efficiency product; webinars & events; CFPB HMDA news; Agency, investor, & vendor changes continue
• Thursday, April 16 Apr. 16: AE jobs; appraisal, sales, processing products; training & webinars from home; vendor tidbits
• Wednesday, April 15 Apr. 15: Appraisal jobs; construction, broker, appraisal products; partial & temporary appraisal delay for banks
• Tuesday, April 14 Apr. 14: LO jobs; broker, benchmarking, doc products; jumbo & specialty products continue to crumble; 3.74% loans in forbearance
• Monday, April 13 Apr. 13: LO jobs; SBA PPP, processing products; Ginnie’s Issuer assistance; banks’ stress test changes; Agencies consider forbearance policies?
• Saturday, April 11 Apr. 11: Refunds from auto insurance companies? Trends in eating & drinking & travel; One mortgage explanation
• Friday, April 10 Apr. 10: U/W jobs; broker, eTitle, productivity, digital products; upcoming events from home (you’ve got the time, right?)
• Thursday, April 9 Apr. 9: AE, Ops, LO jobs; servicing, appraisal, eClose products; Agency, USDA, investor, lender changes aren’t stopping
• Wednesday, April 8 Apr. 8: Appraisal, broker, SBA PPP, correspondent products; lender eligibility for SBA PPP loans; Dir. Calabria said what?
• Tuesday, April 7 Apr. 7: Training, warehouse, broker products; webinars everywhere on everything; Mr. Cooper’s early forbearance figures
• Monday, April 6 Apr. 6: Ops, broker jobs; originator, CRM, AI, recruiting products; product & processing changes continue
• Saturday, April 4 Apr. 4: Letters & updates on working from home, our industry, the economy; alcohol & trucking skyrocketing; lock policy shifts
• Friday, April 3 Apr. 3: LO jobs; appraisal, credit, doc, broker products; major jumbo changes; delay in servicer rescue?
• Thursday, April 2 Apr. 2: LO, call center jobs; appraisal, broker, QC products; industry shifting programs, underwriting, pricing, & execution
• Wednesday, April 1 Apr. 1: AE, LO, Ops, FHA jobs; cap. mkts., broker, marketing, training products; servicing trends; processing & u/w changes continue
• Tuesday, March 31 Mar. 31: Business opportunity; marketing, cybersecurity, eClosing products; shifts in LTVs, credit, pricing, appraisal policies rampant
• Monday, March 30 Mar. 30: AE, reno, LO jobs; sales, broker products; California MBA weighs in; deep capital markets dive: Ginnie acts
• Saturday, March 28 Mar. 28: Letters on staying safe & sane while working from home, appraisals, and being bullish on IMBs
• Friday, March 27 Mar. 27: LO, Ops jobs; broker, credit products; IRS/tax transcript, jumbo, MISMO, RON changes across the biz
• Thursday, March 26 Mar. 26: LO & Ops jobs; digital, compliance, servicing, cap. mkts. products; commercial & state bond products next to be impacted?
• Wednesday, March 25 Mar. 25: LO, CFO jobs; doc, broker, eClosing products; locking, documentation, product changes roll on; PennyMac yanks bulk AOT
• Tuesday, March 24 Mar. 24: Sales job; sales, digital, processing products; FAM, QLMS, Mr. Cooper changes; appraisal & VVOE clarity; servicing smacked
• Monday, March 23 Mar. 23: COO, AE jobs; anti-fraud, servicing products; borrower satisfaction survey; corona-driven product shifts
• Saturday, March 21 Mar. 21: Sample of vendor & tech updates; changes in home buying; Finastra & ransomware?
• Friday, March 20 Mar. 20: LO, remote Ops, AE jobs; CRM, , bid tape, warehouse products; non-QM sector walloped – why?
• Thursday, March 19 Mar. 19: LO jobs; digital, notary, QC, broker products; developments in warehouse, Agency, eClosing, & cap mkts
• Wednesday, March 18 Mar. 18: AE jobs, exec searching; broker, appraisal, eClosing products; coronavirus-driven operations changes everywhere
• Tuesday, March 17 Mar. 17: Sales job; Construction, non-QM products; sales webinars; Info on VVOEs, e-Notes, e-recordings
• Monday, March 16 Mar. 16: Compliance, LO jobs; LOS, VA, non-Agency products; Early Payoff trends; deep dive on recent mortgage rate movement
• Saturday, March 14 Mar. 14: Notes on handling capacity, TRID violations, FHA & FHFA on coronavirus; state lending law changes coast to coast
• Friday, March 13 Mar. 13: Ops, management jobs; broker, DPA, tech products; coronavirus tips: NAR’s report & employer webinar
• Thursday, March 12 Mar. 12: Ops, sales management, production jobs; broker, cap. mkts. products; corresp. & wholesale news
• Wednesday, March 11 Mar. 11: Ops, LO (incl. SBA) jobs; marketing, broker, non-QM products; training & events, many over the phone
• Tuesday, March 10 Mar. 10: Sr. sales job; processing, marketing, tech products; disaster updates; rate volatility continues
• Monday, March 9 Mar. 9: Tech, appraisal, cap. mkts jobs; broker, title, recruiting products; EPOs, margin calls, appraisal delays, sticky mortgage rates…
• Saturday, March 7 Mar. 7: February lock data; LIBOR transition update, and primer on SOFR & LIBOR differences
• Friday, March 6 Mar. 6: Sales, AE, LO jobs; marketing, doc products; lender & real estate vendor tidbits
• Thursday, March 5 Mar. 5: U/W, LO, accounting jobs; tax transcript product; remote staff study; primer on coronavirus & Fed cuts
• Wednesday, March 4 Mar. 4: Corresp., LO, new wholesaler AE jobs; warehouse, research products; primer on rate movements
• Tuesday, March 3 Mar. 3: LO jobs; processing, broker, correspondent products; lenders springing up; world central banks “ready to act”
• Monday, March 2 March 2: Credit, controller, LO jobs; broker, HELOC products; coast to coast events & training; 1.07% 10-year!
• Saturday, February 29 Feb. 29: Notes on debt/savings, FHLB membership, and U.S. demographics: who has the highest property tax?
• Friday, February 28 Feb. 28: Encompass, Ops, LO jobs; broker, credit, compliance products; M&A; coronavirus continues to drive markets
• Thursday, February 27 Feb. 27: Comptroller, Ops, LO jobs; pooling, non-QM, appraisal products; CFPB, audit, exams, & compliance news
• Wednesday, February 26 Feb. 26: LO, AE jobs; ops, sales, language, broker tools; the GSE reform march continues; two 2020 Fed cuts?
• Tuesday, February 25 Feb. 25: CFO, AE jobs; relationship, broker, correspondent products; credit shifts; Moody’s weighs in on non-QM
• Monday, February 24 Feb. 24: Attorney, controller, LO jobs; TPO team available; compliance & servicing events; coronavirus dominating markets
• Saturday, February 22 Feb. 22: Letters on pair offs, automatic valuation; LIBOR/SOFR and Freddie news; something for animal lovers
• Friday, February 21 Feb. 21: LO, servicing jobs; underwriting, appraisal products; lenders & vendors’ focus on borrowers
• Thursday, February 20 Feb. 20: HELOC, construction, compensation, & title products; lender’s digital borrower products
• Wednesday, February 19 Feb. 19: Compliance, servicing, renovation, broker products; shifts in Freddie & Fannie; coronavirus/economy
• Tuesday, February 18 Feb. 18: LO jobs; broker, sales, processing products; coast-to-coast training & events for Feb. & March
• Monday, February 17 President’s Day: Vendor mania
• Saturday, February 15 Feb. 15: Letters on warehouse lending, non-bank lenders; Fannie’s results & capital markets activities
• Friday, February 14 Feb. 14: AE & LO jobs; servicing, 203(k) products; conventional conforming underwriting shifts
• Thursday, February 13 Feb. 13: Sales, LO jobs; subservicing, broker, originator products; vendor alliances increasing
• Wednesday, February 12 Feb. 12: AE, vendor mgt., LO jobs; sales, marketing, broker products; team sponsor wanted; American borrowing stat
• Tuesday, February 11 Feb. 11: MLO jobs; non-QM, marketing, digital products; shifts in non-conforming and ATR, QM Patch thinking
• Monday, February 10 Feb. 10: Marketing, LO jobs; recruiting, VA, compliance products; credit study & underwriting shifts
• Saturday, February 8 Feb. 8: Letters on cybersecurity, increasing LO productivity; Fannie & Freddie weigh in on LIBOR move
• Friday, February 7 Feb. 7: AMC, underwriting, attorney jobs; marketing, VA products; FHA, VA, USDA lending changes
• Thursday, February 6 Feb. 6: Ops, LO jobs; non-QM, CRM products; from processing to MI shopping: vendor news
• Wednesday, February 5 Feb. 5: MLO jobs; training, digital, subservicing products; events & training coast to coast
• Tuesday, February 4 Feb. 4: MLO jobs; real estate, non-QM, vendor products; conventional conforming product shifts
• Monday, February 3 Feb. 3: SVP, AE, LO jobs; subservicer white paper; originator census; FHFA, Freddie, Fannie on the move
• Saturday, February 1 Feb. 1: From lender behavior to underwriting to processing to securities to weed, regulators touch it
• Friday, January 31 Jan. 31: MLO jobs; marketing, broker, pricing products; rates, the Fed & the coronavirus
• Thursday, January 30 Jan. 30: MLO, management jobs; audit, AMC, underwriting, DPA tools; primer on prepayments and EPOs
• Wednesday, January 29 Jan. 29: LO jobs, business opportunity; LOS, broker products; capital mkts.: the Fed, coronavirus, and trade
• Tuesday, January 28 Jan. 28: LO jobs; CRM, subservicer, cost-cutting products; customer satisfaction awards
• Monday, January 27 Jan. 27: AE, LO jobs; DPA, underwriting products; credit trends; coronavirus & world events moving rates
• Saturday, January 25 Jan. 25: Snapshot of state lending laws changing & evolving; Cordray & California: 50 mini CFPBs?
• Friday, January 24 Jan. 24: Ops, client engagement, sales, LO, AE jobs; sales, API products; LO resignation letter
• Thursday, January 23 Jan. 23: MLO jobs; call mgt., non-QM, trading products; comp survey; moderate U.S. economic expansion continues
• Wednesday, January 22 Jan. 22: MLO jobs; sales, warehouse, broker products; M&A with lenders & vendors; coronavirus & bonds
• Tuesday, January 21 Jan. 21: Sales jobs; 2nd mortgage, non-QM, comp, digital tools; population shifts worth LOs noting
• Monday, January 20 Jan. 20: What MLOs made in 2019; primer on mortgage rates & pricing: why is my rate sheet pricing different?
• Saturday, January 18 Jan. 18: Letters on W-2 and the S.A.F.E. Act; current cybersecurity tips – my car’s collecting what data on me?
• Friday, January 17 Jan. 17: AE, DTC jobs; 2nd, renovation products; after DFSNY letter, CEOs can’t ignore LIBOR transition
• Thursday, January 16 Jan. 16: MLO, AE, HUD jobs; borrower satisfaction report; misc. vendor updates
• Wednesday, January 15 Jan. 15: AE, LO, sales jobs; retention, fraud prevention tools; events coast to coast and on your phone
• Tuesday, January 14 Jan. 14: Marketing, referral, pricing, sales tools; FHA, VA, Ginnie changes around the biz
• Monday, January 13 Jan. 13: AE jobs; compliance, LO, BI tools; deep dive into W-2 vs. 1099 and the SAFE Act
• Saturday, January 11 Jan. 11: The importance of training in culture & retention; how a merger or acquisition works
• Friday, January 10 Jan. 10: MLO jobs; LOS, pricing, VA products; Agency direction & future back in the news
• Thursday, January 9 Jan. 9: Marketing, Ops, sales jobs; broker, marketing, secondary mkt. products; misc. vendor news
• Wednesday, January 8 Jan. 8: Call center jobs; people moving; pricing, broker, sales products; missiles/oil/tariffs/Brexit and mortgage rates
• Tuesday, January 7 Jan. 7: MLO jobs; marketing, pricing, strategy tools; upcoming events & training run the gamut
• Monday, January 6 Jan. 6: AE, LO jobs; profitability, non-QM, subservicer review products; wholesale & correspondent changes
• Saturday, January 4 Jan. 4: Changes in capital markets, Agency risk transfer helping borrowers, Credit Linked Note primer
• Friday, January 3 Jan. 3: MLO jobs; pricing, broker products; M&A across the biz; credit & underwriting changes; Middle East driving rates
• Thursday, January 2 Jan. 2: Marketing, LO jobs; upcoming coast-to-coast training & events; who is buying MBS?

• Tuesday, December 31 Dec. 31: Sales jobs; SAFE Act policies not uniform around the biz; impeachment process is not driving rates
• Monday, December 30 Dec. 30: Vendor/lender survey; Taxpayer First Act updates; program & processing notes; China & our interest rates
• Saturday, December 28 Dec. 28: Reader’s letters on the current M&A activity, the IRS fee increase, and the outlook for 2020
• Friday, December 27 Dec. 27: AE jobs; affordable lending, first-time buyer products; updates on the new URLA and conv. loan amounts
• Thursday, December 26 Dec. 26, Boxing Day: Compliance job, 2020 forecasts; news from Ginnie, USDA, investors following FHA & VA changes
• Tuesday, December 24 Dec. 24: Vendor partnership; repo activity, household debt, tariffs, and shelter costs in the capital markets
• Monday, December 23 Dec. 23: JV, compliance, digital products; customer service trends & news; capital markets steady
• Saturday, December 21 Dec. 21: IRS clarifies Taxpayer First guidelines; letters on politics & the election, sales management
• Friday, December 20 Dec. 20: U/W, sales jobs; LOS, training, digital products; what is, or isn’t, moving mortgage rates
• Thursday, December 19 Dec. 19: MLO jobs; digital, broker, correspondent products; vendor updates & products; holiday trading in bond market
• Wednesday, December 18 Dec. 18: LO, AE jobs; sales, broker, regulatory tools; lenders react to Taxpayers First Act paperwork; rates quiet
• Tuesday, December 17 Dec. 17: Ops, LO jobs; profitability, organizational, non-QM tools; comp survey; events; co-branding & JVs rampant
• Monday, December 16 Dec. 16: AE, LO jobs; non-del, u/w, , analytics, CRM tools; jumbo & non-QM trends: who’s doing what
• Saturday, December 14 Dec. 14: Letters on employee performance, HFAs, disposable income, LIBOR; HR Christmas party humor
• Friday, December 13 Dec. 13: Marketing, consumer direct jobs; correspondent, processing, broker products; deep capital markets dive
• Thursday, December 12 Dec. 12: LO, Ops jobs; broker, back-office, non-QM, AOT products; upcoming events; rates: yawn…
• Wednesday, December 11 Dec. 11: Sales job; retention, reno, non-QM products; servicing biz primer & prepayment speeds
• Tuesday, December 10 Dec. 10: Secondary, LO jobs; leads, automation, marketing tools; shift in evaluating credit
• Monday, December 9 Dec. 9: Sr. mgt., LO, Ops jobs; marketing, cloud products; investor & lender FHA & VA changes
• Saturday, December 7 Dec. 7: Compliance primer: RESPA, UDAAP, change in circumstance, state lending law changes
• Friday, December 6 Dec. 6: U/W, LO jobs; CRM, U/W, budgeting tools; why LOs should care about trade & tariffs
• Thursday, December 5 Dec. 5: Ops, LO jobs; workflow, webinar, just-missed products; random vendor news; rates steady
• Wednesday, December 4 Dec. 4: Secondary, LO, AE jobs; broker, anti-fraud, marketing tools; compliance news: what is EGRRCPA?
• Tuesday, December 3 Dec. 3: LO jobs; reno, construction, rental products; M&A update; training & events for Dec.
• Monday, December 2 Dec. 2: AE, LO jobs; HELOC, marketing, training products; FHA, VA, Ginnie… robots at HUD!
• Saturday, November 30 Nov. 30: Agencies shifting risk, reducing taxpayer exposure, increasing capital, indirectly helping borrowers
• Friday, November 29 Nov. 29: Specified (“Spec”) pools & REIT primer; vendor mania; lender/vendor disaster news
• Wednesday, November 27 Nov. 27: LO jobs; borrower retention tool; 2020 loan limits spelled out; Fed addressing haves & have nots disparity
• Tuesday, November 26 Nov. 26: Bus. Dev., LO, Ops, compliance jobs; broker, portfolio marketing products; CFPB is taking on LO comp
• Monday, November 25 Nov. 25: Legal, Sales & Ops mgt., LO, AE jobs; non-QM products; customer experience trends
• Saturday, November 23 Nov. 23: Letters on mobile app, information, and cyber security; risk transfer; a transitional licensing update
• Friday, November 22 Nov. 22: CFO, recruiting, LO jobs; processing, forecasting, application tools; deep dive into HECMs
• Thursday, November 21 Nov. 21: Controller, MLO jobs; broker, U/W, sales, leads, workflow tools; upcoming events & training
• Wednesday, November 20 Nov. 20: MLO jobs; IO, construction, non-QM products; lots going on at F&F like adopting SOFR for ARM loans
• Tuesday, November 19 Nov. 19: LO, valuation jobs; training, marketing, broker products; M&A and JVs continue; stocks, bonds, & rates
• Monday, November 18 Nov. 18: Lenders wanted; licensing, loan data, non-QM products; customer service survey; no Fed move ’til April?
• Saturday, November 16 Nov. 16: State-level lending changes & trivia; primer on the term “repo” & why it’s good to know the basics
• Friday, November 15 Nov. 15: LO jobs; POS, home equity, budgeting tools; extensive reports on rise of non-bank lending
• Thursday, November 14 Nov. 14: LO jobs; broker, marketing, DPA tools; GSE changes; yield curve, employment, & mortgage rates
• Wednesday, November 13 Nov. 13: VP job; underwriting, broker, ECOA, free LPMI products; fire & flood updates
• Tuesday, November 12 Nov. 12: Marketing, LO jobs; compensation, sales, underwriting tools; tariffs, trade, & rate primer
• Monday, November 11 11/11: LO, C-Level jobs; lender for sale; DPA, fullfillment products; primer on Treasury vs. mortgage rate moves
• Saturday, November 9 Nov. 9: LIBOR/SOFR transition in the primary & secondary markets ; state lending law changes
• Friday, November 8 Nov. 8: LO, sales mgt. jobs; sales, audit tools; vendors raising $; 10-year yield’s 3 month, 50 bp move
• Thursday, November 7 Nov. 7: LO jobs; appraisal, DPA, broker, condo products; legal, settlement news; lender M&A
• Wednesday, November 6 Nov. 6: LO jobs; warehouse, tech integration tools; wholesale & corresp. changes; Ginnie booming, trade status primer
• Tuesday, November 5 Nov. 5: Recruiting, training, marketing products; primer on employment & labor participation
• Monday, November 4 Nov. 4: Servicing, LO jobs; broker, pricing, workflow products; bank and vendor M&A rolls on
• Saturday, November 2 Nov. 2: 2020 industry forecast; Freddie & Fannie in transition; risk transfers continue; sales video
• Friday, November 1 Nov. 1: LO jobs; compliance, construction, QC, Pen Booty(!) products; 86% of Ginnie biz from nonbanks
• Thursday, October 31 Halloween ’19: Sr. Ops, LO, cap. mkts jobs; pricing products; loan processing survey results
• Wednesday, October 30 Oct. 30: IT, Bus. dev., JV jobs; non-QM, broker products; lots of approaching training & events coast to coast
• Tuesday, October 29 Oct. 29: LO jobs; U/W, broker, compliance products; Ellie/Capsilon deal; big banks back into FHA lending?
• Monday, October 28 Oct. 28: IT job, title insurance opportunity; TPO products; FEMA news; brexit extension impacts rates
• Saturday, October 26 Oct. 26: Notes on the mortgage “experience,” market share shifts, appraisal waivers; state laws in flux
• Friday, October 25 Oct. 25: CFO job; Non-QM, QC, DPA, broker products; corresp. & wholesale soundbites
• Thursday, October 24 Oct. 24: LO jobs; broker, BI, credit, POS, cap. mkts. tools; vendors partnering & raising money
• Wednesday, October 23 Oct. 23: Sales, MLO, marketing jobs; anti-fraud, title, broker products; conv. conforming news
• Tuesday, October 22 Oct. 22: Controller job; appraisal, broker, construction products; vendor news
• Monday, October 21 Oct. 21: AE jobs; non-QM, affordable housing, income products; vendor news; what is driving rates
• Saturday, October 19 Oct. 19: Letters on electronic signatures, cyber threats, LOS, staying abreast on compliance; SOFR transition updates
• Friday, October 18 Oct. 18: Sales, MLO, AE jobs; broker, fraud, credit, hedging products; lenders adjust to FHA changes
• Thursday, October 17 Oct. 17: Fraud, correspondent, home equity products; warehouse facility for sale; HUD & flood
• Wednesday, October 16 Oct. 16: Sales jobs; broker, LOS, warehouse products; coast to coast events and free training
• Tuesday, October 15 Oct. 15: Ops, LO jobs; recruiting, marketing, POS, appraisal products; Non-QM company & product news
• Monday, October 14 Oct. 14: LO jobs; analysis, broker, underwriting tools; disaster news: FEMA buys properties?
• Saturday, October 12 Oct. 12: The impact of rates on lenders & servicing; Agency risk transfers continue; our changing language
• Friday, October 11 Oct. 11: AE, MLO, corresp. jobs; marketing, pricing, DPA, 2nd lien products; vendor’s new wares
• Thursday, October 10 Oct. 10: LO, branch jobs; DPA, pricing, digital products, MLO book; vendor news; lenders managing capacity
• Wednesday, October 9 Oct. 9: Ops jobs; JV, broker, non-QM, digital products; changes at Freddie; USDA primer
• Tuesday, October 8 Oct. 8: EVP, LO jobs; digital, corresp., broker products; HUD, FHA, VA information
• Monday, October 7 Oct. 7: AE jobs, business available; LO, pricing, research products; approaching events & training run the gamut
• Saturday, October 5 Oct. 5: Non-mortgage stories from readers; cornball technology humor
• Friday, October 4 Oct. 4: LO jobs; valuation, DPA, correspondent products; bid tape primer; economic news moving rates
• Thursday, October 3 Oct. 3: LO jobs; workflow, broker, corresp. products; non-Agency, expanded credit product news
• Wednesday, October 2 Oct. 2: LO jobs; AOT, construction, broker, valuation products; lots USDA, FHA, VA updates across the biz
• Tuesday, October 1 Oct. 1: Sales, LO jobs; books, sales events, recruiting products; news in conventional conforming land
• Monday, September 30 Sep. 30: Legal, CFO, sales, management jobs; study & news on helping borrowers; the Fed & the election
• Saturday, September 28 Sep. 28: On a personal note…
• Friday, September 27 Sep. 27: MLO & sales mgt. jobs; education, broker, BI, CRM products; econ. news continues; mortgage robots?
• Thursday, September 26 Sep. 26: AE, LO jobs; non-Agency, cap. mkts., disclosure products; dive into economic news pushing rates
• Wednesday, September 25 Sep. 25: AE, corresp. jobs; productivity, credit, LOS, U/W tools; plethora of events & free training
• Tuesday, September 24 Sep. 24: LO, AE jobs; sales, media, renovation, Blend approval products; digital news; AFL-CIO’s mortgage company
• Monday, September 23 Sep. 23: LO jobs; sales, vendor, non-QM products; Agency updates: Fannie pricing change?
• Saturday, September 21 Sep. 21: Notes on interest rate direction, 30 vs. 15-year loans, & state law changes; a joke for LOs
• Friday, September 20 Sep. 20: Training, servicing, LO jobs; fraud, broker, LO products; corresp./wholesale changes
• Thursday, September 19 Sep. 19: AE, LO jobs; originator, servicing, corres. products; primer on why extensions cost money
• Wednesday, September 18 Sep. 18: LO, sales jobs; self-employed, pricing, cap. mkts. products; vendor products & capital raise
• Tuesday, September 17 Sep. 17: VA, LO jobs; digital, sales, broker products; mortgage compliance, risk, fraud Q&A
• Monday, September 16 Sep. 16: Sales, loan quality, broker products; vendor developments; rate volatility increase
• Saturday, September 14 Sep. 14: Transferring Agency risk, LIBOR/SOFR news, and a primer on VA cash out refi pricing
• Friday, September 13 Sep. 13: CFO, AE jobs; sales, DPA, HELOC, non-QM products; lender flood news; what is driving rates
• Thursday, September 12 Sep. 12: LO jobs; sales, LOS, capital markets products; lots of events, even today; Stearns’ rumblings
• Wednesday, September 11 Sep. 11: LO, AE, sales jobs; non-QM, branding, correspondent products; origination channels 101
• Tuesday, September 10 Sep. 10: LO jobs; CRM, QC, warehouse, reverse, broker products; current economic picture
• Monday, September 9 Sep. 9: AE jobs; LOS, sales, automation products; Fed tool Quantitative Easing is alive and well
• Saturday, September 7 Sep. 7: Letters about GSE reform, HFAs & affordable housing, and appraisal waiver drama
• Friday, September 6 Sep. 6: LO, U/W jobs; sales, broker products; Associated’s LIBOR shift; Freddie, Fannie, FHA’s future
• Thursday, September 5 Sep. 5: Prod. Dev., sales, u/w jobs; CRA, MI, sec. mkt., HMDA dashboard products; Freddie & Fannie changes
• Wednesday, September 4 Sep. 4: Underwriter jobs; broker, HELOC, warehouse, non-QM products; LOS survey; vendor news
• Tuesday, September 3 Sep. 3: AE, LO jobs; sales, VA, broker products; investor disaster news; 2018 HMDA data out with interesting stats
• Saturday, August 31 Aug. 31: Letters about compensation; ransomware, cyber-risk, and AI: can a robot obtain a patent?
• Friday, August 30 Aug. 30: LO jobs; construction, DPA, broker, customer-centric products; tech survey results; new lender
• Thursday, August 29 Aug. 29: LO, non-QM AE jobs; warehouse product; shifts in FHA, VA, HUD, & Ginnie policies
• Wednesday, August 28 Aug. 28: LO jobs; Ginnie pooling, credit, doc, broker products; corresp. & wholesale news
• Tuesday, August 27 Aug. 27: Subservicer survey, social media, DPA, multicultural products; wallowing in training, webinars, & events
• Saturday, August 24 Aug. 24: State law changes; letters about comp, ransomware, and borrower disposable income
• Friday, August 23 Aug. 23: Sales, LO jobs; CRA, DPA, pricing, recruiting products; vendor chatter
• Thursday, August 22 Aug. 22: Ops, LO jobs; POS, broker, marketing products; trends in customer service, digital survey
• Wednesday, August 21 Aug. 21: LO jobs; customer retention, broker, reverse products; info on yield curve & mortgage rates
• Tuesday, August 20 Aug. 20: LO jobs; vendor contract, DPA products; webinars this week; credit news; Better.com is worth what?
• Monday, August 19 Aug. 19: Sales, AE, LO jobs; trailing doc & U/W products; vendor trends & news
• Saturday, August 17 Aug. 17: Letters on the importance of hiring through referrals, and ransomware & cybersecurity
• Friday, August 16 Aug. 16: LO jobs; DPA, non-QM products; spec pool primer; deficits, debt, the yield curve, & mortgage rates
• Thursday, August 15 Aug. 15: Trader, LO, Ops jobs; digital, reno products; originator survey; condo loans to become easier
• Wednesday, August 14 Aug. 14: Management, Ops, LO, AE jobs; broker, non-QM products; policy & procedure trends
• Tuesday, August 13 Aug. 13: Ops, Cap. Mkts., AE, LO jobs; broker, DPA products; Aug. events; mortgage rates slow to drop – why?
• Monday, August 12 Aug. 12: LO, AE jobs; broker, credit, subservicer products; CRM survey & vendor news
• Saturday, August 10 Aug. 10: Thoughts on margin calls, LIBOR’s phase out & SOFR mortgages; credit risk transfers continue
• Friday, August 9 Aug. 9: MI job; DPA, sales, high LTV, analytic products; jumbo news; Santander exits TPO
• Thursday, August 8 Aug. 8: Ops, AE, LO jobs; credit, doc. products; vendors raising money & offering free inv. prop. appraisals
• Wednesday, August 7 Aug. 7: AE, LO jobs; U/W, JV, DPA, CRM, broker products; 2nd mortgage and conv. conforming trends
• Tuesday, August 6 Aug. 6: LO jobs; sales, retention, broker products; business is great, but what’s a margin call?
• Monday, August 5 Aug. 5: AE, LO jobs; CRM/LOS, warehouse, broker products; FHA & Ginnie news; CFPB & DOJ Fair Lending investigation?
• Saturday, August 3 Aug. 3: NMLS, Nevada lending law changes; the Fed rate cut; lender cybersecurity & ransomware news
• Friday, August 2 Aug. 2: AE, LO, mgt. jobs; broker, U/W products; Freedom/J.G. Wentworth deal; vendor news; how ’bout dem rates!
• Thursday, August 1 Aug. 1: MI, AE, LO, sales jobs; cap. mkts., DPA products; upcoming conferences & webinars
• Wednesday, July 31 July 31: SVP, MI jobs; CRM, broker, sales, rental products; conventional conforming trends
• Tuesday, July 30 July 30: Ops, LO jobs; CRM, reno, pricing products; borrower satisfaction tips; wholesaler news
• Monday, July 29 July 29: LO jobs; marketing, wire fraud, profitability, cap. markets, bidding products; all eyes on the economy
• Saturday, July 27 July 27: Census on housing; taxes & home ownership; coastal state lending law changes; a really bad joke
• Friday, July 26 July 26: Encompass, LO jobs; appraisal, sales products; QM Patch & non-QM news in the primary & secondary markets
• Thursday, July 25 July 25: AE, Ops, LO jobs; non-QM, sales, FHA products; tech survey results; ECB nudges our rates
• Wednesday, July 24 July 24: AE, LO jobs ‘cross the nation; sales, LOS, POS, customer retention products; events & training; Amazon’s partnership
• Tuesday, July 23 July 23: CFO, LO jobs; LO training, construction, marketing products; FHA updates & free training
• Monday, July 22 July 22: DTC, AE, accounting jobs; document, non-QM, MI products; vendor news; rates steady
• Saturday, July 20 July 20: State lending law changes run the gamut and indicate trends in the biz
• Friday, July 19 July 19: Sales, LO, AE jobs; credit, broker, accounting products; events & training; cap. mkts. dollar roll primer
• Thursday, July 18 July 18: LO, AE jobs; bulk bid, construction, broker products; lender flood news; State Farm/Rocket Mortgage
• Wednesday, July 17 July 17: MBA, national account jobs; comp, broker, compliance exam products; F&F changes; the Fed & rates
• Tuesday, July 16 July 16: AMCs wanted; rehab, U/W, training, non-QM, marketing products; Ginnie’s growth
• Monday, July 15 July 15: Non-QM, U/W, broker, marketing, tech products; wholesale news; webinars this week
• Saturday, July 13 July 13: Letters on VA loans, marijuana, and tech spending; Agencies moving away from LIBOR
• Friday, July 12 July 12: VP, Controller, AE, LO jobs; doc, U/W products; LO training; Fannie, ARMs, and SOFR; yield curve news
• Thursday, July 11 July 11: LO jobs; sales training, digital, broker, cap. mkts. products; FHA & DPA news; FOMC & rates
• Wednesday, July 10 July 10: Sales mgt., LO jobs; construction, broker, reno products; close look at Stearns’ deal; Ginnie & SOFR
• Tuesday, July 9 July 9: Ops, LO jobs; u/w, digital, appraisal, cap. mkts, non-QM products; upcoming training, don’t ignore CECL
• Monday, July 8 July 8: HR, CFO, LO, AE, Ops jobs; blockchain, warehouse, non-jumbo, MI products; Ellie restructure
• Saturday, July 6 July 6: Readers’ letters on technology being a given, veterans & 1003s; Agency risk transfer continues
• Friday, July 5 July 5: Nifty IRS news site; lender vendor M&A, news, developments; strong jobs data
• Wednesday, July 3 July 3: Bus. Dev., LO jobs; cap. mkts., broker products; trends in condo lending; lower rates ahead?
• Tuesday, July 2 July 2: Hd. of corresp., Controller, AE, LO jobs; recruiting, training products; VA, FHA industry shifts
• Monday, July 1 July 1: CFO, LO jobs; 2nd, DPA, warehouse products; conventional conforming news: Agency reform? Not so fast!
• Saturday, June 29 June 29: State & national law changes impacting lending; reverse occupancy fraud
• Friday, June 28 June 28: AE, Ops jobs; broker, appraisal products; M&T exits wholesale; investor policy & procedure changes
• Thursday, June 27 June 27: LO jobs, bus. opportunity; non-del, sales, software, jumbo products; misc. vendor updates
• Wednesday, June 26 June 26: LO, Ops jobs; title, CRM, cap. mkts. products; new programs from Agencies, lenders, & investors
• Tuesday, June 25 June 25: LO jobs; broker, digital, appraisal products; bank and lender M&A going bonkers: First Bank/Roosevelt ink deal
• Monday, June 24 June 24: COO job; loan delivery, construction products; HECM servicing sale; wide range of upcoming training & events
• Saturday, June 22 June 22: The economy; California housing market; hedging servicing; learn from Supreme Lending’s ransomware attack
• Friday, June 21 June 21: LO, UW jobs; non-agency product; Fannie/Freddie updates; VA IRRRL reminder/clarification
• Thursday, June 20 June 20: LO jobs; database sales, closing costs products; lender-related M&A rolls on; what is moving rates
• Wednesday, June 19 June 19: MLO jobs across the nation; credit product; primer on current prime jumbo securitization market
• Tuesday, June 18 June 18: Digital, marketing, training products; in person or on your phone, upcoming teaching & events run the gamut
• Monday, June 17 June 17: AE, LO jobs; private money, commercial products; flood & disaster updates; Quicken Loans settlement
• Saturday, June 15 June 15: Notes on the LIBOR transition, Modern Monetary Theory, the Option ARM’s origins & principals
• Friday, June 14 June 14: Sales & LO jobs; eClose, non-QM, broker products; VA & FHA investor shifts
• Thursday, June 13 June 13: Non-QM, underwriting, marketing, AOT execution products; borrower satisfaction tips; 1003 pause
• Wednesday, June 12 June 12: LO jobs; reno, MI, broker, IO products; Freddie & Fannie going ape with changes
• Tuesday, June 11 June 11: LO jobs; LO training, e-closing, marketing products; FHA & VA changes in the biz
• Monday, June 10 June 10: LO jobs; correspondent, construction products; automation survey; hedging tool
• Saturday, June 8 June 8: LIBOR transition news; state law changes; option ARM thoughts; my life summed up in a joke
• Friday, June 7 June 7: Compliance, AE, LO jobs; broker, non-QM products; tariffs & rates; non-QM & expanded products across the biz
• Thursday, June 6 June 6: LO jobs; non-QM, pricing, reno products; vendor news; CFPB/Freedom settlement
• Wednesday, June 5 June 5: LO jobs; sales, digital, cost-saving products; upcoming events & free training; company moves and M&A
• Tuesday, June 4 June 4: LO jobs; broker, LO training, anti-fraud products; new MSR index; primer on tariffs, inflation, and rates
• Monday, June 3 June 3: HR, LO jobs; eClosing, u/w products; vendor capital infusion; URLA webinar & other training this week
• Saturday, June 1 June 1: USB ports suspect? Relationships matter for vendors; state lending law maneuvers; cool business cards
• Friday, May 31 May 31: Sales, Corresp., AE, LO jobs; broker/dealer, POS products; jumbo/high bal. trends
• Thursday, May 30 May 30: LO jobs; broker, digital, customer retention products; FHA, VA, Ginnie changes run the gamut
• Wednesday, May 29 May 29: LO jobs; processing, sales, u/w products; digital white paper; 40% of MLOs close what % of total volume?
• Tuesday, May 28 May 28: IT, sales, LO jobs; MSR sale, cost bundling, high balance products; the CFPB wants your input!
• Saturday, May 25 May 25: Libor transition; TN & NJ lending law changes; blockchain, cybersecurity, and FAF’s immense data leak
• Friday, May 24 May 24: LO, AE jobs; digital, u/w, recruiting, best-ex products; workflow automation survey
• Thursday, May 23 May 23: AE, LO, Ops jobs; construction, subservicer, reverse products; technology options report
• Wednesday, May 22 May 22: Business opportunities, LO, AE jobs; broker, u/w, warehouse products; conventional conforming news
• Monday, May 20 May 20: LO jobs; training, reno, appraisal products; E&O warning; FHFA, Fannie, Freddie rumblings
• Saturday, May 18 May 18: State law changes, thoughts on non-QM, borrower credit scores, URLA; the origin of CNBC’s rates
• Friday, May 17 May 17: AE, LO jobs; DPA, broker, u/w, MSR products; bank, lender, credit union M&A rolls on
• Thursday, May 16 May 16: LO jobs; PR, HELOC, AMC, closing cost, loan trading products; free tech survey
• Wednesday, May 15 May 15: Ops, AE, LO jobs; non-QM, TPO, marketing products; 2-yr yield lower than overnight FF – what is moving rates?
• Tuesday, May 14 May 14: LO jobs; cap. mkts/MSR, customer service products; training & conferences coming up soon
• Monday, May 13 May 13: LO, bus. dev., AMC, AE, cap. mkts. jobs; vendor mgt., reno, pricing products; lender disaster updates
• Saturday, May 11 May 11: Agencies continue to transfer risk; blockchain & AI lender news; advice from senior female exec
• Friday, May 10 May 10: Ops, AE, LO jobs; S&D, correspondent products; FHA, VA, Ginnie, & lender gov’t news runs the gamut
• Thursday, May 9 May 9: LO jobs; sales, anti-fraud, affordable housing products; fintech cap raise; Agency news; remember QE?
• Wednesday, May 8 May 8: LO jobs; broker, referral, DPA, SRP products; May training & events; new lender & MI products
• Tuesday, May 7 May 7: LO jobs; PoS for sale, training, reno, u/w, recruiting products; misc. vendor news
• Monday, May 6 May 6: LO jobs; eNote, underwriting, compliance products; non-QM & Ginnie securities update
• Saturday, May 4 May 4: State lending law changes; deep dive into First Choice – there is no Costco Mortgage
• Friday, May 3 May 3: Sales/bus. dev. jobs; broker, underwriting, tax products; conv. conf. news & an MSR valuation primer
• Thursday, May 2 May 2: Sales, LO jobs; portfolio, construction products; eNote & eClosing news; upcoming training
• Wednesday, May 1 May Day: LO, AE jobs; non-QM, 1st time homebuyer program training; lender cost/pricing changes
• Tuesday, April 30 Apr. 30: LO jobs; eNote, appraisal, operating system products; new programs from lenders
• Monday, April 29 Apr. 29: LO jobs; reverse, compliance, servicemember products; the CFPB is alive and well
• Saturday, April 27 Apr. 27: LIBOR transition news; Agency & non-Agency developments in the capital markets; G-rated humor
• Friday, April 26 Apr. 26: Marketing, LO jobs; tech, non-QM products; HFA/DPA news; training & events; TBA trading tool
• Thursday, April 25 Apr. 25: AE jobs; warehouse, underwriting products; Agency news – HomeReady & cannabis
• Wednesday, April 24 Apr. 24: Servicing, AE jobs; non-QM, document products; news from FHA, VA, HFAs; Compass & API
• Tuesday, April 23 Apr. 23: CFO, lobbying, LO, AE jobs; u/w, subservicer products; vendors going ape – raising $, buying lenders, using blockchain
• Monday, April 22 Apr. 22: Credit risk, LO, AE jobs; MI, non-QM, HELOC products; spec pool primer; LO comp & licensing update
• Saturday, April 20 Apr. 20: Update on move away from LIBOR; state lending law changes from ND, WY, UT
• Friday, April 19 Apr. 19: LO jobs, business opportunities; non-QM, corresp. products; FHA addresses DPAs, Chenoa responds
• Thursday, April 18 Apr. 18: AE & LO jobs; u/w product, paper on FHA changes; tech report; compliance & Ops news
• Wednesday, April 17 Apr. 17: Underwriting, call center, non-QM products; mortgage M&A rolls on; QE still influencing rates – a primer
• Tuesday, April 16 Apr. 16: LO jobs; coaching, underwriting, franchise products; tech study; Non-QM compliance webinar
• Monday, April 15 Apr. 15: LO, AE jobs; marketing, HELOC comp, post-closing products; new broker products
• Saturday, April 13 Apr. 13: Letters on margin control & the lender’s role in the mortgage process; state law changes
• Friday, April 12 Apr. 12: LO, sales mgt. jobs; condo, referral products; upcoming events; investing in our biz takes many forms
• Thursday, April 11 Apr. 11: AE, LO jobs; lease mgt., underwriting, bid tape tools; F/F, conventional conforming updates
• Wednesday, April 10 Apr. 10: LO jobs, personnel moves; broker, automation, coaching products; asset sale
• Tuesday, April 9 Apr. 9: LO jobs; cap mkts., disclosure, tech products; vendor mania; Single Security Playbook
• Monday, April 8 Apr. 8: LO, mgt. jobs; 95%, HELOC, jumbo, non-QM, broker products; M&A rolls on
• Saturday, April 6 Apr. 6: Fannie’s deals in the cap markets; technology: company offering & securitizing HELOCs through blockchain!
• Friday, April 5 Apr. 5: Ops, LO, AE jobs; investor wanted; appraisal, construction products; lots of events; Agency changes
• Thursday, April 4 Apr. 4: Capital markets, sales jobs; disclosure, FHA products; primer on servicing values
• Wednesday, April 3 Apr. 3: LO jobs; outsourcing, marketing, broker products; non-conforming & jumbo trends
• Tuesday, April 2 Apr. 2: DTC job; legal webinar, recruiting, non-QM, broker products; tech survey; vendor news
• Monday, April 1 Apr. 1: AE jobs; disclosure, HELOC, non-QM, rural products; credit news & shifts in credit guidelines
• Monday, April 1 4/1: Jobs; Lender products & services; Agency news; events; legal news; MBA update
• Saturday, March 30 Mar. 30: At $8,600 per loan, now what? Letters on capacity, LO comp, offshoring/outsourcing
• Friday, March 29 Mar. 29: AE, LO jobs; investor wanted; warehouse, broker products; Banc of Cal exit; coast to coast training & events
• Thursday, March 28 Mar. 28: Corresp. group available, LO, AE jobs; F&F changes, Trump wants to promote competition using housing policy
• Wednesday, March 27 Mar. 27: AE & LO jobs nationwide; digital products; lenders changing what borrowers access and see
• Tuesday, March 26 Mar. 26: LO jobs; DACA, eMortgage, comp, loan trading products; comp survey findings; lender disaster news
• Monday, March 25 Mar. 25: Servicing, non-QM, underwriting products; why rates are this low, and impact on refi population
• Saturday, March 23 Mar. 23: Letters & notes on MLO comp; “fun” with Agency guarantee fees in capital markets pricing
• Friday, March 22 Mar. 22: LO jobs; Enforcement action webinar; Non-QM snapshot; German 10-year yield drops below 0%
• Thursday, March 21 Mar. 21: Ops. mgt., sales jobs; vendor mgt., appraisal, compliance products; FHA changes turning heads
• Wednesday, March 20 Mar. 20: AE, LO jobs; sales, investor, construction products; servicing study; Citi’s penalty & CFPB/compliance news
• Tuesday, March 19 Mar. 19: LO jobs; sales, marketing products; lender training; misc. vendor, MBS platform updates
• Monday, March 18 Mar. 18: Cap. mkts., LO jobs; banker-to-broker, warehouse products; LO, 1099 comp – brokers, MBA weigh in
• Saturday, March 16 Mar. 16: Notes on tiered commissions, moving offshore, cybersecurity; Agencies transferring risk
• Friday, March 15 Mar. 15: COO, sales jobs, MSR buyer wanted; broker products; M&A update – shell available; hedging builder forwards
• Thursday, March 14 Mar. 14: LO jobs; mobile app, broker, digital products; loan package for sale; fee & pricing changes
• Wednesday, March 13 Mar. 13: AE, LO jobs; recruiting, sales, compliance products; upcoming training & events; what to call UMBS?
• Tuesday, March 12 Mar. 12: Legal, LO jobs; non-QM, investor, DPA products; VA, FHA, USDA Ginnie news; F&F’s good UMBS news
• Monday, March 11 Mar. 11: AE, LO jobs; AI, recruiting, subservicer products; Freddie, Fannie changes in primary, secondary, & servicing areas
• Saturday, March 9 Mar. 9: Letters on LO comp, lack of concern about cybersecurity, advice from women for women new to our biz
• Friday, March 8 Mar. 8: AE, bus. dev. jobs; customer service, digital white papers; primer on how spec pool pricing helps sellers
• Thursday, March 7 Mar. 7: Sales, LO jobs; underwriting, marketing, hedging products; what is moving rates; new humor
• Wednesday, March 6 Mar. 6: LO jobs; underwriting, temp buydown products; upcoming events; vendor String acquired
• Tuesday, March 5 Mar. 5: LO jobs; recruiting, broker, lead-gen products; women’s advice for those new to our biz
• Monday, March 4 Mar. 4: LO jobs, personnel additions; combo, underwriting products; random vendor developments
• Saturday, March 2 Mar. 2: Notes on common sense technology selection; blockchain, cybersecurity; state lending laws keep changing
• Friday, March 1 Mar 1: CFO, LO, AE jobs; correspondent news around the biz; vendor name change
• Thursday, February 28 Feb. 28: LO jobs; non-QM, robotics products; personnel moves; lender profit study; PennyMac/MCT API bidding news
• Wednesday, February 27 Feb. 27: LO jobs; sales training, digital products; wholesale news across the biz; Zillow & Chase news
• Tuesday, February 26 Feb. 26: LO jobs; renovation, training, USDA products; primer on why mortgages have different prices
• Monday, February 25 Feb. 25: LO jobs; non-QM, workflow & profitability products; study on referrals; events & training coming up
• Saturday, February 23 Feb. 23: Notes on LO comp, the role of independent mortgage bankers, LO productivity, and recruiting
• Friday, February 22 Feb. 22: Sales, marketing jobs; broker, non-QM products; lenders & investors react to VA & FHA changes
• Thursday, February 21 Feb. 21: LO, AE, Ops jobs across the nation; mobile app product; TIAA/US Bank deal; FHA, VA, Ginnie news
• Wednesday, February 20 Feb. 20: Marketing, LO jobs; digital, pricing products; retail digital & program news incl. loanDepot’s smartloan
• Tuesday, February 19 Feb. 19: LO jobs; marketing, training products; ‘nother wholesaler exits; new lender products; conforming news
• Monday, February 18 Feb. 18: Wholesale team available; upcoming events & training; primer on why rates go down when bond prices go up
• Saturday, February 16 Feb. 16: Letters on forecasts for 2019, the role of appraisals, False Claims Act policy, and LO comp
• Friday, February 15 Feb. 15: Sales jobs, business opportunities; construction, marketing products; impressive Agency earnings
• Thursday, February 14 Feb. 14: LO jobs; digital white paper, customer service, pricing products; another False Claims action; risk transfer status
• Wednesday, February 13 Feb. 13: AE jobs; reno, AUS, marketing products; lender legal news; news on OB’s index, flood insurance, ditech’s Ch. 11, Ellie’s purchase
• Tuesday, February 12
• Monday, February 11 Feb. 11: LO jobs; broker, digital, CRM tools & news; conventional conforming changes continue
• Saturday, February 9 Feb. 9: A dive into news about lending to both ends of the age curve
• Friday, February 8 Feb. 8: LO jobs; broker, automation products; nationwide bank M&A news; slowing Europe helping U.S. rates
• Thursday, February 7 Feb. 7: Sales mgt. jobs; sales, non-QM, cap. mkts., fraud protection products; MGIC’s pricing engine; BB&T/SunTrust deal
• Wednesday, February 6 Feb. 6: LO jobs; broker, sales, digital products; Agency news; comp survey – guarantees still out there?
• Tuesday, February 5 Feb. 5: LO jobs, layoffs; LO products, digital white paper; training & events across the country & in your living room
• Monday, February 4 Feb. 4: West Coast LO jobs; new broker non-Agency product; DPA aid; econ. news keeping rates low
• Saturday, February 2 Feb. 2: Letters & notes on rate locks expiring, non-QM appraisals, housing & economics
• Friday, February 1 Feb. 1: AE, LO jobs; deals completed, lender products; FHA/VA/Ginnie news; HMDA & compliance update
• Thursday, January 31 Jan. 31: Cap. mkts., LO jobs; Ginnie, Freedom, loanDepot; digital trends report; Rule 4210 delayed again
• Wednesday, January 30 Jan. 30: LO, AE, recruiting jobs coast to coast; profitability products; events, free webinars, training coming up soon
• Tuesday, January 29 Jan. 29: Sales jobs; cap mkts, sales products; bank competitive pressures from all over; good flood insurance news?
• Monday, January 28 Jan. 28: LO jobs; TPO, sales, underwriting products; conventional conforming lender & investor changes
• Saturday, January 26 Jan. 26: Psychology, lotteries, and rate locks; letters on banks, credit unions, and non-banks in lending
• Friday, January 25 Jan. 25: AE mgt., sales, LO jobs; cap. markets, condo products; LO turnover study; conv. conforming changes continue
• Thursday, January 24 Jan. 24: LO, non-QM, automation products; misc. vendor news; political, not economic, news impacting rates
• Wednesday, January 23 Jan. 23: LO jobs, company wanted; sales products & webinars; Freedom joins FHA & VA pricing competition
• Tuesday, January 22 Jan. 22: LO, sales jobs; asset verification product; Fannie & Freddie changes run the gamut, incl. shutdown underwriting shift
• Monday, January 21 Jan. 21: Relationship mgt., LO, AE jobs; sales training; capital markets dive into Agency CRTs – transferring risk
• Saturday, January 19 Jan. 19: News on LIBOR transition, notes on the shutdown, nonbank residential lending, MBS duration & prepayments
• Friday, January 18 Jan. 18: LO jobs; condo, sales, business intelligence products; Freddie & Fannie program & process changes
• Thursday, January 17 Jan. 17: LO jobs; Subservicer, non-Agency products; world debt increasing; primer on “duration” and mortgage pricing; Chase deal
• Wednesday, January 16 Jan. 16: LO jobs; broker, manufactured home, capital markets products; Radian expands; big banks’ mortgage volumes
• Tuesday, January 15 Jan. 15: AE, LO jobs, personnel moves; CRM, PR, sales products; January training & events
• Monday, January 14 Jan. 14: Secondary marketing, LO jobs; digital, property inspection products; Radian’s RADAR Rate product
• Saturday, January 12 Jan. 12: Notes on tech, blockchain patent, M&A & cyber risk; CA, Ohio, IL busy with lending law changes; NY addresses AMCs
• Friday, January 11 Jan. 11: LO, AE jobs; digital white paper, bid tape product; Fitch rates Cascade; shutdown lending update
• Thursday, January 10 Jan. 10: Marketing, LO, Ops jobs; sales, non-QM products; Ginnie’s Bright resigns; M&A: Movement/Eagle, HFG/Dorn deals
• Wednesday, January 9 Jan. 9: LO jobs coast to coast; non-QM, appraisal products; events this week; new buydown, 2nd look products
• Tuesday, January 8 Jan. 8: LO & sales jobs; database, Section 184 products; Lennar/Eagle lawsuit; M&A continues unabated nationwide
• Monday, January 7 Jan. 7: AE jobs, New Penn now NewRez, homebuyer product; sample of vendor news; rates reflecting slowdown
• Saturday, January 5 Jan. 5: Notes on VA cash-outs, what happens after a merger or acquisition; HMDA fields ready for input
• Friday, January 4 Jan. 4: MI, LO, AE jobs & promotions; non-QM, joint venture products; Agency shutdown news; flat rates in 2019?
• Thursday, January 3 Jan. 3: LO, production jobs; broker, digital products; Jan. events incl. ARM webinar; basic primer on how rate sheet pricing is set
• Wednesday, January 2 Jan. 2: AE, underwriter, LO jobs; warehouse, marketing products; important VA cash-out changes on tap

• Monday, December 31 Dec. 31: Rates, the Fed, world economies, affordability, and the shutdown – all tied together
• Saturday, December 29 Dec. 29: FEMA reverses flood ruling; cybersecurity notes; observations on general housing trends
• Friday, December 28 Dec. 28: Doc automation product; FHA & VA changes around our biz; Agency deals continue to share risk
• Thursday, December 27 Dec. 27: Non-QM, marketing products; shutdown update, incl. flood insurance setback; there are over 1,400 vendors?
• Wednesday, December 26 Dec. 26: MI jobs, marketing product; another mortgage settlement; shutdown update for lenders; rates are low cuz…
• Monday, December 24 Dec. 24: Rates go up, they go down; a deep dive into what is moving rates and deals being done by the Agencies
• Saturday, December 22 Dec. 22: Notes/news on the Flood Bill, current (ugh) lending environment, state laws, and LIBOR phase-out
• Friday, December 21 Dec. 21: AE, LO jobs; LO tools, loan defect report out; shutdown’s possible impact on lenders; Verus non-QM deal
• Thursday, December 20 Dec. 20: AE & LO jobs; subservicer, AMC, warehouse predictive products; vendor news; rate hike squeezing lenders and banks
• Wednesday, December 19 Dec. 19: LO jobs; vendor search & tech tools; lender M&A continues; global slowdown pushing U.S. rates
• Tuesday, December 18 Dec. 18: Co. for sale, LO jobs; MLO products; banks buying lenders and other banks, report on M&A
• Monday, December 17 Dec. 17: LO jobs; CRM, digital products; FHA & VA changes from Agencies & lenders across the nation
• Saturday, December 15 Dec. 15: AI mortgage predictions, borrowers who want to film transactions, First American & blockchain, the SEC & cybersecurity
• Friday, December 14 Dec. 14: AE, LO jobs; Full Eagle wanted; compliance, documentation products; loan amount changes in the primary markets
• Thursday, December 13 Dec. 13: LO jobs; digital products; books by lenders, for lenders, or about lenders; False Claims Act rears up; a fun quiz you should take
• Wednesday, December 12 Dec. 12: LO jobs, compliance personnel moves; non-QM & warehouse products; STRATMOR Tech Insight Study
• Tuesday, December 11 Dec. 11: LO jobs; LO training, CRM & recruiting products; December training still available; FHFA leadership conjecture
• Friday, December 7 Dec. 7: LO jobs; broker, non-del, warehouse products; vendor/service provider directory; yield curve primer
• Thursday, December 6 Dec. 6: LO, sales mgt. jobs, recruiting service; profitability products; New Penn re-branded; what is pushing rates lower
• Wednesday, December 5 Dec. 5: LO jobs, promotions; QC & fulfillment products, Alt-Doc webinar; recapitalize the Agencies?
• Tuesday, December 4 Dec. 4: LO & AE jobs; LO products; December events & training; servicing sale with CRA loans
• Monday, December 3 Dec. 3: LO & sales jobs, layoffs & promotions; sales, education products; bond market watching jobs & China
• Saturday, December 1 Dec. 1: DACA – lenders & investors decide residency; URLA/1003 questions for every MLO to ask
• Friday, November 30 Nov. 30: LO jobs; paper on fraud, construction product; FDIC & non-bank lending; the Fed to start watching OBFR instead of Fed Funds?
• Thursday, November 29 Nov. 29: LO, AE jobs; broker, fraud, subservicing products; training & events in the next 2 weeks; Fed speech moves rates
• Wednesday, November 28 Nov. 28: LO & mgt. jobs; non-QM product, construction webinar; lender and bank M&A going bonkers
• Tuesday, November 27 Nov. 27: AE & LO jobs; sales, branding, non-QM products; “don’t fight the Fed” when it comes to rates
• Monday, November 26 Nov. 26: LO & sales jobs; platform, origination, non-QM, LO products; U.S. economy continues to motor along
• Saturday, November 24 Nov. 24: Letters on Property Inspection Waivers, new phishing scam; state law changes & affordable housing fees
• Friday, November 23 Nov. 23: Agency jobs; Ginnie primer for MLOs; Freddie & Fannie deals continue, transferring risk
• Wednesday, November 21 Nov. 21: CEO, LO jobs; underwriting product, new non-del correspondent investor; lender disaster news
• Tuesday, November 20 Nov. 20: LO jobs & products; 1003 and CRM products; CRA req. study; world economies pushing US rates lower
• Monday, November 19 Nov. 19: LO jobs; HELOC, reno, LOS products; Lehman litigation webinar & other upcoming events and training
• Saturday, November 17 Nov. 17: The housing market with 5% rates; blockchain update; Grandma’s Thanksgiving letter
• Friday, November 16 Nov. 16: AE jobs; profitability and commission products; new products incl. HELOCs, servicing, digital…geocoding bid tapes!
• Thursday, November 15 Nov. 15: AE, QC, LO jobs; accounting, subservicing, warehouse products; Freddie & Fannie changes roll on
• Wednesday, November 14 Nov. 14: LO jobs; webinars for LOs; non-QM product; chatter on QM patch, MBS/UMBS; Agencies address languages
• Tuesday, November 13 Nov. 13: TPO, LO, account mgt. jobs; non-QM, construction products; training & events nationwide and at home
• Monday, November 12 Nov. 12: LO jobs; LOS, POS, compliance products; F&F’s future being bantered about, impacting borrowers
• Saturday, November 10 Nov. 10: Notes on the new 1003, the gov’t’s role in the credit crisis; state lending law changes coast to coast
• Friday, November 9 Nov. 9: AE & LO jobs; vendor & management products; F&F tonning it; LIBOR replacement news
• Thursday, November 8 Nov. 8: LO & AE jobs; construction & HELOC products; non-QM & sales webinars; Mr. Cooper PUF acquisition details
• Wednesday, November 7 Nov. 7: LO jobs; non-agency conduit; income & subservicer webinars; lender disaster news continues
• Tuesday, November 6 Election Day: Sales, LO jobs, recruiting, HELOC products; new conduit offering proprietary loans
• Monday, November 5 Nov. 5: AE, LO, warehouse jobs; capital markets products, S&D buyer; events & training around the nation
• Saturday, November 3 Nov. 3: Letters on Zillow’s event, VA IRRRLs, LO comp; California’s changing lender environment
• Friday, November 2 Nov. 2: LO, AE, sales mgt. jobs; warehouse, subservicing products; lender disaster news; non-QM securitization
• Thursday, November 1 Nov. 1: CFO, LO sales mgt., jobs; branding study; disaster advice & research; servicing package for sale
• Wednesday, October 31 Halloween: Sales & LO jobs; vendor M&A; what LOs should know about current rates & the economy
• Tuesday, October 30 Oct. 30: AE jobs; borrower satisfaction products; upcoming events span the nation; price compression with high rates
• Monday, October 29 Oct. 29: LO & corresp. jobs; compliance, broker, & app products; legal news from PrimeLending, BCFP, and Lehman – ugh
• Saturday, October 27 Oct. 27: Cybersecurity, password tips, two-factor authentication; blockchain legislation developments
• Friday, October 26 Oct. 26: AE jobs; corresp., health, CRM products; wide array of vendor news; more tariff worries pushing rates
• Thursday, October 25 Oct. 25: Sales jobs; underwriting, sales tools; subservicer product; credit union primer; legal news from IL
• Wednesday, October 24 Oct. 24: Sales, LO jobs, title opportunity; non-QM, tech, sales products; M&A continues; U.S. Bank correspondent re-org
• Tuesday, October 23 Oct. 23: Comp, technology, efficiency products; long list of credit changes around the biz turning heads
• Monday, October 22 Oct. 22: LO, construction lending jobs; broker, doc products; training & events; False Claims penalty
• Saturday, October 20 Oct. 20: Straight talk on lending environment; primer on manufactured housing: definitions, primary, secondary markets
• Friday, October 19 Oct. 19: Loan mod, LO jobs; data filter product; appraisal white paper & valuation news; cap mkts. products
• Thursday, October 18 Oct. 18: Service & sales jobs; HELOC & digital products; coast to coast upcoming events & training
• Wednesday, October 17 Oct. 17: LO jobs; digital, warehouse, self-employed UW products; appraisal & valuation updates
• Tuesday, October 16 Oct. 16: LO jobs, title co. opportunity; tech products run the gamut; Agency deals helping liquidity and risk transfer
• Monday, October 15 Oct. 15: LO jobs; digital products, new book for LOs; big bank mortgage earnings; M&A rolls on
• Saturday, October 13 Oct. 13: Compensation, margin compression, setting passwords & cybersecurity update; corny joke front-runner
• Friday, October 12 Oct. 12: AE & LO jobs; construction, acquisition/lease program; slicing & dicing Wells’ deal worth a read for LOs
• Thursday, October 11 Oct. 11: AE jobs; non-QM, digital, tech products; MSA compliance webinar; vendors raising money, partnering
• Wednesday, October 10 Oct. 10: LO jobs; warehouse and non-QM products; Agency appraisal & inspection changes; builder bear market
• Tuesday, October 9 Oct. 9: White paper on customer service, warehouse product; appraisal biz: the state of PIWs and outsourcing
• Monday, October 8 Oct. 8: AE, LO jobs, Chase cuts; reverse mortgage outsourcing & margin control products; training & events coming up
• Saturday, October 6 Oct. 6: Notes on the Lehman bankruptcy, Connecticut & closing parties; state lending law changes continue
• Friday, October 5 Oct. 5: LO, DTC jobs; broker, correspondent, digital products; promotions, layoffs, PE-owned lender closures
• Thursday, October 4 Oct. 4: LO jobs; correspondent, warehouse products; vendor changes & webinars; rates – should have locked Tuesday
• Wednesday, October 3 Oct. 3: LO jobs, personnel moves; warehouse & home owner products; OB/LoanDecisions deal; disaster updates
• Tuesday, October 2 Oct. 2: LO jobs; DPA, recruiting products; FHA 203(h), digital marketing, CFO, mortgage pricing events
• Monday, October 1 Oct. 1: LO & sales jobs; document & bank statement products; news from FHA and HUD
• Saturday, September 29 Sep. 29: Notes on rate direction, LO comp priorities, what California’s doing that impacts lenders
• Friday, September 28 Sep. 28: LO, AE jobs; CE, sales products; Ocwen/PHH update; Agency deals; why does extending a lock cost money?
• Thursday, September 27 Sep. 27: Underwriting, LO jobs; insurance, non-QM, underwriting products; bank M&A going crazy
• Wednesday, September 26 Sep. 26: AE, LO jobs; title agency for sale; non-QM products; borrower study results; Mel Watt to testify; cap. markets company changes
• Tuesday, September 25 Sep. 25: DTC, LO jobs; digital, QC products; lender M&A; fast approaching training & events Fannie mgt. note
• Monday, September 24 Sep. 24: LO, AE, corres. jobs; broker, DTC products; conventional conforming news incl. Wells’ LTV change; USAA layoffs
• Saturday, September 22 Sep. 22: Letters & notes about regulatory enforcement, weed, cost cutting, state-level lending law changes
• Friday, September 21 Sep. 21: LO, AE jobs; fulfillment, investor products; mortgage fraud paper; Wells, PUF, BMO Harris personnel changes
• Thursday, September 20 Sep. 20: Sales & LO jobs; vendor mgt. & POS products; upcoming events; Ask a Lender’s sunset?
• Wednesday, September 19 Sep. 19: LO, reverse jobs; new correspondent investor; direct streaming Treasury trading; what is moving rates
• Tuesday, September 18 Sep. 18: LO jobs; down payment, broker, sales products; lender & agency Florence updates continue
• Monday, September 17 Sep. 17: MI, LO jobs; notary product, new correspondent lender; events & training remaining in September
• Saturday, September 15 Sep. 15: Letters about risk, M&A and controlling costs; state-level lending law changes roll on
• Friday, September 14 Sep. 14: Cap. mkts, AE, LO jobs; trailing doc, tax, reverse products; vendor news; new lender programs
• Thursday, September 13 Sep. 13: Marketing, bank statement, broker HELOC products; originator events; Agency & lender disaster updates
• Wednesday, September 12 Sep. 12: LO jobs; non-QM & marketing products; non-QM & eSummons training; lenders’ disaster plans & reactions
• Tuesday, September 11 Sep. 11: Controller, warehouse, LO jobs; warehouse product; servicing sale; residential co. moves; conventional/conf. news
• Monday, September 10 Sep. 10: LO jobs; app product; upcoming training & events in-person & on-line; Fed officials weigh in on rates
• Saturday, September 8 Sep. 8: Reader’s notes on being an LO, Realtors, the importance of compliance, cyber insurance, and ownership
• Friday, September 7 Sep. 7: AE, LO, Ops jobs; non-QM, investment property products; ARM news; tax & fee trends
• Thursday, September 6 Sep. 6: LO & sales jobs; construction loan product; Freddie & Fannie aren’t sitting still; LIBOR phase-out update
• Wednesday, September 5 Sep. 5: AE, LO jobs; referral product; broker & LO events; IMB tax letter; vendor news – blockchain & deeds
• Tuesday, September 4 Sep. 4: Controller, sales jobs; home equity & recruiting products; upcoming events incl. interview with industry icon
• Saturday, September 1 Sep. 1: Notes about digital mortgages, blockchain, cybersecurity & insurance; state-level lending law trends
• Friday, August 31 Aug. 31: LO jobs; MI, warehouse, broker products; mortgage fraud protection trends & training
• Thursday, August 30 Aug. 30: LO jobs, DTC product; broker, CEO events; hedging firms making moves; cap markets update
• Wednesday, August 29 Aug. 29: LO, AE, sales jobs; new products & credit guidelines – non-QM, ITIN, NIVA, low down payment…
• Tuesday, August 28 Aug. 28: Non-QM, recruiting, training products; servicing developments – who’s doing what
• Monday, August 27 Aug. 27: LO & sales jobs; broker product; servicing buyers & sellers wanted; lender events & training
• Saturday, August 25 Aug. 25: Letters from the trenches on LO comp, LO role, rules & regulations – don’t let them disappear
• Friday, August 24 Aug. 24: LO, sales, vendor jobs; CE & training products; huge range of deals & corporate moves, rumored and real
• Thursday, August 23 Aug. 23: MI, LO jobs; originator webinars today; IT and vendor updates – STRATMOR survey results
• Wednesday, August 22 Aug. 22: LO, AE jobs; subservicer review & lead gen products; note on Chenoa; upcoming training & events
• Tuesday, August 21 Aug. 21: LO & Ops jobs; LO & customer retention products; conventional/conforming updates around the biz
• Monday, August 20 Aug. 20: LO jobs, digital products; corporate moves, name changes, gov’t-owned banks; M&A – Amazon & Marriott deal
• Saturday, August 18 Aug. 18: Interesting letters on Fannie’s policy, regulations, LO licensing, credit changes, and M&A vs. LO comp
• Friday, August 17 Aug. 17: Agency jobs; Employee survey; Flagstar/Fed news; FHA, VA, Ginnie program updates; new lender products
• Thursday, August 16 Aug. 16: LO jobs; trailing doc and non-QM products; tech & vendor updates; white paper on reasons for margin compression
• Wednesday, August 15 Aug. 15: AE, LO jobs; fulfillment, non-QM products; corporate name changes; in MBS Land, what is a Mirror Security?
• Tuesday, August 14 Aug. 14: LO jobs; warehouse, new bankruptcy products; remote training this week; Agency changes continue
• Monday, August 13 Aug. 13: Subservicing, LO comp, non-QM products; Agencies active in capital markets
• Saturday, August 11 Aug. 11: Readers weigh in on Zillow’s acquisition, Realtors being LOs and vice versa
• Friday, August 10 Aug. 10: LO & AE jobs, AMC opportunity, corresp. product; corp. structure changes – M&A going bonkers
• Thursday, August 9 Aug. 9: LO jobs, promotions, capital raises; wire fraud & training products; Zillow/MLOA Q&A; rates treading water
• Wednesday, August 8 Aug. 8: Ops, AE, LO jobs; digital, LOS products, 1003 products; Q&A on Zillow/MLOA deal; misc. product & UW updates
• Tuesday, August 7 Aug. 7: Ops, AE, LO jobs; recruiting, digital products; training & events; Zillow to acquire Kansas’ MLOA
• Monday, August 6 Aug. 6: Business opportunities; subservicer product; conv. conforming changes from lenders & investors everywhere
• Saturday, August 4 Aug. 4: A couple random notes (pretty quiet out there); state lending law changes continue – the MBA weighs in
• Friday, August 3 Aug. 3: LO, AE, Bus. Dev. jobs, doc product; jumbo & Alt product trends; AOT product; yield curve update
• Thursday, August 2 Aug. 2: Sales, marketing jobs; reno, non-QM products; Wells settlement; more decent economic news
• Wednesday, August 1 Aug. 1: broker opportunity, LO jobs; digital & tech news – a blockchain mortgage in China; FAMC & Nationstar updates
• Tuesday, July 31 July 31: Recruiting, MD & DDS, non-QM, digital products; legal news and lawsuits; layoffs & promotions continue
• Monday, July 30 July 30: LO jobs; leads, subservicer, bank statement programs; upcoming events; a look at the economy
• Saturday, July 28 July 28: Weed & lending; lending law changes from the Heartland; the investigation of FHFA’s Mel Watt
• Friday, July 27 July 27: FHA, LO, Ops jobs, AI product; price, fee, lock changes from around the biz; Libor update
• Thursday, July 26 July 26: LO & Ops jobs, construction process risk product; blockchain primer; lender tech rollouts
• Wednesday, July 25 July 25: LO, AE jobs, non-QM and e-recording products; Fannie/Freddie/conforming/conventional news
• Tuesday, July 24 July 24: LO jobs; non-QM, 4506-T, tech, digital, & sales products; rates edge higher on speculation
• Monday, July 23 July 23: LO jobs, bus. opportunity, home equity & JV products; upcoming events; credit-based lender changes
• Saturday, July 21 July 21: State-level legal lending changes – they keep coming; AI, blockchain, and cyberattacks
• Friday, July 20 July 20: LO jobs, POS product; flood, volcano, hurricane, and disaster news and lender updates
• Thursday, July 19 July 19: LO, corresp. jobs; jumbo & mfg. products; LO training & conferences; teams with different comp plans?
• Wednesday, July 18 July 18: LO & AE jobs, pricing, efficiency, & operations products; California DRE changes
• Tuesday, July 17 July 17: Teams looking for homes, AE & LO jobs; sales & broker products; Freddie & Fannie updates
• Monday, July 16 July 16: Ops & LO jobs; broker & POS products; blockchain transaction; input on DACA loans
• Saturday, July 14 July 14: Readers address the yield curve’s relevance, the single security platform, and ATR vs. subprime
• Friday, July 13 July 13: LO jobs; construction, warehouse products; free LO comp webinar; shifting UW criteria
• Thursday, July 12 July 12: MI, AE, LO, sales mgt. jobs; UW & API products; FHA/VA/Ginnie updates – incl. EAD/DACA policy
• Wednesday, July 11 July 11: Non-QM, lead conversion, & TPO products; Home Point/Northpointe, OB/Resitrader deals
• Tuesday, July 10 July 10: AE jobs; LO events, training & recruiting products; banking news and M&A; loan financing needed
• Monday, July 9 July 9: LO, mgt. jobs; HECM, JV products; events & webinars for lenders; BFCP/CFPB updates – lawsuit dropped
• Saturday, July 7 July 7: Letters about the competitive environment, Texas real estate, and subprime making a comeback
• Friday, July 6 July 6: State-level investor changes – lending law tweaks in states that start with “M”; economics moving rates
• Thursday, July 5 July 5: LO culture; securitizations and Agency risk transfers continue to change capital markets
• Tuesday, July 3 July 3: Sales jobs; digital and accounting products; lenders shifting tactics; loan closing technology & UCD news
• Monday, July 2 July 2: General lending environment trends; Certainty Partners with Stearns Lending; July events & training; what is moving rates and why
• Saturday, June 30 June 30: Letters on state credit & privacy law changes, fraud, borrower rebates, Zillow and the CFPB/BCFP
• Friday, June 29 June 29: Sales and management jobs; tax and MI products; sample of vendor updates; hedging long term locks
• Thursday, June 28 June 28: AE, Ops, LO jobs; warehouse and marketing products; Union buys NOIC/Concord; lender legal changes out West
• Wednesday, June 27 June 27: LO jobs, non-QM and investment property products; lender and bank M&A going crazy – why?
• Tuesday, June 26 June 26: LO & AE jobs, secondary & mkting products; capital raise; FHA, VA, HUD, USDA, Ginnie news
• Monday, June 25 June 25: LO jobs, broker & HR products; Wells’ layoffs; CRA survey; upcoming events & training; jumbo news
• Saturday, June 23 June 23: Notes about trigger leads, being rate shopped, LOs adding value, branch managers; bitcoin update
• Friday, June 22 June 22: LO, capital markets jobs; CRM, coaching products; GSE chatter – another government plan; lender F&F changes
• Thursday, June 21 June 21: System admin & LO jobs; doc & 1003 products; online review survey; lender credit guideline shifts
• Wednesday, June 20 June 20: LO jobs; credit scoring & HR products; Freddie & Fannie – never standing still
• Tuesday, June 19 June 19: LO jobs; sales & broker products; interesting upcoming training & events; trade turmoil pushing rates
• Monday, June 18 June 18: Sales & servicing jobs; compliance, construction products; Atlantic states legal changes for lenders
• Saturday, June 16 June 16: Notes on transitional licensing, recruiting tips, LO comp, and trigger leads
• Friday, June 15 June 15: Compliance, fraud prevention products; lender M&A and cutbacks; lenders’ digital notes & closings
• Thursday, June 14 June 14: LO jobs; construction, digital marketing products; Freddie & Fannie secondary activity picks up
• Wednesday, June 13 June 13: LO jobs, data, LO sales products; lender events; primer on inflation and what the Fed’s been saying about rates
• Tuesday, June 12 June 12: Processing, warehouse, non-QM products; upcoming training; another lender bought – why bank M&A is picking up
• Monday, June 11 June 11: DTC & LO jobs; the ever-changing world of private mortgage insurance
• Saturday, June 9 June 9: Robo-calls, travel scams, phishing, spearphishing, bitcoins, blockchain – it’s a tech jungle out there!
• Friday, June 8 June 8: Warehouse, LO, Ops jobs, comp, underwriting, accounting products; F&F continue to shift risk
• Thursday, June 7 June 7: LO & AE jobs, 1003 & fraud products; upcoming events, training, & webinars; lender M&A
• Wednesday, June 6 June 6: LO jobs, escrow, warehouse, retention products; bank & lender M&A; Freddie & Fannie primary market changes
• Tuesday, June 5 June 5: LO jobs, construction, broker, & recruiting products; various pricing & lock policy changes
• Monday, June 4 June 4: Sales jobs of all types; down payment info; Ginnie, FHA, VA news in the primary & secondary markets
• Saturday, June 2 June 2: Reader’s letters on diversity, Ginnie Mae’s actions, and the role of the LO
• Friday, June 1 June 1: Reverse co. available, FHA portfolio case study; industry layoffs; Ginnie Mae changes & the resulting confusion
• Thursday, May 31 May 31: LO & hedging jobs, wholesale group, DTC product; Franklin American purchased; credit box changes; STRATMOR on profitability
• Wednesday, May 30 May 30: Bus. Dev., LO jobs; non-QM & digital products; what to know about global events driving our capital markets
• Tuesday, May 29 May 29: LO & AE jobs; cap. mkts. & LO products; servicing pool for bid; upcoming events & training; Italian news driving rates
• Saturday, May 26 May 26: Letters regarding the future of the LO, technology & borrowers, pros and cons of S. 2155 signed this week
• Friday, May 25 May 25: MI, AE jobs; jumbo, non-QM, ARM lender & investor trends and changes
• Thursday, May 24 May 24: LO, AE, Ops, risk jobs; tech & broker products; upcoming events; financial services partnerships & acquisitions
• Wednesday, May 23 May 23: MI job, vendor partnerships; lender products; Congress’ take on TILA, VA IRRRLs, PACE loans, & MLO licensing
• Tuesday, May 22 May 22: LO jobs, bus. opportunities; lender products; state-level changes; does the yield curve matter?
• Monday, May 21 May 21: AE & MI jobs, digital & capital markets products; Regions exits correspondent, bank M&A rolls on
• Saturday, May 19 May 19: Reader’s notes on shipping container homes; bitcoins for down payments, blockchain in cap mkts., Nor Cal market
• Friday, May 18 May 18: LO jobs; subservicing, compliance, warehouse, S&D products; private mortgage insurance trends
• Thursday, May 17 May 17: LO jobs, bus. opportunity; construction & VA rehab products; FHA & lender disaster news; economy solid
• Wednesday, May 16 May 16: MI, sales, LO jobs; construction, non-QM products; MI program developments & lender MI changes
• Tuesday, May 15 May 15: LO jobs, coaching, warehouse, marketing products; training on underwriting, compliance, business income, and agency products
• Monday, May 14 May 14: LO jobs, subservicer review & marketing products; Union Home & Alliance deal; reverse mortgage changes
• Saturday, May 12 May 12: Reader’s thoughts on expenses, blockchain, AI, stopping phishing & trigger leads; Goldman & Apple’s credit card
• Friday, May 11 May 11: Sales mgt., LO, AE jobs; companies wanted; HECM product; lender disaster news; U.S. economy advancing
• Thursday, May 10 May 10: Ops, capital markets, senior sales jobs, construction-to-perm product; M&A and repurchase webinars
• Wednesday, May 9 May 9: LO, non-QM AE jobs, time mgt. webinar; ARM, condo, FHA/VA, manufactured lender trends
• Tuesday, May 8 May 8: LO training, recruiting, JV, capital markets products; non-QM issuance; Freddie extending credit to non-banks?
• Monday, May 7 May 7: Sales jobs coast to coast; upcoming events incl. marketing boot camp; LIBOR update; economy readings solid
• Saturday, May 5 May 5: Letters from readers on margins, AE comp, broker biz, underwriter-LO relationship, immigrants
• Friday, May 4 May 4: Warehouse & LO jobs, non-agency program; Mutual of Omaha/Synergy One deal; Howard Bank ends DTC
• Thursday, May 3 May 3: Sales mgt. & LO jobs, loan trading platform; Fannie’s earnings & conforming updates, incl. 3% down program
• Wednesday, May 2 May 2: Correspondent & compliance jobs, TPO product; builder CEO comp; state-level changes
• Tuesday, May 1 May 1: Corresp. & LO jobs, broker & recruiting products; mergers & acquisitions continue
• Monday, April 30 Apr. 30: Ops, MI, LO jobs, MI & jumbo products; FHA, VA, and Ginnie news; rates take a breather
• Saturday, April 28 Apr. 28: Note on mortgage languages, LO advice in a purchase market, credit unions; tech update – Chase’s blockchain security
• Friday, April 27 Apr. 27: LO & AE jobs; promotions, news on critical defects; Two Harbors’ purchase; May & beyond training & webinars
• Thursday, April 26 Apr. 26: MI job, productivity & marketing products; lender operational changes; change ATR & QM? Not so fast…
• Wednesday, April 25 Apr. 25: 1003, expense control, marketing products, LO jobs; digital trends; Amazon’s blockchain product
• Tuesday, April 24 Apr. 24: Default opening, TPO & secondary products; lender data breach; STRATMOR on cost cutting; new LIBOR sub
• Monday, April 23 Apr. 23: Sales, warehouse, servicing jobs; events & webinars; GDP primer – rates at 2014 levels
• Saturday, April 21 Apr. 21: Notes on jumbo comp and comp structures, loan language, and servicing – hold or sell and why?
• Friday, April 20 Apr. 20: Ops, LO jobs, 1003 product; MBA’s compliance accreditation; Freddie & Fannie changes continue
• Thursday, April 19 Apr. 19: Sales jobs, new lender products; Freddie and Fannie changes continue, as do rates moving higher
• Wednesday, April 18 Apr. 18: Sales jobs; TPO & warehouse products; great training opportunities this week and next
• Tuesday, April 17 Mar. 5: Ops, sales, & mgt. jobs, servicing sale; new lender products; upcoming training; LIBOR update
• Tuesday, April 17 Apr. 17: AE jobs, broker & lender AUS & CRM products; servicing update – where are values & why?
• Monday, April 16 Apr. 16: LO & AE jobs, secondary & construction execs searching; Chase’s demand letters; Zillow’s doing what?
• Saturday, April 14 Apr. 14: Readers notes on appraisal trends, affordability, production costs, and competition
• Friday, April 13 Apr. 13: LO jobs, tech products, eNote news, Freddie Cloudvirga project; MB Financial bails & sails
• Thursday, April 12 Apr. 12: LO, AE, reno jobs, cyber training & data security workshop; Nationstar documentation penalty
• Wednesday, April 11 Apr. 11: Ops, LO, & AE jobs, construction product; non-profit exec searching; tax guideline changes from lenders
• Tuesday, April 10 Apr. 10: LO events & training, lender products, LO & AE jobs; state-level lender & servicer changes
• Monday, April 9 Apr. 9: Sales jobs; upcoming events & training around the nation; sample of new retail lending products
• Saturday, April 7 Apr. 7: Notes lending disparity; cybersecurity – blockchain a solution looking for a problem?
• Friday, April 6 Apr. 6: Sales jobs, Encompass & subservicer products; jumbo, non-QM, non-prime, ARM news; comp survey
• Thursday, April 5 Apr. 5: Ops & LO jobs, cyber certification & compliance products; FHA & VA programs in the news; harsh OIG report
• Wednesday, April 4 Apr. 4: Referral & disclosure products, sales jobs coast to coast; down payment & LTV shifts and trends
• Tuesday, April 3 Apr. 3: Sales jobs, recruiting tool, plenty of promotions; upcoming events of note; LIBOR update
• Monday, April 2 Apr. 2: Sales jobs & events; state law changes for lenders & servicers; what LOs should know about the economy & rates
• Saturday, March 31 Mar. 31: Vendors at play
• Friday, March 30 Mar. 30: LO & sales jobs, branches wanted, new products; New Penn/Envoy deal; Barclays settles; RESPA & credit union lawsuit news
• Thursday, March 29 Mar. 29: Ops jobs & promotions, recruiting & workflow products; Agency news; MPF & loanDepot in the capital markets
• Wednesday, March 28 Mar. 28: Sales jobs; warehouse & sales products; appraisal news – Utah sinkholes, FHFA addresses AMC’s value & quality
• Tuesday, March 27 Mar. 27: LO jobs, broker & LO products; upcoming training & events; joint venture legal case of note for lenders
• Monday, March 26 Mar. 26: AE jobs, fraud & sales webinars, promotions; bank news incl. Basel update; Essent bond issuance
• Saturday, March 24 Mar. 24: Gender study survey; notes about $0 money down, MI biz, blockchain, and LO comp criteria
• Friday, March 23 Mar. 23: Controller & LO jobs, digital lender & vendor products; update on vendors; rates edge higher
• Thursday, March 22 Mar. 22: AE & LO jobs, down pmt. insurance product; trends in servicing sales; state’s $0 down payment offer
• Wednesday, March 21 Mar. 21: LO, servicing, lock desk jobs, LO & sales products; training & events; don’t bet against the Fed
• Tuesday, March 20 Mar. 20: LO & AE jobs, business opportunities; title co. M&A; state changes impacting lenders & banks
• Monday, March 19 Mar. 19: AE & LO jobs nationwide, tax & sales products; M&A continues; Fed meeting this week
• Saturday, March 17 Mar. 17: LO survey results; notes of advice for women, minorities, and rookies in the biz
• Friday, March 16 Mar. 16: LO & AE jobs, broker products, management changes; new securitization; the economics moving bond markets
• Thursday, March 15 Mar. 15: QC, bus. development, and sales jobs; conventional conforming changes in the primary markets
• Wednesday, March 14 Mar. 14: Sales jobs across the nation; advice for those new to the industry; economy continues to move forward
• Tuesday, March 13 Mar. 13: Sales positions; reverse, LO, & capital markets products; upcoming training & events
• Monday, March 12 Mar. 12: Corres. news, comp. products, sales workshops; reports on nonbank lending and lending technology; Amazon Mortgage?
• Saturday, March 10 Mar. 10: Notes on legal news, blockchain, LO preparedness, compensation; bidding on MI rates
• Friday, March 9 Mar. 9: Products, business opportunities; FHA & VA updates; U.S. economy continues to strengthen
• Thursday, March 8 Mar. 8: LO jobs, new products for lenders; conferences & training on marketing, VA lending, the PHH case, etc.
• Wednesday, March 7 Mar. 7: AE & LO jobs, business opportunities; ATR survey; FGMC cuts wholesale; RBS settles with NY
• Tuesday, March 6 Mar. 6: Sales & Ops jobs, down payment & recruiting programs; conforming changes; the economy’s picking up speed
• Monday, March 5
• Saturday, March 3 Mar. 3: Notes & opinions on cybersecurity, HMDA concerns, and tips for a rising rate environment
• Friday, March 2 Mar. 2: AE & LO jobs, wholesale & corres. opportunities; Freddie & Fannie program & guideline changes
• Thursday, March 1 Mar. 1: Sales jobs, builder product; legal news & settlements; government personnel shifts worth noting
• Wednesday, February 28 Feb. 28: Correspondent AE jobs, company news; Ocwen-PHH; changes to fees, pricing, and lock policies around the biz
• Tuesday, February 27 Feb. 27: LO jobs, reverse training; LO comp survey; lender and bank M&A continues; Powell: more short term rate hikes
• Monday, February 26 Feb. 26: Ops mgt. & LO jobs; servicing package offered; upcoming events & sales workshops
• Saturday, February 24 Feb. 24: Notes on the continued impact of the tax plan, and flawed racial bias lending reporting
• Friday, February 23 Feb. 23: AE & LO jobs, new jumbo product; reverse mortgage and USDA/rural program news; economics & rates
• Thursday, February 22 Feb. 22: Correspondent & LO jobs; upcoming training; economy continues to move rates higher
• Wednesday, February 21 Feb. 21: LO jobs, new products, layoffs; Flagstar’s expansion; news about Freddie & Fannie
• Tuesday, February 20 Feb. 20: Sales jobs, large and small, new products, expansion; legal & political updates – gfee chatter
• Saturday, February 17 Feb. 17: Notes on AIME, cybersecurity site, free phishing test, site for tracking breaches; some HELOCs still tax deductible
• Friday, February 16 Feb. 16: LO & secondary jobs, subservicing product; tax changes’ impact on the business; LOs & attending closings
• Thursday, February 15 Feb. 15: LO jobs, new programs & products; ARM & jumbo changes; upcoming events & training
• Wednesday, February 14 Feb. 14: LO jobs, LO products; new association in the biz; upcoming training; Radian changes; Flagstar’s Ginnie response
• Tuesday, February 13 Feb. 13: LO jobs, new products; Mr. Cooper has a new foster parent; capital market products; why LOs should care about the budget
• Monday, February 12 Feb. 12: AE, LO jobs, new products; layoffs & signing bonuses, productivity & margins – grim times ahead?
• Saturday, February 10 Feb. 10: Notes on blockchain, selling leads, churning FHA & VA borrowers; a primer on how mortgage pricing works
• Friday, February 9 Feb. 9: LO jobs, new products incl. mortgage cryptocurrency; lender & Agency FHA & VA changes; Ginnie names names
• Thursday, February 8 Feb. 8: Servicing, AE, LO jobs; upcoming events and conferences on origination, secondary, cybersecurity, M&A, etc.
• Wednesday, February 7 Feb. 7: Sales, LO, & underwriting jobs, VA boot camp; Fannie & Freddie guideline, ULDD, & process changes
• Tuesday, February 6 Feb. 6: Capital markets job, construction, vendor mgt., recruiting products; compliance & Dodd-Frank notes
• Monday, February 5 Feb. 5: MI & LO jobs, comp software; bank branch trends and different outlooks for Chase & Wells; Walter Investment turmoil
• Saturday, February 3 Feb. 3: CFPB firestorm – changes to enforcement powers, notes from a range of experts & attorneys on the court ruling
• Friday, February 2 Feb. 2: Subservicing product, LO & senior management jobs; CRA trends; homeowner’s insurance & title news
• Thursday, February 1 Feb. 1: Sales jobs around the nation, business opportunities; the CFPB ruling’s takeaways for lenders
• Wednesday, January 31 Jan. 31: National sales jobs, lender products; comp survey; upcoming events; DOJ & Eagle Home; compliance “fun” with CRMs
• Tuesday, January 30 Jan. 30: Senior Ops job, LO & broker products; Ginnie, FHA, VA news impacting the primary & secondary markets
• Monday, January 29 Jan. 29: AE & bus. dev. jobs; IL & NY population decline & other state news; strong U.S. economy moving rates
• Saturday, January 27 Jan. 27: Notes on the Eagles & lending, credit scoring news, and the brawl about BRAWL
• Friday, January 26 Jan. 26: Correspondent Manager & LO jobs; FHA & VA updates; advice for those new to the biz
• Thursday, January 25 Jan. 25: National sales jobs, business opportunities, down payment study; the “new” CFPB; solid housing & lending stats
• Wednesday, January 24 Jan. 24: LO & business dev. jobs; new products; bank lending trends and M&A – fintech & CUs jostling
• Tuesday, January 23 Jan. 23: LO & AE jobs, new lender products; upcoming events & training; top LOs fund how many loans per month?
• Monday, January 22 Jan. 22: LO jobs, reverse training, note on culture; disaster updates; jumbo trends; reverse mtg. securitization
• Saturday, January 20 Jan. 20: Tiny home underwriting, blockchain & MBS, cryptocurrency volatility, digital mortgages, the govt’s shutdown & lending
• Friday, January 19 Jan. 19: LO jobs & new products; report from NEXT; lender & investor Freddie & Fannie changes roll on
• Thursday, January 18 Jan. 18: MI & LO jobs, servicing for sale; upcoming conferences & training; conventional conforming changes
• Wednesday, January 17 Jan. 17: Bus. Dev., LO, sales jobs; upcoming events; Freddie & Fannie changes – Single Security moving forward
• Tuesday, January 16 Jan. 16: New products, Citi & digital; natural disasters & compare ratios; Q3 performance and fee changes
• Monday, January 15 Jan. 15: LO jobs, borrower satisfaction tool; vendor updates; more bank fines over servicing flaws
• Saturday, January 13 Jan. 13: Notes about 2018 & conferences; site for reporting cybercrime, and a tale of fraud from the closing table
• Friday, January 12 Jan. 12: Bus. opportunity, LO jobs, personnel moves; Guild to buy Cornerstone; broker news – Penny’s in
• Thursday, January 11 Jan. 11: Bus. opportunity, Ops & AE jobs; LIBOR replacements; a primer on what is moving mortgage rates
• Wednesday, January 10 Jan. 10: Correspondent job, lender products; reverse to forward, LOs to CFOs, CA to NY, webinars & conferences run the gamut
• Tuesday, January 9 Jan. 9: Sales management & LO jobs, new branding, products; servicing rankings & news; rates edging up
• Monday, January 8 Jan. 8: AE, LO jobs, lenders wanted; this week’s training & events; vendor, lender, & bank M&A – what’s driving it?
• Saturday, January 6 Jan. 6, 2018: Brazen blitz of BRAWL, bitcoin, & blockchain blurbs
• Friday, January 5 Jan. 5: Bus Dev., LO jobs, new correspondent program; credit underwriting changes in the primary markets
• Thursday, January 4 Jan. 4: Correspondent news, personnel moves; loanDepot’s builder partnership; settlement & legal info
• Wednesday, January 3 Jan. 3: Lender & LO products; from OR & CA through OH & TX to NJ, recent state lending law changes
• Tuesday, January 2 Jan. 2: Servicing, AE jobs, recruiting product; HELOC & 2nd news; training; SIFMA rate forecast; tax court ruling for brokers – ouch!