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2021 (141)

Wednesday, June 16 June 16: MLO, AE jobs; servicing, sales, TPO, VOI products; Fannie & Agency shifts continue: 3 instead of 7 percent NOO cap?
Tuesday, June 15 June 15: AE jobs; sec. marketing, training, processing, due diligence, TPO products; JVs & acquisitions
Monday, June 14 June 14: Ops, MLO, AE jobs; servicing, dashboard, FHA pricing, VOA products; Agency shifts continue; events this week
Saturday, June 12 June 12: Return to the office strategy & thoughts; Agency deals (gfee shifts?); Saturday Spotlight: Usherpa
Friday, June 11 June 11: Non-QM, MLO, AE jobs nationwide; VA, PMI, ECOA, pricing; LO compliance products; bonds pause their rally
Thursday, June 10 June 10: AE, Ops, MLO jobs; warehouse, sales, execution, analytics tools; tech survey; disaster updates
Wednesday, June 9 June 9: Title, recruiting, MLO jobs; email, training, AI, lead, AMC products; wholesaler news; rates continue to slide
Tuesday, June 8 June 8: LO, processing jobs; correspondent, presentation, pre-qual tools; PenFed/TIAA deal and other correspondent news
Monday, June 7 June 7: AE, MLO, Ops jobs; VOA, biz intelligence, appraisal, landing page tools; events & training in June and into July
Saturday, June 5 June 5: VAX pushback; the CFPB & forbearance; multifamily deals, vendor news; Saturday Spotlight: Trinity Oaks Mortgage
Friday, June 4 June 4: Servicing, Ops, MLO jobs; purchase, appraisal, PMI, retention tools; Investors react to Agency changes
Thursday, June 3 June 3: Underwriter, MLO, relationship mgr. jobs; sales, pricing, processing tools; VA & FHA changes of note
Wednesday, June 2 June 2: MLO jobs; pricing, servicing, processing, VOE tools; non-Agency & jumbo updates; what’s new with LO comp?
Tuesday, June 1 June 1: Ops, sales jobs; securitization, HELOC, verification, tech review, sales products; events and webinars to lead off June
Saturday, May 29 May 29: Deal making in the vendor space; SOFR Agency deals; what is a drip buy? Saturday Spotlight: Vaultedge
Friday, May 28 May 28: MBA, U/W, AE, construction lending jobs; multimedia, jumbo, warehouse, rental products; lenders react to GSE changes
Thursday, May 27 May 27: Cap. mkts., MLO, AE, Ops jobs; loan sales, pricing, tax estimating products; is the Fed contributing to housing price escalation?
Wednesday, May 26 May 26: MBA, MLO jobs; Marketing, customer service, VA, retention tools; FHA & VA program shifts; housing: up, up, up
Tuesday, May 25 May 25: MLO jobs; Non-QM, jumbo, audit, fulfillment, servicing risk, trailing doc products; STRATMOR’s thoughts on the market
Monday, May 24 May 24: AE, MLO, Ops jobs; mixed-use, fulfillment, non-Agency products; in-person & virtual events and training run the gamut
Saturday, May 22 May 22: Capital markets deals & activity; notes on returning to the office from WFH; a helping of vendor news
Friday, May 21 May 21: Servicing, cap. mkts., corresp., MLO jobs; servicing risk, HELOC, MI, eClosing products & tools; investor disaster news
Thursday, May 20 May 20: AE, MLO jobs; VOA, processing, pricing, marketing, comp webinar tools; investors’ Agency changes
Wednesday, May 19 May 19: Ops, MLO jobs; marketing, subservicing, HFA, warehouse products; Agency/GSE changes are ceaseless…
Tuesday, May 18 May 18: Cap. Mkts., MLO jobs; pricing, processing, audit tools; events this week; forbearance numbers improve; SoFi’s SPAC IPO
Monday, May 17 May 17: Corresp., construction, sales jobs; non-owner, POS products; Customer service tips; jam-packed webinar & training week
Saturday, May 15 May 15: Letters on the money supply & inflation, the recovery’s disparities, and compliance concerns; Saturday Spotlight: Stewart
Friday, May 14 May 14: Underwriting, MLO jobs; DPA, non-QM, customer service tools; misc. company news indicates trends
Thursday, May 13 May 13: MLO, Ops jobs; cross-border lending, processing, recruiting products; MBS issuance webinar; Quicken name change
Wednesday, May 12 May 12: MLO, AE jobs; lead gen, turn time, jumbo products; Guild/RMS deal; how much is Better.com worth?
Tuesday, May 11 May 11: Ops. mgt., MLO jobs; renovation, docs, retention non-QM training tools; product updates run the gamut
Monday, May 10 May 10: Sales jobs; retention, purchase, servicing, reverse products; webinars and training; interview with economist Elliot Eisenberg
Saturday, May 8 May 8: Chicken wings are how much? MI & vendor news and results; Freddie SOFR deals; Saturday Spotlight: ReadyPrice
Friday, May 7 May 7: Accounting, Ops, MLO jobs; AMC, lead, warehouse products; financial transparency in our biz; employment figures sink rates
Thursday, May 6 May 6: Reverse, MLO, Ops jobs; pricing, best-ex, QC products; compliance and risk notes & information
Wednesday, May 5 May 5: AE, MLO, product jobs; servicing, appraisal, marketing products; Genworth/Enact, LoanSnap IPO news
Tuesday, May 4 “May the 4th be with you” Day: Processing, MLO jobs; warehouse, marketing, eClose, efficiency tools; disaster updates
Monday, May 3 May 3: Secondary, MLO, & sales jobs; HELOC, bridge financing, Non-QM, verification products; upcoming events, in-person and virtual
Saturday, May 1 May 1: Letters regarding Agency changes; vendor news; Securitizations: Agencies don’t only do SFH
Friday, April 30 Apr. 30: CRM, Ops, Consumer Direct, AE, LO jobs; JV and MSA updates; Redwood Trust results; CFPB action
Thursday, April 29 Apr. 29: Corresp., AE, LO jobs; digital, warehouse, processing, pricing products; Freddie & Fannie news incl. earnings
Wednesday, April 28 Apr. 28: LO jobs; lead gen, servicing risk, presentation, DPA, valuation tools; M&A firestorm; housing: strong like bull
Tuesday, April 27 Apr. 27: Secondary mktg., AE jobs; workflow, payment, doc tools; company sponsored events; VA & FHA updates
Monday, April 26 Apr. 26: Servicing, sales jobs; processing, broker, price products; in-person and virtual events & training coming soon
Saturday, April 24 Apr. 24: Vendors partnering; building & housing issues go back years; Saturday Spotlight: Service 1st
Friday, April 23 Apr. 23: MLO jobs; LOS, sales, ARM, HELOC, servicing risk products; Ocwen, PHH, TCB, Redwood Trust company news
Thursday, April 22 Apr. 22: Corresp., MLO, Ops jobs; retention, servicing, construction-to-perm products; fraud report; CFPB, compliance, and legal shifts
Wednesday, April 21 Apr. 21: AE, MLO, Ops jobs; subservicing, jumbo, sales products; MLO to broker training; investor underwriting changes; real estate “humor”
Tuesday, April 20 Apr. 20: Training, AE jobs; pricing, risk mgt., dashboard tools; servicing package for sale; investors adapt to Agency shifts; UW humor
Monday, April 19 Apr. 19: MLO jobs; sales, jumbo, purchase biz products; lots of events & training, from soup to nuts, in the next few weeks
Saturday, April 17 Apr. 17: Letters on Agency buybacks and appraisal waivers; Saturday Spotlight: Embrace Home Loans
Friday, April 16 Apr. 16: Lock desk, MLO, underwriter jobs; POS, workflow, digital tools; Agency’s trend: not your friend?
Thursday, April 15 Apr. 15: AE, Ops, Sales jobs; Sec. mktg., NOI, QC, diversity products; NewRez/Caliber deal; servicing retention study
Wednesday, April 14 Apr. 14: MLO jobs; risk reduction products; marketing, workflow tools; JP’s earnings, and the MBA’s take on 2020’s profits
Tuesday, April 13 Apr. 13: MLO jobs; HELOC, renovation, jumbo, sales products; new correspondent investor for non-QM & QM loans
Monday, April 12 Apr. 12: Sec. mktg., MLO jobs; customer support, servicing products; upcoming webinars cover everything from origination to servicing
Saturday, April 10 Apr. 10: Survey on Agency shifts; Vendor news; Freddie K Deals; Saturday Spotlight: First Community Mortgage
Friday, April 9 Apr. 9: Sales mgt., MLO jobs; non-QM, processing, ECOA, subservicing tools; Administration & housing
Thursday, April 8 Apr. 8: Non-QM, reno, jumbo products; SaaS, sales, underwriting products; correspondent news; underwriting shifts
Wednesday, April 7 Apr. 7: AE, MLO jobs; subservicing, workflow, marketing, processing tools; FHA news; events this week
Tuesday, April 6 Apr. 6: MLO jobs; post-close, processing, sec. marketing tools; conventional conforming shifts of note
Monday, April 5 Apr. 5: AE jobs; lead gen products; wholesaler’s new products; training, events, & webinars on sales and operations
Saturday, April 3 Apr. 3: Agency deals in the secondary markets help rates in the primary market; Saturday Spotlight: Candor
Friday, April 2 Apr. 2: Tech, MLO, AE, Non-QM, Ops jobs; Non-Del, servicing, reno products; changes in flood insurance ahead?
Thursday, April 1 Apr. 1: Recruiting, AE, MLO, Ops jobs; hedging, HELOC, anti-fraud tools; CFPB meeting transcript; F&F’s bold move; deep dive into rate trends
Wednesday, March 31 Mar. 31: MLO jobs; broker, jumbo, leads, presentation, liquidity tools; FHA, Ginnie, USDA news in context
Tuesday, March 30 Mar. 30: MLO jobs; jumbo, workflow, retention products; Agency risk changes ahead; Want a 6 month lock? MISMO President interview
Monday, March 29 Mar. 29: AE, MLO jobs; sales, subservicing, automation products; virtual conferences & webinars with in-person events coming
Saturday, March 27 Mar. 27: Shielding income; motivating WFH employees; vendor updates; Saturday Spotlight: Iron Mountain
Friday, March 26 Mar. 26: IT sales, MLO, Ops jobs; rate protection, broker products; F&F changes; con’t forbearance improvement
Thursday, March 25 Mar. 25: MLO, branch, Ops jobs; sales, POS, warehouse products; STRATMOR Ops paper; Ginnie, FHA, VA, USDA updates
Wednesday, March 24 Mar. 24: IT, AE, marketing jobs; comp, retention, pre-approval tools; non-QM there for non-owner & 2nd homes?
Tuesday, March 23 Mar. 23: MLO jobs; sales, tech., subservicer audit products; approaching webinars & training; forbearance numbers decline further
Monday, March 22 Mar. 22: MLO, Ops, AE jobs; purchase, non-QM, underwriting tools; wholesaler news; “Liquidity Ratio” impacting mortgage rates
Saturday, March 20 Mar. 20: Vendors’ products, partnerships, progression, proficiencies; Saturday Spotlight: Merchants Bank of Indiana
Friday, March 19 Mar. 19: HELOC, AE, Non-QM, MLO jobs; rental market snapshot; non-QM products; Ceaseless Agency news & price changes
Thursday, March 18 Mar. 18: MLO jobs; pricing, sales, DPA, pricing, QC reporting products; wholesale & correspondent news; bond market/Fed disconnect
Wednesday, March 17 Mar. 17: MLO jobs; broker, underwriting, non-QM, processing tools; does the Fed expect a fast, hot recovery?
Tuesday, March 16 Mar. 16: MLO, recruiting, training jobs; sales, doc, processing tools; LLPA price adjustment changes sweep through investors
Monday, March 15 Mar. 15: Ops, MLO, AE, compliance jobs; HFA, URLA, servicing products; upcoming training & events; rates stable, for now
Saturday, March 13 Mar. 13: The CFPB removes doubt on intent; Mike Cagney on Rohit Chopra; state-level changes: Oregon, HOA fees, and a foreclosure
Friday, March 12 Mar. 12: Fulfillment, MLO, product dev. jobs; mail, CRM, presentation, digital products; Freddie & Fannie shifts; Mike Cagney interview
Thursday, March 11 Mar. 11: Sec. Mktg., MLO, Ops jobs; compliance, broker, correspondent products; free events this week; Fannie constricts footprint
Wednesday, March 10 Mar. 10: DPA, automation, sales, AMC, compliance products; broker & correspondent tools; economy quietly gearing up
Tuesday, March 9 Mar. 9: Sales mgt., MLO jobs; processing, FHA, efficiency, video products; Dr. Fratantoni on the economy
Monday, March 8 Mar. 8: Credit, AE, MLO, branch jobs; automation, FHA/VA, fintech, URLA products; events & training from your divan
Saturday, March 6 Mar. 6: LIBOR phase out details; Agency deals continue, helping borrower’s mortgage rates; Saturday Spotlight: ReadyPrice
Friday, March 5 Mar. 5: Recruiting, training, MLO, AE jobs; DPA, tech products; principals and attorneys weigh in on wholesale tumult; strong jobs data!
Thursday, March 4 March 4th: LO, Ops, AE jobs; HELOC, efficiency, AMC, sales, VOE tools; podcast for LOs; jumbo & non-QM news
Wednesday, March 3 Mar. 3: AE, MLO jobs; broker, sales, VOE tools; URLA & processing news; more talk of an economic recovery
Tuesday, March 2 Mar. 2: New products, fee collection, sales, VOE tools; events and webinars: all this week!
Monday, March 1 Mar. 1: Ops, MLO jobs; sales, non-QM, HELOC products; Agency & investor disaster policies; the Fed & rates
Saturday, February 27 Feb. 27: Readers’ letters on the CFPB, rates, and how lenders will keep lending; Saturday Spotlight: Symmetry Lending
Friday, February 26 Feb. 26: Lenders hiring MLOs; correspondent, tech, servicing, tech products; what you should know about yesterday’s rate move
Thursday, February 25 Feb. 25: Ops, MLO jobs; cap. mkts., valuation, default, fulfillment tools; technology & processing notes
Wednesday, February 24 Feb. 24: MLO jobs; servicing, customer service, decisioning, retention tools; events & training this week
Tuesday, February 23 Feb. 23: MLO, Ops jobs; underwriting, loss mit, broker, corresp., jumbo products; VA, FHA, Ginnie changes
Monday, February 22 02-22-21: MLO, Ops management jobs; performance, pricing, analytics, home equity products; Freddie/Fannie changes
Saturday, February 20 02-20-21: Reader letters on recruiting, 2021 expectations, and credit; Saturday Spotlight: Maxwell; a clever joke
Friday, February 19 Feb. 19: MLO & Ops jobs; fee collection, HELOC, renovation products; comp survey; bank M&A trends; lead sources
Thursday, February 18 Feb. 18: AE, MLO, Ops jobs; rule logic, subservicer, non-QM, POS products; rate moves partially impacting rate sheets
Wednesday, February 17 Feb. 17: Ops, MLO, management jobs; broker, non-QM, communication tools; AmeriHome/Western Alliance deal numbers
Tuesday, February 16 Feb. 16: IT, MLO, training jobs; VA IRRRL, sales, final doc tools; non-Agency product trends; Mortgage rates? Ouch!
Monday, February 15 Feb. 15: Retail sales jobs; ECOA, sales tools; virtual events and training from soup to nuts, all from your living room
Saturday, February 13 Feb. 13: Vendor news from around the biz; letters on credit concerns; Saturday Spotlight: LHM Financial
Friday, February 12 Feb. 12: Private bank, correspondent, MLO jobs; CRM, jumbo, sales tools; LDI now public; Wells’ PPP fraud example
Thursday, February 11 Feb. 11: AE, MLO jobs; warehouse, anti-fraud, pricing products; Federal Reserve: steady as she goes
Wednesday, February 10 Feb. 10: M&A, IT jobs; VOE, CRM, non-QM products; conventional conforming news; CPI: no inflation worries
Tuesday, February 9 Feb. 9: MLO jobs; jumbo, investor programs; processing tools; MISMO fee update; thoughts on credit; training & events – many this week
Monday, February 8 Feb. 8: CRM, Ops, MLO jobs; Pooling, processing, broker, recruiting products; a shift in CFPB thinking? Rates creeping higher
Saturday, February 6 Feb. 6: Notes on housing and the economy; capital being injected into vendors; Saturday Spotlight: FlexPoint, Inc.
Friday, February 5 Feb. 5: Credit, AE, MLO, marketing jobs; bridge loan, POS, VA IRRRL, servicing products; how to block trigger lead sales
Thursday, February 4 Feb. 4: Lock desk, credit, MLO, Ops jobs; underwriting, pricing tools; DACA, URLA changes; primer on the secondary markets
Wednesday, February 3 Feb. 3: Senior Credit, writing, Ops, MLO jobs; non-QM, HELOC, new lender news; fast-approaching training & events
Tuesday, February 2 02/02/21: M&A, sales jobs; sales, pre-approval, hobby farm products; events & training; wholesale & correspondent soundbites
Monday, February 1 Feb. 1: REIT, MLO, Bus. Dev. jobs; warehouse, MI, AMC, HELOC products; MSRs, the economy, servicing, and the CFPB
Saturday, January 30 Jan. 30: LIBOR phase out updates; note on the economy & lenders; Saturday Spotlight: ClosingCorp
Friday, January 29 Jan. 29: Sales Director, MLO, branch jobs; servicing, sales, jumbo products; URLA and 4506-C news bites
Thursday, January 28 January 28: Ops, MLO, IT jobs; MSR, originator ranking, digital tools; FHA’s bevy of news; Ginnie’s eNote pool
Wednesday, January 27 Jan. 27: Encompass, training, credit risk jobs; pricing, sales, reno products; training on securitization & other upcoming events
Tuesday, January 26 Jan. 26: MLO jobs; Sales, pricing, processing, correspondent, products; LO productivity study; FHFA disaster news
Monday, January 25 Jan. 25: MLO, Ops jobs; broker, VOE, servicing, MI tools; imminent training & virtual events from your living room
Saturday, January 23 Jan. 23: Reader’s thoughts on Freddie & Fannie’s pricing, capital, and future; Saturday Spotlight: Truework
Friday, January 22 Jan. 22: MLO jobs; broker, recruiting, HELOC products; Freddie & Fannie compliance reminders; a clever joke
Thursday, January 21 Jan. 21: Retail, Correspondent jobs; performance, non-QM, sales tools; STRATMOR strategy paper; DACA & FHA
Wednesday, January 20 12021: Ops, AE jobs; Sales, leadership, tech, pricing tools; VA, Ginnie, FHA changes incl. URLA update
Tuesday, January 19 Jan. 19: IT, AE jobs; jumbo, origination, productivity tools; thoughts on the CFPB nominee; training & events this week
Monday, January 18 Jan. 18: Subservicing, MLO, Ops, private client jobs; recruiting, fee collection, sales, borrower communication products
Saturday, January 16 Jan. 16: Letters on FHFA’s execution restrictions; Big bank’s mortgage earnings; vendors fundraising; Saturday Spotlight: ActiveProspect
Friday, January 15 Jan. 15: Retail, Ops jobs; appraisal, non-QM, jumbo, DPA products; industry weighs in on good Freddie/Fannie news
Thursday, January 14 Jan. 14: Warehouse, sales jobs; digital, AMC, pricing tools; comp survey; new cap. markets, broker, corresp. products
Wednesday, January 13 Jan. 13: Retail, recruiting jobs; servicing, appraisal, income calculation tools; upcoming virtual training; MSA FAQs
Tuesday, January 12 Jan. 12: Sales, MLO jobs; home ownership, non-QM, PPE, sales tools; conventional conforming updates around our biz
Monday, January 11 1.11: Sales management, MLO jobs; recruiting, VA IRRRL, non-QM products; litigation is expensive; HMDA season has begun!
Saturday, January 9 Jan. 9: Letters from readers on IPOs (next up, HomePoint?), taxes, non-QM; Saturday Spotlight: Homespire Mortgage
Friday, January 8 Jan. 8: Reverse, MLO, Ops jobs; social media, efficiency, CRA, CRM products; broker training; neobank closures & SoFi IPO
Thursday, January 7 Jan. 7: Compliance, MLO, AE, Ops jobs; appraisal, profitability tools; upcoming events; rates creep higher: why?
Wednesday, January 6 Jan. 6: DTC, correspondent, MLO jobs; staffing, compliance, MI products; Agency forbearance uncertainty: questions remain
Tuesday, January 5 Jan. 5: Tech & sales jobs; sales, investor, workflow products; training & webinars from the comfort of your BarcaLounger
Monday, January 4 Jan. 4: MLO, Ops jobs; COO seeking role; subservicer, URLA, VA IRRRL, HELOC, MSR products; non-QM lender rebrand
Saturday, January 2 Jan. 2: Population stats worth a skim; Freddie and Fannie, still doing deals while others debate their future

2020 (309)

Thursday, December 31 Dec. 31: MLO, Ops jobs; lender wanted; Small business grant; ignore the CFPB at your own peril
Wednesday, December 30 Dec. 30: Credit/risk, MLO, Ops jobs; Agency-approved lender wanted; sales, rental products; primer on secondary marketing for MLOs
Tuesday, December 29 Dec. 29: Recruiter job; HELOC, compensation, TPO products; New York did what? Agency news; URLA best practices paper
Monday, December 28 Dec. 28: Non-QM, LOS Admin, Ops, MLO, IT jobs; broker, sales tools; QC & compliance still front & center
Saturday, December 26 Dec. 26: Residential lending vendors not sitting still: recent M&A, strategic partnerships, new products
Thursday, December 24 Christmas Eve: Bus. Dev., MLO, AE jobs; Verification tool; disaster news; what is “Build for Rent”?
Wednesday, December 23 Dec. 23: Ops, MLO, bank sales management jobs; QC report, retention, cap. markets tools; jumbo & non-QM tidbits
Tuesday, December 22 Dec. 22: Correspondent, MLO jobs; digital, trailing doc, social media tools; FHA’s foreclosure & eviction moratorium extension
Monday, December 21 Dec. 21: VP of non-QM, credit/diligence, Ops, MLO, AE jobs; National MI integration; shifting borrower profile
Saturday, December 19 Dec. 19: Non-QM and Agency trends in the secondary market; letter on borrower communication
Friday, December 18 Dec. 18: Sec. Marketing, Ops, branch manager, LO jobs; CFO role wanted; First American rebrand; Rural, FHA, VA program changes
Thursday, December 17 Dec. 17: MLO, Ops jobs; origination shell wanted; CRM, POS, retention, jumbo loan, capital markets products; how news moves rates
Wednesday, December 16 Dec. 16: Cap. mkts., Ops, MLO jobs; shell wanted; broker, payroll, ECOA tools; investors’ Agency changes
Tuesday, December 15 Dec. 15: AE, MLO jobs; shell wanted; fulfillment, doc, servicing products; training this week; few reasons for rates to move
Monday, December 14 Dec. 14: Sales jobs; Lending shell wanted; Non-QM, VA IRRRL products; Investor’s Agency changes
Saturday, December 12 12-12-20-20: LIBOR exit continues; snapshot of resi lending & borrowers; books for the holidays for staff & family
Friday, December 11 Dec. 11: Management jobs in credit, sales; MI, post-closing, MBS pooling tools; Freddie, Fannie, and the Supreme Court
Thursday, December 10 Dec. 10: Sec. Mktg., MLO, Ops jobs; broker, retention products; borrower satisfaction; primer on how news impacts rates
Wednesday, December 9 Dec. 9: AE, MLO, Ops jobs; VA IRRRL, non-Agency, doc products; FHA temporary waiver, Ginnie eligibility, VA forbearance news
Tuesday, December 8 Dec. 8: Tech, MLO jobs; Pooling, retention, VOA, comp products; training this week; small lenders, broker dealers, and Rule 19b
Monday, December 7 Dec. 7: Accounting, MLO, AE, Ops jobs; private lending, retention, referral tools; why rates have crept higher
Saturday, December 5 Dec. 5: Letters regarding appraisal transfers, artificial intelligence, and efficiency; Saturday Spotlight: Maxwell
Friday, December 4 Dec. 4: Servicing, MLO, Ops jobs; cybersecurity, VA IRRRL, non-QM tools; events & training; odds & ends around the biz
Thursday, December 3 Dec. 3: AE, MLO, Solution Engineer jobs; capital markets best ex, sales tools; Non-QM biz update; economic rebound losing steam?
Wednesday, December 2 Dec. 2: MLO jobs; docs, accounting, jumbo, appraisal, customer service products; rates moving with stimulus rumors
Tuesday, December 1 Dec. 1: AE, LO, broker jobs; bank statement, retention, subservicer review products; upcoming webinars, many this week
Monday, November 30 Nov. 30: Production, Ops jobs; VA, VA IRRRL, non-QM products; USDA, FHA, VA stats worth a skim: programs evolving
Saturday, November 28 Nov. 28: Letters about improving processing and AMCs transferring appraisals; SOFR, LIBOR, and ARM news
Friday, November 27 Nov. 27: High level Ops, Implementation jobs; demographics for MLOs on who is locking and who isn’t, and why
Wednesday, November 25 Nov. 25: AE, MLO, Ops jobs; doc, sales, broker tools; disaster updates; investors react to Freddie & Fannie changes
Tuesday, November 24 Nov. 24: CTO, MLO, Ops jobs across the country; customer service, eSignature tools; MLO yield curve primer
Monday, November 23 Nov. 23: Ops Manager, AE, MLO jobs; appraisal, sales, relationship products; debating Freddie & Fannie’s future
Saturday, November 21 Nov. 21: Vendors rolling out new technology, engaged in M&A and partnering, increasing customer service
Friday, November 20 Nov. 20: Product Mgt., MLO, Ops jobs across the country; VA IRRRL, training events; mortgage servicing news
Thursday, November 19 Nov. 19: Sales, Ops, QC jobs; retention, VOI, broker products; Ops & processing changes
Wednesday, November 18 Nov. 18: AE, Ops, LO jobs; VOE, cash flow, remote work tools; companies performance mimicking industry’s
Tuesday, November 17 Nov. 17: AE, MLO jobs; income, workflow, customer service tools; Agency personnel changes regardless of salaries
Monday, November 16 Nov. 16: CFO, MLO jobs; customer service, QC, marketing, servicing products; events & training from your living room
Saturday, November 14 Nov. 14: Appraisal fee changes; Credit Risk Transfers help rate sheet pricing: current thinking & examples of secondary deals
Friday, November 13 Nov. 13: CFO position wanted, MLO, cap. mkts. jobs; private money, marketing products; private MI company updates
Thursday, November 12 Nov. 12: MLO, Ops jobs; Marketing, non-QM, jumbo products; company news re: lenders, investors, & originators
Wednesday, November 11 Veteran’s Day: Correspondent, MLO jobs; transitions rampant; broker, AMC, marketing products; Freddie & Fannie in the news
Tuesday, November 10 Nov. 10: Sales mgt., MLO jobs; digital, marketing, correspondent, ROI tools; disaster updates; collateral valuation trends
Monday, November 9 Nov. 9: MLO, Correspondent, Ops jobs; recruiting, non-QM, sales, servicing tools; credit & income shifts; vaccine news pushing rates
Saturday, November 7 Nov. 7: Vendor news; letter about IMBs and M&A; support your state organization; Saturday Spotlight: DocProbe
Friday, November 6 Nov. 6: MLO & Ops jobs; rental, warranty, processing tools; USDA, FHA, VA, Ginnie developments while votes are counted
Thursday, November 5 Nov. 5: QC, AE, MLO, Ops jobs; VOE, database, broker tools; events; disaster updates; political uncertainty moving rates
Wednesday, November 4 Nov. 4: AE jobs; vendor, warehouse, broker products; company-sponsored training; climate change impacting servicing values?
Tuesday, November 3 Nov. 3: Marketing, head of production jobs; training, automation, LOS products; company specific industry snapshots
Monday, November 2 Nov. 2: Ops & sales jobs; database, servicing, non-QM, income analysis products; upcoming training & events
Saturday, October 31 Halloween: Now is the time to help your national, state, & local organization; Housing policy primer
Friday, October 30 Oct. 30: Tech, Ops, MLO jobs; VOE, broker, non-QM, social media tools; 1.5 percent security takes off
Thursday, October 29 Oct. 29: Sales & Ops jobs; Cap. mkts., LO comp survey, fulfillment, retention tools; M&A advice; Agency-related changes
Wednesday, October 28 Oct. 28: Credit manager, sales, Ops jobs; marketing, broker, contactless closing products; investors & adverse mkt. price moves
Tuesday, October 27 Oct. 27: Encompass, correspondent, MLO jobs; pricing, subservicing, marketing tools; California investor disaster news
Monday, October 26 Oct. 26: Mgt., AE, Ops jobs; Retention, AI, non-QM, accounting products; Southeast disaster updates
Saturday, October 24 Oct. 24: LO comp & MSAs; LIBOR to SOFR investor changes; vendor news; Saturday Spotlight: Orion Lending
Friday, October 23 Oct. 23: Cap. mkts., MLO, sales jobs; marketing, rep & warrant, hedging products; deep dive on rates & MBA forecast
Thursday, October 22 Oct. 22: Bank, construction, Ops jobs: 203(k), credit, doc tools; IPOs, debt offerings, lenders & investors making moves
Wednesday, October 21 Oct. 21: Sales mgt., MLO jobs; shell available; servicing, marketing, automation tools; temporary relief from the CFPB
Tuesday, October 20 Oct. 20: Ops, MLO jobs; training, servicing, tech, broker tools; events & training; Freddie & Fannie: changes keep flowing
Monday, October 19 Oct. 19: Compliance, AE, MLO jobs; marketing, broker, servicing products; online disclosure survey & chatter
Saturday, October 17 Oct. 17: Vendors partnering, raising money, introducing new products; Saturday Spotlight: Service 1st
Friday, October 16 Oct. 16: JV, MLO, Ops jobs; MSR valuation, training, non-QM, retention, tax tools; new jumbo wholesaler; 2006 vs. 2019: nothing is forever
Thursday, October 15 Oct. 15: MLO, Ops jobs; shell wanted; broker, retention, doc products; investors react to USDA, FHA, VA changes
Wednesday, October 14 Oct. 14: Controller, Ops, MLO jobs; CFO for hire; appraisal, broker tools; Treasury auction primer: why lenders should care
Tuesday, October 13 Oct. 13: MLO, two capital markets jobs; credit, sales, subservicing, fulfillment products; webinars & training of all sorts
Monday, October 12 Oct. 12: Sales, Ops jobs; ECOA, recruiting, onboarding tools; non-QM, servicing webinars; Ginnie & FHA wide-sweeping changes
Saturday, October 10 Oct. 10: Agency CRT primer and news; Fed President & economic conditions; Saturday Spotlight: Evergreen Home Loans
Friday, October 9 Oct. 9: QC, Ops, non-QM AE jobs; real estate agent, pooling, CRM, processing tools; Galton Funding sold; CFPB, RESPA, MSA news
Thursday, October 8 Oct. 8: Ops Mgr., MLO, Ops jobs; Capital markets products; retention, direct mail, VOE tools
Wednesday, October 7 Oct. 7: CU jobs; VOE, valuation, accounting CRA eligibility products; training & events from your telephone
Tuesday, October 6 Oct. 6: IT & sales management, Ops jobs; operations, forbearance products; training webinars; women leaving workforce
Monday, October 5 Oct. 5: CD, sales, innovation jobs; CEO role wanted; webinars; compliance, database tools; disaster updates
Saturday, October 3 Oct. 3: Rocket, UWM, Guild, AmeriHome, Caliber… don’t be the last on your block to go public; Saturday Spotlight: Planet Home Lending
Friday, October 2 Oct. 2: Controller, Ops, MLO jobs; training, SPOC, non-QM, MERS products; Bonds little changed despite uncertainty
Thursday, October 1 Oct. 1: Correspondent, wholesale, retail jobs; processing, marketing anti-fraud tools; NextGen homebuyer report; eClose usage stats
Wednesday, September 30 Sep. 30: Servicing, MLO, Ops jobs; compliance, jumbo products; webinars & training; a look at housing & jobs & stable rates
Tuesday, September 29 Sep. 29: AE, MLO, Ops jobs coast to coast; re-branding, finance, digital tools; STRATMOR industry observations
Monday, September 28 Sep. 28: Sales, ops jobs; hiring process analysis; sales, marketing, fee collection, margin tools; flood insurance questions
Saturday, September 26 Sep. 26: Vendors partnering, merging, being acquired, offering new products; Saturday Spotlight: Assurance Financial
Friday, September 25 Sep. 25: Sales & ops jobs; marketing & credit products; cybercrime update; why MLOs should watch stimulus quagmire
Thursday, September 24 Sep. 24: Ops, LO, AE jobs; CFO roll wanted; broker, construction, MSR management products; using digital for customer service
Wednesday, September 23 Sep. 23: Ops, sales jobs; marketing, AMC, subservicer products; company webinars; GSE changes & thoughts on them
Tuesday, September 22 Sep. 22: VP of CD, Ops, LO jobs; ROI, workflow, underwriting tools; training & events; improving forbearance stats
Monday, September 21 Sep. 21: MLO, Ops jobs; retention, co-op products; events & training; USDA rural conditional commitments
Saturday, September 19 Sep. 19: Out-of-the-ordinary secondary market deals; primer on help for borrowers from HFAs; Saturday Spotlight: Truework
Friday, September 18 Sep. 18: Ops & MLO jobs; eClosing, compliance, IRRRL products; plethora of disaster policy news; rates hardly budging
Thursday, September 17 Sep. 17: Ops jobs; credit score, lead source, QC products; free Western Secondary & other events; Agencies react to disasters
Wednesday, September 16 Sep. 16: Ops, production, VP Consumer Direct jobs; jumbo, CRM, anti-fraud, CD products; Ginnie hits $2.1 trillion
Tuesday, September 15 Sep. 15: TPO, MLO jobs; pricing, trigger products; comp survey & retaining employees; webinar/training via phone & computer
Monday, September 14 Sep. 14: Ops jobs; recruiting, sales, valuation, rehab products; non-QM moves in the primary & secondary markets
Saturday, September 12 Sep. 12: CFPB’s VA lender settlements & other compliance notes; Saturday Spotlight: Academy Mortgage
Friday, September 11 Sep. 11: Promotions & transitions; jumbo, 2nd lien, MERS QC audit products; U.S, economy motoring onward
Thursday, September 10 Sep. 10: Ops jobs; branches, mgt. position wanted; QC, marketing, VOE tools; primer on credit availability
Wednesday, September 9 09/09/2020: Ops & sales jobs, coast to coast; S&D, CRM, marketing, fraud products; mortgage apps move higher
Tuesday, September 8 Sep. 8: CFO, processor, Ops, LO jobs; non-QM, servicer, sales, training tools; time required to hack a password
Saturday, September 5 Sep. 5: Vendors are busy beavers; LIBOR phase out and transition: why should MLOs care?
Friday, September 4 Sep. 4: LO, CD jobs; database, HELOC, digital tools; vendor & lender products continue to shift
Thursday, September 3 Sep. 3: Ops, LO, AE jobs; workflow, lead, processing, renegotiation products; coming events; who owns 1/3 of Agency MBS?
Wednesday, September 2 Sep. 2: Marketing, income, onboarding, HECM tools; jumbo, non-QM, misc. product updates; do-it-yourself appraisals
Tuesday, September 1 Sep. 1: AE, Ops jobs; shell wanted; jumbo, servicing products; webinars; after 12 years of conservatorship, Agencies very much in the news
Monday, August 31 Aug. 31: Ops, TPO Sales jobs; forbearance, correspondent, title, broker products; lots of training & virtual events
Saturday, August 29 Aug. 29: Vendor M&A & other news; disaster updates; private money; CFPB & HMDA; Saturday Spotlight: CBC Mortgage Agency
Friday, August 28 Aug. 28: Ops jobs; broker extension, secondary revenue, compliance tools; deep look into new Fed policy
Thursday, August 27 Aug. 27: Virtual job fair, MLO, CD, AE, Ops jobs; VOE, VOI, pricing tools; industry’s conventional price shifts
Wednesday, August 26 Aug. 26: Servicing, MLO, Ops jobs; marketing, automation, tech mgt. tools; .5 Agency refi hit delayed – now what?
Tuesday, August 25 Aug. 25: Ops, LO jobs; AI, forbearance, comp tools; training & events through your computer & telephone
Monday, August 24 Aug. 24: Finance, AE, Ops, LO jobs; customer service, income tools; Agency jungle drums are beating
Saturday, August 22 Aug. 22: M&A observations; vendor news; notes on the housing market; Saturday Spotlight: Constant
Friday, August 21 Aug. 21: Training, Ops, LO jobs; MSR, conversion, EPO products; public company snapshots worth a skim
Thursday, August 20 Aug. 20: Sales mgt., LO, Ops jobs; leads, tech tools; CFPB, LO Comp, G-Rate legal ruling in the news
Wednesday, August 19 Aug. 19: Ops, MLO jobs; production shell wanted; CRM, productivity, marketing products; FHA’s new appraisal delivery product
Tuesday, August 18 Aug. 18: Ops, MLO, AE jobs; training, marketing, compliance tools; MI industry snapshot; strong housing numbers
Monday, August 17 Aug. 17: Sales mgt., FHA, LO jobs; retention, non-QM products; training & events; investors react to FHFA’s price shift
Saturday, August 15 Aug. 15: FHFA’s refi price change – TILA implications, impact on risk, not everyone is complaining; Saturday Spotlight: Usherpa
Friday, August 14 Aug. 14: Controller, MLO jobs; ROI, broker, AI, jumbo products; compliance and state-level legal news
Thursday, August 13 Aug. 13: Special Edition – The GSE price move, it’s impact on borrowers, and how to write to your Senators & Representative
Thursday, August 13 Aug. 13: Ops & sales jobs; appraisal, valuation, sales tools; training; 50 bp refi hit & other Agency updates
Wednesday, August 12 Aug. 12: Risk management job; VOE, loan delivery, lead source products; misc. investor & lender changes
Tuesday, August 11 Aug. 11: MLO jobs; marketing, servicing, comp tools; FHA & Ginnie changes roll on; economic gyrations: rates creep higher
Monday, August 10 Aug. 10: Ops, LO, FHA jobs; marketing, cap. mkts. products; webinars in the comfort of your home
Saturday, August 8 Aug. 8: Is the Agency CRT program endangered? Economic tidbits; Saturday Spotlight: LBA Ware
Friday, August 7 Aug. 7: Accounting, sales, Ops jobs; reverse, training, VA tools & products; Ellie’s $11 billion sale & other vendor news
Thursday, August 6 Aug. 6: Cap. mkts., U/W, AE, LO jobs; risk tool; webinars & training; servicing & MSR update; rates continue lower
Wednesday, August 5 Aug. 5: Ops, AE jobs; Analytic, business practice, income, compliance products; renewing the non-QM segment
Tuesday, August 4 Aug. 4: Senior management, AE, LO, Ops jobs; marketing, database tools; disaster updates; cap. markets & root canals
Monday, August 3 Aug. 3: CU, Ops, LO jobs; fraud, retention, legal products; August training without leaving your La-Z-Boy
Saturday, August 1 Aug. 1: Letters on iffy government data, forbearance, the Fed; LIBOR transition update; Saturday Spotlight: Capacity
Friday, July 31 July 31: Servicing, appraisal, Ops, sales jobs; broker, valuation products; FHA, & Ginnie changes; HUD addresses the self-employed
Thursday, July 30 July 30: U/W, LO, AE jobs; loss mit, retention, valuation tools; LOS survey; deep dive into economic news & cap markets
Wednesday, July 29 July 29: Underwriting, subservicing, AVM, pricing tools; Conforming conventional updates; bonds quiet
Tuesday, July 28 July 28: Ops, LO jobs; sales, workflow, customer service tools; Black Knight to add $1.8 OB to $62 million Compass asset
Monday, July 27 July 27: Sales, consulting, Ops, LO jobs; sales webinar; world news driving rates, primer on the belly of the yield curve
Saturday, July 25 July 25: Credit Risk Transfers helping mortgage rates; SOFR transition status; Saturday Spotlight: Thrive Mortgage
Friday, July 24 July 24: Regional manager, AE, LO jobs; automation, credit, AI tools; up to speed on tax transcripts
Thursday, July 23 July 23: Ops, LO jobs; underwriting, forbearance, one-time close, marketing tools; loan processing changes
Wednesday, July 22 July 22: Ops jobs; digital, servicing, ECOA products; webinars to wrap up July; Agency changes continue
Tuesday, July 21 July 21: AE, LO jobs; training, eClosing, broker, servicing products; USDA rural tidbits; forbearance stats improving
Monday, July 20 July 20: AE, Ops, LO jobs; marketing, risk, data retrieval tools; wholesaler news; rates: steady as she goes
Saturday, July 18 July 18: National Broker Day; letter about current lender concerns; vendor updates; Saturday Spotlight: Sales Boomerang
Friday, July 17 July 17: Recruiting, mgt., sales, Ops jobs; builder, sales, data analysis tools; Ginnie & FHA program tacks
Thursday, July 16 July 16: Ops, AE, LO jobs; broker, cost analysis, audit, credit tools; CFPB’s legal action; lots of activity in the capital markets
Wednesday, July 15 July 15: Ops, AE, LO jobs; non-QM, QC, construction loan products; events & training; big bank mortgage stats
Tuesday, July 14 July 14: LO, U/W jobs; data, loss mit, disclosure, comp products; flood & disaster changes
Monday, July 13 July 13: QC, Ops, LO, reverse, AE, correspondent jobs; marketing, TPO products; wholesale updates & mudslinging
Saturday, July 11 July 11: Supply & demand on bananas, hard seltzer, and… wood prices!? Saturday Spotlight: PrimeLending
Friday, July 10 July 10: Ops, LO, AE jobs; servicing, lead, marketing products; flood of conventional conforming changes
Thursday, July 9 July 9: QC, LO, reverse opportunities; sec. mktg., marketing products; compliance news: is a “like” a “thing of value”?
Wednesday, July 8 July 8: U/W, LO, processor jobs; lead, broker, AMC products; upcoming training; a peak at Rocket Companies
Tuesday, July 7 July 7: AE, Ops, LO jobs; marketing, processing, training tools; industry & lender forbearance trends
Monday, July 6 July 6: U/W, production jobs; DPA, leads, PMI products; investors ruminate on employment data: shrug?
Friday, July 3 July 3: Recent depository mortgage jobs; vendor news; primer on yield curve control: price vs. quantity
Thursday, July 2 July 2: Fulfillment, AE, LO jobs; anti-fraud, DPA, HMDA products; non-QM news in primary & secondary markets
Wednesday, July 1 July 1: COO, Ops, AE, LO jobs coast to coast; broker, marketing products; mortgage rates: “steady as she goes”
Tuesday, June 30 June 30: Ops, LO jobs; servicing, inspection, loss-mit products; CFPB’s structure to change; Ginnie adjusts pooling requirements
Monday, June 29 June 29: LO & Sales jobs; MSR, marketing, leads products; training & webinars from home
Saturday, June 27 June 27: Morale & innovation in WFH environment; Fannie’s recent secondary deals; Company spotlight: Mortgage Sentinel
Friday, June 26 June 26: LO, Ops jobs; DPA, forbearance, broker products; FHA, USDA tweaks; Treasury/MBS spread update
Thursday, June 25 June 25: Management, Ops, LO jobs; marketing, processing, default products; primer on high bal pricing
Wednesday, June 24 June 24: Ops, AE jobs; marketing, broker, tax products; VA, construction webinars; tech partnerships
Tuesday, June 23 June 23: QC, sales, LO jobs; outsourcing, DPA, marketing products; thoughts on the CFPB’s non-QM proposal
Monday, June 22 June 22: AE, LO, Ops job; marketing, TPO, cost analysis products; June’s remaining training & events
Saturday, June 20 June 20: The non-mortgage issue on voter expectations, news bias, showing homes, and entrepreneurship
Friday, June 19 June 19: Credit, QC, Ops, LO jobs coast to coast; broker, DPA products; residential credit changes
Thursday, June 18 June 18: Ops, LO jobs; digital, QC, cap. mkts. products; Ginnie & FHA changes & trends
Wednesday, June 17 June 17: Sales, Ops, marketing jobs; CRM, processing, buyback insurance products; COVID, the CFPB, credit reports, and rates
Tuesday, June 16 June 16: Marketing, bank statement, processing, servicing products; webinars & events; Freddie & Fannie in the news
Monday, June 15 June 15: Production jobs; marketing, cap mkts, servicing products; correspondent tidbits; webinars & training this week
Saturday, June 13 June 13: MISMO moves; Housing news; thoughts on BLM; current topics in the compliance world addressed
Friday, June 12 June 12: AE, LO, Ops jobs; DPA, pricing, doc products; USDA, FHA, VA notes
Thursday, June 11 June 11: Mgt., LO, training jobs; construction, VA IRRRL, loss mit programs; no “V-shaped” recovery
Wednesday, June 10 June 10: LO, sales, Ops jobs; marketing, AMC, forbearance products; Freddie & Fannie direction
Tuesday, June 9 June 9: AE, AMC, LO jobs; marketing, DPA, underwriting, pricing products; wholesaler changes
Monday, June 8 June 8: LO, FHA jobs; marketing, servicing products; training on servicing, VA IRRRL, and other events
Saturday, June 6 June 6: Random vendor news; letters on housing economics & pent up demand
Friday, June 5 June 5: Risk, appraisal, LO, AE jobs; broker, DPA, LOS, products; FHA COVID forbearance guidance; payrolls push rates higher!
Thursday, June 4 June 4: Management, Ops, LO, AE, DTC jobs; broker, doc products; customer experience study; correspondent changes
Wednesday, June 3 June 3: AE, Ops, LO jobs; subservicing, VA IRRRL, workflow products; wholesalers shifting product gears
Tuesday, June 2 June 2: Sales mgt., Ops, LO jobs; CRM, broker, eClosing products; events for LOs; servicing tactics continue to impact market
Monday, June 1 June 1: Processor, LO jobs; referral, accounting products; webinars & training through your computer
Saturday, May 30 May 30: Credit risk transfer primer; LIBOR transition in the news; thoughts on property value direction
Friday, May 29 May 29: LO, AE, tech, Ops jobs; portfolio monitoring, non-QM, corresp., broker products; customer satisfaction survey
Thursday, May 28 May 28: Ops, technical, LO jobs; doc, MSR, broker products; private MI companies motor on; continuing jobless claims drop
Wednesday, May 27 May 27: Ops, AE, mgt., LO jobs; servicing, DPA, CRM products; warehouse deal news; more investor changes
Tuesday, May 26 May 26: Appraisal, LO jobs; broker, eSign, marketing products; USDA, FHA, Freddie, Fannie news & trends
Saturday, May 23 May 23: Vendors on the move; warnings about repurchase claims and the impact of forbearance on credit
Friday, May 22 May 22: Marketing, Ops, LO jobs; CRM, marketing, LO products; tools to help borrowers; rates: a global snapshot
Thursday, May 21 May 21: Ops, recruiting, Sec. Mktg., LO jobs; appraisal, QC products; loan processing is changing: Beeline & SnapFi
Wednesday, May 20 May 20: LO jobs, servicing wanted; broker,correspondent, LOS, CRM products; Agency shifts; remember non-QM?
Tuesday, May 19 May 19: Servicing, LO jobs; correspondent, audit, construction products; stunning number of webinars this week; September’s state conferences!
Monday, May 18 May 18: LO jobs; broker, CRM, texting, VA IRRRL products; premium pricing blues; forbearance & Agency news
Saturday, May 16 May 16: IMBs, retained servicing, & taxes; CRM advice; co-issue & bifurcation: orange alert? “joke” about perspective
Friday, May 15 May 15: LO, Ops jobs; business opportunities; due diligence, AMC products; yesterday’s noteworthy Agency changes
Thursday, May 14 May 14: Mgt., LO jobs; reverse, valuation products; Agency/investor changes; mortgage-COVID-video; Powell: prolonged tough times
Wednesday, May 13 May 13: CRM, marketing, broker, appraisal products; shifts in credit reporting & underwriting
Tuesday, May 12 May 12: Ops, LO jobs, business opportunity; marketing, docs, LO products; lender changes continue
Monday, May 11 May 11: Ops, LO jobs; Recruiting tool; lots of webinars & training this week; deep dive on jobs number; California may do what?
Saturday, May 9 May 9: Economic trends LOs should be aware of; primer on servicing values: what is the cash return?
Friday, May 8 May 8: Ops, LO, AE jobs; marketing, broker products; capital markets barely budge after headline unemployment number
Thursday, May 7 May 7: LO, AE, Ops jobs; CRM, API, broker, marketing products; disaster updates; investor changes continue
Wednesday, May 6 May 6: LO jobs; QC, warehouse, pricing products; Agency & investor changes don’t stop; fortunately rates quiet
Tuesday, May 5 Cinco de Mayo: AE, LO jobs; digital, marketing products; tech & training webinars; relentless Agency & investor changes
Monday, May 4 May 4: Ops, reverse, LO jobs; CRM, audit, doc, subservicer products; tech survey; upcoming events & training
Saturday, May 2 May 2: What are warehouse banks seeing? A primer on servicing & MSRs (yes, they can wallop borrower’s pricing)
Friday, May 1 May 1: LO, Ops jobs; correspondent programs; large & small investors continue program shifts (with an “f”)
Thursday, April 30 Apr. 30: LO, AE jobs, business opportunities; broker, digital products; G-Rate’s penalty; sweeping investor changes
Wednesday, April 29 Apr. 29: AE, Ops, LO jobs; digital, customer service products; FHA COVID news; 1st quarter GDP: ouch
Tuesday, April 28 Apr. 28: Sales jobs; underwriting, rural products; WFH, anti-fraud, digital webinars; guideline shifts continue
Monday, April 27 Apr. 27: Servicing, Ops, LO jobs; CRM, broker products; training & webinars from your couch; top lender numbers
Saturday, April 25 Apr. 25: LIBOR to SOFR transition update; Deep dive on U.S. debt; What do bored stunt performers do?
Friday, April 24 Apr. 24: Servicing, AE, Ops jobs; broker, construction, doc products; cash-out product hit; Federal Reserve deep dive
Thursday, April 23 Apr. 23: LO jobs; QC, sales, marketing, cap. mkts. products; Agencies & forbearance loan purchases
Wednesday, April 22 Apr. 22: Ops, LO jobs; digital products; GSE & large investor adjustments; bond market quiet: a good thing
Tuesday, April 21 Apr. 21: AE jobs; LOS, comp., correspondent products; approaching webinars; Federal Reserve’s recent actions
Monday, April 20 4/20: LO, AE jobs; automation, non-QM products; forbearance primer: loans must be repaid
Saturday, April 18 Apr. 18: Shifts in thinking & current trends: why pay rent? Advice for every LO; economic stimulus riddle
Friday, April 17 Apr. 17: AE, LO jobs; efficiency product; webinars & events; CFPB HMDA news; Agency, investor, & vendor changes continue
Thursday, April 16 Apr. 16: AE jobs; appraisal, sales, processing products; training & webinars from home; vendor tidbits
Wednesday, April 15 Apr. 15: Appraisal jobs; construction, broker, appraisal products; partial & temporary appraisal delay for banks
Tuesday, April 14 Apr. 14: LO jobs; broker, benchmarking, doc products; jumbo & specialty products continue to crumble; 3.74% loans in forbearance
Monday, April 13 Apr. 13: LO jobs; SBA PPP, processing products; Ginnie’s Issuer assistance; banks’ stress test changes; Agencies consider forbearance policies?
Saturday, April 11 Apr. 11: Refunds from auto insurance companies? Trends in eating & drinking & travel; One mortgage explanation
Friday, April 10 Apr. 10: U/W jobs; broker, eTitle, productivity, digital products; upcoming events from home (you’ve got the time, right?)
Thursday, April 9 Apr. 9: AE, Ops, LO jobs; servicing, appraisal, eClose products; Agency, USDA, investor, lender changes aren’t stopping
Wednesday, April 8 Apr. 8: Appraisal, broker, SBA PPP, correspondent products; lender eligibility for SBA PPP loans; Dir. Calabria said what?
Tuesday, April 7 Apr. 7: Training, warehouse, broker products; webinars everywhere on everything; Mr. Cooper’s early forbearance figures
Monday, April 6 Apr. 6: Ops, broker jobs; originator, CRM, AI, recruiting products; product & processing changes continue
Saturday, April 4 Apr. 4: Letters & updates on working from home, our industry, the economy; alcohol & trucking skyrocketing; lock policy shifts
Friday, April 3 Apr. 3: LO jobs; appraisal, credit, doc, broker products; major jumbo changes; delay in servicer rescue?
Thursday, April 2 Apr. 2: LO, call center jobs; appraisal, broker, QC products; industry shifting programs, underwriting, pricing, & execution
Wednesday, April 1 Apr. 1: AE, LO, Ops, FHA jobs; cap. mkts., broker, marketing, training products; servicing trends; processing & u/w changes continue
Tuesday, March 31 Mar. 31: Business opportunity; marketing, cybersecurity, eClosing products; shifts in LTVs, credit, pricing, appraisal policies rampant
Monday, March 30 Mar. 30: AE, reno, LO jobs; sales, broker products; California MBA weighs in; deep capital markets dive: Ginnie acts
Saturday, March 28 Mar. 28: Letters on staying safe & sane while working from home, appraisals, and being bullish on IMBs
Friday, March 27 Mar. 27: LO, Ops jobs; broker, credit products; IRS/tax transcript, jumbo, MISMO, RON changes across the biz
Thursday, March 26 Mar. 26: LO & Ops jobs; digital, compliance, servicing, cap. mkts. products; commercial & state bond products next to be impacted?
Wednesday, March 25 Mar. 25: LO, CFO jobs; doc, broker, eClosing products; locking, documentation, product changes roll on; PennyMac yanks bulk AOT
Tuesday, March 24 Mar. 24: Sales job; sales, digital, processing products; FAM, QLMS, Mr. Cooper changes; appraisal & VVOE clarity; servicing smacked
Monday, March 23 Mar. 23: COO, AE jobs; anti-fraud, servicing products; borrower satisfaction survey; corona-driven product shifts
Saturday, March 21 Mar. 21: Sample of vendor & tech updates; changes in home buying; Finastra & ransomware?
Friday, March 20 Mar. 20: LO, remote Ops, AE jobs; CRM, , bid tape, warehouse products; non-QM sector walloped – why?
Thursday, March 19 Mar. 19: LO jobs; digital, notary, QC, broker products; developments in warehouse, Agency, eClosing, & cap mkts
Wednesday, March 18 Mar. 18: AE jobs, exec searching; broker, appraisal, eClosing products; coronavirus-driven operations changes everywhere
Tuesday, March 17 Mar. 17: Sales job; Construction, non-QM products; sales webinars; Info on VVOEs, e-Notes, e-recordings
Monday, March 16 Mar. 16: Compliance, LO jobs; LOS, VA, non-Agency products; Early Payoff trends; deep dive on recent mortgage rate movement
Saturday, March 14 Mar. 14: Notes on handling capacity, TRID violations, FHA & FHFA on coronavirus; state lending law changes coast to coast
Friday, March 13 Mar. 13: Ops, management jobs; broker, DPA, tech products; coronavirus tips: NAR’s report & employer webinar
Thursday, March 12 Mar. 12: Ops, sales management, production jobs; broker, cap. mkts. products; corresp. & wholesale news
Wednesday, March 11 Mar. 11: Ops, LO (incl. SBA) jobs; marketing, broker, non-QM products; training & events, many over the phone
Tuesday, March 10 Mar. 10: Sr. sales job; processing, marketing, tech products; disaster updates; rate volatility continues
Monday, March 9 Mar. 9: Tech, appraisal, cap. mkts jobs; broker, title, recruiting products; EPOs, margin calls, appraisal delays, sticky mortgage rates…
Saturday, March 7 Mar. 7: February lock data; LIBOR transition update, and primer on SOFR & LIBOR differences
Friday, March 6 Mar. 6: Sales, AE, LO jobs; marketing, doc products; lender & real estate vendor tidbits
Thursday, March 5 Mar. 5: U/W, LO, accounting jobs; tax transcript product; remote staff study; primer on coronavirus & Fed cuts
Wednesday, March 4 Mar. 4: Corresp., LO, new wholesaler AE jobs; warehouse, research products; primer on rate movements
Tuesday, March 3 Mar. 3: LO jobs; processing, broker, correspondent products; lenders springing up; world central banks “ready to act”
Monday, March 2 March 2: Credit, controller, LO jobs; broker, HELOC products; coast to coast events & training; 1.07% 10-year!
Saturday, February 29 Feb. 29: Notes on debt/savings, FHLB membership, and U.S. demographics: who has the highest property tax?
Friday, February 28 Feb. 28: Encompass, Ops, LO jobs; broker, credit, compliance products; M&A; coronavirus continues to drive markets
Thursday, February 27 Feb. 27: Comptroller, Ops, LO jobs; pooling, non-QM, appraisal products; CFPB, audit, exams, & compliance news
Wednesday, February 26 Feb. 26: LO, AE jobs; ops, sales, language, broker tools; the GSE reform march continues; two 2020 Fed cuts?
Tuesday, February 25 Feb. 25: CFO, AE jobs; relationship, broker, correspondent products; credit shifts; Moody’s weighs in on non-QM
Monday, February 24 Feb. 24: Attorney, controller, LO jobs; TPO team available; compliance & servicing events; coronavirus dominating markets
Saturday, February 22 Feb. 22: Letters on pair offs, automatic valuation; LIBOR/SOFR and Freddie news; something for animal lovers
Friday, February 21 Feb. 21: LO, servicing jobs; underwriting, appraisal products; lenders & vendors’ focus on borrowers
Thursday, February 20 Feb. 20: HELOC, construction, compensation, & title products; lender’s digital borrower products
Wednesday, February 19 Feb. 19: Compliance, servicing, renovation, broker products; shifts in Freddie & Fannie; coronavirus/economy
Tuesday, February 18 Feb. 18: LO jobs; broker, sales, processing products; coast-to-coast training & events for Feb. & March
Monday, February 17 President’s Day: Vendor mania
Saturday, February 15 Feb. 15: Letters on warehouse lending, non-bank lenders; Fannie’s results & capital markets activities
Friday, February 14 Feb. 14: AE & LO jobs; servicing, 203(k) products; conventional conforming underwriting shifts
Thursday, February 13 Feb. 13: Sales, LO jobs; subservicing, broker, originator products; vendor alliances increasing
Wednesday, February 12 Feb. 12: AE, vendor mgt., LO jobs; sales, marketing, broker products; team sponsor wanted; American borrowing stat
Tuesday, February 11 Feb. 11: MLO jobs; non-QM, marketing, digital products; shifts in non-conforming and ATR, QM Patch thinking
Monday, February 10 Feb. 10: Marketing, LO jobs; recruiting, VA, compliance products; credit study & underwriting shifts
Saturday, February 8 Feb. 8: Letters on cybersecurity, increasing LO productivity; Fannie & Freddie weigh in on LIBOR move
Friday, February 7 Feb. 7: AMC, underwriting, attorney jobs; marketing, VA products; FHA, VA, USDA lending changes
Thursday, February 6 Feb. 6: Ops, LO jobs; non-QM, CRM products; from processing to MI shopping: vendor news
Wednesday, February 5 Feb. 5: MLO jobs; training, digital, subservicing products; events & training coast to coast
Tuesday, February 4 Feb. 4: MLO jobs; real estate, non-QM, vendor products; conventional conforming product shifts
Monday, February 3 Feb. 3: SVP, AE, LO jobs; subservicer white paper; originator census; FHFA, Freddie, Fannie on the move
Saturday, February 1 Feb. 1: From lender behavior to underwriting to processing to securities to weed, regulators touch it
Friday, January 31 Jan. 31: MLO jobs; marketing, broker, pricing products; rates, the Fed & the coronavirus
Thursday, January 30 Jan. 30: MLO, management jobs; audit, AMC, underwriting, DPA tools; primer on prepayments and EPOs
Wednesday, January 29 Jan. 29: LO jobs, business opportunity; LOS, broker products; capital mkts.: the Fed, coronavirus, and trade
Tuesday, January 28 Jan. 28: LO jobs; CRM, subservicer, cost-cutting products; customer satisfaction awards
Monday, January 27 Jan. 27: AE, LO jobs; DPA, underwriting products; credit trends; coronavirus & world events moving rates
Saturday, January 25 Jan. 25: Snapshot of state lending laws changing & evolving; Cordray & California: 50 mini CFPBs?
Friday, January 24 Jan. 24: Ops, client engagement, sales, LO, AE jobs; sales, API products; LO resignation letter
Thursday, January 23 Jan. 23: MLO jobs; call mgt., non-QM, trading products; comp survey; moderate U.S. economic expansion continues
Wednesday, January 22 Jan. 22: MLO jobs; sales, warehouse, broker products; M&A with lenders & vendors; coronavirus & bonds
Tuesday, January 21 Jan. 21: Sales jobs; 2nd mortgage, non-QM, comp, digital tools; population shifts worth LOs noting
Monday, January 20 Jan. 20: What MLOs made in 2019; primer on mortgage rates & pricing: why is my rate sheet pricing different?
Saturday, January 18 Jan. 18: Letters on W-2 and the S.A.F.E. Act; current cybersecurity tips – my car’s collecting what data on me?
Friday, January 17 Jan. 17: AE, DTC jobs; 2nd, renovation products; after DFSNY letter, CEOs can’t ignore LIBOR transition
Thursday, January 16 Jan. 16: MLO, AE, HUD jobs; borrower satisfaction report; misc. vendor updates
Wednesday, January 15 Jan. 15: AE, LO, sales jobs; retention, fraud prevention tools; events coast to coast and on your phone
Tuesday, January 14 Jan. 14: Marketing, referral, pricing, sales tools; FHA, VA, Ginnie changes around the biz
Monday, January 13 Jan. 13: AE jobs; compliance, LO, BI tools; deep dive into W-2 vs. 1099 and the SAFE Act
Saturday, January 11 Jan. 11: The importance of training in culture & retention; how a merger or acquisition works
Friday, January 10 Jan. 10: MLO jobs; LOS, pricing, VA products; Agency direction & future back in the news
Thursday, January 9 Jan. 9: Marketing, Ops, sales jobs; broker, marketing, secondary mkt. products; misc. vendor news
Wednesday, January 8 Jan. 8: Call center jobs; people moving; pricing, broker, sales products; missiles/oil/tariffs/Brexit and mortgage rates
Tuesday, January 7 Jan. 7: MLO jobs; marketing, pricing, strategy tools; upcoming events & training run the gamut
Monday, January 6 Jan. 6: AE, LO jobs; profitability, non-QM, subservicer review products; wholesale & correspondent changes
Saturday, January 4 Jan. 4: Changes in capital markets, Agency risk transfer helping borrowers, Credit Linked Note primer
Friday, January 3 Jan. 3: MLO jobs; pricing, broker products; M&A across the biz; credit & underwriting changes; Middle East driving rates
Thursday, January 2 Jan. 2: Marketing, LO jobs; upcoming coast-to-coast training & events; who is buying MBS?

2019 (306)

Tuesday, December 31 Dec. 31: Sales jobs; SAFE Act policies not uniform around the biz; impeachment process is not driving rates
Monday, December 30 Dec. 30: Vendor/lender survey; Taxpayer First Act updates; program & processing notes; China & our interest rates
Saturday, December 28 Dec. 28: Reader’s letters on the current M&A activity, the IRS fee increase, and the outlook for 2020
Friday, December 27 Dec. 27: AE jobs; affordable lending, first-time buyer products; updates on the new URLA and conv. loan amounts
Thursday, December 26 Dec. 26, Boxing Day: Compliance job, 2020 forecasts; news from Ginnie, USDA, investors following FHA & VA changes
Tuesday, December 24 Dec. 24: Vendor partnership; repo activity, household debt, tariffs, and shelter costs in the capital markets
Monday, December 23 Dec. 23: JV, compliance, digital products; customer service trends & news; capital markets steady
Saturday, December 21 Dec. 21: IRS clarifies Taxpayer First guidelines; letters on politics & the election, sales management
Friday, December 20 Dec. 20: U/W, sales jobs; LOS, training, digital products; what is, or isn’t, moving mortgage rates
Thursday, December 19 Dec. 19: MLO jobs; digital, broker, correspondent products; vendor updates & products; holiday trading in bond market
Wednesday, December 18 Dec. 18: LO, AE jobs; sales, broker, regulatory tools; lenders react to Taxpayers First Act paperwork; rates quiet
Tuesday, December 17 Dec. 17: Ops, LO jobs; profitability, organizational, non-QM tools; comp survey; events; co-branding & JVs rampant
Monday, December 16 Dec. 16: AE, LO jobs; non-del, u/w, , analytics, CRM tools; jumbo & non-QM trends: who’s doing what
Saturday, December 14 Dec. 14: Letters on employee performance, HFAs, disposable income, LIBOR; HR Christmas party humor
Friday, December 13 Dec. 13: Marketing, consumer direct jobs; correspondent, processing, broker products; deep capital markets dive
Thursday, December 12 Dec. 12: LO, Ops jobs; broker, back-office, non-QM, AOT products; upcoming events; rates: yawn…
Wednesday, December 11 Dec. 11: Sales job; retention, reno, non-QM products; servicing biz primer & prepayment speeds
Tuesday, December 10 Dec. 10: Secondary, LO jobs; leads, automation, marketing tools; shift in evaluating credit
Monday, December 9 Dec. 9: Sr. mgt., LO, Ops jobs; marketing, cloud products; investor & lender FHA & VA changes
Saturday, December 7 Dec. 7: Compliance primer: RESPA, UDAAP, change in circumstance, state lending law changes
Friday, December 6 Dec. 6: U/W, LO jobs; CRM, U/W, budgeting tools; why LOs should care about trade & tariffs
Thursday, December 5 Dec. 5: Ops, LO jobs; workflow, webinar, just-missed products; random vendor news; rates steady
Wednesday, December 4 Dec. 4: Secondary, LO, AE jobs; broker, anti-fraud, marketing tools; compliance news: what is EGRRCPA?
Tuesday, December 3 Dec. 3: LO jobs; reno, construction, rental products; M&A update; training & events for Dec.
Monday, December 2 Dec. 2: AE, LO jobs; HELOC, marketing, training products; FHA, VA, Ginnie… robots at HUD!
Saturday, November 30 Nov. 30: Agencies shifting risk, reducing taxpayer exposure, increasing capital, indirectly helping borrowers
Friday, November 29 Nov. 29: Specified (“Spec”) pools & REIT primer; vendor mania; lender/vendor disaster news
Wednesday, November 27 Nov. 27: LO jobs; borrower retention tool; 2020 loan limits spelled out; Fed addressing haves & have nots disparity
Tuesday, November 26 Nov. 26: Bus. Dev., LO, Ops, compliance jobs; broker, portfolio marketing products; CFPB is taking on LO comp
Monday, November 25 Nov. 25: Legal, Sales & Ops mgt., LO, AE jobs; non-QM products; customer experience trends
Saturday, November 23 Nov. 23: Letters on mobile app, information, and cyber security; risk transfer; a transitional licensing update
Friday, November 22 Nov. 22: CFO, recruiting, LO jobs; processing, forecasting, application tools; deep dive into HECMs
Thursday, November 21 Nov. 21: Controller, MLO jobs; broker, U/W, sales, leads, workflow tools; upcoming events & training
Wednesday, November 20 Nov. 20: MLO jobs; IO, construction, non-QM products; lots going on at F&F like adopting SOFR for ARM loans
Tuesday, November 19 Nov. 19: LO, valuation jobs; training, marketing, broker products; M&A and JVs continue; stocks, bonds, & rates
Monday, November 18 Nov. 18: Lenders wanted; licensing, loan data, non-QM products; customer service survey; no Fed move ’til April?
Saturday, November 16 Nov. 16: State-level lending changes & trivia; primer on the term “repo” & why it’s good to know the basics
Friday, November 15 Nov. 15: LO jobs; POS, home equity, budgeting tools; extensive reports on rise of non-bank lending
Thursday, November 14 Nov. 14: LO jobs; broker, marketing, DPA tools; GSE changes; yield curve, employment, & mortgage rates
Wednesday, November 13 Nov. 13: VP job; underwriting, broker, ECOA, free LPMI products; fire & flood updates
Tuesday, November 12 Nov. 12: Marketing, LO jobs; compensation, sales, underwriting tools; tariffs, trade, & rate primer
Monday, November 11 11/11: LO, C-Level jobs; lender for sale; DPA, fullfillment products; primer on Treasury vs. mortgage rate moves
Saturday, November 9 Nov. 9: LIBOR/SOFR transition in the primary & secondary markets ; state lending law changes
Friday, November 8 Nov. 8: LO, sales mgt. jobs; sales, audit tools; vendors raising $; 10-year yield’s 3 month, 50 bp move
Thursday, November 7 Nov. 7: LO jobs; appraisal, DPA, broker, condo products; legal, settlement news; lender M&A
Wednesday, November 6 Nov. 6: LO jobs; warehouse, tech integration tools; wholesale & corresp. changes; Ginnie booming, trade status primer
Tuesday, November 5 Nov. 5: Recruiting, training, marketing products; primer on employment & labor participation
Monday, November 4 Nov. 4: Servicing, LO jobs; broker, pricing, workflow products; bank and vendor M&A rolls on
Saturday, November 2 Nov. 2: 2020 industry forecast; Freddie & Fannie in transition; risk transfers continue; sales video
Friday, November 1 Nov. 1: LO jobs; compliance, construction, QC, Pen Booty(!) products; 86% of Ginnie biz from nonbanks
Thursday, October 31 Halloween ’19: Sr. Ops, LO, cap. mkts jobs; pricing products; loan processing survey results
Wednesday, October 30 Oct. 30: IT, Bus. dev., JV jobs; non-QM, broker products; lots of approaching training & events coast to coast
Tuesday, October 29 Oct. 29: LO jobs; U/W, broker, compliance products; Ellie/Capsilon deal; big banks back into FHA lending?
Monday, October 28 Oct. 28: IT job, title insurance opportunity; TPO products; FEMA news; brexit extension impacts rates
Saturday, October 26 Oct. 26: Notes on the mortgage “experience,” market share shifts, appraisal waivers; state laws in flux
Friday, October 25 Oct. 25: CFO job; Non-QM, QC, DPA, broker products; corresp. & wholesale soundbites
Thursday, October 24 Oct. 24: LO jobs; broker, BI, credit, POS, cap. mkts. tools; vendors partnering & raising money
Wednesday, October 23 Oct. 23: Sales, MLO, marketing jobs; anti-fraud, title, broker products; conv. conforming news
Tuesday, October 22 Oct. 22: Controller job; appraisal, broker, construction products; vendor news
Monday, October 21 Oct. 21: AE jobs; non-QM, affordable housing, income products; vendor news; what is driving rates
Saturday, October 19 Oct. 19: Letters on electronic signatures, cyber threats, LOS, staying abreast on compliance; SOFR transition updates
Friday, October 18 Oct. 18: Sales, MLO, AE jobs; broker, fraud, credit, hedging products; lenders adjust to FHA changes
Thursday, October 17 Oct. 17: Fraud, correspondent, home equity products; warehouse facility for sale; HUD & flood
Wednesday, October 16 Oct. 16: Sales jobs; broker, LOS, warehouse products; coast to coast events and free training
Tuesday, October 15 Oct. 15: Ops, LO jobs; recruiting, marketing, POS, appraisal products; Non-QM company & product news
Monday, October 14 Oct. 14: LO jobs; analysis, broker, underwriting tools; disaster news: FEMA buys properties?
Saturday, October 12 Oct. 12: The impact of rates on lenders & servicing; Agency risk transfers continue; our changing language
Friday, October 11 Oct. 11: AE, MLO, corresp. jobs; marketing, pricing, DPA, 2nd lien products; vendor’s new wares
Thursday, October 10 Oct. 10: LO, branch jobs; DPA, pricing, digital products, MLO book; vendor news; lenders managing capacity
Wednesday, October 9 Oct. 9: Ops jobs; JV, broker, non-QM, digital products; changes at Freddie; USDA primer
Tuesday, October 8 Oct. 8: EVP, LO jobs; digital, corresp., broker products; HUD, FHA, VA information
Monday, October 7 Oct. 7: AE jobs, business available; LO, pricing, research products; approaching events & training run the gamut
Saturday, October 5 Oct. 5: Non-mortgage stories from readers; cornball technology humor
Friday, October 4 Oct. 4: LO jobs; valuation, DPA, correspondent products; bid tape primer; economic news moving rates
Thursday, October 3 Oct. 3: LO jobs; workflow, broker, corresp. products; non-Agency, expanded credit product news
Wednesday, October 2 Oct. 2: LO jobs; AOT, construction, broker, valuation products; lots USDA, FHA, VA updates across the biz
Tuesday, October 1 Oct. 1: Sales, LO jobs; books, sales events, recruiting products; news in conventional conforming land
Monday, September 30 Sep. 30: Legal, CFO, sales, management jobs; study & news on helping borrowers; the Fed & the election
Saturday, September 28 Sep. 28: On a personal note…
Friday, September 27 Sep. 27: MLO & sales mgt. jobs; education, broker, BI, CRM products; econ. news continues; mortgage robots?
Thursday, September 26 Sep. 26: AE, LO jobs; non-Agency, cap. mkts., disclosure products; dive into economic news pushing rates
Wednesday, September 25 Sep. 25: AE, corresp. jobs; productivity, credit, LOS, U/W tools; plethora of events & free training
Tuesday, September 24 Sep. 24: LO, AE jobs; sales, media, renovation, Blend approval products; digital news; AFL-CIO’s mortgage company
Monday, September 23 Sep. 23: LO jobs; sales, vendor, non-QM products; Agency updates: Fannie pricing change?
Saturday, September 21 Sep. 21: Notes on interest rate direction, 30 vs. 15-year loans, & state law changes; a joke for LOs
Friday, September 20 Sep. 20: Training, servicing, LO jobs; fraud, broker, LO products; corresp./wholesale changes
Thursday, September 19 Sep. 19: AE, LO jobs; originator, servicing, corres. products; primer on why extensions cost money
Wednesday, September 18 Sep. 18: LO, sales jobs; self-employed, pricing, cap. mkts. products; vendor products & capital raise
Tuesday, September 17 Sep. 17: VA, LO jobs; digital, sales, broker products; mortgage compliance, risk, fraud Q&A
Monday, September 16 Sep. 16: Sales, loan quality, broker products; vendor developments; rate volatility increase
Saturday, September 14 Sep. 14: Transferring Agency risk, LIBOR/SOFR news, and a primer on VA cash out refi pricing
Friday, September 13 Sep. 13: CFO, AE jobs; sales, DPA, HELOC, non-QM products; lender flood news; what is driving rates
Thursday, September 12 Sep. 12: LO jobs; sales, LOS, capital markets products; lots of events, even today; Stearns’ rumblings
Wednesday, September 11 Sep. 11: LO, AE, sales jobs; non-QM, branding, correspondent products; origination channels 101
Tuesday, September 10 Sep. 10: LO jobs; CRM, QC, warehouse, reverse, broker products; current economic picture
Monday, September 9 Sep. 9: AE jobs; LOS, sales, automation products; Fed tool Quantitative Easing is alive and well
Saturday, September 7 Sep. 7: Letters about GSE reform, HFAs & affordable housing, and appraisal waiver drama
Friday, September 6 Sep. 6: LO, U/W jobs; sales, broker products; Associated’s LIBOR shift; Freddie, Fannie, FHA’s future
Thursday, September 5 Sep. 5: Prod. Dev., sales, u/w jobs; CRA, MI, sec. mkt., HMDA dashboard products; Freddie & Fannie changes
Wednesday, September 4 Sep. 4: Underwriter jobs; broker, HELOC, warehouse, non-QM products; LOS survey; vendor news
Tuesday, September 3 Sep. 3: AE, LO jobs; sales, VA, broker products; investor disaster news; 2018 HMDA data out with interesting stats
Saturday, August 31 Aug. 31: Letters about compensation; ransomware, cyber-risk, and AI: can a robot obtain a patent?
Friday, August 30 Aug. 30: LO jobs; construction, DPA, broker, customer-centric products; tech survey results; new lender
Thursday, August 29 Aug. 29: LO, non-QM AE jobs; warehouse product; shifts in FHA, VA, HUD, & Ginnie policies
Wednesday, August 28 Aug. 28: LO jobs; Ginnie pooling, credit, doc, broker products; corresp. & wholesale news
Tuesday, August 27 Aug. 27: Subservicer survey, social media, DPA, multicultural products; wallowing in training, webinars, & events
Saturday, August 24 Aug. 24: State law changes; letters about comp, ransomware, and borrower disposable income
Friday, August 23 Aug. 23: Sales, LO jobs; CRA, DPA, pricing, recruiting products; vendor chatter
Thursday, August 22 Aug. 22: Ops, LO jobs; POS, broker, marketing products; trends in customer service, digital survey
Wednesday, August 21 Aug. 21: LO jobs; customer retention, broker, reverse products; info on yield curve & mortgage rates
Tuesday, August 20 Aug. 20: LO jobs; vendor contract, DPA products; webinars this week; credit news; Better.com is worth what?
Monday, August 19 Aug. 19: Sales, AE, LO jobs; trailing doc & U/W products; vendor trends & news
Saturday, August 17 Aug. 17: Letters on the importance of hiring through referrals, and ransomware & cybersecurity
Friday, August 16 Aug. 16: LO jobs; DPA, non-QM products; spec pool primer; deficits, debt, the yield curve, & mortgage rates
Thursday, August 15 Aug. 15: Trader, LO, Ops jobs; digital, reno products; originator survey; condo loans to become easier
Wednesday, August 14 Aug. 14: Management, Ops, LO, AE jobs; broker, non-QM products; policy & procedure trends
Tuesday, August 13 Aug. 13: Ops, Cap. Mkts., AE, LO jobs; broker, DPA products; Aug. events; mortgage rates slow to drop – why?
Monday, August 12 Aug. 12: LO, AE jobs; broker, credit, subservicer products; CRM survey & vendor news
Saturday, August 10 Aug. 10: Thoughts on margin calls, LIBOR’s phase out & SOFR mortgages; credit risk transfers continue
Friday, August 9 Aug. 9: MI job; DPA, sales, high LTV, analytic products; jumbo news; Santander exits TPO
Thursday, August 8 Aug. 8: Ops, AE, LO jobs; credit, doc. products; vendors raising money & offering free inv. prop. appraisals
Wednesday, August 7 Aug. 7: AE, LO jobs; U/W, JV, DPA, CRM, broker products; 2nd mortgage and conv. conforming trends
Tuesday, August 6 Aug. 6: LO jobs; sales, retention, broker products; business is great, but what’s a margin call?
Monday, August 5 Aug. 5: AE, LO jobs; CRM/LOS, warehouse, broker products; FHA & Ginnie news; CFPB & DOJ Fair Lending investigation?
Saturday, August 3 Aug. 3: NMLS, Nevada lending law changes; the Fed rate cut; lender cybersecurity & ransomware news
Friday, August 2 Aug. 2: AE, LO, mgt. jobs; broker, U/W products; Freedom/J.G. Wentworth deal; vendor news; how ’bout dem rates!
Thursday, August 1 Aug. 1: MI, AE, LO, sales jobs; cap. mkts., DPA products; upcoming conferences & webinars
Wednesday, July 31 July 31: SVP, MI jobs; CRM, broker, sales, rental products; conventional conforming trends
Tuesday, July 30 July 30: Ops, LO jobs; CRM, reno, pricing products; borrower satisfaction tips; wholesaler news
Monday, July 29 July 29: LO jobs; marketing, wire fraud, profitability, cap. markets, bidding products; all eyes on the economy
Saturday, July 27 July 27: Census on housing; taxes & home ownership; coastal state lending law changes; a really bad joke
Friday, July 26 July 26: Encompass, LO jobs; appraisal, sales products; QM Patch & non-QM news in the primary & secondary markets
Thursday, July 25 July 25: AE, Ops, LO jobs; non-QM, sales, FHA products; tech survey results; ECB nudges our rates
Wednesday, July 24 July 24: AE, LO jobs ‘cross the nation; sales, LOS, POS, customer retention products; events & training; Amazon’s partnership
Tuesday, July 23 July 23: CFO, LO jobs; LO training, construction, marketing products; FHA updates & free training
Monday, July 22 July 22: DTC, AE, accounting jobs; document, non-QM, MI products; vendor news; rates steady
Saturday, July 20 July 20: State lending law changes run the gamut and indicate trends in the biz
Friday, July 19 July 19: Sales, LO, AE jobs; credit, broker, accounting products; events & training; cap. mkts. dollar roll primer
Thursday, July 18 July 18: LO, AE jobs; bulk bid, construction, broker products; lender flood news; State Farm/Rocket Mortgage
Wednesday, July 17 July 17: MBA, national account jobs; comp, broker, compliance exam products; F&F changes; the Fed & rates
Tuesday, July 16 July 16: AMCs wanted; rehab, U/W, training, non-QM, marketing products; Ginnie’s growth
Monday, July 15 July 15: Non-QM, U/W, broker, marketing, tech products; wholesale news; webinars this week
Saturday, July 13 July 13: Letters on VA loans, marijuana, and tech spending; Agencies moving away from LIBOR
Friday, July 12 July 12: VP, Controller, AE, LO jobs; doc, U/W products; LO training; Fannie, ARMs, and SOFR; yield curve news
Thursday, July 11 July 11: LO jobs; sales training, digital, broker, cap. mkts. products; FHA & DPA news; FOMC & rates
Wednesday, July 10 July 10: Sales mgt., LO jobs; construction, broker, reno products; close look at Stearns’ deal; Ginnie & SOFR
Tuesday, July 9 July 9: Ops, LO jobs; u/w, digital, appraisal, cap. mkts, non-QM products; upcoming training, don’t ignore CECL
Monday, July 8 July 8: HR, CFO, LO, AE, Ops jobs; blockchain, warehouse, non-jumbo, MI products; Ellie restructure
Saturday, July 6 July 6: Readers’ letters on technology being a given, veterans & 1003s; Agency risk transfer continues
Friday, July 5 July 5: Nifty IRS news site; lender vendor M&A, news, developments; strong jobs data
Wednesday, July 3 July 3: Bus. Dev., LO jobs; cap. mkts., broker products; trends in condo lending; lower rates ahead?
Tuesday, July 2 July 2: Hd. of corresp., Controller, AE, LO jobs; recruiting, training products; VA, FHA industry shifts
Monday, July 1 July 1: CFO, LO jobs; 2nd, DPA, warehouse products; conventional conforming news: Agency reform? Not so fast!
Saturday, June 29 June 29: State & national law changes impacting lending; reverse occupancy fraud
Friday, June 28 June 28: AE, Ops jobs; broker, appraisal products; M&T exits wholesale; investor policy & procedure changes
Thursday, June 27 June 27: LO jobs, bus. opportunity; non-del, sales, software, jumbo products; misc. vendor updates
Wednesday, June 26 June 26: LO, Ops jobs; title, CRM, cap. mkts. products; new programs from Agencies, lenders, & investors
Tuesday, June 25 June 25: LO jobs; broker, digital, appraisal products; bank and lender M&A going bonkers: First Bank/Roosevelt ink deal
Monday, June 24 June 24: COO job; loan delivery, construction products; HECM servicing sale; wide range of upcoming training & events
Saturday, June 22 June 22: The economy; California housing market; hedging servicing; learn from Supreme Lending’s ransomware attack
Friday, June 21 June 21: LO, UW jobs; non-agency product; Fannie/Freddie updates; VA IRRRL reminder/clarification
Thursday, June 20 June 20: LO jobs; database sales, closing costs products; lender-related M&A rolls on; what is moving rates
Wednesday, June 19 June 19: MLO jobs across the nation; credit product; primer on current prime jumbo securitization market
Tuesday, June 18 June 18: Digital, marketing, training products; in person or on your phone, upcoming teaching & events run the gamut
Monday, June 17 June 17: AE, LO jobs; private money, commercial products; flood & disaster updates; Quicken Loans settlement
Saturday, June 15 June 15: Notes on the LIBOR transition, Modern Monetary Theory, the Option ARM’s origins & principals
Friday, June 14 June 14: Sales & LO jobs; eClose, non-QM, broker products; VA & FHA investor shifts
Thursday, June 13 June 13: Non-QM, underwriting, marketing, AOT execution products; borrower satisfaction tips; 1003 pause
Wednesday, June 12 June 12: LO jobs; reno, MI, broker, IO products; Freddie & Fannie going ape with changes
Tuesday, June 11 June 11: LO jobs; LO training, e-closing, marketing products; FHA & VA changes in the biz
Monday, June 10 June 10: LO jobs; correspondent, construction products; automation survey; hedging tool
Saturday, June 8 June 8: LIBOR transition news; state law changes; option ARM thoughts; my life summed up in a joke
Friday, June 7 June 7: Compliance, AE, LO jobs; broker, non-QM products; tariffs & rates; non-QM & expanded products across the biz
Thursday, June 6 June 6: LO jobs; non-QM, pricing, reno products; vendor news; CFPB/Freedom settlement
Wednesday, June 5 June 5: LO jobs; sales, digital, cost-saving products; upcoming events & free training; company moves and M&A
Tuesday, June 4 June 4: LO jobs; broker, LO training, anti-fraud products; new MSR index; primer on tariffs, inflation, and rates
Monday, June 3 June 3: HR, LO jobs; eClosing, u/w products; vendor capital infusion; URLA webinar & other training this week
Saturday, June 1 June 1: USB ports suspect? Relationships matter for vendors; state lending law maneuvers; cool business cards
Friday, May 31 May 31: Sales, Corresp., AE, LO jobs; broker/dealer, POS products; jumbo/high bal. trends
Thursday, May 30 May 30: LO jobs; broker, digital, customer retention products; FHA, VA, Ginnie changes run the gamut
Wednesday, May 29 May 29: LO jobs; processing, sales, u/w products; digital white paper; 40% of MLOs close what % of total volume?
Tuesday, May 28 May 28: IT, sales, LO jobs; MSR sale, cost bundling, high balance products; the CFPB wants your input!
Saturday, May 25 May 25: Libor transition; TN & NJ lending law changes; blockchain, cybersecurity, and FAF’s immense data leak
Friday, May 24 May 24: LO, AE jobs; digital, u/w, recruiting, best-ex products; workflow automation survey
Thursday, May 23 May 23: AE, LO, Ops jobs; construction, subservicer, reverse products; technology options report
Wednesday, May 22 May 22: Business opportunities, LO, AE jobs; broker, u/w, warehouse products; conventional conforming news
Monday, May 20 May 20: LO jobs; training, reno, appraisal products; E&O warning; FHFA, Fannie, Freddie rumblings
Saturday, May 18 May 18: State law changes, thoughts on non-QM, borrower credit scores, URLA; the origin of CNBC’s rates
Friday, May 17 May 17: AE, LO jobs; DPA, broker, u/w, MSR products; bank, lender, credit union M&A rolls on
Thursday, May 16 May 16: LO jobs; PR, HELOC, AMC, closing cost, loan trading products; free tech survey
Wednesday, May 15 May 15: Ops, AE, LO jobs; non-QM, TPO, marketing products; 2-yr yield lower than overnight FF – what is moving rates?
Tuesday, May 14 May 14: LO jobs; cap. mkts/MSR, customer service products; training & conferences coming up soon
Monday, May 13 May 13: LO, bus. dev., AMC, AE, cap. mkts. jobs; vendor mgt., reno, pricing products; lender disaster updates
Saturday, May 11 May 11: Agencies continue to transfer risk; blockchain & AI lender news; advice from senior female exec
Friday, May 10 May 10: Ops, AE, LO jobs; S&D, correspondent products; FHA, VA, Ginnie, & lender gov’t news runs the gamut
Thursday, May 9 May 9: LO jobs; sales, anti-fraud, affordable housing products; fintech cap raise; Agency news; remember QE?
Wednesday, May 8 May 8: LO jobs; broker, referral, DPA, SRP products; May training & events; new lender & MI products
Tuesday, May 7 May 7: LO jobs; PoS for sale, training, reno, u/w, recruiting products; misc. vendor news
Monday, May 6 May 6: LO jobs; eNote, underwriting, compliance products; non-QM & Ginnie securities update
Saturday, May 4 May 4: State lending law changes; deep dive into First Choice – there is no Costco Mortgage
Friday, May 3 May 3: Sales/bus. dev. jobs; broker, underwriting, tax products; conv. conf. news & an MSR valuation primer
Thursday, May 2 May 2: Sales, LO jobs; portfolio, construction products; eNote & eClosing news; upcoming training
Wednesday, May 1 May Day: LO, AE jobs; non-QM, 1st time homebuyer program training; lender cost/pricing changes
Tuesday, April 30 Apr. 30: LO jobs; eNote, appraisal, operating system products; new programs from lenders
Monday, April 29 Apr. 29: LO jobs; reverse, compliance, servicemember products; the CFPB is alive and well
Saturday, April 27 Apr. 27: LIBOR transition news; Agency & non-Agency developments in the capital markets; G-rated humor
Friday, April 26 Apr. 26: Marketing, LO jobs; tech, non-QM products; HFA/DPA news; training & events; TBA trading tool
Thursday, April 25 Apr. 25: AE jobs; warehouse, underwriting products; Agency news – HomeReady & cannabis
Wednesday, April 24 Apr. 24: Servicing, AE jobs; non-QM, document products; news from FHA, VA, HFAs; Compass & API
Tuesday, April 23 Apr. 23: CFO, lobbying, LO, AE jobs; u/w, subservicer products; vendors going ape – raising $, buying lenders, using blockchain
Monday, April 22 Apr. 22: Credit risk, LO, AE jobs; MI, non-QM, HELOC products; spec pool primer; LO comp & licensing update
Saturday, April 20 Apr. 20: Update on move away from LIBOR; state lending law changes from ND, WY, UT
Friday, April 19 Apr. 19: LO jobs, business opportunities; non-QM, corresp. products; FHA addresses DPAs, Chenoa responds
Thursday, April 18 Apr. 18: AE & LO jobs; u/w product, paper on FHA changes; tech report; compliance & Ops news
Wednesday, April 17 Apr. 17: Underwriting, call center, non-QM products; mortgage M&A rolls on; QE still influencing rates – a primer
Tuesday, April 16 Apr. 16: LO jobs; coaching, underwriting, franchise products; tech study; Non-QM compliance webinar
Monday, April 15 Apr. 15: LO, AE jobs; marketing, HELOC comp, post-closing products; new broker products
Saturday, April 13 Apr. 13: Letters on margin control & the lender’s role in the mortgage process; state law changes
Friday, April 12 Apr. 12: LO, sales mgt. jobs; condo, referral products; upcoming events; investing in our biz takes many forms
Thursday, April 11 Apr. 11: AE, LO jobs; lease mgt., underwriting, bid tape tools; F/F, conventional conforming updates
Wednesday, April 10 Apr. 10: LO jobs, personnel moves; broker, automation, coaching products; asset sale
Tuesday, April 9 Apr. 9: LO jobs; cap mkts., disclosure, tech products; vendor mania; Single Security Playbook
Monday, April 8 Apr. 8: LO, mgt. jobs; 95%, HELOC, jumbo, non-QM, broker products; M&A rolls on
Saturday, April 6 Apr. 6: Fannie’s deals in the cap markets; technology: company offering & securitizing HELOCs through blockchain!
Friday, April 5 Apr. 5: Ops, LO, AE jobs; investor wanted; appraisal, construction products; lots of events; Agency changes
Thursday, April 4 Apr. 4: Capital markets, sales jobs; disclosure, FHA products; primer on servicing values
Wednesday, April 3 Apr. 3: LO jobs; outsourcing, marketing, broker products; non-conforming & jumbo trends
Tuesday, April 2 Apr. 2: DTC job; legal webinar, recruiting, non-QM, broker products; tech survey; vendor news
Monday, April 1 Apr. 1: AE jobs; disclosure, HELOC, non-QM, rural products; credit news & shifts in credit guidelines
Monday, April 1 4/1: Jobs; Lender products & services; Agency news; events; legal news; MBA update
Saturday, March 30 Mar. 30: At $8,600 per loan, now what? Letters on capacity, LO comp, offshoring/outsourcing
Friday, March 29 Mar. 29: AE, LO jobs; investor wanted; warehouse, broker products; Banc of Cal exit; coast to coast training & events
Thursday, March 28 Mar. 28: Corresp. group available, LO, AE jobs; F&F changes, Trump wants to promote competition using housing policy
Wednesday, March 27 Mar. 27: AE & LO jobs nationwide; digital products; lenders changing what borrowers access and see
Tuesday, March 26 Mar. 26: LO jobs; DACA, eMortgage, comp, loan trading products; comp survey findings; lender disaster news
Monday, March 25 Mar. 25: Servicing, non-QM, underwriting products; why rates are this low, and impact on refi population
Saturday, March 23 Mar. 23: Letters & notes on MLO comp; “fun” with Agency guarantee fees in capital markets pricing
Friday, March 22 Mar. 22: LO jobs; Enforcement action webinar; Non-QM snapshot; German 10-year yield drops below 0%
Thursday, March 21 Mar. 21: Ops. mgt., sales jobs; vendor mgt., appraisal, compliance products; FHA changes turning heads
Wednesday, March 20 Mar. 20: AE, LO jobs; sales, investor, construction products; servicing study; Citi’s penalty & CFPB/compliance news
Tuesday, March 19 Mar. 19: LO jobs; sales, marketing products; lender training; misc. vendor, MBS platform updates
Monday, March 18 Mar. 18: Cap. mkts., LO jobs; banker-to-broker, warehouse products; LO, 1099 comp – brokers, MBA weigh in
Saturday, March 16 Mar. 16: Notes on tiered commissions, moving offshore, cybersecurity; Agencies transferring risk
Friday, March 15 Mar. 15: COO, sales jobs, MSR buyer wanted; broker products; M&A update – shell available; hedging builder forwards
Thursday, March 14 Mar. 14: LO jobs; mobile app, broker, digital products; loan package for sale; fee & pricing changes
Wednesday, March 13 Mar. 13: AE, LO jobs; recruiting, sales, compliance products; upcoming training & events; what to call UMBS?
Tuesday, March 12 Mar. 12: Legal, LO jobs; non-QM, investor, DPA products; VA, FHA, USDA Ginnie news; F&F’s good UMBS news
Monday, March 11 Mar. 11: AE, LO jobs; AI, recruiting, subservicer products; Freddie, Fannie changes in primary, secondary, & servicing areas
Saturday, March 9 Mar. 9: Letters on LO comp, lack of concern about cybersecurity, advice from women for women new to our biz
Friday, March 8 Mar. 8: AE, bus. dev. jobs; customer service, digital white papers; primer on how spec pool pricing helps sellers
Thursday, March 7 Mar. 7: Sales, LO jobs; underwriting, marketing, hedging products; what is moving rates; new humor
Wednesday, March 6 Mar. 6: LO jobs; underwriting, temp buydown products; upcoming events; vendor String acquired
Tuesday, March 5 Mar. 5: LO jobs; recruiting, broker, lead-gen products; women’s advice for those new to our biz
Monday, March 4 Mar. 4: LO jobs, personnel additions; combo, underwriting products; random vendor developments
Saturday, March 2 Mar. 2: Notes on common sense technology selection; blockchain, cybersecurity; state lending laws keep changing
Friday, March 1 Mar 1: CFO, LO, AE jobs; correspondent news around the biz; vendor name change
Thursday, February 28 Feb. 28: LO jobs; non-QM, robotics products; personnel moves; lender profit study; PennyMac/MCT API bidding news
Wednesday, February 27 Feb. 27: LO jobs; sales training, digital products; wholesale news across the biz; Zillow & Chase news
Tuesday, February 26 Feb. 26: LO jobs; renovation, training, USDA products; primer on why mortgages have different prices
Monday, February 25 Feb. 25: LO jobs; non-QM, workflow & profitability products; study on referrals; events & training coming up
Saturday, February 23 Feb. 23: Notes on LO comp, the role of independent mortgage bankers, LO productivity, and recruiting
Friday, February 22 Feb. 22: Sales, marketing jobs; broker, non-QM products; lenders & investors react to VA & FHA changes
Thursday, February 21 Feb. 21: LO, AE, Ops jobs across the nation; mobile app product; TIAA/US Bank deal; FHA, VA, Ginnie news
Wednesday, February 20 Feb. 20: Marketing, LO jobs; digital, pricing products; retail digital & program news incl. loanDepot’s smartloan
Tuesday, February 19 Feb. 19: LO jobs; marketing, training products; ‘nother wholesaler exits; new lender products; conforming news
Monday, February 18 Feb. 18: Wholesale team available; upcoming events & training; primer on why rates go down when bond prices go up
Saturday, February 16 Feb. 16: Letters on forecasts for 2019, the role of appraisals, False Claims Act policy, and LO comp
Friday, February 15 Feb. 15: Sales jobs, business opportunities; construction, marketing products; impressive Agency earnings
Thursday, February 14 Feb. 14: LO jobs; digital white paper, customer service, pricing products; another False Claims action; risk transfer status
Wednesday, February 13 Feb. 13: AE jobs; reno, AUS, marketing products; lender legal news; news on OB’s index, flood insurance, ditech’s Ch. 11, Ellie’s purchase
Tuesday, February 12
Monday, February 11 Feb. 11: LO jobs; broker, digital, CRM tools & news; conventional conforming changes continue
Saturday, February 9 Feb. 9: A dive into news about lending to both ends of the age curve
Friday, February 8 Feb. 8: LO jobs; broker, automation products; nationwide bank M&A news; slowing Europe helping U.S. rates
Thursday, February 7 Feb. 7: Sales mgt. jobs; sales, non-QM, cap. mkts., fraud protection products; MGIC’s pricing engine; BB&T/SunTrust deal
Wednesday, February 6 Feb. 6: LO jobs; broker, sales, digital products; Agency news; comp survey – guarantees still out there?
Tuesday, February 5 Feb. 5: LO jobs, layoffs; LO products, digital white paper; training & events across the country & in your living room
Monday, February 4 Feb. 4: West Coast LO jobs; new broker non-Agency product; DPA aid; econ. news keeping rates low
Saturday, February 2 Feb. 2: Letters & notes on rate locks expiring, non-QM appraisals, housing & economics
Friday, February 1 Feb. 1: AE, LO jobs; deals completed, lender products; FHA/VA/Ginnie news; HMDA & compliance update
Thursday, January 31 Jan. 31: Cap. mkts., LO jobs; Ginnie, Freedom, loanDepot; digital trends report; Rule 4210 delayed again
Wednesday, January 30 Jan. 30: LO, AE, recruiting jobs coast to coast; profitability products; events, free webinars, training coming up soon
Tuesday, January 29 Jan. 29: Sales jobs; cap mkts, sales products; bank competitive pressures from all over; good flood insurance news?
Monday, January 28 Jan. 28: LO jobs; TPO, sales, underwriting products; conventional conforming lender & investor changes
Saturday, January 26 Jan. 26: Psychology, lotteries, and rate locks; letters on banks, credit unions, and non-banks in lending
Friday, January 25 Jan. 25: AE mgt., sales, LO jobs; cap. markets, condo products; LO turnover study; conv. conforming changes continue
Thursday, January 24 Jan. 24: LO, non-QM, automation products; misc. vendor news; political, not economic, news impacting rates
Wednesday, January 23 Jan. 23: LO jobs, company wanted; sales products & webinars; Freedom joins FHA & VA pricing competition
Tuesday, January 22 Jan. 22: LO, sales jobs; asset verification product; Fannie & Freddie changes run the gamut, incl. shutdown underwriting shift
Monday, January 21 Jan. 21: Relationship mgt., LO, AE jobs; sales training; capital markets dive into Agency CRTs – transferring risk
Saturday, January 19 Jan. 19: News on LIBOR transition, notes on the shutdown, nonbank residential lending, MBS duration & prepayments
Friday, January 18 Jan. 18: LO jobs; condo, sales, business intelligence products; Freddie & Fannie program & process changes
Thursday, January 17 Jan. 17: LO jobs; Subservicer, non-Agency products; world debt increasing; primer on “duration” and mortgage pricing; Chase deal
Wednesday, January 16 Jan. 16: LO jobs; broker, manufactured home, capital markets products; Radian expands; big banks’ mortgage volumes
Tuesday, January 15 Jan. 15: AE, LO jobs, personnel moves; CRM, PR, sales products; January training & events
Monday, January 14 Jan. 14: Secondary marketing, LO jobs; digital, property inspection products; Radian’s RADAR Rate product
Saturday, January 12 Jan. 12: Notes on tech, blockchain patent, M&A & cyber risk; CA, Ohio, IL busy with lending law changes; NY addresses AMCs
Friday, January 11 Jan. 11: LO, AE jobs; digital white paper, bid tape product; Fitch rates Cascade; shutdown lending update
Thursday, January 10 Jan. 10: Marketing, LO, Ops jobs; sales, non-QM products; Ginnie’s Bright resigns; M&A: Movement/Eagle, HFG/Dorn deals
Wednesday, January 9 Jan. 9: LO jobs coast to coast; non-QM, appraisal products; events this week; new buydown, 2nd look products
Tuesday, January 8 Jan. 8: LO & sales jobs; database, Section 184 products; Lennar/Eagle lawsuit; M&A continues unabated nationwide
Monday, January 7 Jan. 7: AE jobs, New Penn now NewRez, homebuyer product; sample of vendor news; rates reflecting slowdown
Saturday, January 5 Jan. 5: Notes on VA cash-outs, what happens after a merger or acquisition; HMDA fields ready for input
Friday, January 4 Jan. 4: MI, LO, AE jobs & promotions; non-QM, joint venture products; Agency shutdown news; flat rates in 2019?
Thursday, January 3 Jan. 3: LO, production jobs; broker, digital products; Jan. events incl. ARM webinar; basic primer on how rate sheet pricing is set
Wednesday, January 2 Jan. 2: AE, underwriter, LO jobs; warehouse, marketing products; important VA cash-out changes on tap

2018 (305)

Monday, December 31 Dec. 31: Rates, the Fed, world economies, affordability, and the shutdown – all tied together
Saturday, December 29 Dec. 29: FEMA reverses flood ruling; cybersecurity notes; observations on general housing trends
Friday, December 28 Dec. 28: Doc automation product; FHA & VA changes around our biz; Agency deals continue to share risk
Thursday, December 27 Dec. 27: Non-QM, marketing products; shutdown update, incl. flood insurance setback; there are over 1,400 vendors?
Wednesday, December 26 Dec. 26: MI jobs, marketing product; another mortgage settlement; shutdown update for lenders; rates are low cuz…
Monday, December 24 Dec. 24: Rates go up, they go down; a deep dive into what is moving rates and deals being done by the Agencies
Saturday, December 22 Dec. 22: Notes/news on the Flood Bill, current (ugh) lending environment, state laws, and LIBOR phase-out
Friday, December 21 Dec. 21: AE, LO jobs; LO tools, loan defect report out; shutdown’s possible impact on lenders; Verus non-QM deal
Thursday, December 20 Dec. 20: AE & LO jobs; subservicer, AMC, warehouse predictive products; vendor news; rate hike squeezing lenders and banks
Wednesday, December 19 Dec. 19: LO jobs; vendor search & tech tools; lender M&A continues; global slowdown pushing U.S. rates
Tuesday, December 18 Dec. 18: Co. for sale, LO jobs; MLO products; banks buying lenders and other banks, report on M&A
Monday, December 17 Dec. 17: LO jobs; CRM, digital products; FHA & VA changes from Agencies & lenders across the nation
Saturday, December 15 Dec. 15: AI mortgage predictions, borrowers who want to film transactions, First American & blockchain, the SEC & cybersecurity
Friday, December 14 Dec. 14: AE, LO jobs; Full Eagle wanted; compliance, documentation products; loan amount changes in the primary markets
Thursday, December 13 Dec. 13: LO jobs; digital products; books by lenders, for lenders, or about lenders; False Claims Act rears up; a fun quiz you should take
Wednesday, December 12 Dec. 12: LO jobs, compliance personnel moves; non-QM & warehouse products; STRATMOR Tech Insight Study
Tuesday, December 11 Dec. 11: LO jobs; LO training, CRM & recruiting products; December training still available; FHFA leadership conjecture
Friday, December 7 Dec. 7: LO jobs; broker, non-del, warehouse products; vendor/service provider directory; yield curve primer
Thursday, December 6 Dec. 6: LO, sales mgt. jobs, recruiting service; profitability products; New Penn re-branded; what is pushing rates lower
Wednesday, December 5 Dec. 5: LO jobs, promotions; QC & fulfillment products, Alt-Doc webinar; recapitalize the Agencies?
Tuesday, December 4 Dec. 4: LO & AE jobs; LO products; December events & training; servicing sale with CRA loans
Monday, December 3 Dec. 3: LO & sales jobs, layoffs & promotions; sales, education products; bond market watching jobs & China
Saturday, December 1 Dec. 1: DACA – lenders & investors decide residency; URLA/1003 questions for every MLO to ask
Friday, November 30 Nov. 30: LO jobs; paper on fraud, construction product; FDIC & non-bank lending; the Fed to start watching OBFR instead of Fed Funds?
Thursday, November 29 Nov. 29: LO, AE jobs; broker, fraud, subservicing products; training & events in the next 2 weeks; Fed speech moves rates
Wednesday, November 28 Nov. 28: LO & mgt. jobs; non-QM product, construction webinar; lender and bank M&A going bonkers
Tuesday, November 27 Nov. 27: AE & LO jobs; sales, branding, non-QM products; “don’t fight the Fed” when it comes to rates
Monday, November 26 Nov. 26: LO & sales jobs; platform, origination, non-QM, LO products; U.S. economy continues to motor along
Saturday, November 24 Nov. 24: Letters on Property Inspection Waivers, new phishing scam; state law changes & affordable housing fees
Friday, November 23 Nov. 23: Agency jobs; Ginnie primer for MLOs; Freddie & Fannie deals continue, transferring risk
Wednesday, November 21 Nov. 21: CEO, LO jobs; underwriting product, new non-del correspondent investor; lender disaster news
Tuesday, November 20 Nov. 20: LO jobs & products; 1003 and CRM products; CRA req. study; world economies pushing US rates lower
Monday, November 19 Nov. 19: LO jobs; HELOC, reno, LOS products; Lehman litigation webinar & other upcoming events and training
Saturday, November 17 Nov. 17: The housing market with 5% rates; blockchain update; Grandma’s Thanksgiving letter
Friday, November 16 Nov. 16: AE jobs; profitability and commission products; new products incl. HELOCs, servicing, digital…geocoding bid tapes!
Thursday, November 15 Nov. 15: AE, QC, LO jobs; accounting, subservicing, warehouse products; Freddie & Fannie changes roll on
Wednesday, November 14 Nov. 14: LO jobs; webinars for LOs; non-QM product; chatter on QM patch, MBS/UMBS; Agencies address languages
Tuesday, November 13 Nov. 13: TPO, LO, account mgt. jobs; non-QM, construction products; training & events nationwide and at home
Monday, November 12 Nov. 12: LO jobs; LOS, POS, compliance products; F&F’s future being bantered about, impacting borrowers
Saturday, November 10 Nov. 10: Notes on the new 1003, the gov’t’s role in the credit crisis; state lending law changes coast to coast
Friday, November 9 Nov. 9: AE & LO jobs; vendor & management products; F&F tonning it; LIBOR replacement news
Thursday, November 8 Nov. 8: LO & AE jobs; construction & HELOC products; non-QM & sales webinars; Mr. Cooper PUF acquisition details
Wednesday, November 7 Nov. 7: LO jobs; non-agency conduit; income & subservicer webinars; lender disaster news continues
Tuesday, November 6 Election Day: Sales, LO jobs, recruiting, HELOC products; new conduit offering proprietary loans
Monday, November 5 Nov. 5: AE, LO, warehouse jobs; capital markets products, S&D buyer; events & training around the nation
Saturday, November 3 Nov. 3: Letters on Zillow’s event, VA IRRRLs, LO comp; California’s changing lender environment
Friday, November 2 Nov. 2: LO, AE, sales mgt. jobs; warehouse, subservicing products; lender disaster news; non-QM securitization
Thursday, November 1 Nov. 1: CFO, LO sales mgt., jobs; branding study; disaster advice & research; servicing package for sale
Wednesday, October 31 Halloween: Sales & LO jobs; vendor M&A; what LOs should know about current rates & the economy
Tuesday, October 30 Oct. 30: AE jobs; borrower satisfaction products; upcoming events span the nation; price compression with high rates
Monday, October 29 Oct. 29: LO & corresp. jobs; compliance, broker, & app products; legal news from PrimeLending, BCFP, and Lehman – ugh
Saturday, October 27 Oct. 27: Cybersecurity, password tips, two-factor authentication; blockchain legislation developments
Friday, October 26 Oct. 26: AE jobs; corresp., health, CRM products; wide array of vendor news; more tariff worries pushing rates
Thursday, October 25 Oct. 25: Sales jobs; underwriting, sales tools; subservicer product; credit union primer; legal news from IL
Wednesday, October 24 Oct. 24: Sales, LO jobs, title opportunity; non-QM, tech, sales products; M&A continues; U.S. Bank correspondent re-org
Tuesday, October 23 Oct. 23: Comp, technology, efficiency products; long list of credit changes around the biz turning heads
Monday, October 22 Oct. 22: LO, construction lending jobs; broker, doc products; training & events; False Claims penalty
Saturday, October 20 Oct. 20: Straight talk on lending environment; primer on manufactured housing: definitions, primary, secondary markets
Friday, October 19 Oct. 19: Loan mod, LO jobs; data filter product; appraisal white paper & valuation news; cap mkts. products
Thursday, October 18 Oct. 18: Service & sales jobs; HELOC & digital products; coast to coast upcoming events & training
Wednesday, October 17 Oct. 17: LO jobs; digital, warehouse, self-employed UW products; appraisal & valuation updates
Tuesday, October 16 Oct. 16: LO jobs, title co. opportunity; tech products run the gamut; Agency deals helping liquidity and risk transfer
Monday, October 15 Oct. 15: LO jobs; digital products, new book for LOs; big bank mortgage earnings; M&A rolls on
Saturday, October 13 Oct. 13: Compensation, margin compression, setting passwords & cybersecurity update; corny joke front-runner
Friday, October 12 Oct. 12: AE & LO jobs; construction, acquisition/lease program; slicing & dicing Wells’ deal worth a read for LOs
Thursday, October 11 Oct. 11: AE jobs; non-QM, digital, tech products; MSA compliance webinar; vendors raising money, partnering
Wednesday, October 10 Oct. 10: LO jobs; warehouse and non-QM products; Agency appraisal & inspection changes; builder bear market
Tuesday, October 9 Oct. 9: White paper on customer service, warehouse product; appraisal biz: the state of PIWs and outsourcing
Monday, October 8 Oct. 8: AE, LO jobs, Chase cuts; reverse mortgage outsourcing & margin control products; training & events coming up
Saturday, October 6 Oct. 6: Notes on the Lehman bankruptcy, Connecticut & closing parties; state lending law changes continue
Friday, October 5 Oct. 5: LO, DTC jobs; broker, correspondent, digital products; promotions, layoffs, PE-owned lender closures
Thursday, October 4 Oct. 4: LO jobs; correspondent, warehouse products; vendor changes & webinars; rates – should have locked Tuesday
Wednesday, October 3 Oct. 3: LO jobs, personnel moves; warehouse & home owner products; OB/LoanDecisions deal; disaster updates
Tuesday, October 2 Oct. 2: LO jobs; DPA, recruiting products; FHA 203(h), digital marketing, CFO, mortgage pricing events
Monday, October 1 Oct. 1: LO & sales jobs; document & bank statement products; news from FHA and HUD
Saturday, September 29 Sep. 29: Notes on rate direction, LO comp priorities, what California’s doing that impacts lenders
Friday, September 28 Sep. 28: LO, AE jobs; CE, sales products; Ocwen/PHH update; Agency deals; why does extending a lock cost money?
Thursday, September 27 Sep. 27: Underwriting, LO jobs; insurance, non-QM, underwriting products; bank M&A going crazy
Wednesday, September 26 Sep. 26: AE, LO jobs; title agency for sale; non-QM products; borrower study results; Mel Watt to testify; cap. markets company changes
Tuesday, September 25 Sep. 25: DTC, LO jobs; digital, QC products; lender M&A; fast approaching training & events Fannie mgt. note
Monday, September 24 Sep. 24: LO, AE, corres. jobs; broker, DTC products; conventional conforming news incl. Wells’ LTV change; USAA layoffs
Saturday, September 22 Sep. 22: Letters & notes about regulatory enforcement, weed, cost cutting, state-level lending law changes
Friday, September 21 Sep. 21: LO, AE jobs; fulfillment, investor products; mortgage fraud paper; Wells, PUF, BMO Harris personnel changes
Thursday, September 20 Sep. 20: Sales & LO jobs; vendor mgt. & POS products; upcoming events; Ask a Lender’s sunset?
Wednesday, September 19 Sep. 19: LO, reverse jobs; new correspondent investor; direct streaming Treasury trading; what is moving rates
Tuesday, September 18 Sep. 18: LO jobs; down payment, broker, sales products; lender & agency Florence updates continue
Monday, September 17 Sep. 17: MI, LO jobs; notary product, new correspondent lender; events & training remaining in September
Saturday, September 15 Sep. 15: Letters about risk, M&A and controlling costs; state-level lending law changes roll on
Friday, September 14 Sep. 14: Cap. mkts, AE, LO jobs; trailing doc, tax, reverse products; vendor news; new lender programs
Thursday, September 13 Sep. 13: Marketing, bank statement, broker HELOC products; originator events; Agency & lender disaster updates
Wednesday, September 12 Sep. 12: LO jobs; non-QM & marketing products; non-QM & eSummons training; lenders’ disaster plans & reactions
Tuesday, September 11 Sep. 11: Controller, warehouse, LO jobs; warehouse product; servicing sale; residential co. moves; conventional/conf. news
Monday, September 10 Sep. 10: LO jobs; app product; upcoming training & events in-person & on-line; Fed officials weigh in on rates
Saturday, September 8 Sep. 8: Reader’s notes on being an LO, Realtors, the importance of compliance, cyber insurance, and ownership
Friday, September 7 Sep. 7: AE, LO, Ops jobs; non-QM, investment property products; ARM news; tax & fee trends
Thursday, September 6 Sep. 6: LO & sales jobs; construction loan product; Freddie & Fannie aren’t sitting still; LIBOR phase-out update
Wednesday, September 5 Sep. 5: AE, LO jobs; referral product; broker & LO events; IMB tax letter; vendor news – blockchain & deeds
Tuesday, September 4 Sep. 4: Controller, sales jobs; home equity & recruiting products; upcoming events incl. interview with industry icon
Saturday, September 1 Sep. 1: Notes about digital mortgages, blockchain, cybersecurity & insurance; state-level lending law trends
Friday, August 31 Aug. 31: LO jobs; MI, warehouse, broker products; mortgage fraud protection trends & training
Thursday, August 30 Aug. 30: LO jobs, DTC product; broker, CEO events; hedging firms making moves; cap markets update
Wednesday, August 29 Aug. 29: LO, AE, sales jobs; new products & credit guidelines – non-QM, ITIN, NIVA, low down payment…
Tuesday, August 28 Aug. 28: Non-QM, recruiting, training products; servicing developments – who’s doing what
Monday, August 27 Aug. 27: LO & sales jobs; broker product; servicing buyers & sellers wanted; lender events & training
Saturday, August 25 Aug. 25: Letters from the trenches on LO comp, LO role, rules & regulations – don’t let them disappear
Friday, August 24 Aug. 24: LO, sales, vendor jobs; CE & training products; huge range of deals & corporate moves, rumored and real
Thursday, August 23 Aug. 23: MI, LO jobs; originator webinars today; IT and vendor updates – STRATMOR survey results
Wednesday, August 22 Aug. 22: LO, AE jobs; subservicer review & lead gen products; note on Chenoa; upcoming training & events
Tuesday, August 21 Aug. 21: LO & Ops jobs; LO & customer retention products; conventional/conforming updates around the biz
Monday, August 20 Aug. 20: LO jobs, digital products; corporate moves, name changes, gov’t-owned banks; M&A – Amazon & Marriott deal
Saturday, August 18 Aug. 18: Interesting letters on Fannie’s policy, regulations, LO licensing, credit changes, and M&A vs. LO comp
Friday, August 17 Aug. 17: Agency jobs; Employee survey; Flagstar/Fed news; FHA, VA, Ginnie program updates; new lender products
Thursday, August 16 Aug. 16: LO jobs; trailing doc and non-QM products; tech & vendor updates; white paper on reasons for margin compression
Wednesday, August 15 Aug. 15: AE, LO jobs; fulfillment, non-QM products; corporate name changes; in MBS Land, what is a Mirror Security?
Tuesday, August 14 Aug. 14: LO jobs; warehouse, new bankruptcy products; remote training this week; Agency changes continue
Monday, August 13 Aug. 13: Subservicing, LO comp, non-QM products; Agencies active in capital markets
Saturday, August 11 Aug. 11: Readers weigh in on Zillow’s acquisition, Realtors being LOs and vice versa
Friday, August 10 Aug. 10: LO & AE jobs, AMC opportunity, corresp. product; corp. structure changes – M&A going bonkers
Thursday, August 9 Aug. 9: LO jobs, promotions, capital raises; wire fraud & training products; Zillow/MLOA Q&A; rates treading water
Wednesday, August 8 Aug. 8: Ops, AE, LO jobs; digital, LOS products, 1003 products; Q&A on Zillow/MLOA deal; misc. product & UW updates
Tuesday, August 7 Aug. 7: Ops, AE, LO jobs; recruiting, digital products; training & events; Zillow to acquire Kansas’ MLOA
Monday, August 6 Aug. 6: Business opportunities; subservicer product; conv. conforming changes from lenders & investors everywhere
Saturday, August 4 Aug. 4: A couple random notes (pretty quiet out there); state lending law changes continue – the MBA weighs in
Friday, August 3 Aug. 3: LO, AE, Bus. Dev. jobs, doc product; jumbo & Alt product trends; AOT product; yield curve update
Thursday, August 2 Aug. 2: Sales, marketing jobs; reno, non-QM products; Wells settlement; more decent economic news
Wednesday, August 1 Aug. 1: broker opportunity, LO jobs; digital & tech news – a blockchain mortgage in China; FAMC & Nationstar updates
Tuesday, July 31 July 31: Recruiting, MD & DDS, non-QM, digital products; legal news and lawsuits; layoffs & promotions continue
Monday, July 30 July 30: LO jobs; leads, subservicer, bank statement programs; upcoming events; a look at the economy
Saturday, July 28 July 28: Weed & lending; lending law changes from the Heartland; the investigation of FHFA’s Mel Watt
Friday, July 27 July 27: FHA, LO, Ops jobs, AI product; price, fee, lock changes from around the biz; Libor update
Thursday, July 26 July 26: LO & Ops jobs, construction process risk product; blockchain primer; lender tech rollouts
Wednesday, July 25 July 25: LO, AE jobs, non-QM and e-recording products; Fannie/Freddie/conforming/conventional news
Tuesday, July 24 July 24: LO jobs; non-QM, 4506-T, tech, digital, & sales products; rates edge higher on speculation
Monday, July 23 July 23: LO jobs, bus. opportunity, home equity & JV products; upcoming events; credit-based lender changes
Saturday, July 21 July 21: State-level legal lending changes – they keep coming; AI, blockchain, and cyberattacks
Friday, July 20 July 20: LO jobs, POS product; flood, volcano, hurricane, and disaster news and lender updates
Thursday, July 19 July 19: LO, corresp. jobs; jumbo & mfg. products; LO training & conferences; teams with different comp plans?
Wednesday, July 18 July 18: LO & AE jobs, pricing, efficiency, & operations products; California DRE changes
Tuesday, July 17 July 17: Teams looking for homes, AE & LO jobs; sales & broker products; Freddie & Fannie updates
Monday, July 16 July 16: Ops & LO jobs; broker & POS products; blockchain transaction; input on DACA loans
Saturday, July 14 July 14: Readers address the yield curve’s relevance, the single security platform, and ATR vs. subprime
Friday, July 13 July 13: LO jobs; construction, warehouse products; free LO comp webinar; shifting UW criteria
Thursday, July 12 July 12: MI, AE, LO, sales mgt. jobs; UW & API products; FHA/VA/Ginnie updates – incl. EAD/DACA policy
Wednesday, July 11 July 11: Non-QM, lead conversion, & TPO products; Home Point/Northpointe, OB/Resitrader deals
Tuesday, July 10 July 10: AE jobs; LO events, training & recruiting products; banking news and M&A; loan financing needed
Monday, July 9 July 9: LO, mgt. jobs; HECM, JV products; events & webinars for lenders; BFCP/CFPB updates – lawsuit dropped
Saturday, July 7 July 7: Letters about the competitive environment, Texas real estate, and subprime making a comeback
Friday, July 6 July 6: State-level investor changes – lending law tweaks in states that start with “M”; economics moving rates
Thursday, July 5 July 5: LO culture; securitizations and Agency risk transfers continue to change capital markets
Tuesday, July 3 July 3: Sales jobs; digital and accounting products; lenders shifting tactics; loan closing technology & UCD news
Monday, July 2 July 2: General lending environment trends; Certainty Partners with Stearns Lending; July events & training; what is moving rates and why
Saturday, June 30 June 30: Letters on state credit & privacy law changes, fraud, borrower rebates, Zillow and the CFPB/BCFP
Friday, June 29 June 29: Sales and management jobs; tax and MI products; sample of vendor updates; hedging long term locks
Thursday, June 28 June 28: AE, Ops, LO jobs; warehouse and marketing products; Union buys NOIC/Concord; lender legal changes out West
Wednesday, June 27 June 27: LO jobs, non-QM and investment property products; lender and bank M&A going crazy – why?
Tuesday, June 26 June 26: LO & AE jobs, secondary & mkting products; capital raise; FHA, VA, HUD, USDA, Ginnie news
Monday, June 25 June 25: LO jobs, broker & HR products; Wells’ layoffs; CRA survey; upcoming events & training; jumbo news
Saturday, June 23 June 23: Notes about trigger leads, being rate shopped, LOs adding value, branch managers; bitcoin update
Friday, June 22 June 22: LO, capital markets jobs; CRM, coaching products; GSE chatter – another government plan; lender F&F changes
Thursday, June 21 June 21: System admin & LO jobs; doc & 1003 products; online review survey; lender credit guideline shifts
Wednesday, June 20 June 20: LO jobs; credit scoring & HR products; Freddie & Fannie – never standing still
Tuesday, June 19 June 19: LO jobs; sales & broker products; interesting upcoming training & events; trade turmoil pushing rates
Monday, June 18 June 18: Sales & servicing jobs; compliance, construction products; Atlantic states legal changes for lenders
Saturday, June 16 June 16: Notes on transitional licensing, recruiting tips, LO comp, and trigger leads
Friday, June 15 June 15: Compliance, fraud prevention products; lender M&A and cutbacks; lenders’ digital notes & closings
Thursday, June 14 June 14: LO jobs; construction, digital marketing products; Freddie & Fannie secondary activity picks up
Wednesday, June 13 June 13: LO jobs, data, LO sales products; lender events; primer on inflation and what the Fed’s been saying about rates
Tuesday, June 12 June 12: Processing, warehouse, non-QM products; upcoming training; another lender bought – why bank M&A is picking up
Monday, June 11 June 11: DTC & LO jobs; the ever-changing world of private mortgage insurance
Saturday, June 9 June 9: Robo-calls, travel scams, phishing, spearphishing, bitcoins, blockchain – it’s a tech jungle out there!
Friday, June 8 June 8: Warehouse, LO, Ops jobs, comp, underwriting, accounting products; F&F continue to shift risk
Thursday, June 7 June 7: LO & AE jobs, 1003 & fraud products; upcoming events, training, & webinars; lender M&A
Wednesday, June 6 June 6: LO jobs, escrow, warehouse, retention products; bank & lender M&A; Freddie & Fannie primary market changes
Tuesday, June 5 June 5: LO jobs, construction, broker, & recruiting products; various pricing & lock policy changes
Monday, June 4 June 4: Sales jobs of all types; down payment info; Ginnie, FHA, VA news in the primary & secondary markets
Saturday, June 2 June 2: Reader’s letters on diversity, Ginnie Mae’s actions, and the role of the LO
Friday, June 1 June 1: Reverse co. available, FHA portfolio case study; industry layoffs; Ginnie Mae changes & the resulting confusion
Thursday, May 31 May 31: LO & hedging jobs, wholesale group, DTC product; Franklin American purchased; credit box changes; STRATMOR on profitability
Wednesday, May 30 May 30: Bus. Dev., LO jobs; non-QM & digital products; what to know about global events driving our capital markets
Tuesday, May 29 May 29: LO & AE jobs; cap. mkts. & LO products; servicing pool for bid; upcoming events & training; Italian news driving rates
Saturday, May 26 May 26: Letters regarding the future of the LO, technology & borrowers, pros and cons of S. 2155 signed this week
Friday, May 25 May 25: MI, AE jobs; jumbo, non-QM, ARM lender & investor trends and changes
Thursday, May 24 May 24: LO, AE, Ops, risk jobs; tech & broker products; upcoming events; financial services partnerships & acquisitions
Wednesday, May 23 May 23: MI job, vendor partnerships; lender products; Congress’ take on TILA, VA IRRRLs, PACE loans, & MLO licensing
Tuesday, May 22 May 22: LO jobs, bus. opportunities; lender products; state-level changes; does the yield curve matter?
Monday, May 21 May 21: AE & MI jobs, digital & capital markets products; Regions exits correspondent, bank M&A rolls on
Saturday, May 19 May 19: Reader’s notes on shipping container homes; bitcoins for down payments, blockchain in cap mkts., Nor Cal market
Friday, May 18 May 18: LO jobs; subservicing, compliance, warehouse, S&D products; private mortgage insurance trends
Thursday, May 17 May 17: LO jobs, bus. opportunity; construction & VA rehab products; FHA & lender disaster news; economy solid
Wednesday, May 16 May 16: MI, sales, LO jobs; construction, non-QM products; MI program developments & lender MI changes
Tuesday, May 15 May 15: LO jobs, coaching, warehouse, marketing products; training on underwriting, compliance, business income, and agency products
Monday, May 14 May 14: LO jobs, subservicer review & marketing products; Union Home & Alliance deal; reverse mortgage changes
Saturday, May 12 May 12: Reader’s thoughts on expenses, blockchain, AI, stopping phishing & trigger leads; Goldman & Apple’s credit card
Friday, May 11 May 11: Sales mgt., LO, AE jobs; companies wanted; HECM product; lender disaster news; U.S. economy advancing
Thursday, May 10 May 10: Ops, capital markets, senior sales jobs, construction-to-perm product; M&A and repurchase webinars
Wednesday, May 9 May 9: LO, non-QM AE jobs, time mgt. webinar; ARM, condo, FHA/VA, manufactured lender trends
Tuesday, May 8 May 8: LO training, recruiting, JV, capital markets products; non-QM issuance; Freddie extending credit to non-banks?
Monday, May 7 May 7: Sales jobs coast to coast; upcoming events incl. marketing boot camp; LIBOR update; economy readings solid
Saturday, May 5 May 5: Letters from readers on margins, AE comp, broker biz, underwriter-LO relationship, immigrants
Friday, May 4 May 4: Warehouse & LO jobs, non-agency program; Mutual of Omaha/Synergy One deal; Howard Bank ends DTC
Thursday, May 3 May 3: Sales mgt. & LO jobs, loan trading platform; Fannie’s earnings & conforming updates, incl. 3% down program
Wednesday, May 2 May 2: Correspondent & compliance jobs, TPO product; builder CEO comp; state-level changes
Tuesday, May 1 May 1: Corresp. & LO jobs, broker & recruiting products; mergers & acquisitions continue
Monday, April 30 Apr. 30: Ops, MI, LO jobs, MI & jumbo products; FHA, VA, and Ginnie news; rates take a breather
Saturday, April 28 Apr. 28: Note on mortgage languages, LO advice in a purchase market, credit unions; tech update – Chase’s blockchain security
Friday, April 27 Apr. 27: LO & AE jobs; promotions, news on critical defects; Two Harbors’ purchase; May & beyond training & webinars
Thursday, April 26 Apr. 26: MI job, productivity & marketing products; lender operational changes; change ATR & QM? Not so fast…
Wednesday, April 25 Apr. 25: 1003, expense control, marketing products, LO jobs; digital trends; Amazon’s blockchain product
Tuesday, April 24 Apr. 24: Default opening, TPO & secondary products; lender data breach; STRATMOR on cost cutting; new LIBOR sub
Monday, April 23 Apr. 23: Sales, warehouse, servicing jobs; events & webinars; GDP primer – rates at 2014 levels
Saturday, April 21 Apr. 21: Notes on jumbo comp and comp structures, loan language, and servicing – hold or sell and why?
Friday, April 20 Apr. 20: Ops, LO jobs, 1003 product; MBA’s compliance accreditation; Freddie & Fannie changes continue
Thursday, April 19 Apr. 19: Sales jobs, new lender products; Freddie and Fannie changes continue, as do rates moving higher
Wednesday, April 18 Apr. 18: Sales jobs; TPO & warehouse products; great training opportunities this week and next
Tuesday, April 17 Mar. 5: Ops, sales, & mgt. jobs, servicing sale; new lender products; upcoming training; LIBOR update
Tuesday, April 17 Apr. 17: AE jobs, broker & lender AUS & CRM products; servicing update – where are values & why?
Monday, April 16 Apr. 16: LO & AE jobs, secondary & construction execs searching; Chase’s demand letters; Zillow’s doing what?
Saturday, April 14 Apr. 14: Readers notes on appraisal trends, affordability, production costs, and competition
Friday, April 13 Apr. 13: LO jobs, tech products, eNote news, Freddie Cloudvirga project; MB Financial bails & sails
Thursday, April 12 Apr. 12: LO, AE, reno jobs, cyber training & data security workshop; Nationstar documentation penalty
Wednesday, April 11 Apr. 11: Ops, LO, & AE jobs, construction product; non-profit exec searching; tax guideline changes from lenders
Tuesday, April 10 Apr. 10: LO events & training, lender products, LO & AE jobs; state-level lender & servicer changes
Monday, April 9 Apr. 9: Sales jobs; upcoming events & training around the nation; sample of new retail lending products
Saturday, April 7 Apr. 7: Notes lending disparity; cybersecurity – blockchain a solution looking for a problem?
Friday, April 6 Apr. 6: Sales jobs, Encompass & subservicer products; jumbo, non-QM, non-prime, ARM news; comp survey
Thursday, April 5 Apr. 5: Ops & LO jobs, cyber certification & compliance products; FHA & VA programs in the news; harsh OIG report
Wednesday, April 4 Apr. 4: Referral & disclosure products, sales jobs coast to coast; down payment & LTV shifts and trends
Tuesday, April 3 Apr. 3: Sales jobs, recruiting tool, plenty of promotions; upcoming events of note; LIBOR update
Monday, April 2 Apr. 2: Sales jobs & events; state law changes for lenders & servicers; what LOs should know about the economy & rates
Saturday, March 31 Mar. 31: Vendors at play
Friday, March 30 Mar. 30: LO & sales jobs, branches wanted, new products; New Penn/Envoy deal; Barclays settles; RESPA & credit union lawsuit news
Thursday, March 29 Mar. 29: Ops jobs & promotions, recruiting & workflow products; Agency news; MPF & loanDepot in the capital markets
Wednesday, March 28 Mar. 28: Sales jobs; warehouse & sales products; appraisal news – Utah sinkholes, FHFA addresses AMC’s value & quality
Tuesday, March 27 Mar. 27: LO jobs, broker & LO products; upcoming training & events; joint venture legal case of note for lenders
Monday, March 26 Mar. 26: AE jobs, fraud & sales webinars, promotions; bank news incl. Basel update; Essent bond issuance
Saturday, March 24 Mar. 24: Gender study survey; notes about $0 money down, MI biz, blockchain, and LO comp criteria
Friday, March 23 Mar. 23: Controller & LO jobs, digital lender & vendor products; update on vendors; rates edge higher
Thursday, March 22 Mar. 22: AE & LO jobs, down pmt. insurance product; trends in servicing sales; state’s $0 down payment offer
Wednesday, March 21 Mar. 21: LO, servicing, lock desk jobs, LO & sales products; training & events; don’t bet against the Fed
Tuesday, March 20 Mar. 20: LO & AE jobs, business opportunities; title co. M&A; state changes impacting lenders & banks
Monday, March 19 Mar. 19: AE & LO jobs nationwide, tax & sales products; M&A continues; Fed meeting this week
Saturday, March 17 Mar. 17: LO survey results; notes of advice for women, minorities, and rookies in the biz
Friday, March 16 Mar. 16: LO & AE jobs, broker products, management changes; new securitization; the economics moving bond markets
Thursday, March 15 Mar. 15: QC, bus. development, and sales jobs; conventional conforming changes in the primary markets
Wednesday, March 14 Mar. 14: Sales jobs across the nation; advice for those new to the industry; economy continues to move forward
Tuesday, March 13 Mar. 13: Sales positions; reverse, LO, & capital markets products; upcoming training & events
Monday, March 12 Mar. 12: Corres. news, comp. products, sales workshops; reports on nonbank lending and lending technology; Amazon Mortgage?
Saturday, March 10 Mar. 10: Notes on legal news, blockchain, LO preparedness, compensation; bidding on MI rates
Friday, March 9 Mar. 9: Products, business opportunities; FHA & VA updates; U.S. economy continues to strengthen
Thursday, March 8 Mar. 8: LO jobs, new products for lenders; conferences & training on marketing, VA lending, the PHH case, etc.
Wednesday, March 7 Mar. 7: AE & LO jobs, business opportunities; ATR survey; FGMC cuts wholesale; RBS settles with NY
Tuesday, March 6 Mar. 6: Sales & Ops jobs, down payment & recruiting programs; conforming changes; the economy’s picking up speed
Monday, March 5
Saturday, March 3 Mar. 3: Notes & opinions on cybersecurity, HMDA concerns, and tips for a rising rate environment
Friday, March 2 Mar. 2: AE & LO jobs, wholesale & corres. opportunities; Freddie & Fannie program & guideline changes
Thursday, March 1 Mar. 1: Sales jobs, builder product; legal news & settlements; government personnel shifts worth noting
Wednesday, February 28 Feb. 28: Correspondent AE jobs, company news; Ocwen-PHH; changes to fees, pricing, and lock policies around the biz
Tuesday, February 27 Feb. 27: LO jobs, reverse training; LO comp survey; lender and bank M&A continues; Powell: more short term rate hikes
Monday, February 26 Feb. 26: Ops mgt. & LO jobs; servicing package offered; upcoming events & sales workshops
Saturday, February 24 Feb. 24: Notes on the continued impact of the tax plan, and flawed racial bias lending reporting
Friday, February 23 Feb. 23: AE & LO jobs, new jumbo product; reverse mortgage and USDA/rural program news; economics & rates
Thursday, February 22 Feb. 22: Correspondent & LO jobs; upcoming training; economy continues to move rates higher
Wednesday, February 21 Feb. 21: LO jobs, new products, layoffs; Flagstar’s expansion; news about Freddie & Fannie
Tuesday, February 20 Feb. 20: Sales jobs, large and small, new products, expansion; legal & political updates – gfee chatter
Saturday, February 17 Feb. 17: Notes on AIME, cybersecurity site, free phishing test, site for tracking breaches; some HELOCs still tax deductible
Friday, February 16 Feb. 16: LO & secondary jobs, subservicing product; tax changes’ impact on the business; LOs & attending closings
Thursday, February 15 Feb. 15: LO jobs, new programs & products; ARM & jumbo changes; upcoming events & training
Wednesday, February 14 Feb. 14: LO jobs, LO products; new association in the biz; upcoming training; Radian changes; Flagstar’s Ginnie response
Tuesday, February 13 Feb. 13: LO jobs, new products; Mr. Cooper has a new foster parent; capital market products; why LOs should care about the budget
Monday, February 12 Feb. 12: AE, LO jobs, new products; layoffs & signing bonuses, productivity & margins – grim times ahead?
Saturday, February 10 Feb. 10: Notes on blockchain, selling leads, churning FHA & VA borrowers; a primer on how mortgage pricing works
Friday, February 9 Feb. 9: LO jobs, new products incl. mortgage cryptocurrency; lender & Agency FHA & VA changes; Ginnie names names
Thursday, February 8 Feb. 8: Servicing, AE, LO jobs; upcoming events and conferences on origination, secondary, cybersecurity, M&A, etc.
Wednesday, February 7 Feb. 7: Sales, LO, & underwriting jobs, VA boot camp; Fannie & Freddie guideline, ULDD, & process changes
Tuesday, February 6 Feb. 6: Capital markets job, construction, vendor mgt., recruiting products; compliance & Dodd-Frank notes
Monday, February 5 Feb. 5: MI & LO jobs, comp software; bank branch trends and different outlooks for Chase & Wells; Walter Investment turmoil
Saturday, February 3 Feb. 3: CFPB firestorm – changes to enforcement powers, notes from a range of experts & attorneys on the court ruling
Friday, February 2 Feb. 2: Subservicing product, LO & senior management jobs; CRA trends; homeowner’s insurance & title news
Thursday, February 1 Feb. 1: Sales jobs around the nation, business opportunities; the CFPB ruling’s takeaways for lenders
Wednesday, January 31 Jan. 31: National sales jobs, lender products; comp survey; upcoming events; DOJ & Eagle Home; compliance “fun” with CRMs
Tuesday, January 30 Jan. 30: Senior Ops job, LO & broker products; Ginnie, FHA, VA news impacting the primary & secondary markets
Monday, January 29 Jan. 29: AE & bus. dev. jobs; IL & NY population decline & other state news; strong U.S. economy moving rates
Saturday, January 27 Jan. 27: Notes on the Eagles & lending, credit scoring news, and the brawl about BRAWL
Friday, January 26 Jan. 26: Correspondent Manager & LO jobs; FHA & VA updates; advice for those new to the biz
Thursday, January 25 Jan. 25: National sales jobs, business opportunities, down payment study; the “new” CFPB; solid housing & lending stats
Wednesday, January 24 Jan. 24: LO & business dev. jobs; new products; bank lending trends and M&A – fintech & CUs jostling
Tuesday, January 23 Jan. 23: LO & AE jobs, new lender products; upcoming events & training; top LOs fund how many loans per month?
Monday, January 22 Jan. 22: LO jobs, reverse training, note on culture; disaster updates; jumbo trends; reverse mtg. securitization
Saturday, January 20 Jan. 20: Tiny home underwriting, blockchain & MBS, cryptocurrency volatility, digital mortgages, the govt’s shutdown & lending
Friday, January 19 Jan. 19: LO jobs & new products; report from NEXT; lender & investor Freddie & Fannie changes roll on
Thursday, January 18 Jan. 18: MI & LO jobs, servicing for sale; upcoming conferences & training; conventional conforming changes
Wednesday, January 17 Jan. 17: Bus. Dev., LO, sales jobs; upcoming events; Freddie & Fannie changes – Single Security moving forward
Tuesday, January 16 Jan. 16: New products, Citi & digital; natural disasters & compare ratios; Q3 performance and fee changes
Monday, January 15 Jan. 15: LO jobs, borrower satisfaction tool; vendor updates; more bank fines over servicing flaws
Saturday, January 13 Jan. 13: Notes about 2018 & conferences; site for reporting cybercrime, and a tale of fraud from the closing table
Friday, January 12 Jan. 12: Bus. opportunity, LO jobs, personnel moves; Guild to buy Cornerstone; broker news – Penny’s in
Thursday, January 11 Jan. 11: Bus. opportunity, Ops & AE jobs; LIBOR replacements; a primer on what is moving mortgage rates
Wednesday, January 10 Jan. 10: Correspondent job, lender products; reverse to forward, LOs to CFOs, CA to NY, webinars & conferences run the gamut
Tuesday, January 9 Jan. 9: Sales management & LO jobs, new branding, products; servicing rankings & news; rates edging up
Monday, January 8 Jan. 8: AE, LO jobs, lenders wanted; this week’s training & events; vendor, lender, & bank M&A – what’s driving it?
Saturday, January 6 Jan. 6, 2018: Brazen blitz of BRAWL, bitcoin, & blockchain blurbs
Friday, January 5 Jan. 5: Bus Dev., LO jobs, new correspondent program; credit underwriting changes in the primary markets
Thursday, January 4 Jan. 4: Correspondent news, personnel moves; loanDepot’s builder partnership; settlement & legal info
Wednesday, January 3 Jan. 3: Lender & LO products; from OR & CA through OH & TX to NJ, recent state lending law changes
Tuesday, January 2 Jan. 2: Servicing, AE jobs, recruiting product; HELOC & 2nd news; training; SIFMA rate forecast; tax court ruling for brokers – ouch!

2017 (298)

Friday, December 29 Dec. 29: Lender wildfire disaster updates; population demographics influencing residential lending
Thursday, December 28 Dec. 28: Correspondent bus. opportunity; new MBS buyer; FHA, VA, PACE, Ginnie updates; RBS California settlement
Wednesday, December 27 Dec. 27: Advice for new folks in the biz; a sampling of vendor news, including a site that lists vendors
Tuesday, December 26 Dec. 26: Lender expansion & contraction; FHA, lenders, & investors continue HMDA changes; HMDA humor
Friday, December 22 Dec. 22: LO & sales jobs, document collection product; BRAWL opinion; CFPB’s good HMDA news; F&F capital buffer
Thursday, December 21 Dec. 21: Controller, LO and AE jobs; tax update, PACE changes, 4506-T news; tax bill hitting rates
Wednesday, December 20 Dec. 20: LO jobs, new products; politics & the tax bill’s impact on Fannie & Freddie; inflation & housing in the news
Tuesday, December 19 Dec. 19: LO jobs; new products for LOs; M&A; events & webinars; borrower satisfaction survey; 2-yr. hits 9 year-high
Monday, December 18 Dec. 18: LO & AE jobs, team looking for home; new products; the tax plan’s reality for homeowners & small businesses
Saturday, December 16 Dec. 16: BRAWL primer, things to think about, and how to think about the value of servicing
Friday, December 15 Dec. 15: Subservicer, LO jobs; THL invests in G-Rate, FAF & BofA transact; Fair Lending & HMDA news
Thursday, December 14 Dec. 14: LO jobs, servicing wanted; tax news; state-level changes; jumbo/non-conforming updates; dot plot primer
Wednesday, December 13 Dec. 13: AE jobs; lenders entering new channels, lender/appraiser product; investor disaster updates; Movement’s penalty
Tuesday, December 12 Dec. 12: Lenders seeking sellers, AE jobs; upcoming events; mortgage & bank M&A announcements; MBS issuance rankings
Monday, December 11 Dec. 11: MI job, construction & data validation products; FHA, VA, HECM changes; Iberiabank FHA penalty
Saturday, December 9 Dec. 9, 2017: Letters re: the wholesale channel, employee retention, attending conferences, and discount points
Friday, December 8 Dec. 8: MI job & webinars; state law changes from CA to NJ – Fannie addresses TX changes
Thursday, December 7 Dec. 7: Warehouse & AE jobs; servicing news; FHA & VA update – Ginnie addresses streamline program; US Bank exits wholesale
Wednesday, December 6 Dec. 6: Ops & sales jobs; tech products & STRATMOR tech survey results; industry advice
Tuesday, December 5 Dec. 5: AE & LO jobs, recruiting & training products; Freddie & Fannie changes from Agencies, investors, and lenders
Monday, December 4 Dec. 4: MI & Controller jobs; tax proposals; upcoming events; Walter BK; G-rate/Bemortgage hiring lawsuit
Saturday, December 2 Dec. 2: Letters about taxes, 2018 thoughts, eNotes & warehouse banks, discount point policies
Friday, December 1 Dec. 1: AE jobs, rating agency nods; servicing deals; yield curve and LIBOR news; Chinese & US securities
Thursday, November 30 Nov. 30: Tech co. for sale, LO jobs, lender survey of issues; servicing news & primer – values matter
Wednesday, November 29 Nov. 29: Cap. mkts job; layoffs; HUD cries “foul” on travel expenses; upcoming events; UDAAP ruling on discount points
Tuesday, November 28 Nov. 28: MI & LO jobs, new products; flood insurance status; banks in the news; care about the yield curve?
Monday, November 27 Nov. 27: AE & Ops jobs, servicing & corresp. products; advice from industry leaders; CFPB leadership void – really?
Friday, November 24 Nov. 24: Lender internet news; vendors partnering, expanding, offering new products
Wednesday, November 22 Nov. 22: LO & sales management jobs; upcoming events & training; tax-related underwriting changes
Tuesday, November 21 Nov. 21: AE & LO jobs, construction & recruiting products; CRA changes; new lender; mortgage & appraisal books for your staff
Monday, November 20 Nov. 20: Controller job, LO & branch jobs; reverse mortgage webinar; CFPB’s moves; capital markets product
Saturday, November 18 Nov. 18: Career advice from women & people of color for those in the lending biz
Friday, November 17 Nov. 17: MI & CLO jobs; Wells Fargo mgt. upheaval; borrowers & online reviews; HUD, FHA, VA, Ginnie news – HECMs hurting capital
Thursday, November 16 Nov. 16: MI, branch jobs appraisal products; another lender acquired; training events; thoughts on Mr. Cordray
Wednesday, November 15 Nov. 15: Servicing, LO, vendor jobs, recruiting service; conventional conforming underwriting & process changes everywhere
Tuesday, November 14 Nov. 14: LO jobs & branches wanted, capital market product; lender acquired; Mr. Cooper & Matic insurance; Ginnie news
Monday, November 13 Nov. 13: Cap. markets product & LO jobs; bank M&A; events & webinars this week; jumbo & non-QM product updates
Saturday, November 11 Nov. 11: Notes on ECOA & HMDA, blockchain & credit reporting; corporate tax fallacies; tallying mortgage production
Friday, November 10 Nov. 10: Business opportunities, products; upcoming events & webinars; agency disaster updates; Freddie & Fannie news
Thursday, November 9 Nov. 9: Tech & LO jobs, accounting & forecasting products; state-level news & lending law changes across the nation
Wednesday, November 8 Nov. 8: LO jobs; FHA changes run the gamut; NY, WV, and NJ lending changes; 1,000 of our brethren now looking for work
Tuesday, November 7 Nov. 7: DTC & LO jobs, promotions; Nationstar in play; new lender; state credit scores & lending changes
Monday, November 6 Nov. 6: MI, LO, AE jobs; upcoming training & get-togethers; buydowns to down payments to USDA – new lender products
Saturday, November 4 Nov. 4: Readers’ notes on the MBA conference, builder lender incentives, double counting production
Friday, November 3 Nov. 3: AE & LO jobs across the nation; MI company news; the skinny on LIBOR, the tax proposal, & the Fed Chair nominee
Thursday, November 2 Nov. 2, 2017: API webinar, LO & AE jobs; Impac leadership change; 17-35 year-olds moving housing
Wednesday, November 1 Nov. 1: LO jobs & commercial opportunity; broker events; regulatory-driven lender changes; lender & bank M&A; FHLB news
Tuesday, October 31 Oct. 31: AE & LO jobs, digital mortgage product; training & events; lender & investor disaster updates
Monday, October 30 Oct. 30: Ops, bus. dev. & AE jobs; conventional conforming changes from agencies, investors, & lenders
Saturday, October 28 Oct. 28: Notes on tiny houses, a cure for the reliance on credit bureaus, conferences with no age bias
Friday, October 27 Oct. 27: Retail jobs & promotions; HELOC & weed news for banks; vendor products; Chapter 11 for Ditech’s parent?
Thursday, October 26 Oct. 26: AE & LO jobs, teams wanted; lender appraisal requirement changes; digital mortgage advice
Wednesday, October 25 Oct. 25: LO & correspondent mgt. jobs; broker workshops & upcoming events; condo, jumbo, lock policy lender news
Tuesday, October 24 Oct. 24: Business opportunities & promotions; lender disaster policies; vendor news; MBA’s 2018 volume forecast
Monday, October 23 Oct. 23: MI, renovation, & sales jobs; vendor products for lenders; disaster updates from investors
Saturday, October 21 Oct. 21: Notes on lender recruiting, Hispanic lending, supporting business in disaster areas; sweeping Illinois changes
Friday, October 20 Oct. 20: Sales jobs; new wholesaler, lender & vendor products; capital markets product & vet looking for a position
Thursday, October 19 Oct. 19: Lender M&A and personnel promotions, retail jobs; new vendor creations; jumbo & no MI products
Wednesday, October 18 Oct. 18: Sales jobs, CRA & 203(h) offerings; LOS products & CRM white paper; USDA rural back on track
Tuesday, October 17 Oct. 17: Sales job, lender for sale; wire fraud, MBI, & LEP products; HMDA stats; upcoming events; the Fed’s leadership
Monday, October 16 Oct. 16: Branch mgr., sales jobs, recruiting products; big bank earnings & news; bank M&A continues
Saturday, October 14 Oct. 14: Focus on reverse mortgages – primary & secondary markets, regulatory, and servicing biz
Friday, October 13 Oct. 13: CRM, LEP, vendor management products, AE jobs; lenders & investment banks making moves & shifting products
Thursday, October 12 Oct. 12: AE, analyst, LO jobs, HMDA dashboard, broker products; upcoming training; UCD news
Wednesday, October 11 Oct. 11: Training & sales jobs, LO education; CA fire declaration, lender & investor & MI disaster updates & links
Tuesday, October 10 Oct. 10: LEP, compliance, communication products, CFO available; upcoming events; credit guideline changes
Monday, October 9 Oct. 9: Warehouse news, LO jobs, business opportunity; lender & investor FHA & VA changes for originators
Saturday, October 7 Oct. 7: Letters regarding wire fraud, LO oversight, CFPB & arbitration, the myriad of housing stats, and LIBOR
Friday, October 6 Oct. 6: Promotions, LO jobs; Nationwide shuts correspondent; DEVAL opens retail; Ginnie addresses hurricanes; the Fed & rates
Thursday, October 5 Oct. 5: MBA legal, LO, bus. dev. jobs, LO products; bank news and M&A; lots of October events & free training
Wednesday, October 4 Oct. 4: Ops & sales jobs; SWOT training; servicing law changes & deals, and a flashback to servicing 10 years ago
Tuesday, October 3 Oct. 3: LO, AE jobs, promotions; vendor primary & secondary market updates; HomeStreet restructure
Monday, October 2 Oct. 2: LO, AE jobs, LO seeking a home; lender appraisal changes; Freddie & Fannie updates of note
Saturday, September 30 Sep. 30: Notes on cybercrime & new credit card scam, private lending, closing cost accounting, NC & digital mortgages
Friday, September 29 Sep. 29: HMDA, recruiting, marketing lender performance products; disaster updates; Nomura & RBS MBS lawsuit setback
Thursday, September 28 Sep. 28: LO job, wholesale staff available, tech products; disaster updates; rates moved by peace & tax plan
Wednesday, September 27 Sep. 27: Sales, AE, & compliance jobs; training events; bank & lender M&A – who is doing what and why
Tuesday, September 26 Sep. 26: AE, LO, sales management jobs; new lender products incl. cybersecurity guide; USDA rural status
Monday, September 25 Sep. 25: AE jobs, new LO products, QC trends report; training & events of note; F&F active secondary market
Saturday, September 23 Sep. 23: LIBOR change status; notes on credit, cybersecurity, servicing, MLO marketing plans
Friday, September 22 Sep. 22: Retail jobs, warehouse & reverse products; Agency conforming changes; cap mkts exec on cost to originate
Thursday, September 21 Sep. 21: AE & LO jobs, new ARM; PWC’s law firm; False Claims Act penalty; lender’s disaster news; Fed does the expected
Wednesday, September 20 Sep. 20: LO jobs, personnel moves, social media webinar; Uniform Closing Dataset (UCD) mania
Tuesday, September 19 Sep. 19: LO jobs, training; Starkey to re-brand; prioritizing borrower feedback; FHA/VA/Ginnie updates – what is a 203(h) loan?
Monday, September 18 Sep. 18: DTC jobs, reverse, training, & new DAP products; Morgan Stanley to originate; latest disaster lender updates
Saturday, September 16 Sep. 16: Notes on tracking originations, closing doc scam; Equifax nightmare – sites to freeze your credit
Friday, September 15 Sep. 15: CFO, LO jobs, sales events; lots of training & webinar events coming up; Austria’s 100-year bond
Thursday, September 14 Sep. 14: LO jobs, jumbo product, lender tax credits; disaster updates from agencies, investors, & lenders
Wednesday, September 13 Sep. 13: AE jobs, book for brokers; MLO comp survey results; ARM news & price changes – a new “adjustable” loan?
Tuesday, September 12 Sep. 12: Ops & LO jobs, email webinar; lenders adjust to disaster areas; Lenda’s capital raise
Monday, September 11 Sep. 11: Secondary, recruiting jobs; warehouse advice for loans in disaster areas; cap. mkts. exec on setting borrower expectations
Saturday, September 9 Sep. 9: Letters about cybersecurity & blockchain, transitional licensing, and the role of formal training for lenders
Friday, September 8 Sep. 8: LO jobs & training, branding, products; WF/Seneca servicing sale; vendor news & tech survey
Thursday, September 7 Sep. 7: UW & LO jobs, business opportunity; Milken & housing finance reform; Irma’s impact on warehouse & loan funding in FL
Wednesday, September 6 Sep. 6: LO jobs & training; North Korea & rates; lender disaster updates – what can borrowers do?
Tuesday, September 5 9/5: UW, MBA jobs; events & training – the FHA on YouTube; lender disaster aid; CHLA report on IMBs
Friday, September 1 Sep. 1: Personnel moves; more disaster updates from agencies, lenders, & investors
Thursday, August 31 Aug. 31: Servicing job; disaster updates & impact on secondary markets; lender and bank M&A; Opendoor opens mortgage
Wednesday, August 30 Aug. 30: Production & Ops jobs, personnel news; lender disaster updates; tech survey interview; Wells’ rate lock lawsuit
Tuesday, August 29 Aug. 29: MI & LO jobs, credit reporting & broker products; wide range of training & conferences; credit guideline changes
Monday, August 28 Aug. 28: National & regional sales, LO, AE jobs; Zillow wins suit; Cherry Creek Chairman resigns; investor & lender disaster updates
Saturday, August 26 Aug. 26: Notes on occupancy fraud, appraiser training, blockchain, LO transition; a HMDA deep dive
Friday, August 25 Aug. 25: National sales & LO jobs, broker products; Blend’s capital raise; CFPB’s HMDA changes; LIBOR sub proposal
Thursday, August 24 Aug. 24: Business opportunity, AE & LO jobs across the U.S.; lender arrests; state-level lending law changes
Wednesday, August 23 Aug. 23: AMC sales, LO training product; upcoming events of all shapes & sizes; vendors partnering up
Tuesday, August 22 Aug. 22: AE jobs, LO products, company moves; state-level power of attorney changes; tweak LIBOR rather than eliminate?
Monday, August 21 Aug. 21, 2017: AE, LO, Controller jobs; important Freddie, Fannie, & lender shifts in appraisal and inspection policies
Saturday, August 19 Aug. 19: Rent stats helping lenders & real estate agents – the “freedom tax” for mobility
Friday, August 18 Aug. 18: Broker product, companies expanding; appraisal news; lock process changes; HARP, CRT, & the capital markets
Thursday, August 17 Aug. 17: AE, LO, and MI opportunities; state-level licensing law changes; TRID-related process changes
Tuesday, August 15 Aug. 16: Compliance, training, LO jobs; credit score trends – 850 FICO a goal? vendor updates – eClosings on the rise
Monday, August 14 Aug. 14: AE, product mgr. jobs, PR and subservicer products; FHA, VA, & Ginnie updates; bank M&A won’t let up
Saturday, August 12 Aug. 12: Notes on mining HMDA data, MID, cyber security – mortgage case study, inside Wells Fargo’s cyber war room
Friday, August 11 Aug. 11: LO & subservicer jobs; Fannie, Freddie, conventional, conforming news and changes
Thursday, August 10 Aug. 10: AE, LO, Bus. Dev. opportunities; e-closing, digital transactions, & technology news – no commission loans
Wednesday, August 9 Aug. 9: Servicing & Ops jobs; upcoming conferences & training; Wells & PHH settle; technology updates – happy with your LOS?
Tuesday, August 8 Aug. 8: New bank, LO jobs & training, reverse opportunities, wholesale products; LIBOR & ARM investor news
Monday, August 7 Aug. 7: Servicing Mgr., LO jobs, corresp. product; tax trends in underwriting; warehouse lawsuit hits industry icon
Saturday, August 5 Aug. 5: Letters on the MID, DPAs, women in leadership, disaster planning, and brokering vs. banking
Friday, August 4 Aug. 4: LO jobs, DPA & accounting services; documentation changes around the biz; upcoming training; new jumbo deal
Thursday, August 3 Aug. 3: AE, LO, inside sales management jobs; new chief at Flagstar; LO turnover survey results; down payment trends & news
Wednesday, August 2 Aug. 2: Bus. Dev. and Ops jobs, personnel promotions; Fiserv buys PCLender; capital markets, projections, & net income
Tuesday, August 1 Aug. 1: AE & Ops jobs, personnel moves, subservicer review; conventional conforming DTI, LTV, ARM, DU, LP, LLPA, and UCD changes
Monday, July 31 July 31: AE jobs & new products; training from investors & agencies; Vanguard stops taking apps; Fed owns how much agency MBS?
Saturday, July 29 July 29: Notes on the MID, servicing values, InterFirst’s closing, HUD Handbook verbiage, lack of comments on Ability to Pay Rule
Friday, July 28 July 28: Compliance and AE jobs; $14 billion InterFirst shuts down; servicing deals & law changes; adios LIBOR
Thursday, July 27 July 27: AE, LO/branch, Ops/underwriter jobs; state law changes impacting MLOs, notaries, POAs; fed funds on hold Inbox x
Wednesday, July 26 July 26: Product manager, AE, LO, Ops jobs; lender M&A and bank mortgage news; training & events inc. FHA & cybersecurity
Tuesday, July 25 July 25: LO & AE jobs & products; credit underwriting changes; cap. mkts. exec on margins & volume; Ally is offering to do what?
Monday, July 24 July 24: Mgt. & LO jobs; lender fee & pricing tweaks; CFPB suit dismissed, announces HMDA webinar; PCE primer
Saturday, July 22 July 22: Letters on Basel problems, eSignatures & eNotes, GSE reform, the credit crisis
Friday, July 21 July 21: Legal & LO jobs, products to help originators; state-level changes from coast to coast; housing & rates
Thursday, July 20 July 20: LO & AE jobs, secondary team available; Academy buys First Mortgage & Cunningham; vendor updates
Wednesday, July 19 July 19: LO, correspondent, & AE jobs; upcoming events; disaster updates; yield curve flattening, which suggests…
Tuesday, July 18 July 18: AE, acct. manager jobs, comp. software; STRATMOR’s take on lender’s mood; FHA, VA news; HELOC resets doing well
Monday, July 17 July 17: LO, bus. dev jobs, correspondent moves; bank M&A, news & OCC’s risk list; webinars to close out July
Saturday, July 15 July 15: Notes on affordable housing, compliance tips, e-mortgages defined and what companies are doing about them
Friday, July 14 July 14: Compliance, Encompass, & LO jobs; credit changes in the primary & secondary market
Thursday, July 13 July 13: LO & appraisal jobs; lawsuit news; appraisal trends & compensation; builder’s virtual reality app for home viewing
Wednesday, July 12 July 12: AE, LO, bus. dev. jobs; HUD suspends Seckel; CFPB news & the importance of compliance training
Tuesday, July 11 July 11: Sales mgt. jobs, personnel moves; Pingora purchased; Sindeo back; survey strategy; interesting upcoming events & training
Monday, July 10 July 10: Warehouse, compliance, LO jobs; Freddie, Fannie changes just don’t stop, and lenders & investors follow suit Inbox x
Saturday, July 8 July 8: Repent and reform! A collection of current thoughts on changing Fannie & Freddie – maybe next year?
Friday, July 7 July 7: Nevada HOA figures; more changes to state-level lending laws; cap markets exec’s letter to LOs about rate locks & extensions
Thursday, July 6 July 6: LO jobs, products, personnel moves; Prospect settles with DOJ; upcoming events; state-level changes in the SE
Wednesday, July 5 July 5: LO jobs, reverse mortgage product; state-level changes to licensing, servicing, call reports, definitions of a "lead," etc.
Monday, July 3 July 3: Residential legal news; disaster area updates; FHA, VA, and Ginnie news from agencies & lenders; Angel Oak non-QM security
Saturday, July 1 Blockchain projects, notes on wire fraud and cyber attack safeguards, lender technology, lender vs. investor risk
Friday, June 30 June 30: AE & LO jobs; primary market Fannie/Freddie conventional conforming changes across lenders & investors
Thursday, June 29 June 29: MI, compliance, LO, QI jobs; new products & lenders expanding; housing & the econom
Wednesday, June 28 June 28: Business opportunities, LO jobs; the economy & rates; originator training; Freedom takes a bite out of the Big Apple
Tuesday, June 27 June 27: AE & LO jobs coast to coast; layoffs & reverse mortgage sale; Nationstar call center move; training in ARMs & HMDA
Monday, June 26 June 26: LO & sales jobs; credit union MI rates; bank news: stress tests, M&A, values, underwriting guideline changes, new products
Saturday, June 24 June 24: Notes on Sindeo, wire fraud prevention, the interest rate climate, and builder price incentives Inbox x
Friday, June 23 June 23: AE & LO jobs, LO products, interesting business opportunity; legal & compliance news – servicing enforcement action
Thursday, June 22 June 22: LO & AE jobs, personnel moves internal audit service; vendor updates inc. Alight’s capital raise
Wednesday, June 21 June 21: Sales jobs, borrower satisfaction survey; Sindeo closes; servicing – CA & per diem interest; CRTs help in secondary but credit risk increasing in primary market
Tuesday, June 20 June 20: LO jobs & LO products; reverse mortgage primer – product attracting forward lenders?
Monday, June 19 June 19: Cap. Mkts. exec looking, AE and manufactured housing jobs; upcoming events incl. M&A discussion; jobs & housing driving rates
Saturday, June 17 June 17: Blockchain news & a symposium; appraisal changes in the offing? Beefing up your interview process
Friday, June 16 June 16: LO jobs, tech products, business opportunity; states changing lending & foreclosure laws
Thursday, June 15 June 15: LO, DTC, secondary marketing jobs; bank M&A; EverBank & Wells in the headlines; renovator jobs on the rise
Wednesday, June 14 June 14: LO & bus. dev. jobs; FHA/VA updates; tech & processing news – Morgan’s home loan app tool
Tuesday, June 13 June 13: Mortgage products & personnel changes; training & upcoming events; cap. markets exec on closing loans in this market
Monday, June 12 June 12: AE & sales jobs; tech survey; vendor updates – partnering is the name of the game; Ellie & HMDA readiness
Saturday, June 10 June 10: Notes on "synthetic" fraud, down payment education, trends in credit scoring; the OCC weighs in vendor risks
Friday, June 9 June 9: AE, Ops, LO, consumer direct jobs around the nation; lender fee & price changes, eNote news of note
Thursday, June 8 June 8: Ops & sales mgt. jobs; events & CDD, HMDA training; survey on digital mortgage benefits; origination & millennials
Wednesday, June 7 June 7: MI, LO jobs, book for brokers; Fannie & Freddie changes; capital market exec’s view on rates & locks for LOs
Tuesday, June 6 June 6: Products from processing to servicing; state-level lending law changes – does California have a price loophole?
Monday, June 5 June 5: Encompass & Consumer Direct jobs, TPO product; bank rankings; RESCAP legal news; June Fed rate hike odds
Saturday, June 3 June 3: Notes on early payoff penalties, appraisals & appraisers, wire vs. mortgage fraud, and housing ’round the world
Friday, June 2 June 2: Ops, LO jobs, recruiting tool, correspondent program; credit guideline changes; jumbo secondary market news
Thursday, June 1 June 1: AE & LO jobs, manufactured housing webinar; collateral & appraisal news – Fed addresses delays
Wednesday, May 31 May 31: CFO, retail jobs; upcoming events; vendor updates – OB to buy Comergence; Freddie & credit risk transfer
Tuesday, May 30 May 30: AE & LO jobs, CRM, TPO, subservicing products; state-level lending law changes; servicing trends & packages
Friday, May 26 May 26: Bank M&A; example of title/lender fraud; Basel update for LOs; wages & inflation; the Fed & mortgage rates
Thursday, May 25 May 25: Sales & software & controller jobs; PHH v. CFPB – recording of the arguments, a webinar about yesterday’s action, what’s next?
Wednesday, May 24 May 24: Bus. Dev. & LO jobs, title company cuts fees, bus. opportunity; Guild’s 1% down product; new home sales trends
Tuesday, May 23 May 23: AE & CFO jobs, new products; HMDA training; misc. updates around the biz on policies, procedures, documentation
Monday, May 22 May 22: LO & AE jobs, lenders expanding; FHA & VA news and lender trends – households moving toward buying
Saturday, May 20 May 20: Letters & notes on the MID, new FinCEN rule for financial institutions, and a cybercrime primer
Friday, May 19 May 19: Sales & Ops & processing jobs; training events – Wells & Freddie team up; bank & credit union news – what is Chase doing?
Thursday, May 18 May 18: AE & Ops jobs; MERS & HMDA update; Fannie & Freddie/conv. conforming news; politics & interest rates
Wednesday, May 17 AE & LO jobs, custom loan app product; the gov’t & lending – settlements, Volcker Rule…a HMDA delay?
Tuesday, May 16 May 16: LO & sales jobs, technology product; upcoming events & training; state-level changes from AR to WA
Monday, May 15 May 15, 2017: LO & AE jobs, appraisal product; FHA/VA pricing changes; down payment news & trends
Saturday, May 13 May 13: Note on coal jobs; Zillow admits it is under CFPB investigation – LOs and real estate agents beware
Friday, May 12 May 12: AE, LO, Ops, M&A jobs; UDAAP settlement; TARP update; upcoming events; Wells eyeing non-agency issuance
Thursday, May 11 May 11: AE, LO, sales jobs; STRATMOR – # of LO comp plans; legal & compliance news & classes – Texas home equity news
Wednesday, May 10 May 10: Warehouse product & recruiter jobs; Radian/SEC/BPO probe; training & events; Freddie & Fannie changes don’t stop
Tuesday, May 9 May 9: Sales jobs, forecasting tool, CRM product, subservicer white paper; 2017 housing & Pending Home Sales trends
Monday, May 8 May 8: Questionnaire product; Lehman legal news; vendor updates; trends in credit scores & tax documentation
Saturday, May 6 May 6, 2017: Notes on influence on taxes and employment on lending & housing; CMB program; 10-day closes
Friday, May 5 May 5: MI, LO, and AE jobs; bank M&A heating up; jumbo loan trends; what % of underwriters work from home?
Thursday, May 4 May 4: Appraisal product, CFO job, seller wanted; Fannie & Freddie news in both the primary & secondary markets
Wednesday, May 3 May 3: AE & LO jobs, business opportunity; upcoming events; Stonegate & Nationstar news; Treasury trading changes
Tuesday, May 2 May 2: CFO, warehouse, AE jobs; retail & broker products; MI update – Radian in the NYT is rarely a good thing
Monday, May 1 May 1: LO & Ops jobs, new products; underwriter, LO, LO comp training; legal news – customer info in the cloud
Saturday, April 29 Apr. 29: Weed, lending, and business – home delivery? Notes on guarding against fraud & bad credit data, vendor mgt. – what is SSAE18?
Friday, April 28 Apr. 28: Business opportunity, subservicer price offer; bank M&A – branches still popular; Agency updates & another GSE reform plan
Thursday, April 27 Apr. 27: Vendor products incl. non-QM sales tool; personnel moves; servicing: who’s brokering & buying & selling & why
Wednesday, April 26 Apr. 26: AE, Sales & Ops mgt. jobs; vendor news incl. non-QM warehouse; AOT mini-bulk execution; Fannie & student loans
Tuesday, April 25 Apr. 25: Products for correspondents; training in sales, reverse, HMDA, cust. satisfaction; appraisal news – Illinois vs. AMCs?
Monday, April 24 Apr. 24: Subservicer & customer satisfaction products; CFPB & CHOICE Act; non-prime security update; French elections move U.S. rates
Saturday, April 22 Apr. 22: Notes on Zillow, MSAs, RESPA, sales techniques, 10-day closes, and big bank market share & FHA lending
Friday, April 21 Apr. 21: LO & AE jobs; servicing news & package for sale; Fannie & Freddie news; another blow for Ocwen
Thursday, April 20 Apr. 20: Ops & AE jobs, new products incl. vendor mgt.; HUD settlement in CA; webinars on reverse mortgages, digital mortgages, etc.
Wednesday, April 19 Apr. 19: Capital markets, servicing jobs; underwriter pay did what in 2016? Wells’ FHA price move will move market
Tuesday, April 18 Apr. 18: Controller & LO jobs, new products; HMDA, sales, digital training; CFPB news on arbitration, HMDA, women & minorities, etc.
Monday, April 17 Apr. 17: AE & LO jobs, new products; bank & non-bank lender earnings; banks adjust asset mix due to Fed moves
Friday, April 14 Apr. 14: MSA chatter; trends in home equity, HELOCs, reverse mortgages, housing inventory, and millennials – they’re all connected
Thursday, April 13 Apr. 13: Underwriting & LO jobs; training & events; North Korea, France, Italy moving rates? Bank changes & news – is Basel faltering?
Wednesday, April 12 Apr. 12: AE, LO jobs; TPO Wisconsin channel; lender product news; trends in closing & eClosing processes
Tuesday, April 11 Apr. 11: LO & AE jobs, bus. dev. person for hire; vendor products updates; webinars & training run the gamut
Monday, April 10 Apr. 10, 2017: SVP Sales, consulting jobs; lender changes to fees & price caps; how is Agency risk-based pricing set?
Saturday, April 8 Apr. 8: Lender cyber security primer: types, phishing, NY rules, patches, preventative measures; new scam hits law firms
Friday, April 7 Apr. 7: Controller, VP TPO jobs, recruiting service; FHA, VA, Ginnie, USDA changes; CFPB’s tongue-lashing from Hensarling
Thursday, April 6 Apr. 6: LO & AE jobs; personnel news; Freddie’s $1.3 billion STACR; lenders’ new channels & tech products – impact LOs & brokers?
Wednesday, April 5 Apr. 5: LO jobs; training in LO comp, HMDA, sales techniques; car & student loans impacting resi lending
Tuesday, April 4 Apr. 4: AE & LO jobs, new products of note; personnel moves; NAHREP note; Flagstar to buy CA’s Opes Advisors
Monday, April 3 Apr. 3: IT, Sales, Ops state MBA jobs; attorneys weigh in on MSAs, builder incentives, the CFPB, and RESPA
Saturday, April 1 Apr. 1: LO jobs, personnel changes; upcoming events; Chase & Quicken, Embrace & Envoy in the news; Yellen’s speech
Friday, March 31 Mar. 31: Encompass & business dev. jobs; PHH to lose CEO; Fannie/Freddie changes & their future debate continues
Thursday, March 30 Mar. 30: AE & LO jobs; new products; ARM primer; investor fee & SRP changes – cost of lending changing
Wednesday, March 29 Mar. 29: AE & LO jobs; lender training & events; digital mortgage survey; vendors & lenders raising capital
Tuesday, March 28 Mar. 28: LO & correspondent jobs; vendor updates; servicing trends inc. Owen’s new consent order; rates & the health care plan
Monday, March 27 Mar. 27: AE & LO jobs; M&A in the appraisal biz; trends in credit underwriting – Freddie addresses lack of scores
Saturday, March 25 Mar. 25: Notes on fraud, vendor management, Zillow’s business tactics, buying leads, and MSA legality
Friday, March 24 Mar. 24: LO, AE, sales mgt. jobs; Experian fined by CFPB; jumbo program news; lender & Agency technology updates
Thursday, March 23 Mar. 23: COO, AE, LO jobs; from apps to secondary, soup to nuts, vendors are announcing changes
Wednesday, March 22 Mar. 22: Secondary, retail, wholesale, corres. jobs; CFPB reform update; Fannie, Freddie, lender conforming changes
Tuesday, March 21 Mar. 21: MI, Ops, AE jobs; free webinars; more on Zillow; primer on a flat yield curve; any change to the rating agency model?
Monday, March 20 Mar. 20: Lender news; upcoming events & training, from sales techniques to fair lending – many this week; Zillow saga continues
Saturday, March 18 Mar. 18: Notes on the aging lender workplace, credit quality & loan program trends, wire fraud example
Friday, March 17 Mar. 17: LO jobs & personnel moves; who, what, why of new credit report criteria; telephone usage in underwriting?
Thursday, March 16 Mar. 16: Management, AE, personnel, non-QM news; Nationstar/CFPB/HMDA penalty; Goldman buying delinquent loans
Wednesday, March 15 Mar. 15: AE & production jobs, warehouse products; upcoming training & conferences; Ginnie changes
Tuesday, March 14 Mar. 14: Ops, LO, AE jobs; products for banks & CUs; current servicing market; 2016 LO turnover survey
Monday, March 13 Mar. 13: LO, correspondent, & AE jobs, broker products; jobs & rates; Zillow, CFPB, & RESPA in the spotlight?
Saturday, March 11 Mar. 11: Notes on cybersecurity for NY lenders, appraiser pay & comp survey, credit standards with rates rising, staffing challenges
Friday, March 10 Mar. 10: Product manager, LO jobs; training & webinars; shift out of FHA loans yet Ginnie sets new record; worst seller traits in M&A
Thursday, March 9 Mar. 9: LO jobs, LOS/POS class, personnel moves; VA IRRRL & program news; CFPB 2017 initiatives’ websites
Wednesday, March 8 Mar. 8: Job fairs, new products for brokers & lenders; F&F, conventional conforming changes; strong economy nudging rates
Tuesday, March 7 Mar. 7: Ops & AE jobs, training news; process & guideline changes run the gamut; lots going on in capital markets
Monday, March 6 Mar. 6: Ops, AE, & LO jobs, personnel moves; FHA & appraisal training; primer on 30-year bond supply & demand & yield
Saturday, March 4 Mar. 4: Notes on using LPMI, K-1 income tactics, credit report strategies, and the immense cost of QM’s 43% DTI cutoff
Friday, March 3 Mar. 3: Business opportunities, new products; Tricon/Silver Bay deal; record bank earnings, Basel update; appraisal & collateral trends
Thursday, March 2 Mar. 2: CFO job, ex-CFPB founder offers training; another Caliber deal; in M&A what makes a good lender makes a good seller
Wednesday, March 1 Mar. 1: LO jobs, personnel news; vendor news, lender disaster updates; investor SRP & loan level price adjustment changes
Tuesday, February 28 Feb. 28: LO jobs, product news, buyer of lenders; good training in subjects ranging from cybersecurity to taking an app; ECOA legal opinion
Monday, February 27 Feb. 27: LO & AE jobs; rent trends continue to help lenders; FHA & Ginnie changes in the marketplace
Saturday, February 25 Feb. 25: Letters on the likelihood of repealing Dodd-Frank, VA IRRRL lender abuse of our vets, why banks should do HECMs
Friday, February 24 Feb. 24: AE & LO jobs; Radian president to retire; upcoming events; banks & lenders adjusting business models
Thursday, February 23 Feb. 23: Warehouse job, wholesale unit seeking home; CFPB lawyering up, and wants input on access to credit; lender credit changes
Wednesday, February 22 Feb. 22: Compliance, Ops, LO, Marketing jobs; training & events; Fannie/Freddie legal news not helping stockholders
Tuesday, February 21 Feb. 21: AE jobs, new LO training white paper; product & vendor news; post-merger psychology; Ocwen back in CA
Saturday, February 18 Feb. 18: Legal stuff: title companies & blockchain, electronic notarizations, when are signatures required; is an e-mail a contract?
Friday, February 17 Feb. 17: Encompass job, product, appraisal news; events next week; FHA/NHF/Sapphire drama; SoFi, Altisource, Blackstone news
Thursday, February 16 Feb. 16: AE & LO jobs; M&A hoppin’ as PHH cuts back – G-Rate & LenderLive ink deals; Ginnie, FHA, & VA changes
Wednesday, February 15 Feb. 15: LO jobs; LO comp survey; vendor products; MI news; Fannie & Freddie in the markets; refis down to 2009 levels
Tuesday, February 14 Feb. 14: Management & LO jobs; new products & new correspondent investor; reverse mortgages – can forward lenders do them correctly?
Monday, February 13 Feb. 13: Senior Ops job, LO & AE roles; M&A observation; Ginnie issuance grows; upcoming events & eNote training group
Saturday, February 11 Feb. 11: Notes on blockchain & regulation; Trumps moves roiling the Fed & regulatory environment – Tarullo resigns
Friday, February 10 Feb. 10, 2017: Lender sought by fund, servicing mgt. job; appraisal trends & updates; primer on stock market moves vs. bonds
Thursday, February 9 Feb. 9: LO & Business Analyst jobs, warehouse personnel; lender’s disaster updates; servicing deals; bank M&A but new banks in the offing
Wednesday, February 8 Feb. 8: LO & AE jobs, execs looking for firms; capital markets: supply & demand primer; jumbo, 2nd, & ARM news – Navy Fed’s 5/5
Tuesday, February 7 Feb. 7: LO, AE, & correspondent jobs; remember those Stearns rumors? Regulatory executive order – keep it in perspective – a primer
Monday, February 6 Feb. 6: Sales & AE jobs; good news for Thornburg; upcoming events & training for all levels; investor news
Saturday, February 4 Feb. 4: Real estate agents thoughts on builders; the MBA & an attorney weigh in on CFPB, MSAs, & RESPA
Friday, February 3 Feb. 3: Lock desk job; vendor & technology updates; private mortgage insurance company changes & news
Thursday, February 2 Feb. 2: LO & Non-QM AE jobs; good news for lenders in RFC case; bank M&A setting torrid pace – SoFi to purchase Zenbanx
Wednesday, February 1 Feb. 1: AE jobs; CFPB enforcement action – Realtors take note about referral fees; GSE news; Jumbo program trends
Tuesday, January 31 Jan. 31: LO jobs; originator & customer satisfaction surveys; upcoming events & training; Walter & reverse mortgages
Monday, January 30 Jan. 30: LO, legal, & business opportunities; Home Point buys Stonegate; Citi bails on servicing biz; minority demographics helping lenders
Saturday, January 28 Jan. 28: Notes on weed & lending, FHA MIP about-face, showing up for conference meetings, and what LOs should tell borrowers
Friday, January 27 Jan. 27: CFO & AE jobs, and business opportunities; new lender Redfin; lender’s appraisal, pricing, and disaster updates
Thursday, January 26 Jan. 26: AE & LO jobs; PE firm invests in CA lender; Glass Steagall primer; Ginnie & capital markets news
Wednesday, January 25 Jan. 25: Jobs in every lending channel; bank M&A continues; primer on LIBOR; what if the Fed stops buying MBS?
Tuesday, January 24 Jan. 24: AE & LO jobs, construction warehouse product; bad news from Wells, HomeStreet, Banc of California, Citi, and others; CFPB advisory spots open
Monday, January 23 Jan. 23: AE jobs, Non-QM on the rise? Guild & Quicken in the media; two sides to the FHA about-face; mortgage & bank conferences
Saturday, January 21 Jan. 21: Notes on pipeline hedging, condo reserve funds, fines for lack of cybersecurity, HECMs, and appraiser training & education
Friday, January 20 Jan. 20: Customer satisfaction survey, MI job; vendor news & their new products; Agency news & updates – they don’t stop
Thursday, January 19 Jan. 19: COO, LO, and AE jobs; personnel news; Chase settles discrimination issue; FHA program roiled via MIP rumors
Wednesday, January 18 Jan. 18: LO, MI jobs, wholesale group available, new correspondent investor; Deutsche settles; investor requirement & underwriting changes
Tuesday, January 17 Jan. 17: AE, LO, & national sales jobs; lending legal & regulatory update; credit risk transfers & 2016 non-agency issuance stats
Monday, January 16 Jan. 16: Management, LO, AE jobs; upcoming events & training; 4th quarter big bank mortgage performance as bellwether
Saturday, January 14 Jan. 14: Notes on the lender’s job market & training, interest rates, & Realtor survey results; is buying a hot dog a RESPA violation?
Friday, January 13 Jan. 13: Subservicer reviews, business opportunity, AE jobs; a primer on HUD and the Secretary’s testimony – inside Dr. Carson’s home
Thursday, January 12 Jan. 12: AE, LO, and management job; reverse mortgage trends: NY proposal, HECM purchase program, & upcoming conference
Wednesday, January 11 Jan. 11: Correspondent & LO jobs, lead gen system; the ceaseless lender & investor FHA, VA, Fannie, Freddie program changes
Tuesday, January 10 Jan. 10: DTC, LO, compliance jobs; vendor updates of note; training this week on cybersecurity, LO sales; FHA’s premium cut helpful for some
Monday, January 9 Jan. 9: Compliance and LO jobs; Quicken’s parent expands; lots of training & events this week; wage inflation pressure primer
Saturday, January 7 Jan. 7: Notes on False Claims Act, dollar rolls, & wire fraud; blockchain primer – it might be a good thing for every lender & counterparty
Friday, January 6 Jan. 6: DTC, MI, and LO jobs around the nation vs. more layoffs; new surprising mortgage fraud scheme; rent trends help lenders
Thursday, January 5 Jan. 5: LO, AE jobs; approaching training & webinars of note; bank mergers continue – how many banks were there in 1921?
Wednesday, January 4 Jan. 4: New warehouse lender, jobs for LOs, AEs, DTC; MI jobs & layoffs; credit companies penalized; FHA & VA lender changes
Tuesday, January 3 Jan. 3: AE & warehouse jobs; CFPB thoughts; Credit Suisse settles; F&F changes; company fined for a boat cruise & dinner?

2016 (300)

Friday, December 30 Dec. 30: DTC jobs, jumbo reverse program; updates on 2nds and pricing/fee changes; United Shore settles with DOJ on FHA violations
Thursday, December 29 Dec. 29: Wholesale AE jobs; PHH sheds more servicing; flood insurance news; jumbo, conforming, & appraisal requirement changes
Wednesday, December 28 Dec. 28: Sales & Agency jobs; lender & Realtor connections ramping up – Quicken in the news; young folks following affordability
Tuesday, December 27 Dec. 27: Underwriter & AE jobs; CFPB/HMDA/Reg. Z changes; big bank & lender credit underwriting changes; upcoming events
Friday, December 23 Dec. 23, 2016: Trends in the compliance & regulatory environment; DOJ wishes Barclays a Merry Christmas
Thursday, December 22 Dec. 22: QC, CFO, and LO jobs; LOS survey results; banks buying non-banks; Lehman vs. loandepot and imortgage
Wednesday, December 21 Dec. 21: AE & LO jobs nationwide; F&F updates including Duty to Serve, risk sharing, HARP, HAMP, ULDD, etc.
Tuesday, December 20 Dec. 20: Capital Markets, LO, and AE jobs coast to coast; CFPB & HUD fire away into the Holidays – and outline 2017’s priorities
Monday, December 19 Dec. 19: Underwriting, LO, MI jobs, referral webinar; Ginnie & FHA news; pay attention to yield curve & Fed balance sheet
Saturday, December 17 Dec. 17: Appraisal news & appraiser training; the impact of higher rates on HELOCs, HFAs, and business – there’s opportunity!
Friday, December 16 Dec. 16: Consulting, AE, and IT jobs; MBA membership perks; CFPB, regulatory, & legal news – plywood endangered in Ohio
Thursday, December 15 Dec. 15: Retail & wholesale jobs, subservicer review; disaster, flood, and water news; the Fed raised rates – the sun still rose
Wednesday, December 14 Dec. 14: LO jobs, product news; training & events; bank news & underwriting changes – in assets, how big is big?
Tuesday, December 13 Dec. 13: Retail & DTC opportunities; Ally’s consumer direct rollout; jumbo news; lenders & loan amount changes
Monday, December 12 Dec. 12: Training & events this week; credit trends; capital markets news – plenty of new acronyms for the industry
Saturday, December 10 Dec. 10: Note on political appointees impact on lending, appraisals, cybersecurity, Ginnie, improving your business
Friday, December 9 Dec. 9: LO job, new non-QM investor; Lehman legal update; capital markets changes for the good – an MBS from SoFi?
Thursday, December 8 Dec. 8: IT, bus. development, wholesale jobs; CFPB targets reverse lenders; MBA reports on lender profits; legal trends
Wednesday, December 7 Dec. 7: DTC, AE, CFO jobs; reverse mortgage conference & issuance site; primer on Existing Home Sales and trends
Tuesday, December 6 Dec. 6: Sales mgt. job, new broker product; vendor news incl. eClosing; Pending Home Sales primer; FHA, VA, & Ginnie changes
Monday, December 5 Dec. 5: LO, AE, and MI jobs; MBA’s guidance on 2017 volumes; conventional conforming changes roll on
Saturday, December 3 Dec. 3: Notes on Trump’s impact on appraisals & the CFPB; cyber-security – there’s a US Computer Emergency Readiness Team?
Friday, December 2 Dec. 2: MI & AE jobs; company name changes & acquisitions; Agency’s future up for grabs; loan amount changes – FHA’s 2017 levels
Thursday, December 1 Dec. 1: LO, AE, renovation & reverse jobs; UDAAP & title webinars; Allied found guilty; lender rankings worth a skim
Wednesday, November 30 Nov. 30: TPO, retail, compliance, & mgt. jobs; Quicken exec lands transition job; CFPB appraisal news; non-agency MBS update
Tuesday, November 29 Nov. 29: AE, LO, & DTC jobs; webinars, conferences, and training coming up; politically-related thoughts on lending continue
Monday, November 28 Nov. 28: Sales jobs & personnel changes; conventional conforming program changes – are loan limits as important as they once were?
Wednesday, November 23 Nov. 23: Ben Carson at HUD? More on PHH v. CFPB; vendor management & vendor updates; refis continue to drop
Tuesday, November 22 Nov. 22: Wholesale, IT, retail jobs; webinars and events; FHA & VA lender changes; declining number of banks
Monday, November 21 Nov. 21: Credit risk & wholesale jobs; Supreme Court hears mortgage case, & other legal updates; CFPB’s financial status review
Saturday, November 19 Nov. 19, 2016: CFPB to appeal PHH decision; MBA and other groups weigh in
Friday, November 18 Nov. 18: AE, retail, & MI jobs; LO recruitment survey; Appraisal Institute goes to Washington DC
Thursday, November 17 Nov. 17: Retail, correspondent, call center jobs; jumbo news; strong housing starts number; CFPB news and rumors; Fulton Financial/DOJ
Wednesday, November 16 Nov. 16: AE jobs and jumbo product; down payment report; good news from HUD & FHA; regulatory backlash ahead
Tuesday, November 15 Nov. 15: Marketing & LO jobs, LO survey & training; vendor news; VA, FHA, and Ginnie Mae changes
Monday, November 14 Nov. 14: CFO & wholesale jobs; webinars this week; servicing market heating up? Rising rates to impact Fed MBS purchases?
Saturday, November 12 Nov. 12: Cybersecurity, cyberattacks, malware infections, the BSA – what if you don’t report cyber incidents?
Friday, November 11 Nov. 11: Trends in multi-family housing and financing; housing in retirement; a fine Veteran’s Day tale
Thursday, November 10 Nov. 10: Retail opportunities; PHH’s $28 million fine; Miami’s Fair Housing lawsuit; Ocwen news; Trump on Yellen & the CFPB
Wednesday, November 9 Nov. 9: Sales & retail jobs; PHH to exit private label; disaster news; marijuana election results & lending; and oh, the election
Tuesday, November 8 Nov. 8: LO & management jobs; LO workshop; changes in credit and its impact on first-time home buyers; vendor news
Monday, November 7 Nov. 7: Non-QM program, LO tools; training on MSAs, tax returns, CRA, etc.; earnings announcements continue – they’re pretty good
Saturday, November 5 Nov. 5: The MBA TRID comment letter, legal rulings impacting lenders and real estate agents – PHH v. CFPB for dummies
Friday, November 4 Nov. 4, 2016: Retail, AE, and Ops jobs; tax & documentation considerations; state lending law changes from coast to coast
Thursday, November 3 Nov. 3: Ops & AE jobs; pricing special for brokers; buyer trends impacting builders; Fannie’s profit & partnership with SoFi
Wednesday, November 2 Nov. 2: COO & LO jobs; impending events; HomeBridge to buy Prospect – impact on non-bank lender rankings; FHA lender changes
Tuesday, November 1 Nov. 1, 2016: Underwriting & MI jobs; LO training info; Wells’ appraisal settlement, trends in collateral valuation; non-prime MBS
Monday, October 31 Oct. 31: Ops jobs, business opportunity; approaching events; jumbo, pricing, USDA news; the economy is doing pretty well
Saturday, October 29 Oct. 29: Letters from the conference trenches on servicing values, technology, credit risk & availability, VA IRRRLs, sharing risk, and more
Friday, October 28 Oct. 28: LO jobs & recruiting services; MGIC & Radian earnings; trends in borrower equity; CFPB, HMDA, & 44 lenders
Thursday, October 27 Oct. 27, 2016: AE, LO, & management jobs; appraisal & collateral news; webinars on PHH/CFPB, selling loans; broker to banker; pumpkin humor
Wednesday, October 26 Oct. 26: Ops, call center, & AE jobs; bank M&A continues; FHA & VA updates; Re/Max rolls out new mortgage company
Tuesday, October 25 Oct. 25: AE jobs; integration, vendor, Fannie & Freddie updates from the conference; trends in HELOCs & eClosings
Monday, October 24 Oct. 24: Sales jobs & vendor updates; mid-sized bank earnings; conforming news; Genworth Financial finds an overseas buyer
Saturday, October 22 Oct. 22: Notes on HR 2121, appraiser trainees; IRS delays Secure Access and tells us what defines being “married”
Friday, October 21 Oct. 21: Correspondent & retail jobs; Fannie to address reps & warrants; Ginnie & streamline refis; credit unions paid how much to attorneys?
Thursday, October 20 Oct. 20: Retail & wholesale sales jobs; another DOJ/FHA settlement; risk sharing heating up; vendor announcement mania
Wednesday, October 19 Oct. 19: MI, retail, Ops jobs, sub-servicer option; bank M&A; USDA rural & disaster updates; Freddie’s single security proposal
Tuesday, October 18 Oct. 18, 2016: Whole loan buyer, recruiting service; Freddie & Fannie news; jumbo news; approaching webinars, conferences, & classes
Monday, October 17 Oct. 17: Ops, Sales, & QC jobs; lender disaster updates; big bank 3rd quarter mortgage results – industry’s barometer?
Saturday, October 15 Oct. 15, 2016: Notes on legality of MSAs, office leases, joint marketing; the value of refi biz; mobile apps for homebuyers
Friday, October 14 Oct. 14: Call center & retail jobs, new corresp. product; impending events; non-owner trends not helping small lenders & impacting secondary markets
Thursday, October 13 Oct. 13, 2016: Fulfillment job, HMDA webinar; primer on appraisals – ACS, TAF, BPO, AVM, AQB, HVCC, AMC, and HUD’s changes
Wednesday, October 12 Oct. 12: Call center, retail, and wholesale jobs; CFPB penalizes Navy Fed; what PHH v. CFPB means for us
Tuesday, October 11 Oct. 11, 2016: Webinars on Fair Lending, increasing production, fintech, the new URLA, etc.; new loan & vendor products are flourishing
Monday, October 10 Oct. 10, 2016: Retail & correspondent jobs; FEMA & lender disaster updates; Agency & investor conf. conventional changes
Saturday, October 8 Oct. 8: Notes about DACA borrowers, lenders buying banks, the CFPB’s database, and HMDA; a pretty good joke
Friday, October 7 Oct. 7: Wholesale jobs and products; company events; compliance in social media and anti-money laundering for every lender
Thursday, October 6 Oct. 6: Retail, reverse, & mgt. jobs; banks & lenders being acquired – tax implications; servicing trends; FAQ on diversity assessments
Wednesday, October 5 Oct. 5: Sales jobs; training on the phone and conferences coast to coast; Merrill & PHH to part ways; Prosper’s challenge
Tuesday, October 4 Oct. 4: Wholesale, retail, reverse mtg. jobs; state law changes on licensing, advertising, foreclosures, attorney’s fees, etc.
Monday, October 3 Oct. 3, 2016: Ops jobs, personnel moves in MI & capital markets; lawsuits & settlements – attorney’s input on cyber-security & servicing
Saturday, October 1 Oct. 1: Letters from readers on lenders buying banks, regulators, risk-sharing, and on-line mortgage applications
Friday, September 30 Sep. 30, 2016: Correspondent, portfolio, and capital markets jobs; 2015 HMDA data & dashboard; CFPB weighs in on 1003 and HMDA data; ALTA on CD
Thursday, September 29 Sep. 29: Wholesale product & jobs, warehouse mgt. job; Freddie & Fannie in the news re: reform, risk sharing, and MI
Wednesday, September 28 Sep. 28: Accounting, retail, and appraisal jobs; courts & compliance; FHA’s condo proposals, and lenders’ FHA, rural, & VA updates
Tuesday, September 27 Sep. 27: Retail jobs, correspondent expansion; events from coast to coast; new LO comp plan; all-cash deal stats
Monday, September 26 Sep. 26: MI job, new subservicer & jumbo product; Thornburg, Sindeo, & Caliber news; DU 10.0 changes; Freddie to tweak underwriting?
Saturday, September 24 Sep. 24: Notes from appraisers and AMCs – how many retire every year? Should real estate agents read agency appraisal guidelines?
Friday, September 23 Sep. 23: Retail, DTC, wholesale jobs; Stearns picks up KB Home JV; Ocwen news; the impact of prepayments increasing
Thursday, September 22 Sep. 22: LO & AE jobs, banks wanted; vendor news; flood, flood insurance, & lender disaster updates – what about escrow accounts?
Wednesday, September 21 Sep. 21: Retail LO jobs nationwide; co-marketing webinar; Hispanic lending glossary; systemic first-time home buyer problems persist
Tuesday, September 20 Sep. 20: AE, Bus. Development, & retail jobs; PHH layoffs; training & events; Non-Agency primary & secondary market trends
Monday, September 19 Sep. 19: Wholesale & Operations jobs; Impac to raise funds; servicing packages; conventional conforming program changes just don’t stop
Saturday, September 17 Sep. 17: Notes on youth, debt, and home buying; cybersecurity news; CMLA & CHLA speak out; There are 2,500 DPAs? Yes!
Friday, September 16 Sep. 16: Sales jobs across the spectrum; free HMDA data dashboard; prison for mortgage individuals; FHA, Ginnie, & servicing updates
Thursday, September 15 Sep. 15: QC, retail, wholesale, & correspondent jobs; LOs, RESPA, and PHH – a legal take; CFPB to register non-banks?
Wednesday, September 14 Sep. 14: MI, Ops, & Capital Markets jobs; M&T re-enters wholesale; vendor updates; primer on Angel Oak’s non-agency deal
Tuesday, September 13 Sep. 13: Management, retail, & AE jobs; commercial & fintech webinars; implications of Wells’ penalty; FDIC & TPO lending
Monday, September 12 Sep. 12: ESOP ownership, retail & wholesale jobs; training & sales events; lenders in the news; key reason for lender M&A is…?
Saturday, September 10 Sep. 10: Sorry for the length, but appraisals are a heated topic, impacting consumers, and appraisers answer
Friday, September 9 Sep. 9: Head of Production, AE jobs; SoFi to raise money; Wells & the CFPB; list of bank regulators makes your head spin
Thursday, September 8 Sep. 8: HECM, Secondary Marketing, Sales jobs; upcoming training; compliance & risk – how much in bank fines?
Wednesday, September 7 Sep. 7: Retail & wholesale jobs; Colorado & MSAs; lender profitability figures; collateral underwriting changes
Tuesday, September 6 Sep. 6: Ops TPO management job; upcoming training events; conv. conforming news; eMortgage segment updates
Saturday, September 3 Sep. 3: Appraisals & appraisers – is the process the stick in the lender’s spokes? Appraisers’ take on things
Friday, September 2 Sep. 2: M&A in banks and lenders continues; changes to credit underwriting guidelines – how much average debt & leverage is there?
Thursday, September 1 Sep. 1: Interesting sales & u/w jobs, compliance for small lenders; credit unions scooping up Millennials
Wednesday, August 31 Aug. 31: Analyst jobs, rebranding, and recruiting; nice trends from the FHFA’s price figures – a deep dive
Tuesday, August 30 Aug. 30: CFO job; trends in FHA & VA lending – agency & lender changes continue, a note on improving borrower profiles
Monday, August 29 FW: Aug. 29: AE & management jobs, PHH changes; bank branch trends; upcoming events & training; Hispanic ownership trends
Saturday, August 27 Aug. 27: Notes from various sources on avoiding fraud; still confusion about the definition of “application”
Friday, August 26 Aug. 26: MI, LO, & COO jobs; appraisal survey; HARP extended, and continued conventional conforming changes
Thursday, August 25 Aug. 25: Correspondent, AE, management jobs; appraisal jobs & trends; Fannie & Freddie – never a quiet moment
Wednesday, August 24 Aug. 24: Wholesale & production mgr. jobs; new FEMA proposal & random sample of disaster policies from lenders
Tuesday, August 23 Aug. 23: COO job, $6 million reverse program; new & old lawsuits – notable settlements; underwriter compensation study
Monday, August 22 Aug. 22: AE & Ops jobs; only 3 new banks in 7 years? Servicing packages; eMortgage status at lenders & Agencies – catch the wave!
Saturday, August 20 Aug. 20: A wire transfer scam example; more notes on pros & cons of H.R. 2121; HOA super lien status clarification
Friday, August 19 Aug. 19: Capital markets & correspondent jobs; some state residential regulation changes; rural housing lender trends
Thursday, August 18 Aug. 18: AE & underwriter jobs, subservicer review; jumbo mortgage trends & the declining middle class – billionaires’ cash reserves
Wednesday, August 17 Aug. 17: Retail, wholesale, & management jobs; HOA & legal developments; MI & other insurance news; working with Hispanic clients
Tuesday, August 16 Aug. 16: Ops, LO, & MI jobs; lender price changes; upcoming events inc. a couple today; implications of UG & Arch deal
Monday, August 15 Aug. 15: CFO job & M&A opportunity; verifying IRS transcripts & other vendor news – vendor management is a full-time job
Saturday, August 13 Aug. 13: Primer on funding for DAPs; more H.R. 2121 back & forth; marketplace lending – one size doesn’t fit all
Friday, August 12 Aug. 12: New broker product & TPO jobs; CA marijuana vote attracting lender notice; credit unions’ mortgage biz growing like a weed
Thursday, August 11 Aug. 11: Ops jobs coast to coast; top LO productivity study; state news; primer on securitization – Ginnie sets record
Wednesday, August 10 Aug. 10: Sales, Ops, Business Dev. jobs; upcoming webinars & conference; primer on servicing economics; impact of negative rates
Tuesday, August 9 Aug. 9: Sales, Ops, IT, & Training jobs; EverBank deal inked; Walter sells servicing – experts weigh in on riled servicing market
Monday, August 8 Aug. 8: AE, compliance, DTC jobs; mixed lender earnings; 900 pages of revised servicing rules & FDIC’s TPO guidance – who can keep up?
Saturday, August 6 Aug. 6: VPs on housing; notes on Reg. Z & HR 2121; alternative to plywood for vacant buildings; Barclays moves to voice recognition!
Friday, August 5 Aug. 5: Retail jobs from East to West; private mortgage insurance company results & news: a solid 2nd quarter
Thursday, August 4 Aug. 4: Co-marketing & TPO options; upcoming events; another correspondent bails & sails; EverBank buyer & bank M&A – Basel 4 on the way?
Wednesday, August 3 Aug. 3: MI, AE, and Ops jobs; more on residential regulator group, be aware of money laundering & AML programs; builder trends
Tuesday, August 2 Aug. 2: MI job, sub-servicer news, candidate looking; upcoming training inc. eMortgage legal update & trended credit; state-level changes
Monday, August 1 Aug. 1: Capital markets job, new sub-servicer, book for brokers; CFPB: small loan appraisals, construction loans, DAPs, and lots more
Saturday, July 30 July 30: Notes on HR 2121, the importance of MISMO, and cybercrime – what is “the darknet?”
Friday, July 29 July 29: MI & compliance jobs; Fannie & Freddie changes; jumbo market altering and not for the better
Thursday, July 28 July 28: Retail & AE jobs; EverBank on the block; first time buyer survey; servicing market troubles hit borrower’s rates – why?
Wednesday, July 27 July 27: Ops & DTC jobs across the nation; RESPA & marketing webinar; small lender purchased; challenges for first time buyers
Tuesday, July 26 July 26: Retail & wholesale jobs; personnel moves; FHA, VA, IRS, & renegotiation policy changes; upcoming training & events
Monday, July 25 July 25: Ops jobs; new non-QM & pricing engine products; Fannie, Freddie, & lender conv. conforming updates are ceaseless
Saturday, July 23 July 23: Notes on current legislation, retail vs. wholesale pricing differences, and appraisal trends helping lenders & borrowers
Friday, July 22 July 22: Software & Ops jobs; trends in building & lending – owning less expensive than renting in how many states?
Thursday, July 21 July 21: Retail, management, call center jobs; CFPB: credit unions, research conference, HMDA, privacy webinar, and YouTube video
Wednesday, July 20 July 20: Bus. Development, wholesale, and Ops jobs; new products including LE tool, document mgt., FHA/PACE, & Redwood’s $2.5 million SFH
Tuesday, July 19 July 19: Ops, retail, & wholesale jobs; vendor updates; events & training; secondary marketing activity of note picking up
Monday, July 18 July 18: AE & Ops jobs coast to coast; a primer on the False Claims Act; FHA, Wells, Agencies, and MI companies fight over high LTV ground
Saturday, July 16 July 16: Notes on the future of the FHA, fair value accounting on pipelines, & broker comp changes after the LE is provided
Friday, July 15 July 15: Retail, CFO, and Ops jobs; HMDA & FASB webinars; LOS survey; house price & ownership trends
Thursday, July 14 July 14: Ops, MI, and AE jobs; bank news & Chase mortgage results – the impact of servicing; at these rates just how many refis are there out there?
Wednesday, July 13 July 13: AE & Ops jobs; measuring borrower satisfaction; changes in credit scores impacting lending
Tuesday, July 12 July 12: Correspondent; wholesale, DTC, and MI jobs; BofA layoffs; Fannie & Freddie changes in the primary & secondary markets
Saturday, July 9 July 9: Notes on non-QM lending, the new 1003; the UK’s exit will take several years – why mortgages aren’t tagging along yet
Friday, July 8 July 8: Ops & CFO jobs, correspondent news; NAF moves out of wholesale; Blackstone starts to sell; state lending news from coast to coast
Thursday, July 7 July 7: MI, correspondent, & AE jobs; Millennials: rent levels & demographics vs. credit scores and lack of starter homes
Wednesday, July 6 July 6: Reverse mortgage jobs, personnel moves, job events; LO survey results; webinars; new compliance group; advertising compliance piece
Tuesday, July 5 July 5: Sales & operations jobs; widespread primary market FHA, VA, USDA changes – and their potential impact in the secondary markets
Friday, July 1 July 1: Broker product; Freddie, Fannie, conventional conforming developments; private MI changes
Thursday, June 30 June 30: MI & SVP sales jobs; banking stress tests & mergers, BancorpSouth settles; IRS extends deadline; Austin & SF job market stats
Wednesday, June 29 June 29: Management, call center jobs; new products; free training across the nation; FHLBs enlist in MPF for Ginnies
Tuesday, June 28 June 28: Recruiter, underwriter, and marketing jobs; our economy during election years; investor disaster & appraisal updates
Monday, June 27 June 27: Risk, wholesale, retail, and corres. jobs; Ginnie issuance passes Freddie; TILA dollar amounts; bank supervision economics study
Saturday, June 25 June 25: From secretaries to CEOs, ignoring cyber-crime is a mistake; future goals for the capital markets to keep in mind
Friday, June 24 June 24: Compliance & retail jobs; NY servicers dealt blow & Ocwen’s $30 million settlement; Brexit: lock renegotiations & margin calls?
Thursday, June 23 June 23: Underwriter, and recruiter offerings; lender, MI, and bank strategic alliances; structural price changes impacting borrowers
Wednesday, June 22 June 22: Sales & sales mgt. jobs; training inc. e-signature verification webinar; commercial & multi-family market – growing weary
Tuesday, June 21 June 21: Wholesale & retail jobs, lender wanted; new DU date set; 48 hours to Brexit/Bremain vote – traders prepare; news on 1003
Monday, June 20 June 20: Wholesale and LO jobs; new Redwood Trust product; CFPB & vendor mgt. webinars; FHA & VA news; Brexit primer
Saturday, June 18 June 18: Notes on a new 1003, LO signing bonuses, the appraisal biz, servicer costs, tracking security issuance; a little Father’s Day humor
Friday, June 17 June 17: Operations jobs; legal landscape continues to change…as does whole loan trading methods; Optimal Blue and MERS sold
Thursday, June 16 June 16: Retail & wholesale jobs, bank job cuts and M&A; Nationstar adds $50 billion in servicing – does it make money?
Wednesday, June 15 June 15: Jobs, job fairs, interesting events & webinars on RESPA & from the CFPB; servicing values impacting borrower’s rates & lender p&ls
Tuesday, June 14 June 14: AE & QC jobs, title company wanted; German rates go negative; credit scoring trends – DU 10.0 & trended data release delayed
Monday, June 13 June 13: Wholesale & retail jobs, job fair, LO comp webinar; USDA program improving pricing; oil & world budgets; world rates continue lower
Saturday, June 11 June 11: Letters & notes on password protection, mechanics liens, and the current state of the appraisal business
Friday, June 10 June 10: Wholesale, Ops, and sales management jobs; what if no one wants to service more loans, and the impact on consumers
Thursday, June 9 June 9: Sales jobs, appraisal survey opportunity; CFPB’s updates; HMDA data in latest agreement – what it means; example of non-ATR loan
Wednesday, June 8 June 8: Retail, wholesale, Ops jobs; personnel moves; free webinars on wide range of topics; changes to Freddie and Fannie coming up?
Tuesday, June 7 June 7: Lenders hiring DTC chief, Ops, producers; banks & mortgage banks buying other banks & mortgage banks; new non-QM entrant; upcoming webinars
Monday, June 6 June 6: Sales management & Ops jobs; TARP update; SEC investigating Deutsche Bank; FDIC settles; Arizona attorney pleads guilty to mortgage fraud
Saturday, June 4 June 4: Free book on cyber-security; letter on the crisis; Millennials & student debt’s impact on home ownership & housing trends, and vice versa
Friday, June 3 June 3: Management & Ops jobs; personnel moves; CFPB’s payday proposals might mean for residential biz – alternatives springing up
Thursday, June 2 June 2: Retail, Ops, & correspondent management jobs; personnel news; non-QM survey; the rise of the technology vendor – updates abound
Wednesday, June 1 June 1: Retail, management, and ops jobs; First Mortgage settles; bank manager sentenced; non-QM product updates; state news – concern in New York
Tuesday, May 31 May 31: Retail jobs, new credit union channel; approaching events; new & proposed FHA & VA changes – HECMs in the news
Saturday, May 28 May 28: Letters on negative interest rates, LOs & RESPA violations, right of rescission, and down payment assistance programs
Friday, May 27 May 27: Retail & wholesale jobs; CFPB goes after individual LO; the cost of regulation on the price of a new home; TRID costs continue
Thursday, May 26 May 26: IT & wholesale jobs; M&A opportunity; advertising compliance article; new jumbo & reverse products; Chase & Wells roll out low down payment programs
Wednesday, May 25 May 25: Retail jobs & personnel movement; LO survey opens up; Section 342 & OMWI – why lenders should be aware of it
Tuesday, May 24 May 24: Retail & wholesale jobs; vendor management webinar; setback for DOJ in BofA case; TRID’s impact in capital markets; are the MBS markets liquid?
Monday, May 23 May 23: Sales management support jobs; upcoming training sessions; HR 2121 up for vote; Freddie’s new security, Fannie’s new board member
Saturday, May 21 May 21: Note on the value of servicing; cyber crime – risk #1 for financial companies; should “going public” be a goal for every lender?
Friday, May 20 May 20: Retail expansion; new VOE product; MI industry gossip; a HUD settlement; DOJ goes after Guild Mortgage & Guild’s response
Thursday, May 19 May 19: Wholesale & Ops opportunities; personnel news; another lender purchased – M&A won’t stop; “Don’t fight the Fed”
Wednesday, May 18 May 18: Wholesale & IT jobs; company for sale; HSBC job cuts; FHA & VA program & lender changes
Tuesday, May 17 May 17: Retail, wholesale, and large-scale business opportunities; LOS survey; servicing – who’s buying what and how
Monday, May 16 May 16: VP, CFO, management jobs; another DOJ/False Claims settlement; conventional conforming program changes don’t stop
Saturday, May 14 May 14: Office supplies & lending? The up & down trend of Existing Home Sales – a primer… inventory & affordability still major issues
Friday, May 13 May 13: LO, management, and vendor opportunities; more on servicing; Blackstone & Cerberus pulling back in residential lending – hmmm…
Thursday, May 12 May 12: Retail, Ops, and correspondent jobs; bank M&A continues; the market for servicing: who is buying what from who may be a surprise
Wednesday, May 11 May 11: Sales, management, and ops jobs coast to coast; Ditech layoffs, Stonegate earnings; documentation requirements continue to change
Tuesday, May 10 May 10: Wholesale group up for grabs, retail jobs; renovation & jumbo news; lender stock prices being slaughtered – where’s your 401(k)?
Monday, May 9 May 9: Ops & IT jobs, & price changes; Lending Club CEO resigns; upcoming webinars & training; USDA rural developments; mortgage credit less available
Saturday, May 7 May 7: Note on why Millennials need LOs; cyber-security is more than not posting your password on a sticky note – what are your vendors doing about it?
Friday, May 6 May 6: Correspondent renovation loans; Blackstone expands in dealer biz; PHH bails on correspondent channel; more mortgage earnings; new MI player?
Thursday, May 5 May 5: AE, retail, acquisition, & personnel news; flood insurance update; what’s new with Fannie & Freddie?
Wednesday, May 4 May 4: Retail & sales jobs; new commercial & jumbo products; bank numbers falling, M&A, role in jumbo biz, and another purchased by a credit union
Tuesday, May 3 May 3: Wholesale & retail jobs; upcoming events around the nation; SoFi’s capital raise; a glance at Millennials – in the UK parents are a top 10 lender!
Monday, May 2 May 2: Retail & sales mgt. jobs; LO referral training; CFPB addresses bankruptcy; what MI company earnings tell us – will Arch buy a competitor?
Saturday, April 30 Apr. 30: Letters on non-QM trends, LO accountability, Foreign National programs, and the government’s role in personal financial decisions
Friday, April 29 Apr. 29: Ops, MI, & wholesale jobs; CFPB offers plans for TRID plans; interesting upcoming events – learn about jobs & “Hispennials”; who’s afraid of HMDA?
Thursday, April 28 Apr. 28: Sales mgt., construction warehouse opportunity; new vendor management product; primer on Case-Shiller calculation & trends
Wednesday, April 27 Apr. 27: Product Specialist & retail jobs; new home sales trends; primary & secondary markets impacted by changes in HUD & lender FHA programs
Tuesday, April 26 Apr. 26: Retail, DTC, & wholesale jobs; upcoming training & events around the nation; changes in 4506-T requirements and in credit trends
Monday, April 25 Apr. 25: Sales opportunities; HUD & Fidelity ink $1 million agreement; trends in equity, rent, and where people in their 20s and 30s are buying homes
Saturday, April 23 Apr. 23: Letters on helping borrowers under TRID, capital markets execution, early payoffs vs. MLO compensation rules
Friday, April 22 Apr. 22: Retail, wholesale, and correspondent jobs; private MI biz attracting attention; press & regulators hit start-ups & FinTech lenders
Thursday, April 21 Apr. 21: Wholesale & sales jobs; retail LO survey; subservicer reviews; Florida LOs know the Homestead rules; jumbo delegated programs? Sure
Wednesday, April 20 420: Ops & MI jobs, broker & internal audit programs; Millennial webinar; Housing Starts & Building Permits – ugh
Tuesday, April 19 Apr. 19: Wholesale & retail jobs; free webinars; lender & investor changes in lock & pricing policies, condo guidelines, and USDA/rural programs
Monday, April 18 Apr. 18: Wholesale opportunities; Freedom’s statement on settlement; what big bank earnings tell us about residential lending environment
Saturday, April 16 Apr. 16: Note on trends in capital markets, successful CRA lending, and the DOJ/Freedom Mortgage settlement
Friday, April 15 Apr. 15: Secondary job & warehouse expansion; interesting webinars next week; conforming/conventional & related MI changes keep coming
Thursday, April 14 Apr. 14: Ops & AE jobs; PrimeLending & Mutual of Omaha’s JV; bank mergers; vendor & tech updates; PHH/CFPB battle will be a long process
Wednesday, April 13 Apr. 13: Ops & wholesale jobs; the CFPB & nonbank servicers; ex-CFPB enforcement attorney’s take on PHH/CFPB Day 1 of hearing – an eye opener
Tuesday, April 12 Apr. 12: Ops & wholesale jobs; upcoming free events; PHH & Merrill part ways; mREIT acquisition; Goldman settlement; new products
Monday, April 11 Apr. 11: Correspondent jobs; private mortgage insurance updates; FHA/VA changes; lenders should pay attention to Wells’ settlement
Saturday, April 9 Apr. 9: Capital markets notes on pricing, hedging, investor behavior, selling tips, etc. – is real time data necessary?
Friday, April 8 Apr. 8: Ops & production jobs, new broker & technology products; proposed & actual conventional conforming changes are everywhere
Thursday, April 7 Apr. 7: Secondary job, new condo product; Consumer Direct workshop & other events; disaster updates; why some mergers fail
Wednesday, April 6 Apr. 6: CIO & retail jobs, DOJ official exiting; lending & real estate market in the West is on fire, and spreading – town for sale in Nevada
Tuesday, April 5 Apr. 5: Servicing, retail, and Encompass jobs; changes at Kinecta, Freedom, & Chase; student debt developments; MBS supply estimates
Monday, April 4 Apr. 4: Compliance, Correspondent & Credit Risk positions; Tech conference – new products, vendor news, LOS satisfaction survey results
Saturday, April 2 Apr. 2: TRID question from brokers; the industry’s role of MORPAC; primer in MBS prices, the 10-year, and borrower’s rates; cool bald eagle cam
Friday, April 1 Apr. 1: CFPB goes after layaway plans & publishes meeting minutes; LO comp experiment; Florida lender addresses regulatory burden
Thursday, March 31 Mar. 31: Servicing & credit officer jobs; companies expanding; bank failure stats improving; banks easing credit?
Wednesday, March 30 Mar. 30: Sales & sales mgt. jobs; small balance commercial webinar; the cost of TRID from STRATMOR & its impact on appraisers
Tuesday, March 29 Mar. 29: Retail jobs & lender expansion; Redwood Trust, Prosper news; Ohio’s take on minimum wage for sales personnel; CFPB webinar on TRID
Monday, March 28 Mar. 28: IT, analyst, retail jobs; HELOCs; immigration, labor, lot availability, & other trends impacting builders
Saturday, March 26 Mar. 26: Note on a False Claims Resource Center, Cyber Challenge FDIC site; plenty of blame to go around for the housing crisis
Friday, March 25 Mar. 25: Retail jobs & VA Boot Camp; ARM update; TRID & construction lending; primer on negative interest rates
Thursday, March 24 Mar. 24: Retail jobs & CS layoffs; trends in private mortgage insurance; disaster policy updates; why borrower early payoffs matter
Wednesday, March 23 Mar. 23: Ops, retail, & survey opportunities; Titan acquired; PHH rumors set straight; trended credit data gains momentum
Tuesday, March 22 Mar. 22: Sales & sales management jobs; FHA trends; bank M&A; LO comp shifting away from volume?
Monday, March 21 Mar. 21: Technical job opportunity; training & surveys coming up fast; the impact of TRID debated within the industry
Friday, March 18 Mar. 19: Notes on appraiser pay, WJ Bradley’s mismanagement & exit, and a stinging rebuttal to Cordray’s logic for enforcement actions
Friday, March 18 Mar. 18: Retail & underwriting opportunities; Millennials & how every lender is being helped by rent & household formation trends
Thursday, March 17 Mar. 17: Retail & correspondent jobs; primary market/program changes – will temporary buydowns be mainstream again?
Thursday, March 17 Mar. 16: IT jobs, new correspondent program; jumbo channel changes & disaster policy news; IT risk chatter
Tuesday, March 15 Mar. 15: Sales jobs & warehouse expansion; survey for gals; informational events; W.J. Bradley says, “No mas”
Monday, March 14 Mar. 14: Retail, wholesale, compliance jobs; upcoming events; USDA changes, and ag land value’s impact on lenders
Saturday, March 12 Mar. 12: Letters about the cost of TRID on lenders and consumers; the FHLB’s impact on capital markets
Friday, March 11 Mar. 11: Retail jobs; Fannie, Freddie, conventional conforming updates from sea to shining sea
Thursday, March 10 Mar. 10: Mortgage jobs & personnel changes; SoFi starts hedge fund; Wells changes appraisal policy; where does penalty money go?
Wednesday, March 9 Mar. 9: Ops & production jobs; CFPB invites complaints about new set of lenders; compliance issues hit capital markets
Wednesday, March 9 Mar. 8: Retail & correspondent jobs; appraiser & appraisal news & trends; comp survey says what about LO base pay?
Monday, March 7 Mar. 7: IT & Opes jobs; upcoming events inc. mfg. housing webinar; new products & vendor updates
Sunday, March 6 Mar. 5: Can a Realtor own a lender? TRID costs & title companies; cybersecurity – what regulators expect, and a CFPB penalty
Friday, March 4 Mar. 4: QC & account manager jobs; lowering whistleblower odds; the cost of regulation; Ocwen & Walter news; what is Section 342?
Thursday, March 3 Mar. 3: MI & technology sales jobs; BofA layoffs; update on LO licensing bill; improving non-agency MBS transparency
Wednesday, March 2 Mar. 2: Calyx, MGIC, and sales mgt. jobs; redlining case settled; bank M&A trends – what works & what doesn’t
Tuesday, March 1 Mar. 1: Retail & wholesale expansion; TRID survey; fee structure changes; trends in VA lending & lender requirements
Monday, February 29 Feb. 29: Wholesale jobs & correspondent outlet; upcoming events of note; a primer on mortgage insurance and what MI folks are doing
Saturday, February 27 Feb. 27: Information on originator licensing, applications/LEs/CDs, and brokers and early payoff penalties
Friday, February 26 Feb. 26: Warehouse & correspondent jobs; HR 2121 – a big bill for lenders, and licensing news from around the nation
Thursday, February 25 Feb. 25: Retail & wholesale jobs, capital available; commercial lending restricting? multi-family news and rent trends that aid lenders
Wednesday, February 24 Feb. 24: Sales & retail positions; ex-CFPB counsel heads to Goldman for lending job; Google changes mortgage tack
Tuesday, February 23 Feb. 23: Wholesale & retail jobs; training inc. one on small business lending; conventional conforming news & u/w changes
Monday, February 22 Feb. 22: Retail opportunities coast to coast; legal news impacting lenders & capital markets – and not in a good way
Saturday, February 20 Feb. 20: TRID pains and Calyx’s take on the situation; difference in how banks and independent MBs are expanding
Friday, February 19 Feb. 19: LO, sales, and secondary jobs; TRID survey; CFPB addresses financial innovation; is being a primary dealer still “hot stuff”?
Wednesday, February 17 Feb. 17: Interim CFO, underwriting, & AE jobs; recruiting webinar; trends in FHA, VA, and Ginnie issuance
Tuesday, February 16 Feb. 16: Servicing job, non-QM & warehouse products; training & events of all types ; trading on the phone, and who has the safest MBS?
Saturday, February 13 Feb. 13: MISMO primer, pre-approval letters in a TRID world, handling diff. comp. plans with different lenders; book for LOs
Friday, February 12 Feb. 12: Sales jobs; warehouse bank expanding; Morgan Stanley settles; the importance of water in lending & home ownership
Thursday, February 11 Feb. 11: Retail & wholesale jobs; Blackstone expands; Basel’s impact on our banks; vendor management; good & bad news about rates
Wednesday, February 10 Feb. 10: Retail & wholesale jobs; Wells’ layoffs & settlement; more on TRID & the CFPB’s widespread impact; Redwood cuts commercial program
Tuesday, February 9 Feb. 9: Encompass, CD, and Ops jobs; personnel changes proliferate; training & seminars; Ops VP weighs in on TRID
Monday, February 8 Feb. 8: Retail & wholesale jobs; lots of attention on new Lehman Brothers lawsuit; lender’s Super Bowl ad results
Saturday, February 6 Feb. 6: Letters on lender expectations for 2016, appraisers, trended credit data, TARP update, and ATR
Friday, February 5 Feb. 5: Retail & correspondent jobs; discontinued program; lender fees going up; non-agency/jumbo program trends
Thursday, February 4 Feb. 4: Retail & wholesale jobs; borrower satisfaction report; bank M&A, and Wells’ settlement; data breach responses
Wednesday, February 3 Feb. 3: Nationwide retail jobs; Fannie & Freddie help clarify things; settlements & lawsuits – will the CFPB settle discrimination suit?
Tuesday, February 2 Feb. 2: Retail & wholesale jobs; comp survey; MI company direction; disaster policy updates; appraisal & collateral trends
Monday, February 1 Feb. 1: Ops jobs; appraisal company news; events & fraud training; FDIC enforcement actions; FHA & VA changes & Ginnie issuance
Saturday, January 30 Jan. 30: Why the 10-yr T-Note is relevant, QRM, REITs’ setback, managing borrower complaints, and a correspondent’s view of TRID rollout
Friday, January 29 Jan. 29: Ops jobs & correspondent investor; change in views on credit; HSBC & lending to Chinese Nationals; WAC’s servicing deal
Thursday, January 28 Jan. 28: Retail & servicing jobs; recruiting tool; rent trends & multifamily news, MBS, and servicing primer; originator survey
Wednesday, January 27 Jan. 27: Sales & MI jobs; more personnel changes; subservicer review; new mortgage products; more on risk sharing
Tuesday, January 26 Jan. 26: Jobs in sales, sales mgt., & coaching; Chase settlements; senior personnel changes; lender & bank M&A – stats, and what is working?
Monday, January 25 Jan. 25: Sales & MI jobs; lots of upcoming events; CFPB & PHH court date set; MGIC earnings, UG to be sold? Risk swapping primer
Saturday, January 23 Jan. 23: Notes on cyber-attacks, getting through TRID, compliance reviews, construction-to-perm, and the future of mREITs
Friday, January 22 Jan. 22: Capital markets & sales mgt. positions; reverse mortgage news trends – gosh, how many people turn 62 every day?
Thursday, January 21 Jan. 21: MI & retail jobs; PHH & Radian stock buybacks; Ocwen settlement; Redwood shutters portion of conventional conforming biz
Wednesday, January 20 Jan. 20: Corres. & retail jobs; subservicer reviews; QC contest; big bank mortgage stats; guide for online business activities
Tuesday, January 19 Jan. 19: Servicing & retail jobs; recruiting tool; trends in servicing transfers & bank mortgage pricing; Goldman layoffs
Monday, January 18 Jan. 18: MI, Ops, wholesale jobs; more TRID loan rejection reasons; BankUnited withdraws from retail lending because…
Saturday, January 16 Jan. 16: Letters about TRID pros and cons & impact on consumers, credit scoring; are builder incentives a RESPA violation?
Friday, January 15 Jan. 15: AE jobs & personnel moves; using HMDA as a business tool; more events; Goldman settlement, Lehman, and state legal updates
Thursday, January 14 Jan. 14: Various sales & Ops jobs across the nation; lender drops FICO from lending decisions; Stearns’ TRID defects
Wednesday, January 13 Jan. 13: Retail & wholesale jobs, new products; CFPB on construction loans; training events & conferences; FHLB mREIT news
Tuesday, January 12 Jan. 12: Correspondent, retail, and Ops jobs; trends in documentation requirements and credit scores – what is HR 4211?
Monday, January 11 Jan. 11: Retail & Ops jobs, a new hiring tool; upcoming events of note; Ocwen update; push for private label securities
Saturday, January 9 Jan. 9: Notes on borrower education & staff training, the pot business; can brokers comply with LE regulations?
Friday, January 8 Jan. 8: Co-op news & sales mgt. job; trends in 2nd mortgages; more disaster lender news – loan sellers beware
Thursday, January 7 Jan. 7: Retail jobs from coast to coast; Walter’s Ditech exits retail; free post-TRID webinar; HMDA White Paper
Wednesday, January 6 Jan. 6: MI & correspondent jobs; lock desk chat room; Fannie & Freddie changes; positive Millennial trends for lenders; Chase settlement
Tuesday, January 5 Jan. 5: Ops, retail, and bus. dev. jobs; Finance of America cuts correspondent; Quicken Loans legal setback; FHA & VA updates don’t stop
Monday, January 4 Jan. 4: SE retail jobs; upcoming events & training on a wide range of topics; investor disaster news; MBS trends
Saturday, January 2 Jan. 2, 2016: “Know Before You Owe” continues to attract critical comments; more thoughts on the appraisal industry

2015 (307)

Thursday, December 31 Dec. 31: Bank M&A continues; Pending Home Sales primer; lender’s forms keep changing – who can keep track?
Wednesday, December 30 Dec. 30: Atlanta RE event; TRID kickback reasons; December’s wave of CFPB news including letter meant to assuage industry’s TRID fears
Tuesday, December 29 Dec. 29: Retail jobs & bank layoffs; another MBS lawsuit; bank M&A continues; trends in multi-family rents & lending
Monday, December 28 Dec. 28: SVP Bus. Development position; conforming conventional lending trends and expectations for 2016
Saturday, December 26 Dec. 26: Note on the current state of the residential appraisal biz; nifty poem about financing from banks & non-banks
Thursday, December 24 Dec. 24: MI still deductible; inclinations with home builders; trends in capital markets
Wednesday, December 23 Dec. 23: Retail & MI jobs and Impac’s re-org; U.S. renting trends helping LOs, Realtors, and builders
Tuesday, December 22 Dec. 22: Retail jobs for LOs; hiring and major job cuts; TRID hits consumers as industry cries “Uncle” – Wells & Chase discuss common defects
Monday, December 21 Dec. 21: Retail opportunities; catching up with USDA rural program updates; Chase EPO note riles some of its clients
Saturday, December 19 Dec. 19: Primer on lender & bank cybersecurity, and protecting information; the CFPB’s data collection draws criticism
Friday, December 18 Dec. 18: Default services & TRID S&D buyer; 1099 vs. W-2 for MLO comp – which won’t land you in hot water?
Thursday, December 17 Dec. 17: LO jobs & training; TILA-RESPA changes bedeviling primary and secondary markets, thus impacting consumers
Wednesday, December 16 Dec. 16: Retail & wholesale jobs; flood insurance changes; how many jobs have big banks cut? Prosper did what?
Tuesday, December 15 Dec. 15: MI & retail jobs, wholesale news; TRID webinar; TRID’s impact on lenders & the consumer – not good news
Monday, December 14 Dec. 14: Retail jobs across the nation; upcoming events; Rhode Island fraud; Ally re-entering the biz; FOMC week!
Saturday, December 12 Dec. 12: Notes for margins on swaps, CAIVRS, credit scoring, and dual employment for HUD mortgagees
Friday, December 11 Dec. 11: Retail, corresp., and product opportunities; prison time for warehouse fraud; cybersecurity in a CFPB world; problems with HOA & insurance
Thursday, December 10 Dec. 10: New non-QM product, senior u/w job; Morgan Stanley layoffs; FHA & VA & Ginnie updates – what is Caivers?
Wednesday, December 9 Dec. 9: Trainer position, corres. channel for sale; MSR valuation discount; FDIC litigation update; new $2 million jumbo loan program
Tuesday, December 8 Dec. 8: Operations & retention jobs; training & events; capital market news; primer on the impact of a short-term rate increase
Monday, December 7 Dec. 7: Retail, wholeale, and Ops jobs; servicing transfer trends; investor’s view of CD & LE potential defect
Saturday, December 5 Dec. 5: Marijuana & the lending biz; CFPB e-mail addresses for help; Dodd-Frank’s impact on company size
Friday, December 4 Dec. 4: Ops, Retail, warehouse & new product update; Agency news inc. Fannie’s eClosing project; bank news – why is M&A rolling along?
Thursday, December 3 Dec. 3: Ops, retail, corresp. openings; trends in servicing; Fannie & e-signatures; lawsuits & settlements inc. Franklin American’s
Wednesday, December 2 Dec. 2: COO & LO jobs ’round the nation; upcoming events & leadership training; CFPB’s financial stats; is TRID hurting lending?
Tuesday, December 1 Dec. 1: Retail, correspondent, MI jobs; new products; Millennials in the workplace; Fed student debt study worth a skim; China to issue MBS
Monday, November 30 Nov. 30: MLO & underwriting jobs; upcoming events & training; recruiting & hiring trends – how does the CFPB do it?
Saturday, November 28 Nov. 28: Dodd-Frank rulemaking “progress” & its impact on small banks; lenders grappling with the LE
Friday, November 27 Nov. 27: Fannie & Freddie 2016 loan limits; agency requirements after a bankruptcy or foreclosure; classic joke
Wednesday, November 25 Nov. 25: IT risk management; Quicken’s online mortgage; Lenda’s seed funding; how much is a tiny house in Pittsburgh?
Tuesday, November 24 Nov. 24: Retail, wholesale, and warehouse spots; F&F updates, multifamily news; Zillow & Google team up on mortgage rates
Monday, November 23 Nov. 23: MI, Ops, & AE jobs, personnel changes; trends in credit/credit scores in residential lending; reporting ransomware
Saturday, November 21 Nov. 21: Letters on HMDA help, the cost of regulations, Realtors & CDs, and how TRID’s rollout has gone
Friday, November 20 Nov. 20: Credit, underwriter, processor, and MI jobs; lender purchased; swaps primer; Nationstar deal; Prospect settles
Thursday, November 19 Nov. 19: Retail, correspondent opportunities, new products & CU webinar; appraisal news across the board; how big is Blackstone?
Wednesday, November 18 Nov. 18: Retail & recruiting jobs; new gig for CFPB lawyer; CFPB, CFPB, CFPB – who can keep track?
Tuesday, November 17 Nov. 17: Retail, wholesale, and Ops jobs; slew of vendor updates; will the FHA news lead to an MIP cut?
Monday, November 16 Nov. 16: IT, retail, and compliance jobs; lender changes; LO comp survey results; upcoming events; condo policy changes
Saturday, November 14 Nov. 14: Handy-dandy websites; takeaways from the MBA conference; curing TIP under-disclosure; costs on rural appraisals
Friday, November 13 Nov. 13: Wholesale & retail jobs, personnel changes; bank M&A; state changes; loanDepot pulls IPO – hmmm…
Thursday, November 12 Nov. 12: MI, AE, and LO jobs; mixed bag of MI company news; Ginnie/FHLB servicing released product
Wednesday, November 11 Nov. 11: Veteran’s Day; retail opportunities; OCC & TRID; Experian report on credit scores; a “joke” you shouldn’t skip
Tuesday, November 10 Nov. 10: AMC & retail news; ALTA, MSA’s, desk rentals, the CFPB, PHH, RESPA, and NAR – who can keep track?
Monday, November 9 Nov. 9: Retail jobs; upcoming training, parties, and events; several Agency changes & investor’s reactions
Saturday, November 7 Nov. 7: The benefits of TRID, LE & appraisal fees, the CFPB & class action lawsuits, research on TRID & prequals
Friday, November 6 Nov. 6: Wholesale & Ops jobs, and LO niche product; Wells/DOJ settle; F&F earnings; lenders helping others less fortunate
Thursday, November 5 Nov. 5: Retail jobs & CFO position; House to vote on gfee measure; what Impac, Stonegate, PennyMac, and PHH earnings tell us
Wednesday, November 4 Nov. 4: MI, retail, and sales management jobs – and some big personnel moves; upcoming events; is Freddie’s quarterly loss important?
Tuesday, November 3 Nov. 3: Retail & wholesale jobs, forecasting product; new pres. for Duncan Group; FHA news; MERS, BofA, Fifth Third settlements
Monday, November 2 Nov. 2: Retail jobs; lender cuts wholesale to focus on retail; prequal & preapproval notes continue
Saturday, October 31 Oct. 31: Notes on prequals & pre-approvals in a TRID LE world, credit score based on Facebook friends
Friday, October 30 Oct. 30: Wholesale, retail, call center jobs; innovation in lenders; pending home sales trends; flood insurance update; UG on the block?
Thursday, October 29 Oct. 29: Wholesale & UW jobs vs. BofA & Deutsche layoffs; big week for bank M&A; fee changes & price adjustment trends
Wednesday, October 28 Oct. 28: Compliance & retail jobs; disaster policy updates; upcoming events; changes in the MI company sector
Tuesday, October 27 Oct. 27: Retail jobs in the West; 30-year old buys home – Millennial spokesperson asks, “Can you stop talking about us now?”
Monday, October 26 Oct. 26: MI job & free Realtor/borrower service; upcoming events; continuing Agency changes that move the markets
Saturday, October 24 Oct. 24: Notes on the broker model, empowering LOs; does the CFPB scope include banks with less than $10 billion in assets? You bet!
Friday, October 23 Oct. 23: Ops job; FHA program status, evolution, updates, and lender changes; a decent joke on a Friday
Thursday, October 22 Oct. 22: Appraisal & warehouse options; events of note; flood of Fannie & Freddie changes in the primary & secondary markets
Wednesday, October 21 Oct. 21: Retail, wholesale, IT, compliance jobs; the continued cost of compliance & its impact on borrowers
Tuesday, October 20 Oct. 20: Operations mgt. jobs, new correspondent; Barclays/Wachovia’s settlement; bank earnings and M&A – what is “conduct risk”?
Monday, October 19 Oct. 19: Retail, wholesale, capital markets jobs; TRID loans closing; Planet Home finalizes deal; vendor frenzy: new products and M&A
Saturday, October 17 Oct. 17: Attorney weighs in on MSA situation; LE & pre-approvals under TRID and how the LO role has become more important
Friday, October 16 Oct. 16: Sales jobs & more personnel changes; CMPS white paper on industry; avalanche of state-level lending law changes
Thursday, October 15 Oct. 15: Correspondent, retail, management jobs; personnel moves of note; jumbo loan trends; BofA bails on MSAs
Wednesday, October 14 Oct. 14: Retail, corresp., Ops, & MI jobs; California lender closes; risk sharing update; condo lending; MSA news interpretation
Tuesday, October 13 Oct. 13: Retail, Ops, MI, correspondent opportunities; upcoming training & events; more TRID developments
Monday, October 12 Oct. 12: MI, warehouse, & compliance jobs; MSA scuttlebutt; TRID-related quotes, progress, and tools
Saturday, October 10 Oct. 10: Notes on the confusing overlap of regulations, title association FAQ, aging appraisers, and appraisal costs under TRID
Friday, October 9 Oct. 9: Retail, wholesale, mgt. jobs; webinar about MSA news; 5 3 settles & Caliber under investigation; LoanDepot goes public
Thursday, October 8 Oct. 8: Wholesale, retail, & correspondent opportunities; new reps & warrants from F&F; Millennial chatter & trends
Wednesday, October 7 Oct. 7: COO & sales opportunities; TRID flubs, fluffs, PR victories, training – Fannie & Freddie weigh in on enforcement
Tuesday, October 6 Oct. 6: AE, Ops, MI, and Credit Officer jobs; new products continue; capital markets changes & credit default swap news
Monday, October 5 Oct. 5: Retail, wholesale, & sales mgt. jobs; upcoming events to note; TRID implementation facts and rumors
Saturday, October 3 Oct. 3: Note on Hispanics & lending, troubling trends in mortgage fraud, unintended consequences of TRID, and eSignatures
Friday, October 2 Oct. 2: Sales & sales mgt. jobs; hoped for TRID leniency won’t stop lawsuits; bank numbers declining; MI biz updates; rates decline on job data
Thursday, October 1 Oct. 1: Sales jobs around the nation; lending to Asian Americans; MBS issuance numbers; lender receives $1 billion in funding
Wednesday, September 30 Sep. 30: Retail & wholesale jobs; Cordray speaks out on TRID; Latinos, household growth, culture, & the housing market
Tuesday, September 29 Sep. 29: Sales, retail, and wholesale jobs; TRID – ready or not, here it comes – how some lenders continue to try to educate
Monday, September 28 Sep. 28: Retail LO jobs; lots of upcoming events & training; Ginnie Mae & FHA updates impacting primary & secondary markets
Saturday, September 26 Sep. 26: QC trends; broker’s responsibilities under TRID; with recent rules and rulings, is the CFPB in total control or out of control?
Friday, September 25 Sep. 25: MI & retail jobs, Ocwen layoffs; the CFPB’s fines, final rules, readiness guide, defining rural lenders, updates on exam procedures…
Thursday, September 24 Sep. 24: Wholesale & Ops jobs; new products by lenders; banks – Oakland sues Wells Fargo, PNC has closed how many branches?
Wednesday, September 23 Sep. 23: Ops & sales jobs around the nation; new products rolled out; conventional conforming underwriting changes never stop
Tuesday, September 22 Sep. 22: Retail & sales mgt jobs; TRID & other webinars; PIMCO increases mortgage presence while others scale back
Monday, September 21 Sep. 21: Ops & production management jobs; update on Ocwen; Wells Fargo, the FHA, and the False Claims Act
Saturday, September 19 Sep. 19: Notes on the cost of compliance, down payments & default rates, eSignatures & eWarehouse developments
Friday, September 18 Sep. 18: Ops & LO jobs; lender TRID updates; lender’s FHA & VA changes; FOMC statement – much ado about nothing
Thursday, September 17 Sep. 17: Retail & wholesale jobs; cybercrime continues to hit lenders; TRID training; lender buys bank; how to sell a house fast
Wednesday, September 16 Sep. 16: Retail opportunity, rental history product; trends in credit scores, non-QM, credit scoring, and subprime
Tuesday, September 15 Sep. 15: LO & sales management jobs; the intersections of regulation, politics, and lending – never a dull moment
Monday, September 14 Sep. 14: Retail & wholesale jobs; another False Claims settlement; credit unions growing membership & lending
Saturday, September 12 Sep. 12: Notes about medical collections’ impact on credit, CFPB & community banks, and the eWorld we’re heading toward in lending
Friday, September 11 Sep. 11: Bank M&A; TRID is everywhere; the cost of regulation for banks & nonbanks; a poignant “joke”
Thursday, September 10 Sep. 10: Wholesale & retail jobs, ARM buyer sought; housing hot markets; government intervention – does it always help housing?
Wednesday, September 9 Sep. 9: Retail, Ops, and management jobs; TRID webinars & developments; unmistakable trends in capital markets
Tuesday, September 8 Sep. 8: Retail & correspondent jobs; TRID – “zero” is not “no” tolerance; catching up with vendor & MI updates
Saturday, September 5 Sep. 5: Letters about MSAs, MI pricing for credit unions, investing in the Agencies, and lending in a CFPB world
Friday, September 4 Sep. 4: Retail & correspondent jobs; the price of messing up on TRID; more Agency updates & news
Thursday, September 3 Sep. 3: Retail jobs & QC help; FHA webinar, DTC workshop; Blackstone & mortgage insurance; lots of FHA developments
Wednesday, September 2 Sep. 2: Wholesale & retail jobs; analyst’s take on Stonegate; 22 bus. days to TRID: lots of resources to help; logos on Home Tool Kit?
Tuesday, September 1 Sep. 1: Wholesale jobs, M&A service; upcoming training & events; lender management changes; BofA and M&T settlements
Monday, August 31 Aug. 31: Sales & capital mkts. job; CFPB news; Hispanic influence growing; care & training of Millennials; rents are LOs friend
Saturday, August 29 Aug. 29: Notes on public relations, TARP prison sentence, pros and cons of eSignings, and brokers & Reg. Z
Friday, August 28 Aug. 28: Compliance & sales jobs; First American RESPA case; plenty of changes in the FHA, VA, & USDA world
Thursday, August 27 Aug. 27: Comp. survey, specialized VA investor; depository bank rankings; state-level lending changes; 2nd Qtr. profit margin numbers
Wednesday, August 26 Aug. 26: Retail & wholesale jobs; 4506-T product; Agency updates of note; spate of housing economic news
Tuesday, August 25 Aug. 25: Retail jobs & sales tool for lenders; FHA/PACE update; volatility-hedge costs-refinancing-servicing connection
Monday, August 24 Aug. 24: Retail & wholesale jobs; TRID buyback risk webinar; student debt figures; Richard Cordray on MSAs
Saturday, August 22 Aug. 22: Can fees be taken from originator paychecks? Are MSAs illegal? No, but…
Friday, August 21 Aug. 21: Retail & Ops jobs, new appraisal product; vendor management; current foci of capital markets; a lender worth $4 billion?
Thursday, August 20 Aug. 20: Underwriting & Ops jobs; FDIC goes after BNY Mellon; bank M&A; Agency affordable housing goals little changed
Wednesday, August 19 Aug. 19: LO search & correspondent offering; loads of Agency news; HELOC interest by borrowers
Tuesday, August 18 Aug. 18: AE jobs around the nation; BB&T acquisition; FHA Handbook training; NAR & RESPA violations; is the jumbo market alive and well?
Monday, August 17 Aug. 17: Underwriting & LO jobs; Finance of America’s growth; the CFPB has been very, very busy – very
Saturday, August 15 Aug. 15: Letters & input regarding the legality of MSAs, TRID and originators, the coming zero tolerance for appraisal costs
Friday, August 14 Aug. 14: DTC, retail, and wholesale jobs; Goldman’s settlement; the CFPB and mortgage insurance; the IRS’ W-2 proposal
Thursday, August 13 Aug. 13: Non-QM correspondent & wholesale channels; disparate impact white paper; credit unions’ market share is how high?
Wednesday, August 12 Aug. 12: Wholesale jobs & personnel moves; upcoming events of note; company earnings monitor health of biz; MI update
Tuesday, August 11 Aug. 11: Retail openings in multiple states; HUD settles with two lenders; trends in home buying; Ginnie news
Monday, August 10 Aug. 10: Non-performing loan purchaser, upcoming training & events; new product and underwriting changes rampant
Saturday, August 8 Aug. 8: The increasing weight of compliance – can anyone possibly keep track of it all? Is it helping the consumer?
Friday, August 7 Aug. 7: Consulting & QC jobs; e-Signature progress; Agency news in primary markets & Fannie earnings
Thursday, August 6 Aug. 6: Sales jobs; M&T Bank under investigation; ARM webinar; bank M&A rampant; cool trends in capital markets
Wednesday, August 5 Aug. 5: Retail & Ops jobs; Calif. disaster news; training for hiring Millennials, and their impact on housing & city values
Tuesday, August 4 Aug. 4: Underwriter jobs; personnel, name, and mortgage company changes; QM & QRM report; closing & servicing costs march higher
Monday, August 3 Aug. 3: Wholesale, correspondent, and business opportunities; CFPB’s latest fines; upcoming events & training – much of it free
Saturday, August 1 Aug. 1: Concerns, questions, and suggestions on TRID-related paperwork, HUD-1, and the Loan Estimate
Friday, July 31 July 31: Sales & marketing jobs; Wells & MSA biz; CFPB TRID Toolkit; capital markets trends & student loans
Thursday, July 30 July 30: Ops & production jobs; bank M&A; CFPB’s latest fine; JD Powers’ servicing survey; Prospect withdraws from MSA biz
Wednesday, July 29 July 29: Ops, sales, & sales management jobs; Wells business channel rumor; conventional conforming updates never cease
Tuesday, July 28 July 28: Production jobs & business opportunities; CFPB personnel moves; why Millennial’s rent is the LOs best friend
Monday, July 27 July 27: New products; Capital One layoffs; flood insurance news; VA changes; jumbo trends
Saturday, July 25 July 25: Letter from a bank CEO ending lending; TRID & construction-to-perm loans; IRS transcripts; Greek bailout explained (snort)
Friday, July 24 July 24: Wholesale & retail jobs across the land; vendor & MI updates; FDIC’s Banamex civil penalty; Moody’s admits error
Thursday, July 23 July 23: Sales jobs & DTC business opportunity; Zions & Wells layoffs; housing market on fire; yield curve changing slope – why?
Wednesday, July 22 July 22: Retail & Ops jobs; upcoming events; have a say on gfee levels; the cost of enforcement actions inc. one against an AMC
Tuesday, July 21 July 21: Correspondent & Ops jobs; IRS drama continues; FHA’s memo on DPA programs; fallout from Fannie & Freddie’s gfees
Monday, July 20 July 20: Sales & mgt. jobs; Chase settles lawsuit while Wells has one dismissed; progress on e-sign? Back-up LOS worth it?
Saturday, July 18 July 18: Notes on broker biz, property line disputes, counter-party risk, and how LOs helping Realtors can be a RESPA violation
Friday, July 17 July 17: Ops & retail jobs; banker branch numbers, income, and M&A; builder trends definitely point higher; upcoming events
Thursday, July 16 July 16: Ops & retail sales jobs; innovation in primary & secondary markets; every FHA lender following HUD v. Nova
Wednesday, July 15 July 15: Sales jobs & business opportunity; news from the MBA (including its TRID survey), OIG, CFPB, NAR, CUNA, PACE, and several other acronyms
Tuesday, July 14 July 14: Retail & correspondent jobs; upcoming events; update on MSAs; TRID for Realtors; avalanche of Freddie & Fannie updates
Monday, July 13 July 13: Correspondent jobs; recent state-specific lending law updates; Greek settlement shifts rates higher
Saturday, July 11 July 11: Thoughts on the paying LOs on profitability, health care costs, productivity, and declining foreclosures
Friday, July 10 July 10: Ops & wholesale jobs; Google & its mortgage investment; bank M&A continues; hedging servicing?
Thursday, July 9 July 9: Training, retail, ops, & wholesale jobs; trends in servicing and servicing transfers (more tomorrow)
Wednesday, July 8 July 8: Retail, wholesale, and ops jobs; best efforts sales are alive and well; the cost of rate lock extensions explained
Tuesday, July 7 July 7: Ops & sales jobs; compendium of FHA, VA, Ginnie, Fannie, Freddie updates including LPMI & TRID disclosure policies
Monday, July 6 July 6: Retail jobs & construction-to-perm product; profusion of upcoming events & training; Greek drama pushes rates lower
Friday, July 3 July 3: Bank M&A unabated; input on IRS tax transcript usefulness; no clear trends in household formation
Thursday, July 2 July 2: LO jobs & business opportunities; the scoop on tax transcripts & 4506-T’s – required prior to closing by the agencies?
Wednesday, July 1 July 1: Compliance, sales, and Ops jobs nationwide; investor updates on disaster policies & LLPA changes
Tuesday, June 30 June 30: Sales jobs & business opportunity; originator census survey; another lender purchased; it’s all about Greece & rates
Monday, June 29 June 29: Retail opportunities; the FHLB & wareshouse lines; U.S. rates drop; CFPB to audit executive pay – why not doctor’s pay?
Saturday, June 27 June 27: Letters from readers on the APR, CDOs, phone system uniformity, the importance of QC, and the broker model
Friday, June 26 June 26: Sales management & AE jobs; jumbo & state news; disparate impact ruling clears things up – kind of – a new UDAAP?
Thursday, June 25 June 25: IT & sales jobs; MSR company Pingora purchased; MSA call; bank M&A rolls on – how many branches is Fifth Third closing?
Wednesday, June 24 June 24: Retail & correspondent opportunities; Millennials – rent & jobs & diversity; yes, free DU… but there are compliance tangles
Tuesday, June 23 June 23: Ops & correspondent jobs; TRID training; FHA & VA changes & new information
Monday, June 22 June 22: Correspondent & Ops jobs; plenty of conventional conforming updates; a September hike?
Saturday, June 20 June 20: Up-to-the-minute TRID information & info for wholesalers/brokers; the problem with APR; MI company’s focus
Friday, June 19 June 19: Ops jobs & input from technology vendor; safest places to live; note from Dave Stevens current state of the biz
Thursday, June 18 June 18: Mortgage jobs; TRID update; a look at mortgage company acquisitions; big changes at Barclays; OCC restricts Wells and other banks
Wednesday, June 17 June 17: Jobs & a business opportunity vs. Discover Financial closing mortgage biz; primer on hedge costs; is there a lack of appraisers?
Tuesday, June 16 June 16: Wholesale & sales training jobs; upcoming TRID events around the country; thoughts on helping minorities & Millennials
Monday, June 15 June 15: Servicing & MI sales jobs; TRID for the public; primer on hedging, and thoughts on the changes facing residential lending; builders merge
Saturday, June 13 June 13: 1099 vs. W-2 for LOs, union programs, and defending the broker model; more MBS litigation ahead for lenders?
Friday, June 12 June 12: Accounting & retail jobs vs. non-QM exec vacates; legal explanation of the importance of vendor management
Thursday, June 11 June 11: Retail jobs, new product development, and training; a new Realtor/LO product; challenges to lending in California
Wednesday, June 10 June 10: Retail jobs, MLO & TRID training; thoughts on what kind of lender will survive & thrive in a no-growth industry?
Tuesday, June 9 June 9: Retail jobs versus HSBC layoffs; bank’s $300 billion legal bill; life in a mortgage bank
Tuesday, June 9 June 8: High level correspondent job; CFPB fines lender for paying based on interest rates; hedging philosophy
Saturday, June 6 June 6: Input on curing IRS tax transcript problems, union programs, the benefits of bond programs
Friday, June 5 June 5: Secondary & Ops jobs; Abacus acquitted; upcoming events & trainings; CFPB targets LO comp, captive insurance, and reverse mortgages
Thursday, June 4 June 4: Retail jobs & wholesale channel for sale; bank M&A rolls on; wide range of industry reaction to TRID announcement
Wednesday, June 3 June 3: Retail & sales mgt. jobs versus Chase layoffs; Nationstar lawsuit; profits per loan in 1st quarter; big Fannie seller changes
Tuesday, June 2 June 2: Retail & AE jobs; TRID training; Supreme Court decides 2nd mortgage case; title & mortgage insurance updates
Monday, June 1 June 1: Risk, Ops, and correspondent jobs; CFPB developments including targeting Provident for broker business done years ago
Saturday, May 30 May 30: Tax liens with HOAs; policy for re-disclosure for APR decrease; have lenders sheltered Realtors & Builders from compliance hurdles?
Friday, May 29 May 29: Compliance job; good trends in housing prices; upcoming events – 45 business days til TRID! ALTA says 92% will be ready
Thursday, May 28 May 28: Ops, compliance, & sales jobs; Ocwen’s Houston closure; risks facing banks & their cost of compliance; state level lending news
Wednesday, May 27 May 27: Sales/production jobs; interesting trends in FHLB, subprime, and non-agency MBS issuance; so what if Greece defaults?
Tuesday, May 26 May 26: Ops & production jobs; upcoming training, events, and TRID news; eClosing update; first time home buyer numbers
Saturday, May 23 May 23: TRID concerns dominate – letters in defense of it, how to improve it, does it apply to OO and NOO loans – or does it matter?
Friday, May 22 May 22: Underwriting job & warehouse option; Lawsky bails and sails; new Lehman/GreenPoint suit; home & land price trends
Thursday, May 21 May 21: CFO & COO jobs; Fiserv to give CFPB data; vendor mgt.; LO marketing guide; ag prices slipping; bank M&A; warning on suspect warehouse lender
Wednesday, May 20 May 20: Retail jobs; upcoming events and TRID training; capital markets FAQs; bank ratings – US Bank and BofA receive some good news
Tuesday, May 19 May 19: Ops & retail jobs; FHA & VA updates and related investor guideline changes – the new handbook dissected
Monday, May 18 May 18: CFO job; personnel movements; F&F and investor updates continue; what if Fed tweaked its balance sheet?
Saturday, May 16 May 16: Opinions on the economy, TRID compliance, Chicago closing costs, community banks finding underwriters, LO comp for bond loans
Friday, May 15 May 15: Sales job, TRID consulting; CFPB addresses Section 8; NAR, MBA, NAMB, Congress to CFPB: “Don’t TRID on me!” with $25k/day fines
Thursday, May 14 May 14: Jobs in secondary, wholesale, retail, corres.; residential lenders go into personal loans; regulations driving M&A; Cordray addresses TRID-mill fears
Wednesday, May 13 May 13: Wholesale jobs & vendor management; NAR warns Realtors about TRID; unabated agency changes – who can keep track?
Tuesday, May 12 May 12: Ops & correspondent jobs; individual state notable changes to lending laws – and what is a spite fence?
Monday, May 11 May 11: Non-QM product & company opportunities; TRID products & training; HARP-o-rama extended; BofA & Chase change bankruptcy policy
Saturday, May 9 May 9: Notes on RESPA & gifts, Ocwen, Super Lien states & HOAs, and from brokers & LOs regarding TRID
Friday, May 8 May 8: Ops, wholesale, & retail jobs; vendor updates of note; SAFE Act changes in the offing?
Thursday, May 7 May 7: Retail, CFO & Ops jobs; Fannie & Freddie status; training & events; comments on CFPB’s recent study; fraud investigator accused of fraud
Wednesday, May 6 May 6: Management & Ops jobs; mortgage bank & bank acquisitions; Iowa’s cool TRID grid; USDA rural housing updates
Tuesday, May 5 May 5: Sales & risk jobs; what compliance officers want builders & Realtors to know about TRID; plethora of CFPB updates; the real story of Cinco de Mayo
Monday, May 4 May 4: Retail jobs & new wholesaler, outsourcing QC; Fannie & Freddie news & preventing fraud; MI earnings
Saturday, May 2 May 2: Letters on Dodd Frank’s impact on appraisals, Deutsche Bank lawsuit, funding new companies; reducing app to close timeline, and gifts to clients
Friday, May 1 May 1: Jobs and tips on job hunting; rents up & vacancies down – music to lender’s ears – how much for a place in SF?
Thursday, April 30 Apr. 30: Sales & Ops job; Merrimack Mortgage purchased; CFPB, NY, and Maryland target title companies – more regulators on the way?
Wednesday, April 29 Sales jobs; rent & ownership stats; CFPB penalizes Green Tree & Regions Bank; rant on Millennials in the press & why they aren’t buying
Tuesday, April 28 Apr. 28: Marketing & sales jobs; events inc. TRID training & LO certification; FHA-all-the-way – lots of program & investor changes
Monday, April 27 Apr. 27: Capital markets & sales jobs; upcoming events of note; state level news; higher rents – lender’s friend or foe?
Saturday, April 25 Apr. 25: Attorney weighs in on Quiken’s lawsuit; how to fix the appraisal system; group issues final rules on federally regulated AMCs
Friday, April 24 Apr. 24: AEs and sales jobs; Blackstone rumored to buy more lenders; DOJ sues Quicken; general industry trends
Thursday, April 23 Apr. 23: Ops & leading sales jobs & events; TRID: the cost, and training; credit unions in lending…hear them roar
Wednesday, April 22 Apr. 22: Sales & processing jobs; What do Realtors want from lenders, Millennials from their banks? Q1 solid lending numbers
Tuesday, April 21 Apr. 21: Sales jobs & private lender; CMLA speaks out; few tears or fears over PMIERs
Monday, April 20 Apr. 20: Sales jobs; interesting training & upcoming events; Quicken vs. the U.S. Government; Agency fee changes – much ado about nothing?
Saturday, April 18 Apr. 18: Notes on LO trends, credit reports; fan fave Eileen O’Grady on the ABA Real Estate Lending Conference: The Perils of Prudence?
Friday, April 17 Apr. 17: Ops & secondary mktg. jobs; abundance of Agency updates – does Fannie really need to approve lender management changes?
Thursday, April 16 Apr. 16: Retail, correspondent, and DTC jobs; First Tennessee settles; bank earnings reflect lending biz; bank & mortgage bank M&A continues
Wednesday, April 15 Apr. 15: Ops, management, & processing jobs; rural area comment period ends; what the CFPB’s Supervisory Highlights tell lenders
Tuesday, April 14 Apr. 14: Mgt., wholesale, & retail opportunities; Who does the CFPB examine & why? How much is a lender averaging $9M a month worth?
Monday, April 13 Apr. 13: Retail & sales jobs; warehouse lender change; Millennials: wedding vs. a house – parents ride to the financial rescue
Saturday, April 11 Apr. 11: Notes on unused borrower credits, brokers vs. bankers, “free” credit scores, and the cost of compliance
Friday, April 10 Apr. 10: Ops jobs & company opportunity; ALTA & MBA give “tips” to the CFPB; TRID-o-rama; quick MI update
Thursday, April 9 Apr. 9: Wholesale and Retail jobs; affordable housing lawsuit; down payment assistance program primer
Wednesday, April 8 Apr. 8: Retail, wholesale, and company opportunities; upcoming events & TRID training – will servicers be ready?
Tuesday, April 7 Apr. 7: Mortgage sales jobs, private money & scratched & dented outlets; subservicer review & the state of selling servicing
Monday, April 6 Apr. 6: Retail & wholesale jobs around the U.S.; HUD, VA, FHA, and recent government lender updates of note
Saturday, April 4 Apr. 4: Notes on TRID, APR, the size of doc packages, HOA & super lien defense; updates from lenders & agencies
Friday, April 3 Apr. 3 Jobs in ops & sales around the U.S.; merger mania; a summary of the trends impacting lenders & Realtors; classic joke
Thursday, April 2 Apr. 2: Jobs in retail, wholesale, corres.; lender updates & new corres. product; how much profit did mortgage banks make?
Wednesday, April 1 Apr. 1: Bank of America & Super Liens; non-bank servicer standards; MBA Tech conference report; upcoming events & training
Tuesday, March 31 Mar. 31: Retail, wholesale, & corres. opportunities; update from MBA Tech Conference; what % of lenders are testing TRID?
Monday, March 30 Mar. 30: Production jobs, background check service; primer on servicing’s CPR calculation; MBA speaks out
Saturday, March 28 Mar. 28: Letters on TRID, staffing costs, and APR primer; CFPB opinions & updates including new MOU with the FTC
Friday, March 27 Mar. 27: IT, audit, CIO, & product development jobs; more agency updates; why bank M&A is expected to continue in 2015
Thursday, March 26 Mar. 26: Retail, wholesale, & corres. jobs vs. Wells layoffs; upcoming lending training & events; Agency news & changes
Wednesday, March 25 Mar. 25: Ops & production jobs; Ocwen’s slide update; investor & agency updates including Freddie’s 97% program
Tuesday, March 24 Mar. 24: Sales & Ops jobs; the cost per loan to process & service continues to increase with little end in sight
Monday, March 23 Mar. 23: Production jobs; lots of CFPB & government updates; forget March Madness – how about Lock Lunacy? April & May should be solid!
Saturday, March 21 Mar. 21: Letters on the Mortgage Action Alliance, LO comp for bond loans, extending HARP, and handling student debt
Friday, March 20 Mar. 20: Sales jobs & a new private money lender; a new bank! TRID progress survey; so you want to staff a correspondent division?
Thursday, March 19 Mar. 19: Production jobs; Tracking TRID training; Ocwen sells more assets; HUD’s new handbook; how & why mortgages moved yesterday
Wednesday, March 18 Mar. 18: Sales & Ops jobs; changes in Fannie & Freddie pricing & programs; how much does 3.75 million sq. feet of office cost?
Tuesday, March 17 Mar. 17: Ops & Sales jobs; new products, lender & investor updates; great Irish video
Monday, March 16 Mar. 16: Production jobs & training; organizations speak out on current issues; state-level news of note from NY, TX, WI, and MT
Saturday, March 14 3-14-15: National Pi Day; underwriters advice to LOs, kickbacks, and working together as an industry
Friday, March 13 Mar. 13: Mortgage production jobs across the nation; Millennial job & housing stats & trends – even a Millennial joke
Thursday, March 12 Mar. 12: Jobs, job fair, & training; upcoming training & conferences; bank & lender acquisitions; MBA weighs in on lawsuit
Wednesday, March 11 Mar. 11: Mortgage jobs & new products; cavalcade of vendor updates; rates right back to last week’s levels
Tuesday, March 10 Mar. 10: Sales & Ops jobs; TRID webinar; court ruling on OT for LOs; mortgage insurance comparison and FHA & VA lender changes
Monday, March 9 Mar. 9: Mortgage sales jobs; Agency updates in primary & secondary markets; uh-oh: oil impacting commercial real estate
Saturday, March 7 Mar. 7: TRID – a new acronym for us to remember; letters on brokers & the CFPB, the role of credit unions, and gfees
Friday, March 6 Mar. 6: Lender expansion & hiring; jumbo news in primary and secondary markets – the securitization markets
Thursday, March 5 Mar. 5: Sales & Ops jobs; servicer LoanCare news; training & events; bank & mortgage bank M&A continues; Basel III update
Wednesday, March 4 Mar. 4: Jobs, products, LO training; ALTA offers advice to CFPB & points out major problem with disclosure forms
Tuesday, March 3 Mar. 3: Production & Ops jobs; LO comp plan survey; recent secondary market developments, esp. non-performing loan sales
Monday, March 2 Mar. 2: Production jobs; private MI updates; trends in fast growing rental markets & gentrification
Saturday, February 28 Feb. 28: A primer on “Total Interest Percentage”; advice on purchase & sale agreements; RESPA-TILA changes: not for the meek
Friday, February 27 Feb. 27: Production jobs & a rising correspondent; note on VA loans in Super Lien states; more on oil’s impact on the economy
Thursday, February 26 Feb. 26: Ops and production jobs; lender & bank mergers, acquisitions, and production shifts; upcoming events & training
Wednesday, February 25 Feb. 25: A wide swath of jobs; settlement agent poll for 8/1; Fannie & Freddie continue to be discussed; apps continue downward
Tuesday, February 24 Feb. 24: Production & Ops jobs; banks confront regulation overload; LO survey results; MBA & zombie house proposals; risk sharing securities
Monday, February 23 Feb. 23: Ops & production jobs; servicing deals; Ocwen recent history; what is the NRHC?
Saturday, February 21 Feb. 21: Notes on capital requirements, non-QM and subprime lending, and the unnecessary paperwork plaguing borrowers
Friday, February 20 Feb. 20: Mortgage jobs; sampling of changes in the primary and secondary markets; maybe short term rates are fine where they are
Thursday, February 19 Feb. 19: Jobs & opportunities; upcoming training & events; OB & Google “compete” with CFPB’s rate checker? Elizabeth Warren & community banks
Wednesday, February 18 Feb. 18: Jobs, training, events; good studies on professions & homeownership, LTV & default rates, and increasing student debt
Tuesday, February 17 Feb. 17: Jobs; compensation survey; state-level lending changes; video on mortgage servicing; ugly zombie house legislation
Monday, February 16 Feb. 16: Playing catch up on lender & investor updates on this holiday Monday
Saturday, February 14 Feb. 14: Notes on LO compensation for bond programs, meeting processing deadlines; a touching story of love and respect
Friday, February 13 Feb. 13: Ops & sales jobs, HELOCs for sale; CashCall fined; CFPB & FTC team up for discipline; Texas Tea’s impact on mortgages
Thursday, February 12 Feb. 12: Sales & Ops jobs, personnel moves, new products; Aurora acquired; VA recoupment costs questioned
Wednesday, February 11 Feb. 11: Jobs & training; NewDay fined by CFPB; VA lenders in Super Lien States: watch those reps & warrants!
Tuesday, February 10 Feb. 10: Jobs & products; salary & industry condition surveys; report from the capital markets conference – Barney said what?
Monday, February 9 Feb. 9: Jobs; questions about G-Fees on various levels; concern about Purchase & Sale Agreements; more on Collateral Underwriter
Saturday, February 7 Feb. 7: Letters on Reg. Z, the difference between apps & fundings, bank vs. non-bank LOs, and meaningless borrower paperwork
Friday, February 6 Feb. 6: Mortgage jobs & recruiting; reminder of lots of agency updates; volume estimates for 2015 – helped by new mod plan?
Thursday, February 5 Feb. 5: Jobs in all sectors; M&T, S&P, Morgan Stanley, & Moody’s legal updates; training events; the Seminole Indians decided to do what?
Wednesday, February 4 Feb. 4: Sales jobs; Agency updates indicate lending trends; Millennial-monster-mania: catch the wave!
Tuesday, February 3 Feb. 3: Mortgage jobs; Moody’s being probed; Lending Club & Alibaba form alliance; the current state of the secondary markets
Monday, February 2 Feb. 2: Mortgage jobs; CFPB throws a possible bone to rural America; Saudis max LTV at 70%; 6% min. capital ratio for nonbanks?
Saturday, January 31 Jan. 31: Notes on the value of APR, pros and cons of bond programs, the value of an LO, lenders educating politicians
Friday, January 30 Jan. 30: Mortgage jobs; subprime & non-QM securities; refi biz booming w/10-yr below 1.70%; bank & mortgage bank M&A on fire – what deal structures work?
Thursday, January 29 Jan. 29: Mortgage jobs; Fannie CU webinar; reports on the health of reverse mortgages, homebuilders, and the housing market
Wednesday, January 28 Jan. 28: Retail & wholesale jobs; what to learn from the CFPB/Wells/Chase order; FDIC video on LO comp & more training & events
Tuesday, January 27 Jan. 27: Mortgage jobs; FHA MIP change advice; CU White Paper; USDA news; correspondent salary survey; CFPB stealing auditors from states?
Monday, January 26 Jan. 26: LO and sales jobs; the nitty-gritty on the HUD & FHA changes and how lenders are handling them
Saturday, January 24 Jan. 24: Loan officer compensation for bond programs; general LO frustration within the industry
Friday, January 23 Jan. 23: Ops & production jobs; non-performing loan news; CFPB’s action vs. Wells & Chase has everyone with MSAs scurrying
Thursday, January 22 Jan. 22: MI & retail jobs, non-QM expansion; rating agency settles; bank M&A on fire; agency news; Europe’s markets move our rates
Wednesday, January 21 Jan. 21: Jobs, products, training; MI update; eminent domain info; MBA calls for folks to write to CFPB re: rate checker
Tuesday, January 20 Jan. 20: Mortgage jobs & lenders expanding; vendors laying off, lenders merging; the challenge of the regulatory environment
Monday, January 19 Jan. 19: Retail & wholesale jobs; ALTA’s opinion of “Know Before You Owe”; FHA HECM training; piece on CFPB’s enforcement actions
Saturday, January 17 Jan. 17: W-2 & 4506-T controversy; Collateral Underwriter – good or bad? Who does the rate survey for the CFPB’s Rate Checker?
Friday, January 16 Jan. 16: Mortgage production & sales jobs; bank & mortgage M&A; more on student debt & Millennial’s impact on housing
Thursday, January 15 Jan. 15: Lender expansion; Supreme Court mortgage ruling; MBA TILA-RESPA training; will Ocwen’s NY and California woes impact our rate sheets?
Wednesday, January 14 Jan. 14: Companies expanding; sub-servicer review; industry reaction to CFPB’s new site is swift and stinging
Tuesday, January 13 Jan. 13: Mortgage jobs; Impac & CashCall; Experian goes directly to the consumer – other software news & tools; upcoming events & training
Monday, January 12 Jan 12: Mortgage jobs & expansion; settlements & super lien news; as you’d expect not everyone is raving about FHA changes
Saturday, January 10 Jan. 10: Notes on repurchases, derogatory credit timelines, niche products, solar panel lending, and what the CFPB needs
Friday, January 9 Jan. 9: Mortgage jobs; CFPB status reports & eRegulation tool; AMC, subprime news; supply & demand still moving mortgage rates
Thursday, January 8 Jan. 8: Mortgage jobs; bank & mortgage M&A; maybe lenders & investors should not expect too much from a cut in FHA insurance premiums
Wednesday, January 7 Jan. 7: Mortgage jobs; info on strategic planning; youngsters & housing market; will bond market rally actually help borrowers?
Tuesday, January 6 Jan. 6: Mortgage jobs & expansion; BofA’s closing disclosure plans, NMLS news; primer on employment report
Monday, January 5 Jan. 5: Mortgage jobs, new wholesaler, AMC expansion; False Claims Act fine; upcoming events; we say goodbye to Elly May*
Saturday, January 3 Jan. 3: Notes on eminent domain, SISA & NINA loans, whether or not LOs can work for various companies
Friday, January 2 Jan. 2: Ambac goes after Bank of America; Golden First Mortgage’s judgment; Fannie, Freddie, FHA updates

2014 (304)

Wednesday, December 31 New Year’s Eve: Nor Cal job; lender updates continue; primer on leveraged loans; update on labor market conditions
Tuesday, December 30 Dec. 30: Ops & production jobs; 5% skin in the game hits the Federal Register; LOs watching changes in Texas law
Monday, December 29 Dec. 29: Opportunities & expansion; lawsuit update on Wells, Credit Suisse, and S&P; how much does it cost to securitize a loan?
Saturday, December 27 Dec. 27: Reader’s notes on Wall Street renovating properties, LOs influencing appraisers, and why youth shouldn’t be in lending
Friday, December 26 Dec. 26: States & regional population gains; list of largest banks – M&A continues; agency foreclosure waiting periods
Wednesday, December 24 Christmas Eve: Mortgage jobs; lender 1st New England bankrupt; FHA MIP under fire; Ellie Insight Report
Tuesday, December 23 Dec. 23: Mortgage jobs & companies expanding; rent increase estimates; Fannie, Freddie, and Ginnie updates
Monday, December 22 Dec. 22: Mortgage jobs; North Carolina looks at capital requirements; another Ocwen settlement?
Saturday, December 20 Dec. 20: Letters on minimizing fraud, Freddie’s EPO policy, no more stated loans, and young & old LOs
Friday, December 19 Dec. 19: Jobs; FDIC’s study on higher rates’ impact on banks; servicing continues to trade; energy efficient mortgage backed bonds
Thursday, December 18 Dec. 18: Mortgage jobs; bank M&A; nationwide rents & coastal property values continue higher; lots of vendor updates; MI news
Wednesday, December 17 Dec. 17: Mortgage jobs; builder & lot price trends; Ellington cash infusion; upcoming events; the latest on Fannie & Freddie
Tuesday, December 16 Dec. 16: Mortgage jobs; state fraud rankings; new products from Stonegate, First Cal, and SoFi
Monday, December 15 Dec. 15: Mortgage jobs; Lehman in the news; down payment assistance study; Fitch’s forecast for MBS market in 2015
Saturday, December 13 Dec. 13: Lender updates; letters on Realtors & LOs, closing table Dodd-Frank issues
Friday, December 12 Dec. 12: Mortgage jobs; Wells Fargo addresses RESPA-TILA; reverse mortgage changes; NMLS numbers on lenders
Thursday, December 11 Dec. 11: Mortgage jobs; mortgage compliance magazine; FHA flipping & VA update; M&A sweeps through MI, banks, and large lenders
Wednesday, December 10 Dec. 10: Jobs & products; TILA-RESPA video; update on CFPB’s exams, financial condition, & civil penalty fund
Tuesday, December 9 Dec. 9: Mortgage jobs; what 97% LTV means for LOs and lenders; training events; eminent domain in San Francisco?
Monday, December 8 Dec. 8: Mortgage jobs; FHA’s loan limits; lender updates; MBS & non-performing supply & demand
Saturday, December 6 Dec. 6: Notes on LOs and their work ethics & value proposition, why volume isn’t noticeably increasing
Friday, December 5 Dec. 5: Retail, correspondent, and CFO jobs; update on thinking on MSAs; jobs date shifts rates higher
Thursday, December 4 Dec. 4: Jobs & expanding correspondent; LO role changing; USDA update; mortgage banker profit numbers; appraisal news
Wednesday, December 3 Dec. 3: Warehouse, wholesale, & correspondents expand; LIBOR use update call and other events; supply & demand determine rates
Tuesday, December 2 Dec. 2: Wholesale & AMC expansion; credit standards and down payment source in the news; lawsuit-mania continues
Monday, December 1 Dec. 1: Mortgage jobs across the country; investor overlays expected to be reduced; rise of niche products
Saturday, November 29 Nov. 29: Letters on aging LOs and owning their careers, LO comp, RESPA, why things might slow; risque joke
Friday, November 28 Nov. 28: Bank mergers continue; trends in rental markets, distressed properties, & refi biz; vendor update mania
Wednesday, November 26 Nov. 26: Correspondents ramping up; Fed TILA-RESPA webinar site; FHA 4bp fee fight heats up; total mortgage volume figures
Tuesday, November 25 Nov. 25: Jobs & products; servicing continues to hit the market; upcoming events & training; credit union lending laws
Monday, November 24 Nov. 24: Sales & management jobs; HUD’s 4 bp fee & FHA & Ginnie updates; status of Mortgage Forgiveness Tax Act
Saturday, November 22 Nov. 22: Attorney weighs in on Franklin consent order; notes on Basel III, manufactured homes & Dodd-Frank, 97% LTVs
Friday, November 21 Nov. 21: Mortgage jobs & vendor management; possible changes for NY lenders; Fannie & Freddie changes will help lenders
Thursday, November 20 Nov. 20: Mortgage jobs and M&A; news on 3% and G-Fee changes; FDIC training video on ATR and QM
Wednesday, November 19 Nov. 19: Mortgage jobs & products; MBA offers health care to members; Freddie & Fannie updates; new jumbo security
Tuesday, November 18 Nov. 18: Mortgage jobs; Supreme Court & 2nd mortgages; ARM index news; what new FHA numbers mean for lenders
Monday, November 17 Nov. 17: Mortgage jobs; charge for using LIBOR; Ocwen-Wells deal off; CFPB’s court setback; ticking clock on ability to foreclosure?
Saturday, November 15 Nov. 15: Letters on Basel III, LTV’s impact on credit, and lenders marketing to CPAs instead of Realtors
Friday, November 14 Nov. 14: Fannie job; thoughts on the latest CFPB Consent Order vs. a lender; changes in credit trends; RBS exits U.S MBS market
Thursday, November 13 Nov. 13: Production & Ops jobs; loanDepot & Mortgage Master; LOS survey; J.D. Powers results; Oregon’s lost how many originators?
Wednesday, November 12 Nov. 12: Mortgage opportunities & products; Chase job cuts; lots of upcoming events; non-QM demand and supply update
Tuesday, November 11 Veteran’s Day: VA & QM; ATR & QM for small lenders; earnings summary continues; will the election change things for lenders?
Monday, November 10 Nov. 10: Warehouse job; PrimeLending’s False Claims woes; Nationstar probed; what the cascade of earnings (part 1) tell us
Saturday, November 8 Nov. 8: Lowering fees for borrowers, Realtors ignoring lender RESPA constraints, and what needed from the Agencies
Friday, November 7 Nov. 7: Chinese company buys US lender; Dodd-Frank update; USDA RD and FHA & HUD (QM) updates
Thursday, November 6 Nov. 6: Mortgage jobs & products & personnel moves; deluge of mortgage & bank M&A; flood insurance changes?
Wednesday, November 5 Nov. 5: Mortgage products; Supreme Court & TILA; first-time home buyer numbers; lots of upcoming training & events
Tuesday, November 4 Nov. 4: Mortgage production jobs; Freedom buys Continental; secondary marketing deals; OB’s new price ranking product
Monday, November 3 Nov. 3: Mortgage jobs; disaster forbearance primer; more on MSAs, referrals, and RESPA (inc. a webinar), classic joke
Saturday, November 1 Nov. 1: Letters about MSAs & RESPA & referrals; Basel III; FHA & MI & alternative credit
Friday, October 31 Halloween: CFPB’s servicing report; MI & VA loans; Freddie & manufactured housing; will the election really matter?
Thursday, October 30 Oct. 30: Mortgage jobs; rumors about Provident; e-signature news; lawsuit update on PHH, Lawsky, Castle & Cooke, and S&P
Wednesday, October 29 Oct. 29: Jobs in retail, wholesale, & corres., LOS survey; RESPA-TILA toolkit; LO comp violations still out there
Tuesday, October 28 Oct. 28: Wholesale & correspondent products; trends in housing & rents; NAR weighs in with mini-corr update
Monday, October 27 Oct. 27: Mortgage jobs & compliance services; CFPB update; MBA President addresses FHFA news’ impact on housing
Saturday, October 25 Oct. 25: Letters on MSAs, expanded criteria loans, 97% LTV loans, and trends in regulation
Friday, October 24 Oct. 24: Guild buys Northwest; update on Chase lawsuit & more potential buybacks; upcoming events and trainings
Thursday, October 23 Oct. 23: Mortgage jobs & recruiter training; bank M&A momentum; puts & calls in hedging; should Realtors help with remodeling?
Wednesday, October 22 Oct. 22: Mortgage jobs & products; Elizabeth Warren goes after lenders; Ocwen versus NY continues
Tuesday, October 21 Oct. 21: Mortgage products & jobs; NY finally has its own MBA; accronym update: QRM, NMLS, CFPB, FHFA, & HUD
Monday, October 20 Oct. 20: Mortgage products & jobs; non-QM & expanded products; if Agencies go to 97% will lenders & MI companies follow?
Saturday, October 18 Oct. 18: Notes about rates, pricing margins, college costs, HOA liens & foreclosures, and renting versus owning for youngins
Friday, October 17 Oct. 17: Mortgage jobs & products; USDA back; compliance costs, white paper & training; LoanDepot & Mortgage Master?
Thursday, October 16 Oct. 16: New mortgage products; bank mergers; HOA foreclosure news; QRM update; volatility’s impact on lenders
Wednesday, October 15 Oct. 15: New products & jumbo buyer wanted; lender purchased; more on RESPA-TILA; big bank’s mortgage earnings
Tuesday, October 14 Oct. 14: New mortgage-related products for Las Vegas conference; MBA pres speaks out; single security update; no gray area on referral fees
Monday, October 13 Oct. 13: Mortgage jobs; Wells settles; servicing continues to trade; reverse lender bails & sails; Facebook to become a lender?
Saturday, October 11 Oct. 11: Letters on referral fees, education costs, first time home buyers, and an increase in expanded loan programs
Friday, October 10 Oct. 10: Mortgage products & jobs; banks & CAMELS; RESPA-TILA news; USDA loans; are rate sheets following bond rally?
Thursday, October 9 Oct. 9: Mortgage products and jobs; subprime IPO; more bank M&A; the confusing state of mortgage credit
Wednesday, October 8 Oct. 8: Mortgage jobs; Georgia vs. Sun West; BofA’s repurchase requests; lender’s USDA updates
Tuesday, October 7 Oct. 7: Mortgage jobs; fun with Millennials; MountainView’s non-prime news & Deutsche Bank financing non-QM lenders
Monday, October 6 Oct. 6: Management job & subservicing product; more Consent Orders against lenders; upcoming events
Saturday, October 4 Oct. 4: Observations on the CFPB’s Consent Order regarding MSAs; catching up on lender & investor updates
Friday, October 3 Oct. 3: Mortgage jobs; updates on USDA and proposed changes to NMLS; status & updates in FHA program; Ben B.’s loan turned down
Thursday, October 2 Oct. 2: Mortgage jobs & layoffs; bank M&A – Mutual of Omaha & Guild align; correspondent investor update
Wednesday, October 1 Oct. 1: Jobs & companies lining up Las Vegas meetings; Stonegate’s new channel; CFPB’s Consent Order against a title insurer
Tuesday, September 30 Sep. 30: Mortgage jobs; buybacks, disparate lending, indemnifications, and the CFPB & Flagstar – all in a day’s work!
Monday, September 29 Sep. 29: Mortgage jobs; RESPA-TILA and other webinars & events this week; a primer on extending rate locks
Saturday, September 27 Sep. 27: Observations on foreclosing on HOAs vs. first liens, Millennials, vendor management, putbacks and reps & warrants
Friday, September 26 Sep. 26: CAN-SPAM primer; Nevada’s ruling on HOA foreclosures has major implications; USDA map update; vendor updates
Thursday, September 25 Sep. 25: Mortgage jobs & expansion; bank M&A; vendor updates; are you ready for autumn & winter lending?
Wednesday, September 24 Sep. 24: Mortgage jobs & expansion; 2013 HMDA data out; MBS holdings in flux; student debt impact quantified
Tuesday, September 23 Sep. 23: Wholesale jobs; FHA changes on their way; servicing on the move; upcoming events of interest
Monday, September 22 Sep. 22: Mortgage jobs; the current state of lender M&A and why mortgage companies, big and small, are moving
Saturday, September 20 Sep. 20: Letters on the USDA backlog & changes, RESPA-TILA, Bank of America, and why volumes are dragging
Friday, September 19 Sep. 19: Jobs continue; Stearns’ new exec; CFPB’s auto loan news; upcoming training and events….yaarrrr
Thursday, September 18 Sep. 18: Mortgage jobs; Cobalt, Stearns, Caliber…bank and mortgage bank M&A rolls on – is the consumer better off?
Wednesday, September 17 Sep. 17: Mortgage jobs; eminent domain update; GMFS/ZAIS/HF2 combination; Virginia lawsuit; New Penn’s non-QM fact sheet
Tuesday, September 16 Sep. 16: Mortgage jobs; SEC probe of Bankrate; AmeriSave & CertusBank; Impac, Macquarie, and non-QM
Monday, September 15 Sep. 15: Mortgage production & ops jobs; lead generator & bank settle suits; agency updates; Fed week
Saturday, September 13 Sep. 13: Notes on social media, using credit reports, CFPB updates; payday lenders; lender & vendor updates
Friday, September 12 Sep. 12: Mortgage jobs; possible CRA changes; Freddie QC software; compliance boot camp in Hawaii
Thursday, September 11 Sep. 11: Mortgage jobs; bank M&A – Citi’s down to how many states? FHLB primer; more on USDA changes
Wednesday, September 10 Sep. 10: Mortgage jobs & new pricing product; USDA changes; Genworth on PMIER; apps at 14-year low; new lender
Tuesday, September 9 Sep. 9: Mortgage jobs; Morgan Stanley settles, MI operating stats & USMI weighs in on PMIERs
Monday, September 8 Sep. 6: Letters on vendor management, interest rate risk, the general industry, and Millennials (from a real live Millennial)
Monday, September 8 Sep. 8: Mortgage jobs & new products; no surprise what Realtors say about loan programs; lots of training opportunities
Friday, September 5 Sep. 5: Mortgage jobs; housing & economic trends; bank vs. mortgage bank LO comp; a reminder of FHA’s change
Thursday, September 4 Sep. 4: Mortgage jobs & vendor management tools; judges rejects mortgage suit; New Penn buys Shelter
Wednesday, September 3 Sep. 3: Mortgage jobs & recruiter training; FHFA & FHLB system square off; Moody’s to change rating methodology?
Tuesday, September 2 Sep. 2: Production & Ops jobs; Angelo Mozilo interview; NMLS & UST news; lots of Agency news including 203(k) proposals
Saturday, August 30 Aug. 30: Thoughts & letters on volumes, foreclosure laws, lower credit standards, and DPAs
Friday, August 29 Aug. 29: Mortgage jobs; new digs for Fannie; CFPB fines tally; HELOCs on the rise – what about the old ones? More on cash vs. security sales
Thursday, August 28 Aug. 28: Subservicer & new jumbo product; Flagstar & the CFPB; the theory of M&A – big & small – with an MBA workshop
Wednesday, August 27 Aug. 27: MBA reminds industry of strong 2nd quarter; cash vs. security sales primer; new gov’t/private program for service members
Tuesday, August 26 Aug. 26: Mortgage jobs & training; large title firm in the news for the wrong reason; corporate debt issuance to set record?
Monday, August 25 Aug. 25: Mortgage jobs & subservicer audit program; what CFPB consent order might tell us; decent housing numbers continue
Saturday, August 23 Aug. 23: The BofA settlement won’t help investors return; mini-corr legal update; can employees receive bonuses on closings?
Friday, August 22 Aug. 22: CFPB’s eClosing pilot program details; homeownership counseling; PACE update; classic joke for a Friday
Thursday, August 21 Aug. 21: Mortgage jobs; Barclays-Thornburg settlement; Colorado lenders merge; every CEO should be watching BofA & Mozilo events
Wednesday, August 20 Aug. 20: Mortgage jobs & programs; CFPB issues servicing rules & annual CARD, HOEPA, & QM adjustments; upcoming events
Tuesday, August 19 Aug. 19: Mortgage jobs; Affiliated-Envoy lawsuit; MBA networking groups; MISMO update; recent Agency news
Monday, August 18 Aug. 18: Mortgage production jobs; non-performing loan market on fire; rates back to 6/13 levels but production may drag
Saturday, August 16 Aug. 16: Great notes on ECOA & appraisals, DAPs, Realtor fees, private capital, prison time for lenders, etc.
Friday, August 15 Aug. 15: Another correspondent lender bails out; FHLB Atlanta joins MPF program; REITs join non-QM fray; the rise of the vendor
Thursday, August 14 Aug. 14: Mortgage jobs; bank M&A; Mr. Stevens explains the reason for overlays; do we have a lack of demand for MBS?
Wednesday, August 13 Aug. 13: Mortgage jobs; Amerisave’s $19 million CFPB fine; Ginnie & nonbank servicers; new correspondent and non-QM programs
Tuesday, August 12 Aug. 12: Mortgage jobs & change in FHA leadership; servicing continues to trade – changes in CT? Vendor updates
Monday, August 11 Aug. 11: Mortgage jobs; catching up with the MBA and CFPB on privacy, RESPA-TILA, Reg. C, and servicing rules
Saturday, August 9 Aug. 9: Deutsche Bank piece on the lack of MBS; “I can finance a car in less than an hour, why should a house take 2 months?”
Friday, August 8 Aug. 8: Mortgage company opportunity; Ellie snags AllRegs; what investor & builder earnings tell us about the industry
Thursday, August 7 Aug. 7: Mortgage jobs; why mergers work – or don’t; non-QM continues to grow; what is RMBS 3.0?
Wednesday, August 6 Aug. 6: Mortgage jobs & products; Wells loosens jumbo standards; Appendix Q clarification for rent; LOs and minimum wage
Tuesday, August 5 Aug. 5: Mortgage jobs & opportunities; New York versus Ocwen – again; the cost of a perfect loan; upcoming training
Monday, August 4 Aug. 4: Mortgage jobs; appraiser numbers dwindling; One security for Fannie & Freddie? Jumbo loans booming; ICE & MERS?
Saturday, August 2 Aug. 2: Vendor updates; letters on Uber for real estate deals, primer on overlays, developing an anti-money laundering program
Friday, August 1 Aug. 1: Potential FHLB merger; What higher rates mean for banks; recent state-level changes; a fee to use Libor?
Thursday, July 31 July 31: Mortgage jobs; bank M&A; JD Powers report on servicing; non-vanilla securitization market heating up
Wednesday, July 30 July 30: Mortgage jobs; the importance of FinCEN & SARS; Fannie & Freddie updates; upcoming events
Tuesday, July 29 July 29: Mortgage recruiting & new products; Regions Bank’s cuts; PHH, NationStar in the news; Radian & NAREB partnership
Monday, July 28 July 19: Notes on auditing social media, MI changes, recent CFPB proposals, and managing operational risk
Monday, July 28 July 28: Mortgage jobs; RESPA-TILA update; HMDA changes in the wind; FinCen SAR stats; new IM system for banks?
Friday, July 25 July 25: Mortgage layoffs; big changes at Ginnie; GSE reform – no – but playing catch up on agency changes; Zillow & Trulia merger?
Thursday, July 24 July 24: Mortgage jobs; banks and lenders buying each other & financial services companies – does it make sense?
Wednesday, July 23 Jul. 23: Mortgage co. opportunity; CIT Group to buy OneWest; thoughts on non-QM products; recent changes in FHA, VA, & HECM
Tuesday, July 22 July 22: Mortgage jobs; upcoming events & training; Risk? What risk? We don’t have no stinkin’ risk!
Monday, July 21 July 21: Mortgage jobs; home value forecasts; non-QM & non-performing loan price action; CMLA on FHFA OIG report
Friday, July 18 July 18: More on Appendix Q; pre-disclosure restrictions; CFPB on complaint sharing; big bank bankruptcy plans
Thursday, July 17 July 17: Surprising pull through research; float down lock White Paper; Huh? Chase may do what?
Wednesday, July 16 Jul. 16: Mortgage jobs & co. opportunities; maybe the student debt problem is overblown? Lots of upcoming training opportunities
Tuesday, July 15 July 15: Mortgage jobs & opportunities; differences between broker & mini-corr; jumbo deals & lender financing alternatives
Monday, July 14 July 14: Mortgage jobs; new rep & warrant product; PHH expanding; Citi settles; what Wells’ earnings tell us; adios mini-corr?
Saturday, July 12 July 12: Input on proposed MI changes, 1099 vs W2 for LOs; primer on down payment assistance programs
Friday, July 11 7-11: Bank and lender M&A continues; free Slurpees today; lots on the MI industry updates
Thursday, July 10 July 10: Mortgage jobs & accounting help; CFPB addresses death; servicing news; new investors popping up
Wednesday, July 9 July 9: Revised housing & MBS forecasts; CRA education; banking news; Impac rolls Alt-QM; Nationstar ends reverse biz
Tuesday, July 8 July 8: Mortgage jobs; bank shuts mortgage division; CFPB update, review types, & why you don’t it handling your remodel
Monday, July 7 July 7: Mortgage jobs; financing options increase; mortgage banker M&A; question on QM rental income underwriting
Thursday, July 3 July 3: Vendor and mortgage insurance company news; the unemployment data’s impact on rates
Wednesday, July 2 Per the CFPB guide, LO Compensation rule was designed because “there was significant concern about the incentives that loan originators have to steer consumers into more expensive loans in order to increase their own compensation”. Now, QM’s coming into effect has put a cap on the broker’s compensation through its 3% points and fees test. Why should the consumer, who gets a qualified mortgage, be restricted to get a more beneficial mortgage by not allowing brokers to decrease their compensation? It’s time to think about a consumer who gets a qualified mortgage.
Tuesday, July 1 July 1: Mortgage jobs; Stearns vs. Prospect verdict; FinCen & Fannie Mae; we’re done with half of 2014 already?
Monday, June 30 June 30: Mortgage jobs; defense of VA fees; force place insurance update; overcoming non-QM loan liabilities
Saturday, June 28 June 28: Lender & investor updates; letters on LO side businesses, VA fees, lack of Millennial potential, etc.
Friday, June 27 June 27: Mortgage jobs & BofA layoffs; marketing HARP; Stearns name change; LEAP news & lender updates
Thursday, June 26 June 26: Mortgage jobs; New Century, Carrington, & RFC legal news; MI master policy news; FHA’s LEAP difficulties
Wednesday, June 25 June 25: Mortgage jobs; pay attention to diversity in counterparties; state-level changes of note; recent HECM news
Tuesday, June 24 June 24: Mortgage jobs & products; why mergers work (or don’t); interesting best-ex info; ABA & SunTrust; Goldman Sachs’ fiasco program
Monday, June 23 June 23: Mortgage jobs; ABA renews Freddie’s alliance; agency & non-agency lawsuit news; analyst digs at Stonegate
Saturday, June 21 June 21: Letters on the lending biz, regulators (pro & con), 228 loans, QM for VA, RESPA & RealtySouth case
Friday, June 20 June 20: Mortgage jobs; FHLBs moratorium on captive insurers; CFPB under fire; Basel III delay?
Thursday, June 19 June 19: Mortgage jobs; Prospect’s new CEO; force-placed insurance primer; BNY Mellon’s new mortgage securitization plan
Wednesday, June 18 June 18: Mortgage jobs; SunTrust & Ocwen settlements; mortgage investors borrowing from FHLBs
Tuesday, June 17 June 17: More jobs & correspondent investors; Supreme Court to hear LO overtime case; training & events are out of control!
Monday, June 16 June 16: Mortgage jobs; CFPB openings & salaries; LO comp splits & referral fees; why do people move?
Saturday, June 14 June 14: Latest NMLS originator stats; good news on future buybacks; Zillow’s accuracy; LO referral structures
Friday, June 13 June 13: Mortgage company opportunities; very interesting non-agency/jumbo news; CFPB fines a title company
Thursday, June 12 June 12: Mortgage jobs versus job cuts; bank M&A; MBA reports on lack of profits for mortgage banks; homebuilder’s misleading ads
Wednesday, June 11 June 11: Mortgage jobs; Lehman Brothers bankruptcy motion’s impact on lenders; lots of events & training in the next two weeks!
Tuesday, June 10 June 10: Mortgage jobs; the CFPB & AMCs; lots of lender updates & new non-QM investor; who is Connective?
Monday, June 9 June 9: Mortgage jobs; credit availability increasing; CFPB’s supervisory highlights; student debt: ughh
Saturday, June 7 June 7: Letters on vetting underwriters, brokers changing fees, preferred service providers, cool Realtor apps
Friday, June 6 June 6: Mortgage jobs; bank M&A; before you chime in on gfee changes, know the implications
Thursday, June 5 June 5: Mortgage jobs; student loan’s impact on housing; FHA’s recent numbers; lender updates
Wednesday, June 4 June 4: Variety of mortgage jobs; COFI primer; Agency stock drama; upcoming events including bowling and breakfasts
Tuesday, June 3 June 3: Mortgage jobs; PHH sells fleet biz; new reverse mortgage program for correspondents; Caliber’s non-agency rollout
Monday, June 2 June 2: Mortgage production jobs; Fed study on affiliated relationships; bank M&A continues; is privacy dead in lending?
Saturday, May 31 May 31: Lending to non-U.S. citizens; Fair Lending on small loan amounts; changing comp on borrower-paid transactions
Friday, May 30 May 30: Mortgage jobs; Freedom continues to grow; $500k fine for RESPA violation; information on individual liability in CFPB cases
Wednesday, May 28 May 28: Mortgage jobs; RBS shrinking mortgage biz; bank M&A; MBA’s new compliance class; reverse mortgage update
Tuesday, May 27 May 27: Mortgage jobs; MBA releases lender profit numbers for 2013 – ouch; new HUD head
Saturday, May 24 May 24: Ginnie Mae’s initiatives; the difference between “manufactured” and “modular”; letters on lender & borrower education
Friday, May 23 May 23: Playing catch up on state-level changes, and lender & investor news; rates seem “happy” where they are – for now
Thursday, May 22 May 22: Mortgage jobs; fastest growing cities in the US; gag rule in loan servicing; lender & vendor updates
Wednesday, May 21 May 21: Mortgage jobs in retail & wholesale; books for LOs and secondary folks; Anti-Money laundering still a concern
Tuesday, May 20 May 20: Mortgage jobs across the country; the current state of bank & lender M&A; HUD approval process pause
Monday, May 19 May 19: Mortgage jobs; thoughts on NMLS numbers; the CFPB has not been idle in recent weeks
Saturday, May 17 May 17: Thoughts on predicting rates, LO responsibility for compliance; lender & investor updates
Friday, May 16 May 16: Latest NMLS report has some disturbing news; what you need to know about Unfair and Deceptive Acts and Practices
Thursday, May 15 May 15: Mortgage jobs & company funding; Johnson Crapo update; why CEO’s don’t rely on interest rate predictions
Wednesday, May 14 May 14: Mortgage jobs & new products; VA’s final QM rule; changes to HARP eligibility nixed; FHA’s HAWK program bends on MIP
Tuesday, May 13 May 13: Mortgage jobs; subservicer vendor management; changes at Cole Taylor; F&F change reps & warrants
Saturday, May 10 May 10: Agency, lender & investor updates; primer on debt service ratio; one suggestion to cure FHA’s woes
Friday, May 9 May 9: Mortgage jobs; trends in 0 point loans & what determines rate sheet pricing; CPR primer; propsed FHA ARM changes
Thursday, May 8 May 8: Mortgage jobs; F&F stress testing & Johnson-Crapo update; study on the impact of housing reform
Wednesday, May 7 May 7: Mortgage jobs & products; Radian to buy Clayton; low down payment loans & expanding guidelines on the rise
Tuesday, May 6 May 6: Mortgage jobs; bank & mortgage company mergers & acquisitions continue; cash-out refi popularity drops
Monday, May 5 May 5: Mortgage jobs; Mel Watt to speak out on the Agencies; MBS issuance and what recent earnings tell us about the biz
Saturday, May 3 May 3: Input on LO comp on reverse mortgages, buyback litigation, changes in appraisal policies, Section 8 violations
Friday, May 2 May 2: Mortgage jobs; the MBA’s opinion on rates; new non-agency deal – they’re not common; what is Operation Choke Point?
Thursday, May 1 May 1: Mortgage jobs; depository bank mergers continue; more lender changes ahead? Another lenders rolls out a non-QM product
Wednesday, April 30 Apr. 30: Mortgage jobs & job site; IOs from years ago being recast; referral fee discussion; MBA app numbers
Tuesday, April 29 Apr. 29: Plenty of mortgage jobs; scrutiny of Ocwen continues; be careful with branch manager comp
Monday, April 28 Apr. 28: Mortgage jobs; banks contemplate higher short term rates; Kroll rolls out non-QM pool risk measures
Saturday, April 26 Apr. 26: LO comp structures based on purchase vs. refi; MSA agreements; eClosings; a company’s core values
Friday, April 25 Apr. 25: Mortgage jobs; reports on lending trends; Arizona law impacts builders; a jaw-dropping list of rules & regs governing lenders
Thursday, April 24 Apr. 24: Mortgage jobs; Buffett ready to step in for Fannie & Freddie? Breaking news: CFPB research discovers confused borrowers at loan closings
Wednesday, April 23 Apr. 23: Mortgage jobs; the number of banks is declining; new interest in condo loans; existing home sales numbers dissected
Tuesday, April 22 Apr. 22: Plenty of mortgage jobs; non-QM loan webinar; TD bank’s no MI program; new jumbo program from ResMac
Monday, April 21 Apr. 21: Mortgage jobs; Ocwen freezes servicing deals; US Bank earnings; another stated income program
Saturday, April 19 Apr. 19: Thoughts on how 2014 is going, and thoughts from a few months ago on where things will go
Friday, April 18 Apr. 18: Compliance job; the CFPB’s news on disclosure forms; create your Freddie use profile; how is April looking for lenders?
Thursday, April 17 Apr. 17: Mortgage jobs; financial literacy, Millenials, and first time home buyers – they are all connected; The Make a Difference Program
Wednesday, April 16 Apr. 16: Mortgage jobs; more on “business” versus “consumer” purpose; Wells & Chase numbers reflect industry trends
Tuesday, April 15 Apr. 15: Mortgage jobs; mortgage bank & bank M&A; Ellie’s announcement; United Wholesale rolls out non-QM
Monday, April 14 Apr. 14: Correspondent opportunities; owning stock in the Agencies; FHA’s HAWK program; ABA Lending Survey results
Saturday, April 12 Apr. 12: Will the FHA change the cost of its insurance? The cost of extending a rate lock; an argument for non-automated LOs
Friday, April 11 Apr. 11: CFPB on loan closings; how Chase & Wells mortgage earnings reflect the industry while lenders continue to sell their only asset: servicing
Thursday, April 10 Apr. 10: Mortgage jobs; Ocwen’s racketeering lawsuit; MD halts eminent domain; latest on Agency debate
Wednesday, April 9 Apr. 9: Mortgage jobs; M&A in mortgage & banking continues; non-QM company list; mortgage applications drop again
Tuesday, April 8 Apr. 8: Mortgage jobs; proposed massive Citi settlement; CFPB hearing today on “Who’s in Your Wallet?”
Monday, April 7 Apr. 7: Mortgage jobs & opportunities; HAMP challenges; state & lender updates; is flood relief on the way?
Saturday, April 5 Apr. 5: More information on how mortgage prices work – especially gfees; What is the cost of compliance?
Friday, April 4 Apr. 4: Mortgage jobs; bank mergers roll on unabated; a primer on odd rate sheet pricing; demand for non-agency loans picks up
Thursday, April 3 Apr. 3: Mortgage jobs; CFPB hearing on discrimination & RESPA TILA information; state lawsuit involving Dodd-Frank
Wednesday, April 2 April 2: Mortgage jobs; the implications of Ellie Mae’s outage; mortgage applications continue to drop; what is “gain on sale”?
Tuesday, April 1 April 1: Mortgage jobs; CFPB RESPA-TILA update site; bank stress test results; FICO changes coming?
Tuesday, April 1