| May 28, 2012 |
Minority numbers; CFPB expansion; investor/vendor updates; don't forget why we have a holiday today |
| May 25, 2012 |
Industry observations from the TMBA event; lender updates |
| May 24, 2012 |
Understanding your operation is critical to profits; recent lender/investor updates |
| May 23, 2012 |
Mortgage jobs; Delinquencies down, sales prices up - what's going on? AIG & subprime; judicial v. non-judicial states |
| May 22, 2012 |
Non-agency update; buybacks wearing on industry; Fannie, Freddie, & Wall Street; FHA & condo project changes? |
| May 21, 2012 |
Mortgage jobs; Lots of training sessions; NMLS stats; fraud numbers; Oakland to require foreclosure fees |
| May 19, 2012 |
More lender updates; letters from the trenches and legal updates focused on the CFPB; classic dog video |
| May 18, 2012 |
A note on the implications of flat fee pricing; lender updates continue; ready for another refi wave? |
| May 17, 2012 |
Huh? The CFPB already has how many employees? And LO's wonder, "Could mortgage rates really go lower?" |
| May 16, 2012 |
CA mortgage jobs; stats point to a decent housing market; Nationstar & ResCap; Europe to continues to move our rates |
| May 15, 2012 |
Europe approves Basel III; Fifth Third cuts HARP 2.0; agencies absolved of causing meltdown |
| May 14, 2012 |
Mortgage jobs; ResCap's bankruptcy & California's budget woes; national refinance legislation proposal breakdown |
| May 12, 2012 |
No one's getting any younger; plethora of vendor & investor updates; a long but interesting joke |
| May 11, 2012 |
Yet another REFINANCE Bill from Congress; input on CFPB's LO comp; F&F transfer taxes in the news |
| May 10, 2012 |
CFPB to whack LO's upside the head? QM thoughts; How much does it take to be a mortgage banker? Texas' PrimeLending merger |
| May 9, 2012 |
What is going on in the housing market & housing indices? The U.S. Government, ResCap, and AIG |
| May 8, 2012 |
Mortgage jobs; agencies to limit counterparty risk? Elections & GDP; HARP & MI; HARP 3.0 on the way? |
| May 7, 2012 |
Underwriting jobs; new CEO at Stearns; letters on HARP & agency dividends; lots of deals being done |
| May 6, 2012 |
Lender, conference, and investor updates; the conversations at the MBA Secondary conference |
| May 4, 2012 |
Freddie's 1st quarter buyback totals; EverBank & PennyMac lots of M&A in the news; the CFPB & diversity |
| May 3, 2012 |
Mortgage jobs continue; Fannie's new g-fee policy concerns lenders; the CFPB's busy summer season including QM |
| May 2, 2012 |
Mortgage jobs; lender updates; March foreclosure numbers; the latest on the principal forgiveness plot |
| May 1, 2012 |
Mortgage jobs coast to coast; Wells Fargo's stance on negotiations in a foreign language; where to report LO comp violations |
| Apr. 30, 2012 |
After 5 banks shuttered, a primer on CD & savings rates; lender/investor updates; how old is the average NAR member? |
| Apr. 28, 2012 |
It's an agency world (including a reminder about the 120 day premium recapture) with lots of updates; at least the joke is a classic |
| Apr. 27, 2012 |
MetLife bales and sails - again; Ally's earnings; global GDP stats; comments on youths in our business |
| Apr. 26, 2012 |
Mortgage jobs in Georgia; mortgage news from California, Utah, and Mexico; QM chatter |
| Apr. 25, 2012 |
LO comp question; CFPB audit help; flood insurance expiring again? Are there any youngsters entering the biz? |
| Apr. 24, 2012 |
Mortgage jobs; California to change foreclosure laws? MGIC & SunTrust results; HARP 3.0? |
| Apr. 23, 2012 |
Reader input on issues; Volcker Rule delay - phew! Lots & lots of training & conferences coming up |
| Apr. 21, 2012 |
Lender, investor, and agency updates, plain and simple |
| Apr. 20, 2012 |
Wintrust Financial results; ECOA and QM are under CFPB; appraisal-related repurchase demands |
| Apr. 19, 2012 |
Borrower behavior and loan statistics of interest; Ally/Rescap update; chatter on agency's future; clever joke |
| Apr. 18, 2012 |
Repurchase tips; tenants' rights under the foreclosure settlement; info on upcoming conferences |
| Apr. 17, 2012 |
Mortgage jobs; HARP 2.0 & LP; QM update; 2nd lien problems; NMLS expanding to banks; CFPB holds lenders accountable for vendors |
| Apr. 16, 2012 |
Mortgage jobs; solid mortgage earnings continue as do more and more investor updates |
| Apr. 14, 2012 |
GMAC "significantly scales back"; Citi's HARP 2.0; lots of investor, agency, MI, and conference updates |
| Apr. 13, 2012 |
Chase & Wells earnings & mortgage numbers; CFPB enters comparing colleges; Flagstar & Freddie; the return of subprime? |
| Apr. 12, 2012 |
MBA's Secondary Marketing Committee; primer on inverse floaters; more lender updates |
| Apr. 11, 2012 |
Principal forbearance vs. forgiveness; more on CFPB & servicing; refi's falling; more investor updates |
| Apr. 10, 2012 |
Mortgage jobs; the CFPB to impact servicing! The Volcker Rule & hedging; Ally business shift; lender updates |
| Apr. 9, 2012 |
Mortgage accounting job; banks as landlords; Dodd-Frank dictates minority & women-owned service providers; the CFPB & your 401(k) |
| Apr. 6, 2012 |
Diving down into HARP's impact on prepayment speeds; watch for property deed scams; rates lower on weak employment |
| Apr. 5, 2012 |
Mortgage jobs; GFI & Arizona lawsuit chatter of note; principal reduction's sticky mess |
| Apr. 4, 2012 |
ING waves the white flag; Why relying on the Fed to keep rates low is not a good thing |
| Apr. 3, 2012 |
Mortgage hiring continues; HARP input from LO's & investors; comment on the CFPB's RESPA & TILA proposals |
| Apr. 2, 2012 |
Mortgage jobs continue; rumor about state LO licensing; a busy FDIC; upcoming conferences |
| Apr. 1, 2012 |
CFPB to tackle world's oldest profession; near-the-top lenders form private club; GSE's end HARP |
| Mar. 30, 2012 |
LO comp & the CFPB; the FHA & seller contributions; Redwood Trust, ewharehouse chatter |
| Mar. 29, 2012 |
Mo' mortgage jobs; Redwood's non-agency security; plethora of lender & MI updates |
| Mar. 28, 2012 |
Mortgage Ops jobs; HARP pricing & Fannie information; some upcoming events & training |
| Mar. 27, 2012 |
The OIG's view of Fannie & Freddie; Ally/ResCap update; who is ewarehouse? |
| Mar. 26, 2012 |
Mortgage jobs; input on HARP 2.0 pricing, processing, and underwriting; why is 15-yr product increasing? |
| Mar. 23, 2012 |
News on rating agencies; Focus on HARP-mania - catch the wave or let it pass? |
| Mar. 22, 2012 |
Mortgage jobs; timeshare fraud; title insurance numbers; more lender updates; FDIC to define "subprime" |
| Mar. 21, 2012 |
Refi applications dropping; lots of lender & investor updates; FHA's 4/9 date less than 3 week away |
| Mar. 20, 2012 |
Agency gossip; HARP chatter from lenders & MI companies; WHY have rates gone up? |
| Mar. 19, 2012 |
Mortgage jobs; HARP 2.0 chatter; agencies say no to private transfer fees; the CFPB & privacy |
| Mar. 16, 2012 |
Thoughts on home ownership and the FHFA REO program; few argue that the US economy is picking up a little |
| Mar. 15, 2012 |
Mortgage jobs continue; a primer on why we care about Treasury auction results; Thornburg execs reply |
| Mar. 14, 2012 |
Done stressing over stress tests; SEC & Thornburg; common underwriting mistakes; HUD's internet class guidelines |
| Mar. 13, 2012 |
Mortgage jobs; companies acquiring, entering into agreements; reps & warrants matter |
| Mar. 12, 2012 |
Mortgage jobs; a legal take on Fannie-BofA; RESPA in the Supreme Court; Freddie's performance |
| Mar. 10, 2012 |
PRA(P) for servicers; investors, lender, and MI updates; at least there's a joke |
| Mar. 9, 2012 |
Mortgage jobs continue; theory on MIP dates; the MBA & QM; HARP; chatter on compare ratios and BoA/Fannie |
| Mar. 8, 2012 |
Remember "Tangible Net Benefit"? Nationstar's IPO; Fannie update; a long but illustrative "joke" |
| Mar. 7, 2012 |
Mortgage jobs continue; FHA underwriting changes on collections and date restrictions put damper on streamline news |
| Mar. 6, 2012 |
Mortgage jobs; servicers matter for compare ratios; how will the FHA insurance premium change impact production? |
| Mar. 5, 2012 |
Mortgage jobs; Aurora bales and sails, and a seesaw of other plus's & minus's & interesting things in lender news |
| Mar. 4, 2012 |
Investor, agency, lender, and MI updates |
| Mar. 2, 2012 |
There is no 3.8% real estate tax; all-cash buyers still making news; input on the government's roll in all this |
| Mar. 1, 2012 |
Good comments on home ownership priority & HUD's BofA suit; Fannie loses how much? |
| Feb. 29, 2012 |
Echo Boomers & home ownership; more lawsuits; Redwood Trust's loss; thoughts on agency condo policies |
| Feb. 28, 2012 |
Mortgage hiring; details on FHA's MIP increase; AllReg's new product; HSOA update; upcoming events |
| Feb. 27, 2012 |
Mortgage hiring continues; more on HSOA's demise; letters on Citi & Provident; still great rates |
| Feb. 26, 2012 |
Adios Home Savings of America; an issue of MI and investor documentation & underwriting changes |
| Feb. 24, 2012 |
MI companies watching for the FHA MIP increase; BofA & Fannie - does it matter? The CFPB needs board members |
| Feb. 23, 2012 |
Volker Rule's impact on hedging rate locks; potential HARP 2.0 borrower pool defined; AMC's calling their tax attorneys? |
| Feb. 22, 2012 |
Mortgage jobs continue; Fannie & Freddie plan; American Home name change; couple webinars tomorrow |
| Feb. 21, 2012 |
Mortgage hiring; Time to clear up some g-fee and HARP 2.0 confusion; more conferences and companies expanding |
| Feb. 20, 2012 |
Mortgage/appraisal job; thoughts on Provident's condo change; accumulation of investor & lender changes |
| Feb. 17, 2012 |
Provident & condos; startling Utah stats; some promising signs for the US economy - will rates creep up? |
| Feb. 16, 2012 |
LO overtime lawsuit; "Wow" stats from Citi's lawsuit settlement; short sale versus foreclosure losses; ASF notes |
| Feb. 15, 2012 |
Trends in mortgage banking; conferences across the nation being lined up; a snazzy USDA pilot program |
| Feb. 14, 2012 |
Mortgage jobs; FHA insurance premium to increase again; CFPB servicing statement; AMC tax issues? |
| Feb. 13, 2012 |
Mortgage job available in retail; EverBank & warehouse lending; a few 2011 mortgage volume stats |
| Feb. 11, 2012 |
Yes, it's Saturday - time for some lender updates & gossip, and some interesting letters from the trenches |
| Feb. 10, 2012 |
Do the various settlements mean anything? Maybe not much. FinCen's impact on non-bank mortgage lenders |
| Feb. 9, 2012 |
More mortgage jobs; Ally to sell ResCap? NCUA on loan workouts; thoughts on the FHA Streamline situation |
| Feb. 6, 2012 |
CA mortgage jobs; Compare ratios, Streamlines, condo approvals, LI program changes - it's all 'bout FHA today |
| Feb. 4, 2012 |
Libertarian letters from the trenches; investor updates |
| Feb. 3, 2012 |
Investor public announcements; MBA classes; servicing comp change bearing away; harsher fraud penalties coming? |
| Feb. 2, 2012 |
Citi bales and sails on broker biz; don't rely on government's grand plan; Fed addresses sticky 2nd mortgage situation |
| Feb. 1, 2012 |
Large investors devolve/evolve - is servicing, or F&F, the answer? "Dead on arrival" refi plan to be announced today |
| Jan. 31, 2012 |
Mortgage jobs on either coast; financial M&A; Freddie's PR nightmare; servicing's negative earnings impact; more on MetLife's fade |
| Jan. 30, 2012 |
News, volumes, & rumors about correspondent investors; government turns its focus to HEMP |
| Jan. 27, 2012 |
California says "no thanks"; FHA, more FHA, thoughts on the compare ratio, and lender FHA changes that can't be ignored |
| Jan. 26, 2012 |
Mortgage jobs continue; forecast on FHA compare ratios; MetLife chatter; the importance of contingency plans for lenders |
| Jan. 25, 2012 |
Refi plan for non-government loans? Flagstar earnings; Chalk another one up for MERS; mortgage prices doing well relative to Treasuries |
| Jan. 24, 2012 |
Mortgage hiring; the latest on on-line lending; what principal forgiveness will cost; how HUD's changes will impact gov't lenders |
| Jan. 23, 2012 |
Mortgage hiring continues; BofA cuts CO refi's; letters from the trenches on current trends & how one company handles risk |
| Jan. 20, 2012 |
More mortgage jobs; old rating agency model becoming extinct? will independent mortgage banks be able to do HARP 2.0 loans? |
| Jan. 19, 2012 |
Mortgage ops job; g-fee increase chatter and possible impact on MBS prices; PNC's results reflect servicing lawsuit settlement? |
| Jan. 18, 2012 |
Wells' mortgage earnings indicative of industry? HUD to limit appeals? Kroll & Redwood Trust's deal; CFPB & appraisal fees |
| Jan. 17, 2012 |
Mortgage ops jobs; the CFPB unfurls its mortgage company audit procedure; recent and upcoming housing forecasts |
| Jan. 16, 2012 |
Special holiday edition dedicated to the mortgage tax; at least there's a joke at the end |
| Jan. 13, 2012 |
Mortgage production jobs; MBA class on fair lending; Redwood's new jumbo deal; Chase's mortgage earnings sag |
| Jan. 12, 2012 |
Mortgage jobs; insight from mortgage trader lingo; CFPB to sharpen claws on PHH? chatter on goals for F&F |
| Jan. 10, 2012 |
Wells rolls the g-fee hit ordered by Congress; Indiana refines originator rules; Fannie's EarlyCheck benefits |
| Jan. 6, 2012 |
Folks react to CFPB's "tell your story"; RMBS chatter; VA's appraisal changes; USB reacts to g-fee hike |
| Jan. 3, 2012 |
Mortgage jobs; in lending, Bank of America is back; thoughts on Basel III & MSR's; investors like residential mortgages |
| Jan. 2, 2012 |
Special edition of nothing but MI, investor, and lender updates - not for the faint of heart |
| Dec. 30, 2011 |
Experts' rate forecasts for 2012; 2011 forecasts that failed; MBS capital ratio chatter; Basel III thoughts |
| Dec. 29, 2011 |
A few good mortgage studies; one wholesaler rolls out HARP 2.0 and investors' thoughts on 2.0's impact |
| Dec. 28, 2011 |
GE & MetLife; Bank of America & turbulent times; PHH's financial condition; two banks' housing market forecasts |
| Dec. 27, 2011 |
PHH rumblings; FHA ant-flip waiver extended; unintended consequences of g-fee hike; tax deductible MI ending? |
| Dec. 23, 2011 |
New agency borrowers will pay for payroll tax cut extension; more agency news; catch the wave - move back in with your parents |
| Dec. 22, 2011 |
Spotlight on the agencies; Fortress' chief to take some time off; Fannie's interesting HARP 2.0 shift |
| Dec. 21, 2011 |
MBA/STRATMOR peer group; the CFPB wants your input! Insurance against fraud; info on cancelling Case Numbers |
| Dec. 20, 2011 |
Mortgage fraud continues; news from MetLife, LPS, M&T, REMN, Redwood Trust, Wells, Zillow, and BofA |
| Dec. 19, 2011 |
Banks to increase loan loss reserves? SEC's new lawsuit against Fannie & Freddie execs; investor changes continue |
| Dec. 16, 2011 |
VA loan limits; QRM update; TMBA kick-off conference for January; Fannie STAR news for servicers |
| Dec. 15, 2011 |
Mortgage jobs in the West; Confusion with NAR and fraud stats; ULDD extended; FDIC weighs in on appraisals |
| Dec. 13, 2011 |
Mortgage production jobs; mortgage company profits; Servicing: the who's, what's, why's, FHFA, and the MBA |
| Dec. 12, 2011 |
Mortgage AE jobs; broker share increases; Las Vegas' foreclosed-upon property law; interesting joke |
| Dec. 9, 2011 |
VA Home Loan primer; Cordray nomination temporarily derailed; FHA negative equity program clarifications |
| Dec. 8, 2011 |
Mortgage Ops job; Lending to borrowers with negative equity: spotlight on the FHA's Negative Equity Program |
| Dec. 7, 2011 |
SunTrust's buybacks; Citi's lay-offs; HARP 2.0 & refinancing speeds; MISMO back in action |
| Dec. 6, 2011 |
Mortgage jobs; NY Fed reports on multiple non-owner loans; the wind continues to come out of HARP 2.0's sails |
| Dec. 5, 2011 |
A dangerous combination of GMAC, Massachusetts, a lawsuit, unpaid TARP, and possible bankruptcy; LO comp tips and training |
| Dec. 2, 2011 |
FHA to raise premiums? HARP 2.0 hesitation; CFPB status; MI & investor updates as rates slide higher |
| Dec. 1, 2011 |
CA mortgage Ops job; at least some investors are rolling out HARP 2.0; 1st day of UCDP; rates slide higher |
| Nov. 30, 2011 |
MBA classes for originators; refi percentage dropping; S&P downgrades banks; HARP contact info for borrowers |
| Nov. 29, 2011 |
B. Frank out, M. Waters in? FHA capital reserves questioned again; Mass. title questions; Wells & Citi updates |
| Nov. 28, 2011 |
Mortgage production & Ops jobs; comments from the trenches on buybacks and production hold-ups |
| Nov. 25, 2011 |
Countrywide & Guam's settlement; PMI files for bankrupcty; primer on Fannie & Freddie's impact on Fed Funds |
| Nov. 23, 2011 |
How Basel III impacts mortgage prices; more stress testing for US banks; 9% approval rating for Congress |
| Nov. 22, 2011 |
Wells Fargo FICO pricing changes roil rate sheets; BofA challenges Fannie on buybacks; a great puzzle/joke at the end |
| Nov. 21, 2011 |
FHA gets the nod, Fannie & Freddie don't; flood insurance changes; NMLS update; investor news with the BofA timeline |
| Nov. 20, 2011 |
If you're a servicer, is breaking into a vacant house a crime? REIT angst; Texas SAFE Act versus the Fed's version |
| Nov. 18, 2011 |
Citi to dial back FHA/VA biz; where will market price HARP 2.0 loans? A plethora of investor & MI changes |
| Nov. 17, 2011 |
More mortgage jobs; rating agency fees going up; HARP 2.0 dissected & dissected further |
| Nov. 16, 2011 |
Mortgage jobs; margin changes for MBS's; new source of MBS prices for folks; HARP 2.0 details; Allied back in business? |
| Nov. 15, 2011 |
More mortgage jobs; orange alert for FHA program? Loan amount debate winds down; who will buy HARP 2.0 loans? |
| Nov. 14, 2011 |
Mortgage jobs; Wells postpones Streamline changes; MetLife beefs up reverse u/w; interesting prepayment news; loan limit update |
| Nov. 11, 2011 |
Reader input on LO comp, MI changes, servicing for the agencies, HARP 2.0, and FHA Streamlines |
| Nov. 10, 2011 |
LoanSifter & Google; servicing settlement news; are F&F doing enough? Ginnie Mae in the spotlight - in a good way |
| Nov. 9, 2011 |
Ginnie expert wanted; CFPB kicking into gear; Fannie loses $5 billion; Ally's ResCap to declare bankruptcy? Someone wake me up! |
| Nov. 8, 2011 |
More mortgage jobs; chunk of MGIC purchased; HARP 2.0 comments; new correspondent; investor updates continue |
| Nov. 7, 2011 |
Allied's False Claim Act lesson; upcoming LP, UCDP, UAD, and UMDP; investor changes continue |
