| Nov. 24, 2012 |
"High rate loan" defined; veterans go after Wells Fargo; Nationstar expands in CA; more bank & credit union mergers |
| Nov. 23, 2012 |
Former LPS exec - 1 million fraudulent documents? More on auditors; explanation of Europe; new golf rules |
| Nov. 21, 2012 |
Lacker's critique of Fed policy; CFPB's annual report; bank auditors are people too! |
| Nov. 20, 2012 |
FAMC jobs; Freddie tweaks Relief Refi program; collection of company and builder business Q&A tidbits |
| Nov. 19, 2012 |
Mortgage jobs; CFPB postpones one January deadline; FHA change to impact FHA refi biz - ouch! |
| Nov. 17, 2012 |
FAQ for Fannie underwriting; underwriting's impact on loan officer & company efficiency; classic Thanksgiving joke |
| Nov. 16, 2012 |
Mortgage jobs; Bernanke on underwriting; post office & FHA both bleeding red ink; MBA Future Leaders |
| Nov. 15, 2012 |
MI deduction thoughts; FHA - running out of money? Buffett buys more Wells; who takes the hit on writedowns? |
| Nov. 14, 2012 |
Mortgage jobs; the Black Friday myths; slice & dice the latest Redwood jumbo deal; Raj Date & DeMarco chatter |
| Nov. 13, 2012 |
Mortgage jobs & company opportunities; AIG eyes residential lending; big banks have 2nd chance at passing stress tests |
| Nov. 12, 2012 |
Nationstar jobs; PHH, MGIC, PennyMac news; Prospect enters correspondent; input on steering & LO comp |
| Nov. 10, 2012 |
Dodd Frank comp & steering question; quick thoughts on rate predictions; some disaster investor updates |
| Nov. 9, 2012 |
Flood bill primer; cash out refi trends; Fairway Independent & ValueQuest do good |
| Nov. 8, 2012 |
Fannie & Freddie making some coin while Ginnie volumes are huge; lack of inventory to impact Realtor ranks? |
| Nov. 7, 2012 |
Election results push rates down; M&A trend rolls on; increased regulations ahead; Ocwen, Nationstar, Zillow stock movements |
| Nov. 6, 2012 |
Mortgage jobs across the nation; Zillow buys Mortech; homeowners vs. hazard insurance basics |
| Nov. 5, 2012 |
Mortgage jobs at RWT; the cons of brokering out loans; Barron's take on Radian; reverse mortgage lending slows |
| Nov. 3, 2012 |
Photos of NY flooding; Housing stats to amaze your friends; lots of lender updates; church humor |
| Nov. 2, 2012 |
Redwood Trust continues growth; National Mortgage Database; Sandy & warehouse banks; do mortgage brokers add value? |
| Nov. 1, 2012 |
Realistic thoughts on low producing LO's; BOK & Impac earnings; Chase & MetLife; disasters don't boost economic well-being |
| Oct. 31, 2012 |
Update on changes in correspondent lending landscape; stats show very slow return of borrowers that default; FEMA site |
| Oct. 30, 2012 |
Mortgage jobs continue; FEMA update & markets closed; bank merger trend persists |
| Oct. 29, 2012 |
Primer on how gfees impact mortgage pricing; Fannie & Freddie profits; early close for bond markets due to storm |
| Oct. 27, 2012 |
A little history of the FHA to put things in perspective & compare ratio thoughts; political quotes continue |
| Oct. 26, 2012 |
Warren Buffett up to his shins in betting on a housing-related recovery; Zillow lists foreclosures |
| Oct. 24, 2012 |
Mortgage jobs continue; thoughts on strategic defaults and state-specific foreclosures; mortgage spreads |
| Oct. 23, 2012 |
Mortgage jobs; conference buzz; comments on gfees; how to pick a broker-dealer |
| Oct. 22, 2012 |
Mortgage jobs; VA lending on the upswing; 2013 pre-forecast forecasts; what conference-goers are talking about |
| Oct. 20, 2012 |
CFPB compensation; monitoring those at the closing table; Fannie desk's tips on handling gfee changes |
| Oct. 19, 2012 |
Why have mortgage rates gone up? Fiscal cliff break down; CFPB still looking to hire |
| Oct. 18, 2012 |
Bank earnings are solid; gfee chatter - who's buying "dem" mortgages? And what are they buying? |
| Oct. 17, 2012 |
Mortgage jobs continue; credit unions' view of CFPB's APR; Redwood's latest deal; what is the average gfee now? |
| Oct. 16, 2012 |
Mortgage jobs with a twist; Wells Fargo addresses "illegal" income; forced place insurance defined |
| Oct. 15, 2012 |
Mortgage jobs; how Wells & Chase results reflect overall mortgage trends - Citi video; Basel III to be delayed? |
| Oct. 13, 2012 |
The current state of underwriting and documentation guidelines - tales from the crypt; punny Halloween tale |
| Oct. 12, 2012 |
Eminent domain still out there; Wells & Chase earnings; investor & agency updates continue; college football humor |
| Oct. 11, 2012 |
Mortgage jobs; H&R Block bank on the block due to Dodd Frank; Fitch doesn't like Ocwen deal; a classic joke |
| Oct. 10, 2012 |
Wells' lobbying & lawsuit; M&A and layoffs continue in the name of efficiency; U.S. debt levels declining |
| Oct. 9, 2012 |
Loan limit primer; lessons on Basel III, Ocwen debt ratings, book values, and mortgage company ratings & profits |
| Oct. 8, 2012 |
The Fiscal Cliff & home values; Ocwen to start lending? Training news; bond markets closed today |
| Oct. 6, 2012 |
Wall Street & underwriting guidelines; are u/w guidelines evolving? investor updates; classic Halloween humor |
| Oct. 5, 2012 |
A brave new world in the secondary markets? Non-agency chatter; more M&A in mortgage banking; Flag changes its broker comp |
| Oct. 4, 2012 |
Mortgage jobs & a job fair; REIT business booming; Blackstone becomes #1 home buyer; banks making big bucks |
| Oct. 3, 2012 |
Mortgage jobs; Flagstar's leadership change; big lawsuits & settlements; private MI news; lock desks busy! |
| Oct. 2, 2012 |
Mortgage job in So Cal; Unintended consequences - can home loan rates go to 0%? (Hint: nope) |
| Oct. 1, 2012 |
Mortgage UW jobs; CFPB update on credit reporting; NMLS changes for LO's; USDA rural news; non-depositories continue to buy servicing |
| Sep. 29, 2012 |
160 agencies offer housing assistance; industry mergers continue; joke/explanation of derivatives |
| Sep. 28, 2012 |
ICON Residential sold; LO comp comments due; could Congress let Mortgage Forgiveness Debt Relief Act expire? |
| Sep. 27, 2012 |
Basel III to help big banks? And a calculation tool to show its impact; Texas Ratio helps LO's think about bank health |
| Sep. 26, 2012 |
AllRegs jobs; politics & housing; 3.8% real estate tax myth; lots of processing & origination stats |
| Sep. 25, 2012 |
Mortgage jobs; Luther Burbank-DOJ fair lending settlement; Guild's switch on FHA Streamlines; Bernanke joke |
| Sep. 24, 2012 |
Mortgage Ops & production jobs; Stearns' anti-steering form for brokers; FHA & condos; mass of servicing rules |
| Sep. 22, 2012 |
A note on the role of the broker; input on agency sales caps; lender updates |
| Sep. 21, 2012 |
Freddie and Fannie can earn a profit, right? And their double-secret "High Risk" Watch List of 300 lenders |
| Sep. 20, 2012 |
Unintended consequences of QE3; letters from the trenches on current lending standards; Fannie to roll out state-based pricing? |
| Sep. 19, 2012 |
Dodd Frank rulemaking update; NAR and builders suggest looser lending standards - surprised? |
| Sep. 18, 2012 |
Pool of potential borrowers deep; why a company would close a division; Bank of England plan; lots training coming up |
| Sep. 17, 2012 |
Mortgage jobs; letters on servicing premiums, prepayments, title scam, and the sacred mortgage interest deduction |
| Sep. 15, 2012 |
Subservicer list: a growth business - in servicing what you don't know really can hurt you; lender updates |
| Sep. 14, 2012 |
Readers' insightful reactions to Fed move; House passes FHA measure; new warehouse lender or... |
| Sep. 13, 2012 |
Reader comments on gfees and sales caps; Freddie buybacks; MERS & Radian in the press; CFPB Advisory Board announced |
| Sep. 12, 2012 |
Why the recent gfee increase? Why the annual Fannie sales cap? Will there be more? Link to buyback rep & warrant announcement |
| Sep. 11, 2012 |
Redwood's new deal; revamped repurchase plan; thoughts on importance of QC; agency updates |
| Sep. 10, 2012 |
Mortgage jobs; new CFPB exam procedure; states & NMLS expansion; do rates correlate directly to production? |
| Sep. 8, 2012 |
New g-fees begin to hit market; eminent domain news continues; reader input on mortgage & real estate trends |
| Sep. 7, 2012 |
Romney housing plan; USDA community list; thoughts on 4th quarter mortgage profits; appreciation to defeat eminent domain? |
| Sep. 6, 2012 |
Business proposition & mortgage jobs; trends in subprime collateral & home ownership; ready for Fannie DU 9.0? |
| Sep. 5, 2012 |
Mortgage jobs; servicing value observations; Affiliated pulls DU Refi Plus & lots of M&A and mortgage acquisition news |
| Sep. 4, 2012 |
Mortgage jobs; mortgage banker profit figures; g-fee hike implications; credit unions rockin' & rollin' |
| Sep. 1, 2012 |
Mortgage jobs open house; mortgage fraud report; what has happened with that supposed massive shadow inventory? |
| Aug. 31, 2012 |
Banking & HARP chatter - M&T has to pay how much as part of the Hudson deal? Upcoming training updates |
| Aug. 30, 2012 |
Dodd Frank diversity requirements; updates on TARP & shadow inventory |
| Aug. 29, 2012 |
Mortgage job; Warren owns how much Wells? Residential apps continue slow down; Ginnie issuance numbers |
| Aug. 28, 2012 |
Mortgage LO jobs; eminent domain fade? Thoughts on F&F capping volumes; an informal list of bank exams - holy smokes! |
| Aug. 27, 2012 |
Mortgage jobs; thoughts and ramblings on the broker business model & current compensation; Wells' new HARP policy |
| Aug. 25, 2012 |
HMDA reports; chatter on Treasury, Freddie, Fannie, and Basel III; investor updates - an alternative to FICO? |
| Aug. 24, 2012 |
SAFE Act for depositories & non-depositories; CMG halts the HARP; USDA program - once again - in turmoil |
| Aug. 23, 2012 |
CA mortgage jobs; interesting product mix stats - what do they tell us about borrowers, Ops, and future fundings? |
| Aug. 22, 2012 |
Fannie & Freddie short sale change; LO-Realtor comments; specified pool primer - how to pick up an extra point or two |
| Aug. 21, 2012 |
Mortgage jobs; rating agencies' thoughts on servicing changes; more on Treasury and F&F |
| Aug. 20, 2012 |
Mortgage jobs coast to coast; spotlight back on LO comp and potential penalties; why mortgage rates maybe shouldn't be here |
| Aug. 18, 2012 |
Week 1 of FinCen - time for a primer & a review of penalties; how to spot counterfeit checks; lender updates |
| Aug. 17, 2012 |
Builder market share; CFPB jobs pay how much? eminent domain setback; Treasury to revamp Fannie & Freddie backing? Why rates have risen |
| Aug. 16, 2012 |
How many banks were created last year? CFPB and others tackle appraisals - still waiting on QM |
| Aug. 15, 2012 |
Chicago eminent domain update; "when" not "if" for buybacks; lots of CFPB servicing proposal info; CFPB's undercover sleuth program hiring |
| Aug. 14, 2012 |
Mortgage jobs; production rankings; is eminent domain eminent? Realtor/LO banter; Citi cuts MGIC |
| Aug. 13, 2012 |
Mortgage jobs; "Green shoots" in the mortgage biz with a new MI company, vendors, and business plans; builder commitment interest upswing |
| Aug. 11, 2012 |
TBW - the gift that keeps on giving; investor updates; low rates aren't everything |
| Aug. 10, 2012 |
Basel III comment period extended; CFPB rolls out servicing guideline proposals for comment; LO Realtor thoughts |
| Aug. 9, 2012 |
Mortgage jobs; SunTrust sets broker comp; Streamline changes; underwriter finds two-headed armadillo in Austin USDA loan file |
| Aug. 8, 2012 |
Mortgage jobs; Wells' buybacks; agency results and the impact of the HARP; how much does NAR spend on lobbying? |
| Aug. 7, 2012 |
Mortgage jobs; are closing costs really going down? Historical LIBOR link; lender/industry updates |
| Aug. 6, 2012 |
Mortgage jobs; CFPB & the MI biz, audit comments, and discussion group; what Redwood Trust & PennyMac's results show us |
| Aug. 4, 2012 |
Banks & lending, or the lack thereof, its impact on rates & inflation; banking M&A news |
| Aug. 3, 2012 |
What is the fastest growing commercial sector? MI news, good & bad, runs rampant; BofA & Fannie grapple over $10 billion |
| Aug. 2, 2012 |
LOS primer; VA loan changes coming? Appraisers to have comp set in stone? San Bernardino bankrupt |
| Aug. 1, 2012 |
Compliance job in So Cal; DeMarco & Geithner grappling; the good, the bad, and the ugly of Freddie's HARP news |
| Jul. 31, 2012 |
The CFPB & non-banks; yes, mortgage companies are making money; lots of training, conference, and M&A updates |
| Jul. 30, 2012 |
Mortgage job fairs; Texas bank sues the CFPB; Hawaii's new originator laws; Chicago & eminent domain; Libor update |
| Jul. 28, 2012 |
Why the industry cares about this eminent domain thing; investor updates |
| Jul. 27, 2012 |
How long should you keep a loan file? Government report on appraisals; one take on DOJ/Wells settlement |
| Jul. 26, 2012 |
More mortgage jobs; FAMC's broker comp move; want to participate in a compensation survey? |
| Jul. 25, 2012 |
Mortgage jobs continue; CFPB publishes year's agenda; new FICO score; watching Kroll Bond Ratings; poverty in the U.S. increasing |
| Jul. 24, 2012 |
Mortgage jobs; Realtors & the CFPB; Flagstar & First Horizon diverge; a primer on fiscal versus monetary policy; Spain too big to bale? |
| Jul. 23, 2012 |
Mortgage production & secondary jobs; FinCen compliance for lenders coming; more lender & agency updates |
| Jul. 21, 2012 |
Size doesn't matter with the CFPB, which issues its first enforcement action; thoughtful letters on current events |
| Jul. 20, 2012 |
Security versus rate sheet prices; big bank earnings & layoffs; eminent domain conference call; good joke on communication |
| Jul. 19, 2012 |
Yes, Qualified Mortgage rules are a big deal for the lending and real estate industry; lender & vendor updates |
| Jul. 18, 2012 |
Broker to banker chatter; letters from the trenches on QM, eminent domain, and QC & compliance |
| Jul. 17, 2012 |
Mortgage jobs; more on eminent domain; QM rules a huge concern; ARM's, HARP, and refi rates |
| Jul. 16, 2012 |
Eminent domain issue should not be taken lightly; investor & training updates |
| Jul. 14, 2012 |
Bastille Day thoughts on Wells, 4th party originations, agency caps, minimum net worth, and counter-party risk |
| Jul. 13, 2012 |
The 800 pound gorilla makes a move - who's left for brokers? Chase & Wells earnings |
| Jul. 12, 2012 |
Employment trends; ResCap; HARP chatter; agency updates |
| Jul. 11, 2012 |
TARP update; FHFA REO news; link to comment on FHFA's PACE loan prohibition; still waiting for buyback clarity |
| Jul. 10, 2012 |
Mortgage jobs continue; 1099 pages from the CFPB & links to comment; Mortgage Debt Relief Act expiration |
| Jul. 9, 2012 |
Lots of mortgage jobs; one comment period ends today - it's a CFPB world - including non-banks! Blackstone as a landlord |
| Jul. 7, 2012 |
Link to Countrywide's VIP report; Texas population growth; M&A and lender updates |
| Jul. 6, 2012 |
Barclays & LIBOR & ARM rates; AIG & UG & HARP; our sluggish economy continues |
| Jul. 5, 2012 |
Orange alerts on California's laws & eminent domain focus; lender updates & many FHA streamline changes |
| Jul. 3, 2012 |
SunTrust jilted; California's law & Basel III will NOT help mortgage pricing; investor updates including agency disaster websites |
| Jul. 2, 2012 |
Profit per loan up dramatically - mortgage banks focused on purchase biz; LO's not exempt from OT? |
| Jun. 30, 2012 |
Lender/agency/training updates; Credit union originations; Realtors to lenders: "Remember us?" |
| Jun. 29, 2012 |
Mortgage IT job; macro tax implications of refinancing; investor updates including Fifth Third's cutting off NY |
| Jun. 28, 2012 |
The CFPB & reverse mortgages; It takes time and money to monitor counterparty risk; Colorado firefighter's radio feed |
| Jun. 27, 2012 |
First Horizon's buybacks; buyback legal chatter; Basel III and construction loans; Congress snubs small business? |
| Jun. 26, 2012 |
Mortgage jobs; FHA Streamlines & The False Claims Act - 3x damages? Conference call on Basel III for small banks |
| Jun. 25, 2012 |
Mortgage jobs; Old Republic & foreclosure legality updates; CA Homeowner Bill of Rights nears vote; lots & lots of training & education news |
| Jun. 23, 2012 |
Some factors that move mortgage pricing for borrowers, and the language of traders: "Excuse me stewardess, I speak jive." |
| Jun. 22, 2012 |
Mortgages in Canada; of course the borrower is paying for higher lending costs - did our gov't think lenders would? |
| Jun. 21, 2012 |
Mortgage jobs continue; FHA Streamline investor changes; other lender tweaks to slow/control volume |
| Jun. 20, 2012 |
High level & underwriter mortgage jobs continue; clarity on buybacks? MI in the age of HARP |
| Jun. 19, 2012 |
CFPB turns to reverse mortgages; banks making too much on HARP? Builders coming back; FHA Streamline investor news |
| Jun. 18, 2012 |
Mortgage jobs; PHH joins FHA Streamline movement; FHA purchase program; TBW CFO heading for the slammer |
| Jun. 16, 2012 |
A Saturday morning of FHA Streamline, investor, training, agency, conference, and M&A news |
| Jun. 15, 2012 |
Student loans pass credit card debt; CFPB observations; origination rankings - look who's #3! |
| Jun. 14, 2012 |
Mortgage jobs running production & in secondary; news from Indiana & California; FHA Streamline changes in the blink of an eye |
| Jun. 13, 2012 |
Wells' market share target (?) & Streamline change; CFPB's view of mortgage brokers; the MBA & 203(k)'s |
| Jun. 12, 2012 |
ResCap & Berkshire; buybacks continue to plague industry; letters from the trenches on appraisals |
| Jun. 11, 2012 |
Mortgage jobs; details on the cost to process a loan; NMLS stats; more on reasons & strategies for buybacks; guard those secondary gains |
| Jun. 10, 2012 |
Training, M&A news in our business; but mostly lender, agency, and investor updates |
| Jun. 8, 2012 |
Mortgage jobs; full speed ahead on Basel III; this lengthy commentary addresses appraisals - lots of good input on the situation |
| Jun. 7, 2012 |
Originator HARP chatter, and HARP's impact on refinances; investor/originator updates |
| Jun. 6, 2012 |
Details on the Fed Basel III vote tomorrow, how it may impact rate sheets and volumes, and the BofA servicing sale |
| Jun. 5, 2012 |
Mortgage U/W jobs; lender/regulatory updates; CMLA White Paper; the struggle to create QM underwriting guidelines |
| Jun. 4, 2012 |
Mortgage jobs; the tortilla industry's relation to LO & Realtor comp; thoughts on MBS versus rate sheet prices |
| Jun. 1, 2012 |
Fed's vote next week on Basel III will impact rate sheets; Beazer to form rental REIT; weak jobs number pushes rates even lower |
| May 31, 2012 |
Mortgage business opportunity; HARP 3.0 musings; what these high MBS prices mean; flood insurance in the news again? |
| May 30, 2012 |
Mortgage jobs; MBA revises 2012 volume estimates; QM update; organizations react to CFPB; 10-yr hits 1.68% |
| May 29, 2012 |
Supreme Court rules on RESPA case; Denver builder & fraud; what happens with delinquent USDA loans |
